Fundraising Fox

Funding Circle

also invests · investor profile

London, GB · Founded 2010 · 6 known investors

fundingcircle.com

Funding Circle is an online lender that provides business financing products including term loans, flexible credit lines, and business credit cards to small businesses in the UK. The platform has lent over £18 billion to more than 135,000 SMEs since its founding.

Fintech

Investors · 6

7 people who came through Funding Circle went on to found or lead other companies.

Competitors · 10

by search overlap
Nav246 shared keywordsNav provides transparent business and personal credit insights, cash flow data, and financial tools to help small business owners access trade credit, supplier terms, and funding opportunities.
Capital One174 shared keywordsCapital One is a financial services company that offers credit cards, checking and savings accounts, auto financing, and business banking products to consumers and small businesses. The company provides digital banking tools, rewards programs, and credit monitoring services.
Chase168 shared keywordsA wealth management and investing service (J.P. Morgan Wealth Management via Chase) offering self-directed brokerage accounts with commission-free online trades as well as one-on-one advisor services, financial planning tools, and retirement accounts. It serves individual retail investors ranging from beginners to experienced investors in the United States.
American Express Supplies162 shared keywordsAmerican Express provides consumer and business credit cards, banking, and travel services, along with a rewards and benefits program. It serves individual consumers and businesses.
Ondeck Capital153 shared keywordsOnDeck provides term loans and lines of credit to small businesses in the United States through a fast, digital application process. The company offers tailored repayment options, dedicated loan advisors, and transparent pricing to help businesses secure capital quickly.
Lendio149 shared keywordsLendio operates a marketplace connecting small businesses in the US with 75+ funding partners through a single loan application, and provides embeddable and integrated lending technology for banks, credit unions, and platform partners. Founded in 2011, it focuses on small business lending and financial tools for underserved SMBs.
Ramp149 shared keywordsRamp provides a spend management platform that consolidates corporate cards, expense management, accounts payable, business banking, travel booking, and procurement into one system. It targets businesses seeking automated coding, reconciliation, policy enforcement, and visibility across company spending.
Stripe140 shared keywordsStripe provides financial infrastructure for businesses to accept payments, offer financial services, and implement custom revenue models across international markets in 135+ currencies.
GoCardless139 shared keywordsGoCardless provides bank payment collection and open banking data access services. The platform enables businesses to collect domestic and international payments via bank accounts and securely access customer bank account data across 2,300+ banks in the UK and Europe.
Industries136 shared keywordsJ.P. Morgan is a global financial services firm serving corporations and individuals in more than 100 countries, offering investment research, tools, data, analytics, and advisory services. It supports institutional investors, asset and fund managers, hedge funds, broker dealers, and equity issuers with liquidity, fixed income strategies, and equity compensation solutions.

Companies competing with Funding Circle for the same Google search keywords, organic and paid, via search-intersection analysis.

Companies House · registry record

View on Companies House ↗
Registered name
FUNDING CIRCLE LTD
Company number
06968588
Status
Active
Company type
Private limited company
Incorporated
21 Jul 2009
Registered office
71 Queen Victoria Street, London, EC4V 4AY
Nature of business (SIC)
64929 — Other credit granting n.e.c.
Accounts
last made up to 31 Dec 2025 · next due 30 Sept 2027
Confirmation statement
last made up to 21 Jul 2025 · next due 4 Aug 2026

Current officers · 6

  • Tiana Joannou secretary, appointed 5 Feb 2024
  • Alexander Patrick James Allen director, appointed 12 Apr 2022
  • Lisa Jane Jacobs director, appointed 23 Oct 2019
  • Belkacem Krimi director, appointed 12 Apr 2022
  • Anthony Richard Craig Nicol director, appointed 2 Sept 2024
  • Kenneth John Stannard director, appointed 23 Apr 2025

Source: Companies House public register · retrieved 24 Jul 2026. Contains public sector information licensed under the Open Government Licence v3.0.

In the news

Frequently asked questions

What does Funding Circle do?
Funding Circle is an online lender that provides business financing products including term loans, flexible credit lines, and business credit cards to small businesses in the UK. The platform has lent over £18 billion to more than 135,000 SMEs since its founding.
Who are Funding Circle's investors?
Funding Circle's investors include Accel, Index Ventures, Perscitus LLP, Prime Ventures, Union Square Ventures (USV), Montage Ventures.
Where is Funding Circle headquartered?
Funding Circle is headquartered in London, GB.