Sling
44 employees on LinkedIn · 4 known investors
Morse (also referred to as Sling) is a cross-border payments platform that enables users in 150+ countries to receive US dollars and manage international money transfers, investments, and spending without markup fees. The service provides real exchange rates for currency conversion, local bank account details for receiving payments, and integrated access to US stock investments.
Also known as Morse · sling.money
Investors · 4
Company profile
researched Aug 2026Morse, operating at sling.money, is a consumer cross-border financial application aimed at people who live, work or earn across national borders. Users can open an account to receive payments from the United States in more than 150 countries and then spend, send, convert or invest the resulting dollar balances. The product bundles several components: local account details in USD, EUR, MXN and BRL that can be shared with clients and payroll platforms to receive funds as a local; peer-to-peer and bank payments, including direct transfers to Mexican and Brazilian bank accounts; multi-currency transfers between linked accounts at the interbank exchange rate; a Visa card for online and contactless spending at home and abroad; and a brokerage feature offering more than 200 US stocks and ETFs with a minimum trade size of $5, funded directly from a USD wallet.
The application is built around self-custodial wallets — the company states that no one, including Morse itself, can access user funds — and references Solana wallets and USDC deposits, with users describing on- and off-ramping between fiat and crypto exchanges. Security features include one-tap card locking, real-time movement notifications and 24/7 fraud monitoring, and support is delivered around the clock via AI with a human support team behind it. Morse positions its pricing on the absence of exchange-rate markups and foreign transaction fees, with any transfer fees disclosed upfront, and publishes a savings calculator and a fee schedule.
Business model
Morse offers a direct-to-consumer multi-currency account and app. It states that it applies no exchange-rate markups and no foreign transaction fees on card spending, and that transfer fees, where they exist, are small and disclosed upfront; conversion and transfer activity, card spending and stock trading from USD wallets are the core service lines.
The site describes fees on transfers as small and always shown upfront, with no markup on exchange rates and no foreign transaction fees on card spending; users also reference low conversion fees.
▸Full profile — market position, technology, go-to-market, geography, risks & controversies
Market position
Morse competes in cross-border consumer payments and multi-currency accounts, differentiating on real exchange rates without markups and on serving users in emerging-market corridors, combined with crypto-rail settlement and a US stock investing feature in a single app.
Combination of markup-free currency conversion, local account details in four currencies, a no-foreign-transaction-fee Visa card, fractional US stock investing from $5, and self-custodial wallets that the company states it cannot access.
Technology
The app abstracts a self-custodial wallet for end users, with Solana wallets and USDC deposits that can be spent instantly. Card spending runs over the Visa network, and account details are issued in USD, EUR, MXN and BRL. Support is delivered by AI with human backup.
Go-to-market
Self-service sign-up through the website and mobile app download, supported by a fee and exchange-rate calculator, published customer testimonials, and press coverage referenced on the site.
Individuals who live, work or earn across borders: remote workers and freelancers billing US clients, employees receiving salaries in dollars (including cruise-ship workers), people sending remittances to family, and crypto users on- and off-ramping funds. Testimonials come from users in Kenya, Zambia, Rwanda, Indonesia, Brazil and Costa Rica.
Geography
Payments from the US can be received in over 150 countries. Local account details are offered in USD, EUR, MXN and BRL, with direct bank transfers to Mexico and Brazil; users cite corridors including Uganda–Kenya, Zambia, Rwanda, Indonesia, Brazil and Costa Rica. Regulatory registrations span the US, the UK and the EU.
Risks & controversies
The company operates in a regulated payments sector across multiple jurisdictions, holding a US Treasury Money Services Business registration, an FCA registration in the UK and regulation by the Dutch Authority for the Financial Markets in the EU, and relies on regulated partners worldwide as well as self-custodial crypto infrastructure.
Compiled by commissioned research from 1 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
Competitors · 8
by search overlap
Companies competing with Sling for the same Google search keywords, organic and paid, via search-intersection analysis.
Timeline · 1
launches, deals, and filingsMorse states it is a Money Services Business registered with the US Treasury and with the Financial Conduct Authority in the UK, and is regulated by the Dutch Authority for the Financial Markets in the EU, working with regulated partners worldwide.
Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.
In the news
▸Research sources · 1
primary sources listed
- Slingsling.money · web
1 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does Sling do?
- Morse (sling.money) is a cross-border money app for receiving, spending, sending and investing US dollars in 150+ countries.
- Who are Sling's investors?
- Sling's investors include Maverick Ventures Israel, Slow Ventures, Union Square Ventures (USV), Ribbit Capital.