🦊/Investors

Better Tomorrow Ventures

Venture capitaloperating company · company profile

San Francisco · Pre-Seed–Seed · 6 people tracked

Also known as BE BETTER TOMORROW, LLC

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1,725 people in our graph share verified history with the Better Tomorrow Ventures team — schools, employers, funds. One of them is your warm intro.

Wesley Chanunlockedknows Jake Gibson · together at Massachusetts Institute of Technology (overlapped)
×2knows the team · via Massachusetts Institute of Technology
×9knows the team · via Intel Capital
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Investment thesis

BTV backs early-stage fintech founders, operating on the belief that financial technology drives a better future. Positioning itself as an extension of a startup's founding team and a founder's first call, the firm leverages operator experience to shorten learning curves. It offers hands-on help across hiring, building, company culture, distribution, strategic partnerships, and fundraising. BTV emphasizes responsiveness, deep fintech expertise, and an extensive network to support seed-stage teams as they build and scale their companies.

Source: firm website, verified Sep 15, 2026.

Stage
Pre-Seed–Seed
Check
$500K – $4M
HQ
San Francisco, CA, US
Leads rounds
Leads
Instruments
Equity
Founded
2019
Last 12 months
6 investments
AUM
$450M
VC funds
8
Tracked investments
117
Unicorns
6
IPOs
1

Team · 6 people

from the firm's website & curated & public directories
Yoni Lateiner· Head of Talentin𝕏

Founder mafia

3 people who came through Better Tomorrow Ventures went on to found or lead other companies.

What they invest in

from 104 of 117 portfolio companies

Fintech ×74SaaS ×67AI & Machine Learning ×37Enterprise Software ×29Data & Infrastructure ×14InsurTech ×12HR Tech ×10Consumer ×8

HQs:United States×53Brazil×3India×3United Kingdom×2Mexico×2Argentina×1

Who they back

founder profiles across 55 portfolio companies
31%
solo founders
17 of 55 mapped founding teams
53%
repeat founders
of 88 founders with career history
~3 yrs
old at investment
median across 13 dated deals

Founding team size:solo founder×172 founders×263 founders×114+ founders×1

Where their founders studiedfrom 77 founders with education data

Harvard University ×3Stanford University Graduate School of Business ×3University of California, Berkeley ×3University of Waterloo ×3Boston University ×2Columbia Business School ×2Columbia Engineering ×2Harvard Business School ×2

What their founders studiedfrom 72 founders with field-of-study data

Computer Science ×21Engineering ×15Finance & Accounting ×15Economics ×14Business & Management ×8Politics & Policy ×4Social Sciences ×4Mathematics & Statistics ×3

Where their founders worked beforefrom 88 founders with career history

Goldman Sachs ×5Deutsche Bank ×4Grinnell College ×3McKinsey & Company ×3Adventure Fund ×2American Family Insurance ×2BICS ×2Brex ×2

Accelerator rootsportfolio companies that came through a program

Y Combinator ×9500 Global ×5

2 founders hold a PhD · 15 hold an MBA (of 79 with degree data)

Investments · 117 tracked

founders shown can be your intro path

By year:2026 · 42025 · 112024 · 12023 · 102022 · 52021 · 32020 · 22018 · 12017 · 138 dated

Cadanacadanapay.comin𝕏✓ verified

Cadana provides compensation infrastructure that lets companies offer branded global payroll, real-time payouts, and tax automation across more than 100 countries via white-label or API integration.

ConsumerData & InfrastructureFintechFuture of WorkHR TechSaaSNew York City, US

Albert Owusu-Asare(Co-founder & CEO)inAmeer Shujjah(Co-founder & President)inRabia Sheikhin

Co-investors500 GlobalCostanoa Ventures

Pontelaborpontelabor.comin✓ verified

Ponte is an AI recruiting assistant for hotels that automates resume screening, voice-based pre-screening interviews, interview scheduling, and onboarding follow-ups.

AI & Machine LearningHR TechSaaS

Co-investorsNFXWischoff Ventures

Roomiyroomiy.comin✓ verified

Roomiy pre-purchases hotel room nights in bulk through private B2B wholesale channels and pays hotel owners upfront in monthly advances, giving them predictable cash flow without taking on debt.

FintechSaaSTravel & Hospitality

Khalid (Khal) Ladha(Co-Founder & CEO)Duncan Hall(Co-Founder & COO)inKhal Ladha(Founder)in

Co-investorsSlow Ventures

Caplight Technologiescaplight.cominJun 2026

Caplight provides pricing data and analytics for the private company secondary market, including historical pricing trends, trade history, real-time market alerts, and investor insights sourced from primary and secondary transactions.

Data & InfrastructureFintechSaaSSan Francisco, US

Justin Moore(Co-founder & CTO)inJavier Avalos(Co-founder & CEO)inMaria Rabinovich(Executive Officer)in

Board seatJake Gibson· per SEC Form D

Co-investorsClocktower VenturesEthos VCFin CapitalL'ATTITUDE VenturesLEAP Global PartnersPLG Ventures+3 more

Adapt Insuranceadaptinsurance.comin

Adapt automates document retrieval and processing for insurance agencies, capturing carrier notifications and endorsements directly into agency management systems.

Enterprise SoftwareInsurTechSaaS

Co-investorsIA Seed VenturesMGV.VC

Agreeagree.comin𝕏

Agree offers a platform that automates the contract-to-cash process, covering agreements, billing, payments, collections, and reporting through agentic workflows.

AI & Machine LearningFintechSaaSSan Francisco, US

Will Hubbard(Co-founder)inEvan Dudla(Co-founder)inMarty Ringlein(Co-founder)in

Co-investors8-Bit CapitalFirsthandVCTrust FundApolloBlank Ventures

Albertalbert.com𝕏

Albert offers Genius, an AI-powered financial assistant that helps consumers budget, track spending, build financial plans, move money between accounts, shop within budget, and create travel itineraries.

AI & Machine LearningConsumerFintechTokyo, US

Andrzej BaraniakYinon Ravid(Founder)in

Co-investors500 GlobalAltaIR CapitalCamp One VenturesCapitalGCSC UpshotDiagram+6 more

AngelListangellist.comin𝕏

AngelList's investor management platform provides tools for venture capital and private equity firms to streamline LP interactions, automate fund operations, and deliver reporting and portfolio updates through a branded digital experience.

Enterprise SoftwareFintechSaaS

Avlok Kohli(CEO)in

Co-investorsAccelerator VenturesAccompliceAltra VentureAngel Collective Opportunity FundAtacama VenturesBase Venture Management, Inc.+39 more

Basisgetbasis.ai

Basis builds autonomous AI agents that perform accounting work end-to-end, collaborating with accountants at key decision points to deliver finished accounting deliverables.

AI & Machine LearningEnterprise SoftwareFintech

Mitchell Troyanovsky(Co-founder)inMatt Harpe(Co-founder)in

Co-investorsAccelAvid VenturesBoxGroupKhosla Ventures

Basisusebasis.coinFeb 2026 · $100M

Basis provides a data platform for B2B fintech products, offering bank connections and business financial data through an API and a no-code dashboard.

Data & InfrastructureFintechSaaS

Co-investorsEvolution VenturesAccelAvid VenturesBoxGroupGV (Google Ventures)Khosla Ventures+1 more

Blaideblaide.com𝕏

Valet provides AI agents that work alongside teams within Slack to handle research, follow-ups, syncing, and reporting across a company's tools.

AI & Machine LearningFuture of WorkSaaSSan Francisco, US

Peter B(Founder)

Blaisegetblaise.comin

Blaise builds insurance-native large language models and an AI-powered assistant that turns complex insurance questions into natural-language requests.

AI & Machine LearningFintechInsurTech

Co-investorsNew York Life Ventures

Brevardbrevard.ai

Brevard.ai provides predictive analytics, underwriting, and liability modeling tools for asset-based finance professionals.

AI & Machine LearningData & InfrastructureFintech

Brikmatebrikmate.comin

BrikMate provides agentic automation software for commercial real estate back-office operations, enabling teams to manage lease work and portfolio management tasks more efficiently.

AI & Machine LearningEnterprise SoftwarePropTechSaaS

Butterbutterhq.com

Butter is a newsletter platform for churches that builds and sends weekly emails, syncing contact lists from Planning Center.

Co-investorsMPG Fund

Calizacaliza.comin𝕏Sep 2023 · $5.3M

Caliza provides global payment and USD account infrastructure for businesses that need cross-border financial services.

Fintech

Co-investorsAbstract VenturesInitialized CapitalValor Capital Group

Calizacaliza.coin𝕏Sep 2023 · $5.3M

Caliza provides cross-border payment infrastructure that lets international businesses make instant global payouts, open multi-currency and USD-denominated accounts, run FX and treasury operations, and transact in fiat or stablecoins.

Crypto & Web3FintechSaaS

Co-investorsAbstract VenturesDigital Currency GroupDunbar CapitalKraynos CapitalQED InvestorsQuona Capital+2 more

Capacapa.fi

Capa provides a cross-border payments platform that uses stablecoins to move money across Latin America, offering instant FX, unified local banking rails, and liquidity through market making.

Crypto & Web3Data & InfrastructureEnterprise SoftwareFintech

Co-investorsAlter GlobalNorte VenturesReverieBTV

Capbasecapbase.comin𝕏

Capbase provides software for founders to incorporate companies, issue equity, and manage cap tables with automated legal compliance.

FintechLegalTechSaaS

Co-investorsClocktower Ventures

CashBookcashbook.inin𝕏Sep 2021

Cashbook is India's first UPI wallet platform purpose-built for employee and vendor expense management.

Enterprise SoftwareFintechSaaSBengaluru, IN

Vivek Kumar(Founder)inAshutosh Pathak(Founder)in

Co-investorsY Combinator

Charliecharliehr.comin𝕏Seed · May 2023 · $8M

Charlie (CharlieHR) is HR software that automates HR tasks for small companies and startups, with one-to-one HR support services (Charlie Advice and Charlie Plus) to help them manage people and build engaged teams.

Future of WorkHR TechSaaSLondon, GB

Ben Gateley(CEO & Co-Founder)inRob O'Donovan(Co-Founder & Chairman)inTom Carrington SmithinVicky Magill(CFO)inTimi Olotu(CRO)in

Co-investors500 GlobalTTV Capital

Charlie Financialcharlie.comOct 2023

Charlie is a financial services company offering banking services designed for people aged 62 and over, with features like fraud protection, no monthly fees, and human customer support.

FintechLos Angeles, US

Kevin Nazemi(Executive Officer, Director)inIbrahim El Tatawy(Executive Officer, Director)Ivan Nausieda(Executive Officer, Director)

BoardGardiner Garrard(Director)in

Co-investorsExpaFPVWestern Technology InvestmentTTV Capital

Cheerscheers.credit𝕏

Cheers is a fintech startup that helps consumers, particularly immigrants with little or no U.S. credit history, understand and build their credit.

ConsumerFintech

Ken Lian(Founder)Qing(Co-founder)

Co-investorsAmplify.LATrinity Ventures

Chipper Cashchippercash.comin𝕏

Chipper Cash provides a mobile platform that enables Africans to send money internationally to bank and mobile money accounts across 21+ African countries, plus payment cards and fractional stock investing.

Fintech

Ham Serunjogi(Founder & CEO)inMaijid Moujaledin

Co-investors137 Ventures500 GlobalDebut CapitalDeciensEthos VCFlucas Ventures+14 more

Cladwithclad.comin𝕏

Clad provides software that unifies project operations and finance for utilities, internet companies, and contractors working on power and broadband infrastructure.

Construction TechEnterprise SoftwareMarketplacesPropTechSaaSNew York City, US

Jason Rudin(Founder)in

Co-investorsY Combinator

Clearcoclear.coin𝕏

Clearco provides funding to e-commerce businesses based on their sales data and revenue performance.

Direct to ConsumerE-commerceFintech

Michele Romanow(Founder)inTanay Delima(Founder)inIvan Gritsiniak(Founder)in

Co-investorsBow CapitalFounders Circle CapitalFrontline VenturesGarage CapitalGolden VenturesInovia Capital+7 more

Clearcoverclearcover.comin𝕏

Clearcover is an insurance company that simplifies auto insurance coverage selection and claims processing through a mobile-first platform, enabling fast claim payouts.

InsurTechChicago, US

Kyle Nakatsuji(Executive Officer, Director)inDerek Brigham(Executive Officer, Promoter)inJennifer Kemp(Executive Officer)Jennifer Crutchfield(Executive Officer)Norman Smagley(Executive Officer)in

BoardCynthia Hardy(Director)

Co-investors500 GlobalAmerican Family VenturesGeodesic CapitalIA Capital GroupLightbankOMERS Ventures+6 more

CloudTruckscloudtrucks.comin𝕏

CloudTrucks provides a platform that connects independent truck owner-operators to a network of carriers for freight shipping, handling compliance and cash flow management.

Logistics & Supply ChainSaaS

Tobenna Arodiogbu(Founder & CEO)inJin Shieh(Founder)inGeorge Ezenna(Founder)in

Co-investorsAbstract VenturesCraft VenturesHumba VenturesKindred VenturesMenlo VenturesSummit Peak Investments+3 more

Clubbiclubbi.com.brJun 2022 · $12M

Clubbi operates a business-to-business online marketplace for fast-moving consumer goods in Latin America.

Joao Macedo(Founder)in

Co-investorsCapria VenturesNFXValor Capital GroupALLVPCanaryHi Ventures+2 more

Coasttrycoast.comin𝕏Feb 2022 · $27.5M

Coast helps software companies create interactive product demonstrations and tell their product stories more effectively.

Developer ToolsEnterprise SoftwareMarketing TechSaaSNew York City, US

Spencer Levitt(Founder)inAustin Pager(Founder)in

Co-investorsBehind Genius VenturesRecall CapitalY CombinatorAccelAvid VenturesBoxGroup+3 more

Coastcoastpay.comin𝕏Feb 2022 · $27.5M

Coast is a financial technology company that offers a Visa commercial card for fuel and business expense payments, aimed at businesses operating vehicle fleets.

FintechLogistics & Supply ChainMobility & TransportationSaaS

Daniel Simon(Founder)in

Co-investorsAccelAvid VenturesColle Capital PartnersICONIQSciFi VCVesey Ventures+3 more

Collectivecollective.comin𝕏Jul 2023 · $50M

Collective is an online back-office platform for self-employed people and single-person businesses ("Businesses-of-One"), offering services such as business formation, taxes, and accounting.

FintechFuture of WorkSaaS

Hooman Radfar(Founder & CEO)in

Co-investorsAglae VenturesArdent VentureExpaGradient VenturesInnovius CapitalKindred Ventures+10 more

Creditbookcreditbook.pkin

CreditBook provides embedded financial infrastructure—including banking, lending, and financing tools with white-label UI, SDKs, and APIs—that platforms and partners can integrate to offer financial services to small businesses.

FintechSaaS

Hisham Adamjee(Founder)inHasib Malik(Founder)in

Co-investorsAmaana CapitalFlucas VenturesKube VCVentureSouqKearny Jackson

Cushioncushion.aiinJan 2025

Cushion builds AI and machine-learning infrastructure that extracts and structures consumer financial data from email inboxes, including buy now pay later loans, utilities, subscriptions, and credit card statements.

AI & Machine LearningConsumerFintechBrooklyn, US

Paul Kesserwani(Founder & CEO)inJonathan Hallman(Executive Officer, Director)

Co-investorsGreen Cow Venture Capital500 GlobalAfore CapitalFlourish VenturesVestigo Ventures

Deckdeck.coin𝕏Feb 2017

Deck provides developer infrastructure for building computer-use AI agents that authenticate as end users, operate web apps, desktop, and legacy software through real interfaces, and return structured results.

AI & Machine LearningCloud ComputingDeveloper ToolsCarmel, US

Mike Reynolds(Director)Tom Gabbert(Director)Patrick Stewart(Executive Officer, Director)

Co-investorsGolden VenturesInfinity Ventures

Divibankdivibank.coinSeed · Apr 2025 · $8.2M

Divibank provides payment processing and credit services for online merchants, including payment links, checkout, PIX, card, and boleto acceptance, antifraud protection, and advance of credit card receivables.

E-commerceFintechSaaS

Jaime Taboada(Founder)inRebecca Fischer(Founder)in

Co-investorsAllievo CapitalAlter GlobalClocktower VenturesKube VCMagma PartnersAlumni Ventures+6 more

Docshieldgetdocshield.comin

Docshield helps physicians and practice administrators find and compare malpractice insurance, reducing application time and benchmarking rates to lower premiums.

Digital HealthFintechHealthtechInsurTech

Drip Capitaldripcapital.comin𝕏

Drip provides trade financing and working capital solutions for small and midsize businesses conducting cross-border commerce, using automated underwriting and transaction processing to assess credit and connect borrowers with capital providers and logistics partners.

FintechMH, IN

Pushkar Mukewar(Founder/CEO)in

Co-investorsAccelDYDX CapitalEndeavor8GMO VenturePartnersIncubate FundPeak XV Partners+7 more

Easy Expenseeasy-expense.comin

Easy Expense is a receipt-tracking and expense management app that uses AI to scan receipts and classify tax categories, vendors, totals, and payment methods.

AI & Machine LearningFintechSaaS

Co-investorsThe Fintech Fund

ethicethic.comin

Ethic offers direct indexing and tax-smart portfolio management, providing customizable passive portfolios engineered for tax efficiency, factor exposures, and values alignment.

FintechImpact & Social GoodPropTechSaaSNew York, US

Doug Scott(CEO & Co-founder)inJay Lipman(Founder)inJohny Mair(Founder)inJohn Mair(Director)inJordan Lipman(Director)

BoardJohn Morris(Director)

Co-investors500 GlobalBlackhorn VenturesFarvatn VentureFifty YearsKima VenturesNyca+6 more

Ethosethos.network𝕏Seed · Feb 2025 · $6M

Ethos is an onchain reputation and credibility platform that lets crypto users review, vouch for, and slash others to generate a "Credibility Score" indicating who can be trusted.

Crypto & Web3CybersecuritySocialAustin, US

Benjamin Walther(Founder)in

Co-investorsCanapi VenturesCoinbase VenturesAndreessen HorowitzCapital One VenturesCommon MagicEvantic Capital+2 more

Ethosaiethosai.comin

Ethos is an adaptive governance, risk, and compliance (GRC) platform with a governed data layer, configurable workflows, and cross-functional reporting for managing risk programs such as MRM, ORM, ERM, Credit Risk, TPRM, and emerging categories like GenAI and stablecoin governance.

AI & Machine LearningEnterprise SoftwareFintechSaaSTel Aviv, IL

Jett Oristaglio(Founder)inEmilia(Head of Product)

FarmRaisefarmraise.comin𝕏Dec 2021

FarmRaise provides technology and advisory services to help farmers increase profitability and sustainability.

AgTechFintechRiverside, US

Albert(Co-founder)Sami Tellatin(Executive Officer, Director)inJayce Hafner(Executive Officer, Director)

Co-investorsFinancial Venture StudioPear VCRestive VenturesUlu VenturesCendana CapitalSusa Ventures

Flexportflexport.comin𝕏

Flexport provides an AI-driven platform for global supply chain management, offering logistics visibility, customs brokerage, and freight optimization for companies shipping goods internationally.

AI & Machine LearningEnterprise SoftwareLogistics & Supply ChainSaaSSan Francisco, US

Ryan Petersen(Founder & CEO)inRyan Peterson(Executive Officer, Director)Sanne Manders(Executive Officer)inChristopher Ferro(Executive Officer)Sudhanshu Priyadarshi(Executive Officer)in

BoardMichael Ronen(Director)

Co-investors137 Ventures8VCAcequia Capital (AceCap)Adit Ventures Management, LlcAllied Venture PartnersAndreessen Horowitz+37 more

Getpeppermintgetpeppermint.ai

Peppermint is a financial operations platform for clinical research sites that automates reconciliation of visits, contracts, invoices, and sponsor payments into an audited financial record.

FintechHealthtechSaaS

Co-investorsMoxxie Ventures

Goliathdatagoliathdata.aiin𝕏

Goliath is an AI-native operating system for real estate acquisition teams that monitors public and court records to surface motivated sellers, then handles enrichment, lead scoring, inbound call answering, automated outreach, and appointment booking inside one CRM.

AI & Machine LearningPropTechSaaS

Max Yuan(Founder)in

Co-investorsBrickyard

Gracegrace.money

AgTechFintechNew York, US

Daniel Grace(Executive Officer, Director)

Hardfinhardfin.comin

Hardfin provides software for hardware businesses that connects operations and finance data—covering assets, contracts, billing, and deployments—in a single system to speed up billing and revenue recognition.

Enterprise SoftwareFintechHardwareLogistics & Supply ChainSaaSSan Francisco, US

Danny Hermes(Founder)inZachary Kimball(Founder)in

Co-investorsAfore CapitalAsymmetric Capital Partners

Hippo Home Insurancehippo.comin𝕏

Hippo is an online insurance marketplace that helps customers find and compare home insurance policies, auto insurance, and flood coverage from top-rated carriers through a streamlined quoting process.

B2B MarketplacesInsurTech

Co-investorsAbstract VenturesFelicis VenturesICONIQiGlobe PartnersInnovius CapitalKli Capital+7 more

Howiehowie.comin𝕏Seed · Sep 2025 · $6M

Howie automates meeting scheduling through email and text conversations, reducing back-and-forth coordination by finding available times, creating booking links, and following up on pending confirmations.

Enterprise SoftwareSaaS

Co-investorsRoo CapitalAndreessen HorowitzBain Capital VenturesBanana CapitalCoughdrop CapitalDating Group+4 more

Human Interesthumaninterest.comin𝕏

Human Interest provides a software platform for 401(k) retirement savings plans, designed to help small and mid-sized businesses offer affordable retirement benefits to their employees.

Enterprise SoftwareFintechHR TechSaaSSan Francisco, US

Roger Lee(Founder/CEO)inPaul Sawaya(Founder/CTO)inJeff Schneble(Executive Officer, Director)inTripp Faix(Executive Officer)in

BoardJohn Flynn(Director)Jacob Flomenberg(Director)

Co-investorsCrunchFundFundersClubGlynn Capital ManagementGreat Oaks Venture CapitalImmeasurableJude Gomila+13 more

Indagariindagari.com

Menlo Park, US

James Swain(Founder)

Co-investorsQuest Venture Partners

Indiagold FinTechindiagold.coin𝕏

indiagold connects consumers in India with gold loan offers from banks and financial institutions such as HDFC, ICICI, RBL Bank, and Bandhan, offering quick disbursal and low documentation.

FintechMarketplaces

Deepak Abbot(Founder)inNitin Misra(Founder)in

Co-investorsAlpha Wave GlobalpeerchequeRainmatterTDV Partners3one4 Capital

Indiemortgageindiemortgage.coin

Indie is an AI note-taker for mortgage professionals that records and organizes borrower communications from VoIP phone systems and video calls, generating actionable notes and managing borrower pipelines.

AI & Machine LearningFintechSaaS

Craig Danton(Founder)in

Indiouseindio.comin𝕏

Indio is a cloud-based software platform that automates the insurance application and renewal process for agencies, brokerages, and insurers.

Cloud ComputingInsurTechSaaSSan Francisco, US

Matthew Watson(Executive Officer, Director, Promoter)Adam Bratt(Executive Officer)Michael Furlong(Executive Officer, Director, Promoter)in

BoardAlex Kolicich(Director)in

Co-investors500 Global8VC9Mile LabsDistributed VenturesMenlo VenturesMerus Capital+2 more

InScopeinscopehq.cominSeed · Jun 2024 · $4M

Inscope offers AI-assisted financial reporting software that automates tasks such as rollforward, formatting, and data syncing to reduce manual work and improve accuracy of financial statements.

AI & Machine LearningFintechSaaS

Mary Antony(Founder)in

Co-investorsNorwest Venture PartnersVery Serious VenturesLightspeed Venture PartnersOne Way Ventures

Instaswitchinstaswitch.coin

InstaSwitch provides an embedded, white-label SDK that automates business bank account switching, letting a fintech or bank's customers move their income, payroll, spend, and connected tools to a new account in under 15 minutes.

Enterprise SoftwareFintechSaaS

Daniel West(Founder)in

Co-investors8-Bit CapitalPanache Ventures

Ironcladironcladapp.comin𝕏Sep 2018

Ironclad is an AI platform for digital contract management that helps companies execute faster deals, reduce contract surprises, and measure value.

AI & Machine LearningEnterprise SoftwareLegalTechSaaSSan Francisco, US

Jason Boehmig(Founder/CEO)inCai GoGwilt(Director)Jason Springer(Chief Executive Officer)Jeremy Smith(President)inVedavati Verma(Chief Technology Officer)Jason Herman(Chief Product Officer)

Co-investors500 GlobalAccelAmplo VenturesElevate VenturesEmergence Capital PartnersJude Gomila+20 more

Kaajkaaj.aiin𝕏Seed · Nov 2025 · $4M

Kaaj provides an AI platform for small business credit underwriting that automates deal intake, business verification, cash flow analysis, risk detection, and credit memo generation.

AI & Machine LearningFintechSaaSSan Francisco, US

Utsav Shah(Co-founder and CEO)inShivi Sharma(Co-founder)in

Co-investorsKindred VenturesCoughdrop CapitalKarman Ventures

Kin Insurancekin.comin𝕏

Kin is a home insurance provider that offers both self-service and agent-assisted policy purchase and management for homeowners.

ConsumerFintechInsurTechChicago, US

Sean Harper(Co-Founder and Chief Executive Officer)inLucas Ward(Executive Officer and Director)inSebastian VillarrealinBret Bret HarperinJason Heidkampin

BoardEric Carlborg(Director)in

Co-investors500 GlobalACTIVATE CAPITAL PARTNERSAlpha EdisonAugust CapitalAvanta VenturesChicago Ventures+22 more

Other

Tracked investments with no reachable website or further public details — typically companies that wound down, renamed, or were absorbed.

Super Seguros IncBrkzCaliza Financial TechnologiesCollective HubEffectivFicusLasertazPonte LaborTome

Rows marked “SEC filing” are inferred from directors named on the company's SEC Form D — public regulatory data, not a portfolio list published by the firm.

Portfolio news

latest coverage across their companies

Frequently asked questions

How many investments has Better Tomorrow Ventures made?
Better Tomorrow Ventures has 117 tracked investments, 1 of which have exited, including 15 dated in the last 24 months.
What stage does Better Tomorrow Ventures invest at?
Better Tomorrow Ventures invests at the Pre-Seed, Seed stages.
What is Better Tomorrow Ventures's typical check size?
Better Tomorrow Ventures typically writes checks of $500K – $4M.
What sectors does Better Tomorrow Ventures focus on?
Better Tomorrow Ventures focuses on Fintech.
Where is Better Tomorrow Ventures located?
Better Tomorrow Ventures is headquartered in San Francisco, US.
Does Better Tomorrow Ventures lead rounds?
Yes, Better Tomorrow Ventures leads investment rounds.
Who does Better Tomorrow Ventures co-invest with?
Better Tomorrow Ventures most often shares deals with 500 Global, Y Combinator, Accel, among 357 tracked co-investors.

Media · Podcasts & interviews

featuring the team

Sheel Mohnot, Better Tomorrow Ventures on his journey from Fintech Entrepreneur to Fintech VC

The Neon Show · Sheel Mohnot

India & US Fintech in 2025: Sheel Mohnot from Better Tomorrow Ventures on PrimeVP Podcast #fintech

Prime Venture Partners · Sheel Mohnot

Sheel Mohnot, CoFounder Better Tomorrow Ventures

FinTech Silicon Valley · Sheel Mohnot

Interview of 🔥 Sheel Mohnot 🔥General Partner Better Tomorrow Ventures

Paris Fintech Forum Communities · Sheel Mohnot

Jake Gibson on starting Better Tomorrow Ventures | Startup Foundations

Capbase · Jake Gibson

E30 Fintech investing with Better Tomorrow Ventures co-founder Sheel Mohnot

Sand Hill Road · Sheel Mohnot

Images

Better Tomorrow Ventures photoBetter Tomorrow Ventures photoBetter Tomorrow Ventures photoBetter Tomorrow Ventures photoBetter Tomorrow Ventures photoBetter Tomorrow Ventures photo

Co-investors · 90

500 Global

500 Global (formerly 500 Startups) is a venture capital firm whose flagship Silicon Valley strategy backs promising technology companies from pre-seed onward across a range of sectors and geographies.

$150K
Accel

Accel is a venture capital firm that partners with exceptional teams, positioning itself as a first partner to founders globally.

$1.6M – $70M
Sequoia Capital

Sequoia Capital is a venture capital firm that partners with founders to build technology companies.

$4.4M – $214M
General Catalyst

General Catalyst is a venture capital firm operating as a partnership focused on company building and accelerating the growth of the businesses it backs.

$30M
Abstract Ventures

Abstract is a San Francisco-based venture capital firm managing $1.8 billion in assets, investing in seed and early-stage companies across all sectors.

$250K – $750K
Clocktower Ventures

Clocktower Ventures is the fintech-focused venture practice of Clocktower Group, backing technology companies transforming financial services across consumer and enterprise. It is based in Santa Monica, California.

$100K – $20M
Andreessen Horowitz

Andreessen Horowitz (a16z) is a venture capital firm founded in 2009 by Marc Andreessen and Ben Horowitz, known for pioneering the platform model with a large team of operators supporting founders across stages.

$500K – $50M
Susa Ventures

Susa Ventures operates two early-stage technology funds that invest in companies leveraging data, network effects, and economies of scale.

$1M – $5M
8VC

8VC is a venture capital firm investing across logistics, life sciences, healthcare, IT infrastructure, and government/defense, guided by its Smart Enterprise thesis focused on data integration and platform network effects.

Both backed · 3
$100K – $50M
Kindred Ventures

Kindred Ventures is a San Francisco-based venture capital firm that backs technology startups in their earliest financing rounds, often helping form and fund companies before they exist. It has backed 100+ startups.

$250K – $2M
Flourish Ventures

Flourish Ventures is a global early-stage fintech fund that backs founders building and reshaping financial services and systems.

Both backed · 3
$100K – $5M
FJ Labs

FJ Labs is an early-stage investment firm specializing in marketplaces and network-effect businesses, taking an angel-style co-investment approach alongside institutional venture funds worldwide.

Both backed · 2
$100K – $3M
78 more co-investors

Kleiner PerkinsAfore CapitalRibbit CapitalThrive CapitalJetstreamTTV CapitalMAYA Capital VenturesAlumni VenturesFounder CollectiveUncork CapitalFirst Round CapitalNorwest Venture PartnersGreat Oaks Venture CapitalLiquid VenturesResolute VenturesBase10 PartnersAltaIR CapitalCostanoa VenturesFootworkStandard CapitalOyster VenturesCanaryImmeasurableHarlem Capital PartnersDynamo VenturesUrban InnovationBenchmarkEverywhere VenturesDCVC (Data Collective)Canaan PartnersBalderton CapitalQuiet CapitalGoat CapitalUpHonest CapitalC2 InvestmentsFreestyle CapitalFifth WallLookout VenturesStellar CapitalF-Prime CapitalElectric CapitalSoma CapitalPolaris PartnersSocial LeverageWEEKENDMatrixSocial StartsWGI GroupHaun VenturesICONIQ CapitalTeamworthy VenturesPoint72 VenturesVine VenturesCompany CapitalValar Ventures LlcAmerican Express Ventures (Amex)Highland Capital PartnersClimate CapitalScrum VenturesHouse305 VenturesRavelin CapitalPresight CapitalConvective CapitalThirty Five Ventures (35V)BECO CapitalParade VenturesUnstoppable DomainsAlsop Louie PartnersStrata Capital PartnersNazcaMonk's Hill Ventures99 StartupsLeonis Capital1435 CapitalRucker Park CapitalNex CubedThe MBA Fund

Firms observed investing alongside Better Tomorrow Ventures, from public investor directories. Shared companies are the overlap with Better Tomorrow Ventures's recorded portfolio.

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