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Chipper Cash

also invests · investor profile

Founded 2018 · 243 employees on LinkedIn · 18 known investors

Chipper Cash provides a mobile platform that enables Africans to send money internationally to bank and mobile money accounts across 21+ African countries, plus payment cards and fractional stock investing. The service targets individuals in Africa seeking low-cost cross-border transfers and financial access.

Also known as Chipper

Founders & leadership

Chipper Cash was founded in 2018 by Ham Serunjogi.

HSHam Serunjogi
Ham SerunjogiinCo-Founder & CEO30 Under 30 2023
MM
Maijid Moujaled
MG
Marc Gottschalk

Investors · 18

Company profile

researched Aug 2026

Chipper Cash operates a consumer mobile application that lets users send money internationally to bank and mobile money accounts in more than 21 African countries, with free peer transfers and cross-border rates positioned as low-cost. Transfers are described as completing in a few taps and arriving instantly.

Beyond remittances, the platform issues virtual Visa "Chipper Cards" that can be used for online shopping, streaming and subscription payments globally, and offers Chipper Stocks, a fractional-share investing product covering more than 6,000 US-listed public companies with a $1 minimum, referencing names such as Google, Visa and Walmart. The company also markets a business-facing offering, Chipper for Business, and positions itself as African payment infrastructure with global ambitions.

Business model

Chipper Cash provides free consumer accounts that bundle international money transfers, virtual payment cards and fractional stock investing; peer transfers are marketed as free while cross-border transactions are offered at stated low rates. A separate Chipper for Business line addresses commercial customers.

Traction

The company reports more than 5 million users, over 1 million virtual Visa Chipper Cards issued and more than 250,000 transactions per day, with app store ratings of 4.5 on Google Play and 4.4 on the App Store.

Latest developments

Recent activity highlighted by the company includes its launch in the United States, a global partnership with Burna Boy, a Twitter Tips integration, the rollout of Chipper Stocks fractional investing, the Chipper for Business offering, and sponsorship of supporters groups attending the 2022 World Cup in Qatar.

Full profile — go-to-market, geography

Go-to-market

Distribution is through the consumer app on the Apple App Store and Google Play, supported by in-app help, social channels and community engagement, celebrity and cultural marketing such as a global partnership with Burna Boy, football and World Cup supporter sponsorships, and an integration with Twitter Tips.

Individual consumers in Africa and members of the African diaspora sending money to, from and across the continent, plus retail investors seeking access to US-listed stocks, and businesses via Chipper for Business.

Geography

Consumer service is available in six countries — Ghana, Rwanda, Nigeria, Uganda, South Africa and the United States — with money transfers reaching bank and mobile money accounts in 21 or more African countries, and additional markets described as planned.

Compiled by commissioned research from 1 cited public sources — announcements, filings, and press listed under research sources below.

Key figures

latest reported
App Store ratingJan 20254.4 out of 5
Countries with consumer availabilityJan 20256
Google Play ratingJan 20254.5 out of 5
HeadcountAug 2026243
Transactions per dayJan 2025250,000 transactions/day
US public companies available to invest inJan 20256,000 companies
UsersJan 20255,000,000 users
Virtual Visa cards issuedJan 20251,000,000 cards

Company-reported or press-reported figures, each dated to when it was claimed — not independently audited.

Competitors · 5

by search overlap

Companies competing with Chipper Cash for the same Google search keywords, organic and paid, via search-intersection analysis.

Timeline · 4

launches, deals, and filings
Jan 2022
Sponsorship of supporters groups at the 2022 World Cup

Chipper-sponsored supporters groups attended the 2022 World Cup in Qatar.

source ↗

Jan 2021
Launch in the United States

Chipper Cash launched its service in the United States, presented alongside a global partnership with Burna Boy and a Twitter Tips integration at a company event on unlocking global opportunities.

source ↗

Jan 2021
Global partnership with Burna Boy

The company announced a global partnership with musician Burna Boy as part of a set of announcements that also covered its US launch and Twitter Tips integration.

source ↗

Jan 2021
Twitter Tips integration

Chipper Cash was integrated into Twitter Tips, allowing the service to be used for sending money to, from and across Africa.

source ↗

Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.

In the news

Research sources · 1

primary sources listed

1 public sources were cited for this profile; the first-party ones are listed here.

Frequently asked questions

What does Chipper Cash do?
Chipper Cash is a mobile money platform for cross-border transfers, payment cards and stock investing across Africa.
Who founded Chipper Cash?
Chipper Cash was founded by Ham Serunjogi in 2018.
Who are Chipper Cash's investors?
Chipper Cash's investors include 137 Ventures, 500 Global, Better Tomorrow Ventures, Debut Capital, Deciens, Ethos VC, Flucas Ventures, Flyer One Ventures and 10 more.