Fundraising Fox

Finch Capital

Venture capital

Amsterdam Β· Series A–Growth

✨ Fox Verdict
Sign up to see your fit

Investment thesis

Finch Capital invests in companies building Europe's independent payments infrastructure, believing the future of European payments runs on bank rails (account-to-account) rather than US-dominated card networks. It sees Europe's heavy dependence on US card networks as both a risk and an opportunity, and backs fintechs that build credit and payment products on account-to-account infrastructure. The firm supports portfolio companies with growth capital and by leveraging its network to arrange debt facilities, aiming to help create stronger, independent European payment networks.

Invests inAI & Machine LearningB2B MarketplacesCybersecurityEnterprise SoftwareFintechHR TechInsurTechIoTPropTechSaaSAmsterdamAsia-PacificAustriaBelgiumEuropeGermanyIrelandLuxembourgNetherlandsPolandSwitzerlandUnited Kingdom

Source: firm website, verified Aug 7, 2026.

Stage
Series A–Growth
Check
$5.4M – $16.2M
HQ
Amsterdam, NL
Leads rounds
Leads
Instruments
Equity Β· Debt
Founded
2009
AUM
$486M
Tracked investments
47

What they invest in

from 25 of 47 portfolio companies

Fintech Γ—16SaaS Γ—12AI & Machine Learning Γ—8Data & Infrastructure Γ—5Enterprise Software Γ—4Cloud Computing Γ—3HR Tech Γ—3PropTech Γ—2

HQs:NetherlandsΓ—6SwitzerlandΓ—1DenmarkΓ—1SpainΓ—1European UnionΓ—1United KingdomΓ—1

Investments Β· 47 tracked

founders shown can be your intro path
Super-appgrab.comin𝕏NASDAQ: GRAB
AccountsIQaccountsiq.comin𝕏

AccountsIQ is a cloud accounting and financial management platform for mid-market finance teams, offering core finance, reporting, dashboards, budgeting, approvals, integrations, consolidation, and assistive AI.

Cloud ComputingFintechSaaS

APEXX Globalapexx.globalin
Aylienaylien.com
Brytlytbrytlyt.io
Buxgetbux.com𝕏

BUX is a European neobroker offering an investing app where retail users can buy stocks, ETFs and ETCs, automate contributions via investment plans, access model portfolios, and earn interest on uninvested cash.

ConsumerFintech

Crunchrcrunchr.comin

Crunchr is a people analytics platform that integrates with source systems to automate HR data extraction, cleaning, and reporting, and provides pre-built dashboards covering hiring, turnover, DE&I, performance, engagement, and skills.

AI & Machine LearningData & InfrastructureHR TechSaaS

Digital Insurance Groupdigitalinsurancegroup.com
Efloweflowglobal.comin

eflow Global builds regulatory compliance software, powered by its PATH AI technology, that helps financial firms strengthen controls, manage compliance processes, and meet regulatory obligations.

AI & Machine LearningFintechSaaS

eflow Global

RegTech platform built by founder Ben Parker focused on compliance technology.

Exit TaxScoutstaxscouts.comin
Fourthlinefourthline.com

Fourthline provides KYC investigations and customer due diligence (CDD) reporting, combining machine learning algorithms with a team of financial crime experts to investigate potential hits, detect fraud, and produce audit trails.

AI & Machine LearningCybersecurityFintechAmsterdam, NL

Chris van Straeten(Co-Founder & Chief Risk Officer)Ralph Post(Chief Technology Officer (founding team))Krik Gunning(Co-founder)Paul Stoddart(Chief Executive Officer)Fleur de Roos(Chief Operating Officer)Jesse Weststrate(Chief Revenue Officer)

Fritsikbenfrits.nlin

Frits provides mortgage advice services to consumers, offering free appointments for its "best mortgage advice" through a team of advisors.

FintechAmsterdam, NL

Goodlordgoodlord.co
Halofinahalofinancial.com
Hendrick Grouphendrick.eu

Hendrick Group is the parent company of Credion, Capsearch, and Fundion, providing a digital route for entrepreneurs and financial advisors to access business financing.

FintechSaaS

Hiberhiber.globalin

Hiber provides end-to-end satellite IoT remote monitoring systems (HiberHilo) for upstream oil and gas operators, enabling energy teams to digitize operations, monitor off-grid assets, and reduce emissions and maintenance trips.

CleantechEnergyHardwareIoT

in3payin3.eu

in3 was a European payments company offering installment-based payment options for merchants and consumers; it has been acquired by TrueLayer and is now part of that company.

Fintech

Intelliment Securityintellimentsecurity.com
Jojonomicin𝕏

Mekari is an Indonesian Software-as-a-Service company offering cloud-based business tools spanning HR and payroll, accounting and operations, CRM and omnichannel, and custom app development, with AI-based reporting and system integration.

Enterprise SoftwareHR TechSaaS

Knipknip.ch

Knip.ch is a German-language blog publishing articles on Swiss topics such as law, finance, society, real estate, and family life.

Media & Entertainment

Komparukompar.nlin

Kompar is an online comparison platform for business loans in the Netherlands, matching companies with 10+ lenders offering financing up to €3.5 million.

B2B MarketplacesFintech

Lantum Marketplace, MedTech, SAASlantum.com

Lantum offers AI-powered workforce management tools designed to help organizations handle staffing more efficiently and cost-effectively.

AI & Machine LearningHR TechSaaS

Lavandagetlavanda.comin

Lavanda offers a cloud-based property management platform (PMS) for residential real estate operators, covering student accommodation, multifamily, co-living, and serviced apartments.

PropTechSaaSTravel & Hospitality

Nomu Paynomupay.com
PerfOpsperfops.netin𝕏

PerfOps runs a big data platform that ingests billions of performance metrics from locations worldwide and streams them in real time to dashboards or customer endpoints, powering DNS, cloud, and CDN benchmarking services such as DNSPerf, CloudPerf, and CDNPerf.

Cloud ComputingData & InfrastructureDeveloper Tools

Pintekpintek.id
Prepaynationprepaynation.comin𝕏

Prepay Nation operates a global API platform for domestic and cross-border digital prepaid micro-value products such as mobile top-ups, data, and gift cards.

FintechSaaS

Purely Capitalpurelycapital.com
Qwistqwist.comin

Qwist provides open banking infrastructure for businesses across Europe, offering secure access to customer financial data, data intelligence for actionable insights, and orchestration tools for automated financial workflows.

Cloud ComputingData & InfrastructureFintech

Safenedsafened.com
Salviolsalviol.comin𝕏

Salviol provides data intelligence software for revenue assurance, using machine learning and neural networks to predict, detect, and investigate revenue leakage, fraud, billing errors, and compliance discrepancies.

AI & Machine LearningData & InfrastructureEnterprise Software

ScalingFundsscalingfunds.com
SMEOsmeo.plin

SMEO provides online factoring and installment loans for micro and small businesses in Poland, financing unpaid sales invoices (from 400 zΕ‚ up to 5 million zΕ‚) and loans from 5,000 zΕ‚ to 200,000 zΕ‚.

FintechSaaS

SupplyFinancesupply.finance

Supply Finance provides trade finance tools and solutions to small and medium-sized businesses across Europe.

Enterprise SoftwareFintechCopenhagen, DK

Symmetricalsymmetrical.aiin
Tadausetada.comin

Tada is an AI-powered enterprise loyalty and rewards platform that helps businesses run customer loyalty, trade promotion, channel and sales incentives, and employee engagement programs.

AI & Machine LearningEnterprise SoftwareMarketing TechSaaS

Trusslebetter.co.ukin

Better.co.uk is an online mortgage broker that gives UK homeowners and buyers free mortgage advice, matches them with a mortgage adviser, and handles the application process.

FintechMarketplacesPropTech

Twinco Capitaltwincocapital.com

Twinco Capital provides supply chain financing that funds suppliers from purchase order through invoice payment, helping corporates build competitive and socially responsible supply chains.

FintechSaaSMadrid, ES

Sandra Nolasco(Founder)Carmen Marin(Leadership)Arancha DΓ­az-Llado(Leadership)Mariano(Leadership)Jorge(Leadership)Miguel(Leadership)

Twistotwistopay.com
Veridas

Digital identity verification provider merging with Fourthline to create a comprehensive trust platform.

Webiowebio.comin𝕏

Webio provides conversational messaging technology for credit, collections, and payment communications, using AI-driven "Propensity Guidance" to predict customer states during live conversations.

AI & Machine LearningFintechSaaS

xytbig-xyt.comin𝕏

big xyt provides independent market intelligence and analytics on trade execution, liquidity, and market structure across equities, ETFs, and listed derivatives for trading teams, buy-side desks, and regulators.

AI & Machine LearningData & InfrastructureFintech

Zopazopa.com

Exits Β· 1

IPOs and acquisitions across the tracked portfolio

Super-appNASDAQ: GRAB

Frequently asked questions

What stage does Finch Capital invest at?
Finch Capital invests at the Series A, Series B, Growth stages.
What is Finch Capital's typical check size?
Finch Capital typically writes checks of $5.4M – $16.2M.
What sectors does Finch Capital focus on?
Finch Capital focuses on AI & Machine Learning, B2B Marketplaces, Cybersecurity, Enterprise Software, Fintech, HR Tech, InsurTech, IoT, PropTech, SaaS.
Where is Finch Capital located?
Finch Capital is headquartered in Amsterdam, NL.
Does Finch Capital lead rounds?
Yes, Finch Capital leads investment rounds.

Media Β· Podcasts & interviews

featuring the team

LFP 260 - The State of European Fintech - with Aman Ghei from Finch Capital

The London Fintech Podcast Β· Aman Ghei

#68 Radboud Vlaar from Finch Capital Venture Capital Investments into European Fintechs

The Wall Street Lab Β· Radboud Vlaar

European FinTech Investing with Aman Ghei of Finch Capital

fintechplus Β· Aman Ghei

Co-investors Β· 39

Bessemer Venture Partners

Bessemer Venture Partners is a venture capital firm that partners with entrepreneurs from early stages through every stage of growth, publishing investment roadmaps across multiple technology sectors.

Both backed Β· 1
Zopa
$5M – $100M
Balderton Capital

Balderton Capital's portfolio page listing companies it has backed across stages, sectors, and geographies, primarily in Europe.

Both backed Β· 1
Zopa
$5M – $50M
Target Global

Target Global is a technology investment firm focused on empowering growth by backing transformational technology and ambitious entrepreneurs.

Both backed Β· 1
Symmetrical
Market One Capital

Market One Capital (MOC) is a European venture capital firm that backs marketplace and platform startups.

Both backed Β· 1
Symmetrical
$216K – $2.2M
Inovo VC

Inovo is a seed-stage venture capital firm backing founders from Central and Eastern Europe (CEE).

Both backed Β· 1
Symmetrical
$540K – $4.3M
Route 66 Ventures

Route 66 Ventures backs founders using technology to solve meaningful problems and drive positive change, drawing on the team's operating experience to support portfolio companies across stages.

Both backed Β· 1
Digital Insurance Group
$500K – $4M
General Catalyst

General Catalyst is a venture capital and investment firm that backs founders across industries, with a strong focus on AI-driven transformation, fintech, healthcare, and other sectors.

$30M
GV (Google Ventures)

GV (formerly Google Ventures) is a venture investment firm that backs founders across many industries, aiming to build long-term relationships and support companies across multiple stages and milestones.

$250K – $50M
Craft Ventures

Craft Ventures is a venture capital firm founded and run by former founders, operators, and investors who provide startups with hands-on support, senior talent access, and proven scaling playbooks.

$50K – $50M
Techstars

Techstars is a startup accelerator and early-stage investor that funds ambitious founders and provides capital, mentorship, and access to a global network of investors, operators, and corporate partners.

$220K
Kraken

Kraken is a cryptocurrency exchange operating since 2011, offering crypto trading along with related services such as margin trading, staking, derivatives, and (in the US) equities brokerage through Kraken Securities LLC.

Sound Ventures

Sound Ventures is a venture capital firm that seeks to invest in the technology sector.

β–Ά27 more co-investors

Norwest Venture PartnersPlug and Play VenturesBattery VenturesPartech VenturesLiquid VenturesNext47Lerer HippeauCreandumGlobal Founders CapitalTribe Capital FirstlookHV CapitalLatitud VenturesWorklife VenturesMaC Venture CapitalAnthemis VentureNyca PartnersFikaGlilot Capital PartnersJigsaw VCTTV Capital8090 IndustriesPiton Capital LLPGroup 11Third PrimeArgonautic VenturesMDI VenturesAccion

Firms observed investing alongside Finch Capital, from public investor directories. Shared companies are the overlap with Finch Capital's recorded portfolio.

Similar investors

Featured in lists