Fundraising Fox

Ribbit Capital

Venture capitalActively deploying

Palo Alto · Seed–Growth · 40 people tracked

Also known as Ribbit · RIBBIT MANAGEMENT COMPANY, LLC

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Investment thesis

Ribbit backs founders who see systemic flaws and have the conviction to build better alternatives, spanning areas from AI and global commerce to infrastructure, wealth management, money movement, identity, data, and energy. The firm emphasizes that reshaping industries requires more than technology or business models; companies must build brands that change how people think and feel about entire categories. Ribbit offers capital, conviction, and a global network, with what it describes as an obsession with brand. It has partnered with entrepreneurs across nearly every continent who combine bold vision with relentless execution to transform, and ultimately overtake, established categories.

Invests inAI & Machine LearningCrypto & Web3Data & InfrastructureEnergyFintechSector AgnosticAfricaBrazilCanadaColombiaGermanyGlobalItalyMexicoPalo AltoSouth AfricaSpainTurkeyUnited KingdomUnited States

Source: firm website, verified Aug 3, 2026.

Stage
Seed–Growth
Check
$100K – $15M
HQ
Palo Alto, CA, US
Leads rounds
Leads
Instruments
Equity
Founded
2012
AUM
$20.8B
Tracked investments
46

Team · 40 people

from the firm's website & curated & public directories
Cindy McAdam· General Partnerin
Ray Chua· General Partnerin
Adrian Adegbesan
Akshay Choudhry
Alli London
Amy Hawkins-Leong
Andrew Ciatto
Anna Nguyen
Ben Paull· General Partnerin
Christina Paxinos
Dayna Moya
Denise Gilbert
Gabe Mennesson· Investorin𝕏
Ian McCreadie
Jaime Brantley
Jessi Brooks
Karen Sidey
Lesley Chavkin
Manav Kohli
Matt Tracey
Matt Wong
Max Montgomery
Max Ryan
Nick Huberin
Rebekah Murphy
Ryan Ly
Sal Gala· Investorin𝕏
Sophia Lee

What they invest in

from 37 of 46 portfolio companies

Fintech ×27SaaS ×13Enterprise Software ×12AI & Machine Learning ×10Crypto & Web3 ×9InsurTech ×4Developer Tools ×3HR Tech ×3

HQs:United States×23Mexico×2Brazil×1Canada×1Colombia×1France×1

Investments · 46 tracked

founders shown can be your intro path
Nu Holdings Ltd.NYSE: NUSEC filingmedium confidence

Grand Cayman

David Velez Osorno(Director)Nicolas Carlos Szekasy(Director)"Meyer ""Micky""" Malka(Director)

BoardDoug Leone(Director)

Board seatMeyer "Micky" Malka· per SEC Form D · $300M raise · filed Jun 2020

Brexbrex.comin𝕏✓ verifiedacquired by Capital One

Brex provides financial services and software for companies, including corporate cards and expense management tools.

AI & Machine LearningEnterprise SoftwareFintechSaaSSan Francisco, US

Henrique Dubugras(Founder/CEO)inPedro Franceschi(Founder)in

Elphelph.comin𝕏✓ verified

Brex provides financial services and corporate card solutions integrated with expense management software for startups, scaled companies, and ecommerce brands.

AI & Machine LearningDeveloper ToolsEnterprise SoftwareFintechSaaSSan Francisco, US

Ritik Malhotra(Founder/CEO)inTanooj Luthra(Founder/CTO)inVamsi Chitters(Founder)inSarat Ravi(Founder)inHenrique Dubugras(Co-CEO)

Imprintimprint.coin✓ verified

Imprint builds credit card and underwriting technology for financial institutions and brands to launch customized rewards credit cards.

FintechNew York, US

Daragh Murphy(Executive Officer, Director)Gaurav Ahuja(Director)

Pry Financialspry.coin𝕏✓ verified

Brex provides financial products and services designed for modern companies, including corporate cards, expense management software, and integrated financial solutions.

AI & Machine LearningEnterprise SoftwareFintechSaaSSan Francisco, US

Andy Su(Founder)inTiffany Wong(Founder)inHayden Jensen(Founder)inAlex Sailer(Founder)inHenrique Dubugras(Co-CEO)

Coalitioncoalitioninc.comin𝕏SEC filingmedium confidence

Coalition offers Active Insurance, a cybersecurity-focused insurance product designed to help organizations identify, mitigate, and respond to digital risks before they occur.

AI & Machine LearningCybersecurityInsurTechSan Francisco, US

Joshua Motta(CEO & Co-Founder)Nick Shalek(Director)John Hering(Director)Shardul Shah(Director)

Board seatNick Shalek· per SEC Form D · $250M raise · filed Jul 2022

Cora CaymanSEC filingmedium confidence

Grand Cayman

Igor Senra Megalhaes(Executive Officer, Director)Leonardo Soares Barbosa Mendes(Director)Santiago Fossatti(Director)

Board seatNikolay Kostov· per SEC Form D · $100M raise · filed Sep 2021

ForUsSEC filingmedium confidence

San Francisco, US

Justin David Ramirez(Director)David Boudreau(Director)Shinichiro Inoue(Executive Officer, Director)Barry A. Carr(Executive Officer)Paul Koontz(Director)John Hall(Director)

Board seatNick Shalek· per SEC Form D · $21.7M raise · filed Jan 2018

Gigs Inc.SEC filingmedium confidence

San Francisco, US

Board seatJordan Angelos· per SEC Form D · $69.9M raise · filed Dec 2024

Juniper Square, Inc.SEC filinghigh confidence

San Francisco, US

Board seatNick Shalek· per SEC Form D · $44M raise · filed May 2025

Next Insurancenext-insurance.comin𝕏SEC filingmedium confidence

Next Insurance is an insurance agency that issues business insurance coverage for customers.

InsurTechPalo Alto, US

Nick Shalek(Director)Eitan Bek(Director)Guy Goldstein(Executive Officer, Director)Matthew McElhattan(Director)Nissim Tapiro(Director)Oren Zeev(Director)

Board seatNick Shalek· per SEC Form D · $350M raise · filed Nov 2023

SafetyKitsafetykit.comin𝕏

SafetyKit provides an AI-powered fraud detection and abuse prevention platform for online marketplaces and platforms.

AI & Machine LearningCybersecurityEnterprise SoftwareFintechSaaSSan Francisco, US

David Graunke(Founder)inSteven Guichard(Founder)in

Board seatJordan Angelos· per SEC Form D

Settle Inc.SEC filingmedium confidence

San Francisco, US

Board seatNick Shalek· per SEC Form D · $75M raise · filed Nov 2021

Warren CaymanSEC filingmedium confidence

Grand Cayman

Lauren Connolley Morton(Director)Andre Capitani Gusmao(Director)Marcelo Maisonnave de Oliveira(Director)Rodrigo Grundig Monteiro(Director)Nikolay Nikolaev Kostov(Director)Tito Capitani Gusmao(Executive Officer, Director)

Board seatNikolay Kostov· per SEC Form D · $52M raise · filed May 2021

Ajaibajaib.co.idin𝕏

Ajaib is an investment application that enables users to buy stocks, mutual funds, bonds, cryptocurrencies, US stocks, and other global assets online.

FintechMarketplacesJakarta, ID

Anderson Sumarli(Founder)inYada Piyajomkwan(Founder)in

Alpen Labsalpenlabs.io𝕏

Alpen Labs builds a Bitcoin layer-2 network that enables financial applications through a ZK rollup with optimistic bridge architecture.

Crypto & Web3Fintech

John LightTrey Del BonisLiam EagenManish BistaAaron Feickert

Atlantic Moneyatlantic.moneyin𝕏

Atlantic Money is a cross-border money transfer service that allows users to send funds internationally with a flat £3 fee and live exchange rates.

Fintech

Balancegetbalance.comin𝕏

Balance provides real-time credit intelligence, embedded financing, and autonomous accounts receivable solutions for B2B transactions.

Enterprise SoftwareFintechSaaSSan Francisco, US

Bar Geron(Founder)inYoni Shuster(Founder)in

Base Powerbasepowercompany.comin𝕏

Base Power provides residential battery systems and retail electric provider services to customers in Texas.

CleantechEnergyHardwareTexas, US

Zach Dell(Founder & CEO)Justin Lopas(Founder)in

Campfirecampfire.aiin𝕏

Campfire is an AI-native ERP platform designed for accounting teams at mid-market and enterprise companies.

AI & Machine LearningEnterprise SoftwareFintechSaaSSan Francisco, US

John Glasgow(Founder)inTodd Ericksen(Executive Officer, Director)Steve Arntz(Executive Officer, Director)

Credit Karmacreditkarma.com𝕏

Credit Karma is an AI-powered personal finance platform that provides free credit scores, credit monitoring, cashflow insights, and financial marketplace services to help consumers understand and manage their finances.

AI & Machine LearningConsumerFintechSan Francisco, US

Kenneth Lin(Founder & CEO)in

Deeldeel.comin𝕏

Deel is a global HR platform that enables businesses to hire, onboard, and manage employees and contractors across borders.

Enterprise SoftwareFintechFuture of WorkHR TechSaaSSan Francisco, US

Alex Bouaziz(Founder/CEO)inShuo Wang(Founder/CRO)in

Fireblocksfireblocks.comin𝕏

Fireblocks provides infrastructure and platform services for managing digital assets and transactions, serving enterprises and startups that build and operate blockchain-based financial solutions.

Crypto & Web3Data & InfrastructureFintech

Michael Shaulov(Chief Executive Officer, Co-Founder)Pavel Berengoltz(Chief Technology Officer, Co-Founder)Idan Ofrat(Chief Product Officer, Co-Founder)

Fund 3 Outpostoutpost.spacein𝕏

Outpost provides advisory and operational support to space companies, helping them scale from early stage through IPO and acquisition.

Deep TechSpace Tech

Genesis Digital Assetsgenesisdigitalassets.comin

Genesis Digital Assets builds and operates data center infrastructure for high-performance computing workloads.

Cloud ComputingData & InfrastructureDeep TechEnergy

Gigsgigs.comin𝕏

Gigs provides a platform (Gigs OS) that enables tech brands and other companies to launch and operate their own mobile services without managing telecom infrastructure directly.

AI & Machine LearningDeveloper ToolsEnterprise SoftwareFintechSaaSSan Francisco, US

Hermann Frank(Co-founder, CEO)inDennis Bauer(Founder)in

Janejane.appin

Jane is a cloud-based practice management platform for interdisciplinary clinics including physiotherapy, massage therapy, counselling, and midwifery.

Cloud ComputingHealthtechSaaS

Jettyjetty.comin𝕏

Jetty provides financial services and solutions designed for renters and property managers to make rental payments more flexible and accessible.

FintechPropTech

Mike Rudoy(Founder & CEO)

KAVAKkavak.com

Kavak is an e-commerce platform and marketplace that buys, finances, and sells certified pre-owned cars through digital and physical channels across Latin America and Turkey.

E-commerceFintechMarketplacesMexico City, MX

Lighterlighter.xyz𝕏

Lighter is a zero-knowledge rollup built on Ethereum that enables high-speed, low-cost onchain trading through cryptographic proofs of order matching and liquidations.

Crypto & Web3FintechCambridge, US

Vladimir Novakovski(Founder & CEO)Susan E Vitka(Director)Alexis Fox(Executive Officer, Director)Lisa Feria(Director)Micah Risk(Executive Officer)Ronald Pastore(Executive Officer, Director)

M^ZEROm0.xyzin𝕏

M0 provides a modular platform for designing and deploying stablecoins, with configurable layers for token behavior, issuance, and partner integrations.

Crypto & Web3Fintech

Morpho Labsmorpho.orgin𝕏

Morpho is a decentralized lending protocol that provides enterprise-grade infrastructure for launching lending products.

Crypto & Web3Fintech

Paul Frambot(Founder & CEO)in

Multiplierusemultiplier.comin𝕏

Multiplier provides a global hiring and payroll platform that enables companies to hire, manage, and pay employees and contractors across 150+ countries with automated compliance.

Enterprise SoftwareFintechFuture of WorkHR TechSaaS<UNKNOWN>

OneKeygetonekey.ioin𝕏

OneKey helps site developers and operators identify optimal locations for building electric vehicle charging stations based on profitability analysis.

FintechParis, FR

Christophe Barre(Founder)inUlysse Prygiel(Founder)in

Peepal.cocoinswitch.coin𝕏

CoinSwitch provides cryptocurrency trading, investing, and staking services for high-net-worth individuals and institutional investors in India.

Crypto & Web3FintechIndia, IN

Privacy Policyiubenda.comin𝕏

iubenda provides a digital compliance platform that helps businesses create and manage privacy policies, cookie banners, terms and conditions, and accessibility documentation to meet global privacy regulations.

LegalTechSaaS

Andrea Giannangelo

Privyprivy.io𝕏

Privy provides infrastructure for building crypto wallets and moving digital assets, enabling developers to integrate wallet functionality, stablecoin transfers, and automated payment systems into their applications.

Crypto & Web3Developer ToolsFintechBoston, US

Ben Jabbawy(Executive Officer, Director)Samuel Clemens(Director)

Sealancesealance.ioin𝕏

Sealance is building a blockchain-based trust platform for the cryptocurrency industry that uses zero-knowledge proofs to verify identities, enforce compliance policies, and certify transactions while preserving privacy.

AI & Machine LearningCrypto & Web3Fintech

Slashslash.comin𝕏

Slash provides enterprise-grade cash management and deposit insurance services for businesses, offering FDIC coverage expanded across a network of partner banks with real-time transaction controls and approval workflows.

Enterprise SoftwareFintechSaaSSan Francisco, US

Victor Cardenas(Founder)inKevin Bai(Founder)in

Slingsling.moneyin𝕏

Morse (also referred to as Sling) is a cross-border payments platform that enables users in 150+ countries to receive US dollars and manage international money transfers, investments, and spending without markup fees.

Crypto & Web3Fintech

Sofíasofiasalud.comin𝕏

Sofía is a Mexican health insurance provider offering comprehensive medical coverage for employees, including hospitalization, specialist consultations, preventive care, and unlimited video consultations managed through a mobile app.

HealthtechInsurTech

Somossomosinternet.coin𝕏

Somos provides home internet and television services to consumers in Colombia, offering over 100 live channels and TV Box devices with a proprietary app.

ConsumerPropTechMedellín, CO

Forrest Heath(Founder)in

Takousetako.comin𝕏

Tako builds AI agents that automate HR operations, handling tasks like payroll processing, data verification, and error correction.

AI & Machine LearningEnterprise SoftwareHR TechSão Paulo, BR

Fernando Gadotti(Founder & CEO)Sebastian Mejia(Founder & Chairman)

Vise Technologies

New York, US

Shaun Maguire(Director)Shahriar Hafizi(Executive Officer)Runik Mehrotra(Executive Officer, Director, Promoter)Samir Vasavada(Executive Officer, Director, Promoter)Meyer Malka(Director)Ravi Gupta(Director)

PartnerMicky Malka· quoted

Vouchvouch.usin𝕏

Vouch provides directors and officers (D&O) liability insurance designed for venture-backed companies navigating investor disputes, wrongful termination claims, and governance challenges.

Enterprise SoftwareFintechInsurTechSaaSSan Francisco, US

Sam Hodges(Founder/CEO)inTravis Hedge(Founder)inNicholas Shalek(Director)Meyer Malka(Director)Kellyn Wulff(Executive Officer)Igor Cerc(Director)

ZenPayroll

San Francisco, US

Joshua Reeves(Executive Officer, Director, Promoter)Edward Kim(Executive Officer, Director, Promoter)Brett Willms(Executive Officer)Hemant Taneja(Director)Mark London(Executive Officer, Director, Promoter)

Rows marked “SEC filing” are inferred from directors named on the company's SEC Form D — public regulatory data, not a portfolio list published by the firm.

Frequently asked questions

What stage does Ribbit Capital invest at?
Ribbit Capital invests at the Seed, Series A, Series B, Series C, Growth stages.
What is Ribbit Capital's typical check size?
Ribbit Capital typically writes checks of $100K – $15M.
What sectors does Ribbit Capital focus on?
Ribbit Capital focuses on AI & Machine Learning, Crypto & Web3, Data & Infrastructure, Energy, Fintech, Sector Agnostic.
Where is Ribbit Capital located?
Ribbit Capital is headquartered in Palo Alto, US.
Does Ribbit Capital lead rounds?
Yes, Ribbit Capital leads investment rounds.

Media · Podcasts & interviews

featuring the team

The Programmable Economy: Where AI, Data, and Capital Converge - Nick Shalek - Ribbit Capital - YouTube

Juniper Square · Nick Shalek

Interview with Ribbit Capital's Nick Shalek - YouTube

Leader's Edge Magazine · Nick Shalek

Redefining Venture Capital: Insights from Top VC Micky Malka of Ribbit Capital - YouTube

Endeavor Global · Micky Malka

Keeping crypto innovation in the U.S. with policy, ft. Sigal Mandelker of Ribbit Capital - YouTube

Stellar Development Foundation · Sigal Mandelker

FTX 2020 | State Of Union Of Fintech with Micky Malka (Ribbit Capital) - YouTube

Razorpay · Micky Malka

FINTECH with Micky Malka - Founder of Ribbit Capital | 1 Hour Intern Podcast - YouTube

1 Hour Intern · Micky Malka

Images

Ribbit Capital photo

Co-investors · 137

Andreessen Horowitz

Andreessen Horowitz's Strategic Partnerships page describes collaborations that connect its portfolio companies with established institutions to help scale and deploy their technology.

$500K – $50M
Sequoia Capital

Sequoia Capital is a venture capital firm that partners with founders to build technology companies, with a strong current focus on artificial intelligence.

$4.4M – $214M
General Catalyst

General Catalyst is a venture capital and investment firm that backs founders across industries, with a strong focus on AI-driven transformation, fintech, healthcare, and other sectors.

$30M
GV (Google Ventures)

Google Ventures is a venture capital investor that backs innovative founders across multiple industries, focusing on long-term partnerships and providing value across multiple funding stages and company milestones.

$250K – $50M
Founders Fund

Founders Fund is a venture capital firm that invests in technology companies across sectors, backing companies such as Anduril and Palantir.

$500K – $5M
Lightspeed Venture Partners

Lightspeed Venture Partners is a global venture capital firm known for backing AI and technology founders, emphasizing deep, hands-on partnerships with the companies it funds.

$1.7M – $87M
Craft Ventures

Craft Ventures is a venture capital firm founded and run by former founders, operators, and investors who provide startups with hands-on support, senior talent access, and proven scaling playbooks.

$50K – $50M
Accel

Accel is a venture capital firm that partners with exceptional founding teams, positioning itself as a first partner to startups globally.

$1.6M – $70M
Khosla Ventures

Khosla Ventures is a venture capital firm known for backing bold, contrarian bets in world-class teams that can reshape entire industries.

$5K – $50M
Greylock Partners

Greylock Partners is a venture capital firm that backs founders at the earliest stages, often as their first investor before a product exists.

$100K – $200M
Techstars

Techstars is a startup accelerator and early-stage investor that funds ambitious founders and provides capital, mentorship, and access to a global network of investors, operators, and corporate partners.

$220K
New Enterprise Associates (NEA)

New Enterprise Associates (NEA) is a venture capital firm that invests in and provides long-term support to founders building new companies.

$200K – $40M
125 more co-investors

Index VenturesRedpoint VenturesLong Journey VenturesFounder CollectiveBenchmarkFelicis VenturesFJ LabsBain Capital VenturesUnknown VenturesFirst Round CapitalUberKleiner PerkinsFoundation CapitalCoatue ManagementB Capital GroupSound VenturesIVP (Institutional Venture Partners)DST GlobalTiger Global ManagementBalderton CapitalOffline VenturesSlow VenturesSciFi VCInnovation EndeavorsForerunner VenturesHeadlineAccel-KKREmergence Capital PartnersAfore CapitalAdditionBond Capital ManagementResolute VenturesSouth Park CommonsPractical Venture CapitalElectric CapitalTodd and Rahul’s Angel Fund8VCCrosslink CapitalQED InvestorsTrinity VenturesRed Swan VenturesTrajectory VenturesHack VCParadigmThrive CapitalBase10 PartnersSocial LeverageGoodwater Capital2048 VenturesQueensBridge Venture PartnersFifth WallM13Pantera Capital75 & SunnyEQT VenturesCyberstartsWGI GroupTribe Capital FirstlookPrimary Venture PartnersCoinbase VenturesSpeedinvestBetter Tomorrow VenturesStandard CapitalNext Play VenturesHaun VenturesTenaya CapitalDreamers VCAlleyCorpMoxxie VenturesBallistic VenturesMaC Venture CapitalScribble VenturesPoint72 VenturesQualcomm VenturesFlourish VenturesAnthemis VenturePeak XV PartnersNyca PartnersScience VenturesSummit PartnersMosaic VenturesDig Ventures Management Limited9Yards CapitalMotier VenturesMulticoin CapitalGreenoaksEndeavor CatalystScalar CapitalKaszek VenturesClocktower VenturesTenOneTen VenturesGigascale CapitalVerified CapitalVersion One VenturesNeotribe VenturesStripePIPELINE CAPITAL PARTNERSDragoneer Investment GroupArriveVista Venture PartnersWI Harper Group10x GenomicsANIMO VenturesRichmond Global VenturesOriginsOCA VenturesRed Sea VenturesNewtopia VCBitwise Asset ManagementalboMerak VenturesHorizon 3 Venture StudioMKT1 CapitalTechnology Crossover VenturesAlexandria AngelsSilicon VenturesIDG CapitalGlade Brook Capital Partners17SigmaBerkeley Angel NetworkKombo VenturesRET VenturesQuartzCosmic Venture PartnersFlight Deck Capital

Firms observed investing alongside Ribbit Capital, from public investor directories.

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