San Jose · Pre-Seed–Seed · 1 people tracked
Also known as RESTIVE INVESTMENT MANAGEMENT, LLC
Find your way into Financial Venture Studio
Investment thesis
The firm specializes in pre-seed and seed stage companies in financial services. It provides early capital, operational expertise, and access to an industry network to help founders navigate the challenges of building fintech companies and accelerate growth.
Source: firm website, verified Sep 1, 2026.
Team · 1 people
from the firm's websiteWhat they invest in
from 59 of 64 portfolio companiesFintech ×41AI & Machine Learning ×24SaaS ×24Enterprise Software ×17Consumer ×15Developer Tools ×5InsurTech ×5Crypto & Web3 ×4
HQs:United States×32
Who they back
founder profiles across 35 portfolio companiesFounding team size:solo founder×152 founders×123 founders×8
Where their founders studiedfrom 43 founders with education data
Stanford University ×5Stanford University Graduate School of Business ×4University of California, Berkeley ×4Brown University ×2Massachusetts Institute of Technology ×2Northeastern University ×2University of California, Berkeley, Haas School of Business ×2University of Chicago ×2
Where their founders worked beforefrom 49 founders with career history
Facebook ×3McKinsey & Company ×3Clara Lending ×2Earnin ×2Hippo Insurance ×2Morgan Stanley ×2Southparkcommons ×2
Accelerator rootsportfolio companies that came through a program
2 founders hold a PhD · 8 hold an MBA (of 46 with degree data)
Investments · 64 tracked
founders shown can be your intro pathBy year:2024 · 12021 · 32019 · 15 dated
Addition Wealth is a financial health platform for employees that provides personalized guidance and resources to help manage personal finances, reduce financial stress, and make informed financial decisions.
AI & Machine LearningFintechWellness & FitnessNew York, US
Ana Mahony(CEO & Founder)in
Co-investorsAnthemis VentureCore Venture CapitalCorrelation VenturesNycaNyca PartnersRestive Ventures+1 more
Agentero provides a technology platform and carrier appointment access for insurance agents to manage P&C (property and casualty) insurance policies through a unified portal.
InsurTechSaaS
Luis Pino(Founder)in
Co-investorsExpansion Venture CapitalMundi VenturesRestive VenturesUnion Square Ventures (USV)Foundation Capital
AiPrise provides AI-powered compliance and risk management software for KYB/KYC processes, covering fraud prevention and regulatory compliance.
AI & Machine LearningEnterprise SoftwareFintechSan Francisco, US
Chaitanya Sarda(CEO & co-founder)inRushabh Shah(Founder/Co-CEO)in
Co-investorsCorrelation VenturesRestive VenturesY CombinatorHeadlineSixThirty VenturesWedbush Ventures
GoToAisle is a mobile marketing platform that enables retail businesses to engage customers through SMS and MMS messaging, offering features like cashback incentives, location-aware promotions, and customer data synchronization to drive sales and repeat purchases.
Marketing TechRetail Tech
Tiffin ✌️(Founder)in
Co-investorsCalano VenturesFJ LabsMidnightRestive Ventures
Anvil provides software for collecting and sharing information through digital workflows, replacing manual paperwork-based processes.
Developer ToolsEnterprise SoftwareSaaS
Mang-Git Ng(Founder, CEO)in
Co-investorsGradient VenturesMenlo VenturesRestive VenturesCiti VenturesScript Capital
Anvil provides a composable platform for building physical AI systems.
AI & Machine LearningDeep TechRobotics
Co-investorsBrainstorm VenturesHumba VenturesSparkLabs TaipeiCiti VenturesGradient VenturesMatter Venture Partners+1 more
Ascend is a financial operations platform purpose-built for insurance agencies, wholesalers, MGAs, and carriers, combining AI-powered accounting automation, payments, and premium financing.
AI & Machine LearningInsurTechSaaS
Praveen Chekuri(Founder)in
Co-investorsBoxGroupDistributed VenturesMGV.VCNFPNycaNyca Partners+3 more
Atlas is a membership card and app that provides access to reservations at high-end restaurants, luxury hotels, sold-out concerts, and sporting events for members.
ConsumerDirect to ConsumerFintechSan Francisco, US
Patrick Mrozowski(Founder)inSid Parihar(Founder)Kenan Pulak(Founder)in
Co-investors01 AdvisorsAccelChapter OneEvolution VC PartnersKindred VenturesMendoza Ventures+11 more
Atlas offers a membership-based bundle of consumer financial services centered on a credit-building rewards credit card, with a deposit account featuring early paycheck access, credit score tracking, savings automation, subscription management, and cash-back rewards.
ConsumerFintechBerkeley, US
Vetri Balaji(Founder)inZane Salim(Founder)
Co-investorsData Techf7 VenturesGMO VenturePartnersRestive VenturesAccel
Atlas Health uses AI-driven patient assistance to help health systems connect patients to financial resources and reduce barriers to care.
AI & Machine LearningDigital HealthEnterprise SoftwareHealthtech
Ethan Davidoff(Founder)in
Co-investorsFelicis VenturesOptum VenturesRestive VenturesGlobal Founders CapitalGreatPoint VenturesMBX Capital+1 more
Fido Estates (Bequest) is software for estate and probate administration that automates client intake, autofills court forms and precedent letters, and generates fiduciary accounting reports, including California court-formatted ones.
FintechLegalTechSaaS
Co-investorsRestive VenturesMark Cuban CompaniesNyca Partners
Blue Studios operates an edutainment streaming platform for families that combines educational content with games and interactive classes, broadcasting globally.
ConsumerCrypto & Web3EdTechMedia & EntertainmentNew York City, US
Emile Cambry Jr.Kelley Cambryin
Co-investors500 GlobalAvesta FundRestive VenturesTechstarsOwl Ventures
BlueArc.ai performs automated business verification and Know Your Business (KYB) checks by analyzing web domains and operational presence, using large language models and agentic AI to gather signals and map entity relationships into a risk knowledge graph.
AI & Machine LearningCybersecurityFintech
John Canfield(Founder)in
Co-investorsRestive Ventures
BlueQubit provides a cloud platform and SDK for running large-scale quantum circuit simulations on managed GPU-based simulators, along with quantum machine learning algorithms.
Cloud ComputingDeep TechQuantum ComputingLos Angeles, US
Hayk Tepanyan(Director)inHrant Gharibyan(Executive Officer, Director)in
Co-investorsChaac VenturesCreative Destruction Lab (CDL)Formula VCGranatus VenturesNycaNyca Partners+4 more
Brico provides software that automates the financial licensing process for banks and fintech companies, simplifying applications and renewals through automation.
Enterprise SoftwareFintechLegalTechSaaS
Snigdha KumarinEdward Swiacin
Co-investorsRestive VenturesFlourish VenturesPear VC
Canary provides technology and services that let employers, nonprofits, community foundations, and philanthropic donors deliver emergency relief payments to workers and community members.
FintechFuture of WorkHR TechSaaSWellness & Fitness
Rachel Schneider(Founder & CEO)in
Co-investorsRestive VenturesVery Serious Ventures
Copilot Money is a personal finance app for iPhone, iPad, Mac, and web that automatically tracks a user's bank accounts, spending, budgets, investments, and net worth.
AI & Machine LearningConsumerFintechChicago, US
PATRICK G. RYAN(CHIEF EXECUTIVE OFFICER/FOUNDER AND DIRECTOR)Andres Ugarte(Founder)inROBERT LEVIN(CHIEF FINANCIAL OFFICER)
Co-investorsLudlow VenturesPath VenturesPathlight VenturesRestive VenturesShrug Capital
Copper is a mobile app that pays users with points redeemable for gift cards and cash (e.g.
Consumer
Stefan Berglund(Co-founder)inEddie Behringer(CEO / Co-founder)in
Co-investorsClocktower VenturesLaunchpad CapitalMaven VenturesOperator StackRestive VenturesSamsung Next+4 more
Corbel Pay provides embedded monthly payment financing solutions for industrial equipment sales, enabling buyers to see financing options at the point of sale to reduce purchase friction.
AI & Machine LearningEnterprise SoftwareFintechSaaSSales Tech
Co-investorsJoule VenturesRestive VenturesSelah Ventures
Coverwatch places product recall insurance for brands that make, sell, and ship consumable and CPG products, covering first-party costs to pull, replace, and dispose of defective or contaminated products.
AI & Machine LearningConsumerFintechInsurTech
Co-investorsRestive VenturesKfund
Crossmint operates a stablecoin orchestration platform that coordinates cryptocurrency payments pegged to the US dollar across multiple blockchains through a unified API.
Crypto & Web3Developer ToolsEnterprise SoftwareFintechSaaS
Rodri Fernández Touza(Founder)in
Co-investorsFactionNycaNyca PartnersPathlight VenturesRestive Ventures6th Man Ventures+2 more
Dave is a financial app offering members cash advances of up to $500 with no credit check, along with budgeting and banking features aimed at making financial services more accessible.
AI & Machine LearningConsumerFintech
Jason Wilk(Founder)in
Co-investorsNorwest Venture PartnersRestive VenturesThe Chernin Group (TCG Crypto)
Decaf is a crypto wallet and stablecoin banking platform that enables financial services via blockchain, with a focus on serving underbanked communities, remote workers, and individuals in high-inflation economies who lack traditional banking access.
Crypto & Web3Fintech
Co-investorsBehind Genius VenturesRestive Ventures
Digit offers a personal savings app called Set & Save that analyzes a user's income and spending habits to automatically move affordable amounts into savings toward custom goals.
ConsumerFintech
Co-investorsRestive Ventures
DIRO provides an open banking platform that enables real-time verification of financial, utility, and government data across 195 countries for financial institutions.
AI & Machine LearningCybersecurityData & InfrastructureEnterprise SoftwareFintechSector AgnosticNew York, US
Vishal Gupta(Founder)inPer Jirstrand(Founder)in
Co-investorsO1exRestive Ventures
Everlance provides productivity tools that help businesses and independent workers automate routine tasks to save time and money.
Enterprise SoftwareFintechFuture of WorkSaaS
Gabriel Garza Rodríguez(Founder)in
Co-investorsAsymmetric Capital PartnersBessemer Venture PartnersClocktower VenturesRestive VenturesTeamworthy VenturesBloomberg Beta
FairPlay applies AI to consumer loan underwriting to help lenders assess hard-to-score borrowers and improve financial inclusion.
AI & Machine LearningFintechSaaS
Kareem Saleh(Founder & CEO)inJohn Merrill(Co-Founder & CTO)inAdrian Lai(VP of Marketing & Growth)inAbby Hogan(SVP of Legal Affairs)inMark Jones(VP of Engineering)Patrick Cadic(COO)in
Co-investorsFin CapitalInfinity VenturesNazcaNycaNyca PartnersRestive Ventures+2 more
FarmRaise provides technology and advisory services to help farmers increase profitability and sustainability.
AgTechFintechRiverside, US
Albert(Co-founder)Sami Tellatin(Executive Officer, Director)inJayce Hafner(Executive Officer, Director)
Co-investorsBetter Tomorrow VenturesPear VCRestive VenturesUlu VenturesCendana CapitalSusa Ventures
FINNY is an AI-driven growth and prospecting platform for financial advisors, aggregating data points to identify and target prospects within an advisor's niche and automate personalized outreach.
AI & Machine LearningFintechSaaSSales TechSan Francisco, US
Eden Ovadia(CEO & Co-founder)inVictoria Toli(President & Co-founder)Theodore Janson(CTO & Co-founder)
Co-investorsRestive VenturesMaple VC
Flex provides a platform that allows renters to make flexible and predictable rental payments, helping households manage financial volatility while providing property managers operational stability.
ConsumerFintechImpact & Social GoodSan Francisco, US
YeTong Shao(Founder)inShragie Lichtenstein(Founder)in
Co-investorsCamber CreekCoatue ManagementGMO VenturePartnersLudlow VenturesMatrixRestive Ventures+1 more
Flowglad is a platform that unifies cross-system automations, context, and knowledge for professional service teams.
AI & Machine LearningEnterprise SoftwareSaaSNew York City, US
Agree Ahmed(Co-Founder)inHarrison Telyan(Founder)in
Co-investorsRestive VenturesSouth QuadY CombinatorEssence Venture Capital
Co-investorsRestive Ventures
Frich is a personal finance app for Gen Z that lets users compare their financial habits and spending to people similar to them, helping them make money decisions around credit, saving, and everyday expenses.
ConsumerEdTechFintechNew York, US
Pam Rodriguez(Co-founder & CEO)
Co-investorsK20 FundLair East LabsRestive Ventures
Pie provides growth and business management tools designed to help small business owners reduce reliance on expensive agencies and complex platform management.
AI & Machine LearningEnterprise SoftwareFuture of WorkMarketing TechSaaS
Co-investorsRestive Ventures
The page is an affiliate/marketing site promoting 1win, an online gambling and betting platform offering sports betting, online casino games, and a poker room, targeting players in India.
ConsumerGaming
Co-investorsRestive Ventures
Hiro built an AI personal CFO to help individuals plan for and manage their finances, having supported clients across more than $1 billion in assets.
AI & Machine LearningFintech
Co-investorsRestive Ventures
HoneyBee provides a financial wellness program for employees that includes access to 0% interest funds for debt and expense management, financial education webinars, and confidential money coaching sessions.
FintechHR TechWellness & Fitness
Co-investorsAfore CapitalFf Venture CapitalRebalance Capital VenturesResolute Ventures
Infinity Loop provides an AI tool that analyzes past, current, and upcoming contracts, grading them across commercial, legal, and operational terms and flagging risks and savings opportunities.
AI & Machine LearningLegalTechSaaS
Co-investorsGlasswing VenturesRestive Ventures
Ivella offers financial products and accounts tailored for couples at different relationship stages, including shared savings and account options designed for partners to manage money together.
FintechLos Angeles, US
Kahlil Lalji(Founder)inVishal Dubey(Founder)inEric Wang(Founder)in
Co-investorsRestive VenturesY CombinatorSoma Capital
Chargeback offered AI agents using computer-use automation to cancel unwanted consumer subscriptions on users' behalf, having canceled over 400,000 subscriptions.
AI & Machine LearningConsumerFintech
Co-investorsRestive Ventures
Neobanque is a global directory of neobanks (digital-only banks) that helps consumers compare and find online banking options available in their country.
ConsumerFintechMedia & Entertainment
Stéphane Luethi(Founder)
Co-investorsRestive Ventures
Austin, US
Tim Gray(Executive Officer, Director)John Christiano(Executive Officer, Director)
BoardAmos Schwartzfarb(Director)
Co-investorsKima VenturesAccion Venture LabPTB VenturesTechstars
FintechInsurTechDenver, US
Co-investorsAmplio VenturesATX Venture PartnersMatchstick VenturesRestive VenturesTechstarsAccion Venture Lab+1 more
Lunch is a fintech program that cities and counties offer to provide early payment and credit building for local businesses contracting with government.
FintechGovTechSaaSSanta Monica, US
Co-investorsJoint EffectsMudita VentureNomad Venture Partners, LlcRestive VenturesEdovate Capital
Co-investorsKube VCRestive VenturesTitanium Ventures
Mercantile helps fintechs, brands, and trade associations launch affinity credit card programs that increase customer engagement and value.
Enterprise SoftwareFintechSaaSBoston, US
Co-investorsIndex VenturesLiam HorneRestive Ventures
Natural builds payment infrastructure ("rails") designed for AI agents to execute transactions autonomously.
AI & Machine LearningDeep TechDeveloper ToolsFintechSan Francisco, US
Kahlil(Founder)Walt Leung(Founder)inEric Wang(Founder)in
Co-investorsAbstract VenturesAntiForerunner VenturesMirana VenturesRestive VenturesTerrain+4 more
Glade is an AI-powered case management platform for law firms that builds and maintains case files as work progresses, handling client intake, document collection, billing, scheduling, and court filing through CM/ECF.
AI & Machine LearningLegalTechSaaS
Co-investorsRestive VenturesAlumni VenturesBlackRockElectric Feel Ventures LlcGingerbread CapitalL Catterton+3 more
Co-investorsRestive Ventures
Onshore provides tax and R&D credit advisory services for engineers, farmers, and manufacturers.
AgTechEnterprise SoftwareFintechSaaSNew York City, US
Dominic Vitucci(Founder)in
Co-investorsCounterpart VenturesFPVPruVen Capital PartnersRestive VenturesVertex VenturesY Combinator+1 more
Point offers alternative home equity solutions, providing homeowners with lump sums of cash in exchange for a stake in their property, as an alternative to traditional home equity loans or refinancing.
FintechPropTech
Eddie Lim(CEO and cofounder)inEoin Matthews(cofounder)inLim(CEO and cofounder)
Co-investorsAndreessen HorowitzDag VenturesRestive VenturesAlpaca VCBloomberg BetaMontage Ventures
Power reimagines global commerce and payments infrastructure for brands, offering alternative financial systems and loyalty solutions.
Cloud ComputingEnterprise SoftwareFintechSaaS
Gurveer LaliinTyler SowersinEric JalbertinAlex SteinerinBrian GurkainEric Pearson
Co-investorsCRV (Charles River Ventures)Restive VenturesAnthemis Venture
Propel operates a mobile app and platform serving EBT and SNAP beneficiaries with tools to check balances, apply for jobs, protect against fraud, and understand benefit changes.
FintechGovTechSocial
Co-investorsInspired CapitalKleiner PerkinsNew York Life VenturesNycaNyca PartnersRestive Ventures
Co-investorsRestive VenturesThe MBA Fund
Surus is a financial infrastructure platform offering qualified custody, reserve management, and token issuance for digital asset builders, backed by its own North Carolina-chartered trust company.
Crypto & Web3Data & InfrastructureFintechWashington, US
Bradley Gibson(Chief Technology Officer)inBethany Wheeler(Chief Trust Officer)inJennifer Hoopes(Chief Legal Officer)inRachel Trujillo(Chief Compliance Officer)inPatrick Murck(Executive Officer, Director)in
BoardNic Carter(Director)in
Co-investorsProtagonistRestive VenturesCastle Island Ventures
Corpay One (formerly Roger) is a spend management and bill pay platform that automates ACH, check, and wire payments, invoice scanning, expense approvals, and vendor management, with real-time accounting sync to QuickBooks Online.
Enterprise SoftwareFintechSaaS
Co-investorsRestive VenturesBootstrapLabs
Sieve provides a data quality platform that combines AI and human validation to clean and verify financial datasets for investment teams.
AI & Machine LearningData & InfrastructureEnterprise SoftwareFintechNew York City, US
Co-investorsRestive VenturesY Combinator
Snout provides infrastructure for veterinary clinics to offer monthly wellness plans, letting pet owners enroll without credit checks while clinics are paid upfront at the time of care.
FintechSaaSLos Angeles, US
Emily Dong(Founder & CEO)inJennifer YipDavid(Chief Operating Officer)Kyle(Chief Technology Officer)
Co-investors500 GlobalBread And Butter Ventures, LlcFootworkMuse CapitalRestive VenturesSterling Road+1 more
Stand uses physics-based simulation, satellite imagery, and field inspection to model per-property natural-peril risk (wildfire, wind, hail, water, and earthquake) and translates it into insurance coverage.
AI & Machine LearningClimate TechInsurTech
Dan Preston(Founder)in
Co-investorsConvective CapitalEqual VenturesFjor FoundersInspired CapitalLOWERCARBONLowercarbon Capital+3 more
Telivy provides continuous risk management and vulnerability monitoring for managed service providers (MSPs), combining asset monitoring, vulnerability prioritization, and automated remediation tracking aligned to security frameworks and CIS controls.
CybersecurityDeveloper ToolsEnterprise SoftwareSaaSSan Francisco, US
Naren Sathiya(Founder)in
Co-investorsMGV.VCRestive VenturesY CombinatorThomvest Ventures
Token Transit develops fare collection technology and solutions for municipal and regional transit agencies across North America, enabling flexible and convenient rider payment systems.
FintechGovTechMobility & TransportationSaaSSan Francisco, US
Morgan Kikuchi-Conbere(Founder/CEO)inZachary Browne(Founder)inEkate Kuznetsova(Founder/CTO)in
Co-investorsCamp One VenturesRestive VenturesTrucks VCY Combinator
Homa is a real estate platform that assists home buyers through the purchasing process with a team of specialized experts handling tours, negotiations, and closing, while charging a flat fee to help buyers recover up to 2% at closing instead of paying traditional commissions.
AI & Machine LearningConsumerMarketplacesPropTech
Arman Javaherian(CEO & Co-Founder)Federico Campeotto(CTO & Co-Founder)
Co-investorsRestive Ventures
Varos uses AI agents to automate business analysis work by conducting micro-interviews with employees to extract knowledge and generate decision-ready outputs like roadmaps and process optimization.
AI & Machine LearningData & InfrastructureDeveloper ToolsEnterprise SoftwareSaaSSan Francisco, US
Yarden Shaked(Founder)inLior Chen(Founder)inGil Shaked(Founder)in
Co-investorsMosaic General Partnership, LLCRestive VenturesY CombinatorIbex Investors
Exits · 1
IPOs and acquisitions across the tracked portfolioJoinharvestacq. by Acorns
Portfolio news
latest coverage across their companies
Anvil · fundedstartupsdaily.com · Aug 27, 2026
Coverwatch · marketscale.com · Aug 20, 2026

Propel · kalkinemedia.com · Aug 19, 2026

Natural · unite.ai · Aug 19, 2026

Atlas · trysignalbase.com · Aug 7, 2026

Copilot · github.blog · Aug 7, 2026

Dave · moneylion.com · Aug 6, 2026

Roger · digitalmusicnews.com · Aug 6, 2026
Frequently asked questions
- How many investments has Financial Venture Studio made?
- Financial Venture Studio has 61 tracked investments, 3 of which have exited via acquisition or IPO, including 1 dated in the last 24 months.
- What stage does Financial Venture Studio invest at?
- Financial Venture Studio invests at the Pre-Seed, Seed stages.
- What sectors does Financial Venture Studio focus on?
- Financial Venture Studio focuses on Fintech.
- Where is Financial Venture Studio located?
- Financial Venture Studio is headquartered in San Jose, US.
- Who does Financial Venture Studio co-invest with?
- Financial Venture Studio most often shares deals with Restive Ventures, Y Combinator, Nyca, among 119 tracked co-investors.
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