San Jose · Pre-Seed–Seed · 1 people tracked
Also known as RESTIVE INVESTMENT MANAGEMENT, LLC
Investment thesis
The firm specializes in pre-seed and seed stage companies in financial services. It provides early capital, operational expertise, and access to an industry network to help founders navigate the challenges of building fintech companies and accelerate growth.
Source: firm website, verified Aug 18, 2026.
Team · 1 people
from the firm's websiteWhat they invest in
from 57 of 62 portfolio companiesFintech ×41AI & Machine Learning ×23SaaS ×20Consumer ×14Enterprise Software ×13InsurTech ×6Developer Tools ×5Crypto & Web3 ×4
HQs:United States×24
Investments · 62 tracked
founders shown can be your intro pathBy year:2024 · 12021 · 22019 · 14 dated
Addition Wealth is a financial health platform for employees that provides personalized guidance and resources to help manage personal finances, reduce financial stress, and make informed financial decisions.
AI & Machine LearningFintechWellness & Fitness
Co-investorsAnthemis VentureCore Venture CapitalCorrelation VenturesNycaNyca PartnersRestive Ventures+1 more
Agentero provides a technology platform and carrier appointment access for insurance agents to manage P&C (property and casualty) insurance policies through a unified portal.
InsurTechSaaS
Luis Pino(Founder)in
Co-investorsExpansion Venture CapitalMundi VenturesRestive VenturesUnion Square Ventures (USV)Foundation Capital
AiPrise provides AI-powered compliance and risk management software for KYB/KYC processes, covering fraud prevention and regulatory compliance.
AI & Machine LearningEnterprise SoftwareFintechSan Francisco, US
Chaitanya Sarda(CEO & co-founder)inRushabh Shah(Founder/Co-CEO)in
Co-investorsRestive VenturesY CombinatorCorrelation VenturesHeadlineSixThirty VenturesWedbush Ventures
GoToAisle is a mobile marketing platform that enables retail businesses to engage customers through SMS and MMS messaging, offering features like cashback incentives, location-aware promotions, and customer data synchronization to drive sales and repeat purchases.
Marketing TechRetail Tech
Tiffin ✌️(Founder)in
Co-investorsCalano VenturesFJ LabsMidnightRestive Ventures
Anvil provides software for collecting and sharing information through digital workflows, replacing manual paperwork-based processes.
Developer ToolsEnterprise SoftwareSaaS
Mang-Git Ng(Founder, CEO)in
Co-investorsGradient VenturesMenlo VenturesRestive VenturesCiti VenturesScript Capital
Ascend is a financial operations platform purpose-built for insurance agencies, wholesalers, MGAs, and carriers, combining AI-powered accounting automation, payments, and premium financing.
AI & Machine LearningInsurTechSaaS
Co-investorsBoxGroupDistributed VenturesMGV.VCNFPNycaNyca Partners+3 more
Atlas is a membership card and app that provides access to reservations at high-end restaurants, luxury hotels, sold-out concerts, and sporting events for members.
ConsumerDirect to ConsumerFintechSan Francisco, US
Patrick Mrozowski(Founder)inSid Parihar(Founder)Kenan Pulak(Founder)in
Co-investorsAccelChapter OneEvolution VC PartnersKindred VenturesMendoza VenturesRestive Ventures+7 more
Atlas offers a membership-based bundle of consumer financial services centered on a credit-building rewards credit card, with a deposit account featuring early paycheck access, credit score tracking, savings automation, subscription management, and cash-back rewards.
ConsumerFintech
Co-investorsData Techf7 VenturesGMO VenturePartnersRestive Ventures
Atlas Health uses AI-driven patient assistance to help health systems connect patients to financial resources and reduce barriers to care.
AI & Machine LearningDigital HealthEnterprise SoftwareHealthtech
Ethan Davidoff(Founder)in
Co-investorsFelicis VenturesOptum VenturesRestive VenturesGlobal Founders CapitalGreatPoint VenturesMBX Capital+1 more
Fido Estates (Bequest) is software for estate and probate administration that automates client intake, autofills court forms and precedent letters, and generates fiduciary accounting reports, including California court-formatted ones.
FintechLegalTechSaaS
Co-investorsRestive Ventures
Blue Studios operates an edutainment streaming platform for families that combines educational content with games and interactive classes, broadcasting globally.
ConsumerCrypto & Web3EdTechMedia & EntertainmentNew York City, US
Co-investorsAvesta FundRestive VenturesTechstars500 GlobalOwl Ventures
BlueArc.ai performs automated business verification and Know Your Business (KYB) checks by analyzing web domains and operational presence, using large language models and agentic AI to gather signals and map entity relationships into a risk knowledge graph.
AI & Machine LearningCybersecurityFintech
Co-investorsRestive Ventures
BlueQubit provides a cloud platform with managed GPU-based and hybrid quantum simulators and an SDK for running large-scale quantum circuits and quantum machine learning algorithms.
Cloud ComputingDeep TechQuantum ComputingLos Angeles, US
Hayk Tepanyan(Director)Hrant Gharibyan(Executive Officer, Director)
Co-investorsChaac VenturesCreative Destruction Lab (CDL)Formula VCGranatus VenturesNycaNyca Partners+4 more
Brico provides a software platform that automates financial licensing for banks, financial institutions, and fintechs, handling new license applications, maintenance, renewals, and periodic reporting across US states.
FintechLegalTechSaaS
Co-investorsRestive VenturesFlourish Ventures
Canary designs, hosts, and manages employee relief funds through its Grant Circle product, which lets employers and community organizations deliver emergency grants to workers facing sudden financial hardship.
FintechHR TechWellness & Fitness
Rachel Schneider(Founder & CEO)
Co-investorsRestive VenturesVery Serious VenturesSequoia Capital
Copilot Money is a personal finance app for iPhone, iPad, Mac, and web that automatically tracks a user's bank accounts, spending, budgets, investments, and net worth.
AI & Machine LearningConsumerFintechChicago, US
PATRICK G. RYAN(CHIEF EXECUTIVE OFFICER/FOUNDER AND DIRECTOR)ROBERT LEVIN(CHIEF FINANCIAL OFFICER)
Co-investorsLudlow VenturesPath VenturesPathlight VenturesRestive VenturesShrug Capital
Copper is a financial technology company offering a mobile app for financial education, banking, investing, and earning money, aimed at American families and younger generations.
ConsumerEdTechFintech
Stefan Berglund(Co-founder)Eddie Behringer(CEO / Co-founder)
Co-investorsClocktower VenturesLaunchpad CapitalMaven VenturesOperator StackRestive VenturesSamsung Next+3 more
Corbel offers an AI-powered quoting and sales assistant for capital equipment sellers, engaging leads around the clock, generating quotes, recommending configurations and add-ons, and surfacing financing options.
AI & Machine LearningFintechSales Tech
Co-investorsJoule VenturesRestive VenturesSelah Ventures
Coverwatch is a technology-driven insurance brokerage that analyzes business risk, identifies coverage gaps, and negotiates pricing with carrier partners.
AI & Machine LearningFintechInsurTech
Co-investorsRestive Ventures
Crossmint offers a platform for companies and AI agents to integrate stablecoin infrastructure, including wallet creation, treasury management, onramps and offramps, global payouts, and virtual card issuance.
Crypto & Web3Developer ToolsFintech
Co-investorsFactionNycaNyca PartnersPathlight VenturesRestive Ventures6th Man Ventures+1 more
Dave is a financial app offering members cash advances of up to $500 with no credit check, along with budgeting and banking features aimed at making financial services more accessible.
AI & Machine LearningConsumerFintech
Co-investorsNorwest Venture PartnersRestive VenturesThe Chernin Group (TCG Crypto)
Decaf provides shareable payment links that let freelancers and businesses collect payments via card, bank transfer, or USDC/crypto, with recipients keeping about 99% of the amount.
Crypto & Web3Fintech
Co-investorsBehind Genius VenturesRestive Ventures
Digit offers a personal savings app called Set & Save that analyzes a user's income and spending habits to automatically move affordable amounts into savings toward custom goals.
ConsumerFintech
Co-investorsRestive Ventures
DIRO provides a document verification service that fetches original documents directly from global sources such as banks, utilities, and government records, applying cryptographic seals to make them tamper-evident and resistant to AI-generated fakes.
AI & Machine LearningCybersecurityFintech
Co-investorsO1exRestive Ventures
Everlance provides productivity tools that help businesses and independent workers automate routine tasks to save time and money.
Enterprise SoftwareFintechFuture of WorkSaaS
Gabriel Garza Rodríguez(Founder)in
Co-investorsAsymmetric Capital PartnersBessemer Venture PartnersClocktower VenturesRestive VenturesTeamworthy VenturesBloomberg Beta
FairPlay applies AI to consumer loan underwriting to help lenders assess hard-to-score borrowers and improve financial inclusion.
AI & Machine LearningFintechSaaS
Kareem Saleh(Founder & CEO)inJohn Merrill(Co-Founder & CTO)inAdrian Lai(VP of Marketing & Growth)Abby Hogan(SVP of Legal Affairs)Mark Jones(VP of Engineering)Patrick Cadic(COO)
Co-investorsInfinity VenturesNazcaNycaNyca PartnersRestive VenturesTTV Capital
FarmRaise provides technology and advisory services to help farmers increase profitability and sustainability.
AgTechFintechRiverside, US
Albert(Co-founder)Sami Tellatin(Executive Officer, Director)Jayce Hafner(Executive Officer, Director)
Co-investorsBetter Tomorrow VenturesRestive VenturesUlu VenturesPear VCSusa Ventures
FINNY is an AI-driven growth and prospecting platform for financial advisors, aggregating data points to identify and target prospects within an advisor's niche and automate personalized outreach.
AI & Machine LearningFintechSaaSSales TechSan Francisco, US
Eden Ovadia(CEO & Co-founder)Victoria Toli(President & Co-founder)Theodore Janson(CTO & Co-founder)
Co-investorsRestive VenturesMaple VC
Flex provides a platform that allows renters to make flexible and predictable rental payments, helping households manage financial volatility while providing property managers operational stability.
ConsumerFintechImpact & Social GoodSan Francisco, US
YeTong Shao(Founder)inShragie Lichtenstein(Founder)in
Co-investorsCamber CreekGMO VenturePartnersLudlow VenturesMatrixRestive VenturesAccel
Flowglad is a platform that unifies cross-system automations, context, and knowledge for professional service teams.
AI & Machine LearningEnterprise SoftwareSaaSNew York City, US
Agree Ahmed(Co-Founder)inHarrison Telyan(Founder)in
Co-investorsRestive VenturesSouth QuadY CombinatorEssence Venture Capital
Co-investorsRestive Ventures
Frich collects and shares money-related data and community insights from its user base ("Frichies") to help individuals get answers and recommendations for reaching their financial goals.
ConsumerFintech
Co-investorsK20 FundLair East LabsRestive Ventures
Mercantile provides a platform for brands, fintechs, and associations to launch custom-branded business credit card programs, handling underwriting, compliance, banking, fraud prevention, and reporting.
Enterprise SoftwareFintechSaaS
Co-investorsIndex VenturesLiam HorneRestive Ventures
Pie provides a suite of marketing products that help local and small businesses attract high-intent customers, including optimizing their visibility in search results and AI tools like ChatGPT.
AI & Machine LearningMarketing TechSaaS
Co-investorsRestive Ventures
The page is an affiliate/marketing site promoting 1win, an online gambling and betting platform offering sports betting, online casino games, and a poker room, targeting players in India.
ConsumerGaming
Co-investorsRestive Ventures
Hiro built an AI personal CFO to help individuals plan for and manage their finances, having supported clients across more than $1 billion in assets.
AI & Machine LearningFintech
Co-investorsRestive Ventures
Infinity Loop offers an AI-powered platform for negotiation and procurement, analyzing third-party contracts to identify savings and support in-house deal-making.
AI & Machine LearningEnterprise SoftwareLegalTechSaaS
Co-investorsGlasswing VenturesRestive Ventures
Ivella offers financial products and accounts tailored for couples at different relationship stages, including shared savings and account options designed for partners to manage money together.
FintechLos Angeles, US
Kahlil Lalji(Founder)inVishal Dubey(Founder)inEric Wang(Founder)in
Co-investorsRestive VenturesY CombinatorSoma Capital
Chargeback offered AI agents using computer-use automation to cancel unwanted consumer subscriptions on users' behalf, having canceled over 400,000 subscriptions.
AI & Machine LearningConsumerFintech
Co-investorsRestive Ventures
Neobanque is a global directory of neobanks (digital-only banks) that helps consumers compare and find online banking options available in their country.
ConsumerFintechMedia & Entertainment
Stéphane Luethi(Founder)
Co-investorsRestive Ventures
Austin, US
Tim Gray(Executive Officer, Director)John Christiano(Executive Officer, Director)Amos Schwartzfarb(Director)
Co-investorsKima VenturesAccion Venture LabPTB VenturesTechstars
FintechInsurTechDenver, US
Co-investorsAmplio VenturesATX Venture PartnersMatchstick VenturesRestive VenturesTechstarsAccion Venture Lab+1 more
Lunch offers an early-payment program that lets government vendors get same-day funds on invoices already approved by cities and counties, with each paid invoice reported to commercial credit bureaus to build the vendor's commercial credit profile.
FintechGovTechSaaS
Co-investorsJoint EffectsMudita VentureNomad Venture Partners, LlcRestive VenturesEdovate Capital
Co-investorsKube VCRestive VenturesTitanium Ventures
Natural provides payment infrastructure and APIs designed for AI agents, allowing autonomous software to transact, hold FDIC-insured balances, and process payments with agent-level observability and controls.
AI & Machine LearningDeveloper ToolsFintech
Kahlil
Co-investorsAbstract VenturesAntiMirana VenturesRestive VenturesTerrainTorch Capital+4 more
Glade is an AI-powered case management platform for law firms that builds and maintains case files as work progresses, handling client intake, document collection, billing, scheduling, and court filing through CM/ECF.
AI & Machine LearningLegalTechSaaS
Co-investorsRestive Ventures
Co-investorsRestive Ventures
Onshore provides tax and R&D credit advisory services for engineers, farmers, and manufacturers.
AgTechEnterprise SoftwareFintechSaaSNew York City, US
Dominic Vitucci(Founder)in
Co-investorsCounterpart VenturesFPVPruVen Capital PartnersRestive VenturesVertex VenturesY Combinator+1 more
Point offers alternative home equity solutions, providing homeowners with lump sums of cash in exchange for a stake in their property, as an alternative to traditional home equity loans or refinancing.
FintechPropTech
Eddie Lim(CEO and cofounder)Eoin Matthews(cofounder)Lim(CEO and cofounder)
Co-investorsAndreessen HorowitzDag VenturesRestive VenturesAlpaca VCBloomberg BetaMontage Ventures
Power reimagines global commerce and payments infrastructure for brands, offering alternative financial systems and loyalty solutions.
Cloud ComputingEnterprise SoftwareFintechSaaS
Gurveer LaliTyler SowersEric JalbertAlex SteinerBrian GurkaEric Pearson
Co-investorsCRV (Charles River Ventures)Restive VenturesAnthemis Venture
Propel operates a mobile app and platform serving EBT and SNAP beneficiaries with tools to check balances, apply for jobs, protect against fraud, and understand benefit changes.
FintechGovTechSocial
Co-investorsInspired CapitalNew York Life VenturesNycaNyca PartnersRestive Ventures
Co-investorsRestive VenturesThe MBA Fund
Surus is a financial infrastructure platform offering qualified custody, reserve management, and token issuance for digital asset builders, backed by its own North Carolina-chartered trust company.
Crypto & Web3Data & InfrastructureFintechWashington, US
Bradley Gibson(Chief Technology Officer)inBethany Wheeler(Chief Trust Officer)inJennifer Hoopes(Chief Legal Officer)inRachel Trujillo(Chief Compliance Officer)inPatrick Murck(Executive Officer, Director)in
BoardNic Carter(Director)in
Co-investorsProtagonistRestive VenturesCastle Island Ventures
Corpay One (formerly Roger) is a spend management and bill pay platform that automates ACH, check, and wire payments, invoice scanning, expense approvals, and vendor management, with real-time accounting sync to QuickBooks Online.
Enterprise SoftwareFintechSaaS
Co-investorsRestive VenturesBootstrapLabs
Sieve provides a data quality platform that combines AI and human validation to clean and verify financial datasets for investment teams.
AI & Machine LearningData & InfrastructureEnterprise SoftwareFintechNew York City, US
Co-investorsRestive VenturesY Combinator
Snout offers a pet health plan focused on making preventive veterinary care affordable and predictable for pet owners, so care decisions are not limited by cost.
ConsumerFintechHealthtechInsurTechLos Angeles, US
Emily Dong(Founder & CEO)David(Chief Operating Officer)Kyle(Chief Technology Officer)
Co-investorsBread And Butter Ventures, LlcFootworkMuse CapitalRestive VenturesSterling RoadHyphen Capital
Stand uses physics-based simulation, satellite imagery, and field inspection to model per-property natural-peril risk (wildfire, wind, hail, water, and earthquake) and translates it into insurance coverage.
AI & Machine LearningClimate TechInsurTech
Co-investorsConvective CapitalEqual VenturesFjor FoundersInspired CapitalNeotribe VenturesRestive Ventures+1 more
Telivy provides continuous risk management and vulnerability monitoring for managed service providers (MSPs), combining asset monitoring, vulnerability prioritization, and automated remediation tracking aligned to security frameworks and CIS controls.
CybersecurityDeveloper ToolsEnterprise SoftwareSaaSSan Francisco, US
Naren Sathiya(Founder)in
Co-investorsMGV.VCRestive VenturesY CombinatorThomvest Ventures
Token Transit develops fare collection technology and solutions for municipal and regional transit agencies across North America, enabling flexible and convenient rider payment systems.
FintechGovTechMobility & TransportationSaaSSan Francisco, US
Morgan Kikuchi-Conbere(Founder/CEO)inZachary Browne(Founder)inEkate Kuznetsova(Founder/CTO)in
Co-investorsCamp One VenturesRestive VenturesTrucks VCY Combinator
Homa is an AI-assisted, broker-led home buying service that helps buyers search, analyze, and tour properties on demand, then rebates most of the buyer's agent commission at closing in exchange for a flat 1% fee.
AI & Machine LearningMarketplacesPropTech
Co-investorsRestive Ventures
Varos uses AI agents to automate business analysis work by conducting micro-interviews with employees to extract knowledge and generate decision-ready outputs like roadmaps and process optimization.
AI & Machine LearningData & InfrastructureDeveloper ToolsEnterprise SoftwareSaaSSan Francisco, US
Yarden Shaked(Founder)inLior Chen(Founder)inGil Shaked(Founder)in
Co-investorsMosaic General Partnership, LLCRestive VenturesY CombinatorIbex Investors
Exits · 1
IPOs and acquisitions across the tracked portfolioJoinharvestacq. by Acorns
Portfolio news
latest coverage across their companies
Propel · kalkinemedia.com · Aug 19, 2026

Natural · unite.ai · Aug 19, 2026
Copilot · github.blog · Aug 7, 2026
Stand · streetinsider.com · Aug 5, 2026
Canary · canarymedia.com · Aug 4, 2026

BlueQubit · interestingengineering.com · Jul 26, 2026
Atlas · pulse2.com · Jul 18, 2026

Flex · thepaypers.com · Jul 17, 2026
Frequently asked questions
- How many investments has Financial Venture Studio made?
- Financial Venture Studio has 61 tracked investments, 2 of which have exited via acquisition or IPO, including 1 dated in the last 24 months.
- What stage does Financial Venture Studio invest at?
- Financial Venture Studio invests at the Pre-Seed, Seed stages.
- What sectors does Financial Venture Studio focus on?
- Financial Venture Studio focuses on Fintech.
- Where is Financial Venture Studio located?
- Financial Venture Studio is headquartered in San Jose, US.
- Who does Financial Venture Studio co-invest with?
- Financial Venture Studio most often shares deals with Restive Ventures, Y Combinator, Nyca, among 109 tracked co-investors.
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