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Financial Venture Studio

Venture capitaloperating company · company profile

San Jose · Pre-Seed–Seed · 1 people tracked

Also known as RESTIVE INVESTMENT MANAGEMENT, LLC

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Investment thesis

The firm specializes in pre-seed and seed stage companies in financial services. It provides early capital, operational expertise, and access to an industry network to help founders navigate the challenges of building fintech companies and accelerate growth.

Source: firm website, verified Sep 1, 2026.

Stage
Pre-Seed–Seed
HQ
San Jose, DC, US
Instruments
Equity
Founded
2018
Private fund assets
$129M
VC funds
6
Tracked investments
64

Team · 1 people

from the firm's website

What they invest in

from 59 of 64 portfolio companies

Fintech ×41AI & Machine Learning ×24SaaS ×24Enterprise Software ×17Consumer ×15Developer Tools ×5InsurTech ×5Crypto & Web3 ×4

HQs:United States×32

Who they back

founder profiles across 35 portfolio companies
43%
solo founders
15 of 35 mapped founding teams
59%
repeat founders
of 49 founders with career history

Founding team size:solo founder×152 founders×123 founders×8

Where their founders studiedfrom 43 founders with education data

Stanford University ×5Stanford University Graduate School of Business ×4University of California, Berkeley ×4Brown University ×2Massachusetts Institute of Technology ×2Northeastern University ×2University of California, Berkeley, Haas School of Business ×2University of Chicago ×2

Where their founders worked beforefrom 49 founders with career history

Facebook ×3McKinsey & Company ×3Clara Lending ×2Earnin ×2Hippo Insurance ×2Morgan Stanley ×2Southparkcommons ×2

Accelerator rootsportfolio companies that came through a program

Y Combinator ×9500 Global ×2Techstars ×2

2 founders hold a PhD · 8 hold an MBA (of 46 with degree data)

Investments · 64 tracked

founders shown can be your intro path

By year:2024 · 12021 · 32019 · 15 dated

Additionadditionwealth.comin𝕏

Addition Wealth is a financial health platform for employees that provides personalized guidance and resources to help manage personal finances, reduce financial stress, and make informed financial decisions.

AI & Machine LearningFintechWellness & FitnessNew York, US

Ana Mahony(CEO & Founder)in

Co-investorsAnthemis VentureCore Venture CapitalCorrelation VenturesNycaNyca PartnersRestive Ventures+1 more

Agenteroagentero.comin𝕏

Agentero provides a technology platform and carrier appointment access for insurance agents to manage P&C (property and casualty) insurance policies through a unified portal.

InsurTechSaaS

Luis Pino(Founder)in

Co-investorsExpansion Venture CapitalMundi VenturesRestive VenturesUnion Square Ventures (USV)Foundation Capital

AiPriseaiprise.comin𝕏

AiPrise provides AI-powered compliance and risk management software for KYB/KYC processes, covering fraud prevention and regulatory compliance.

AI & Machine LearningEnterprise SoftwareFintechSan Francisco, US

Chaitanya Sarda(CEO & co-founder)inRushabh Shah(Founder/Co-CEO)in

Co-investorsCorrelation VenturesRestive VenturesY CombinatorHeadlineSixThirty VenturesWedbush Ventures

Aislegotoaisle.com

GoToAisle is a mobile marketing platform that enables retail businesses to engage customers through SMS and MMS messaging, offering features like cashback incentives, location-aware promotions, and customer data synchronization to drive sales and repeat purchases.

Marketing TechRetail Tech

Tiffin ✌️(Founder)in

Co-investorsCalano VenturesFJ LabsMidnightRestive Ventures

Anviluseanvil.comin

Anvil provides software for collecting and sharing information through digital workflows, replacing manual paperwork-based processes.

Developer ToolsEnterprise SoftwareSaaS

Mang-Git Ng(Founder, CEO)in

Co-investorsGradient VenturesMenlo VenturesRestive VenturesCiti VenturesScript Capital

Anvilanvil.bot𝕏

Anvil provides a composable platform for building physical AI systems.

AI & Machine LearningDeep TechRobotics

Co-investorsBrainstorm VenturesHumba VenturesSparkLabs TaipeiCiti VenturesGradient VenturesMatter Venture Partners+1 more

Ascenduseascend.comin

Ascend is a financial operations platform purpose-built for insurance agencies, wholesalers, MGAs, and carriers, combining AI-powered accounting automation, payments, and premium financing.

AI & Machine LearningInsurTechSaaS

Praveen Chekuri(Founder)in

Co-investorsBoxGroupDistributed VenturesMGV.VCNFPNycaNyca Partners+3 more

Atlasatlascard.comin𝕏

Atlas is a membership card and app that provides access to reservations at high-end restaurants, luxury hotels, sold-out concerts, and sporting events for members.

ConsumerDirect to ConsumerFintechSan Francisco, US

Patrick Mrozowski(Founder)inSid Parihar(Founder)Kenan Pulak(Founder)in

Co-investors01 AdvisorsAccelChapter OneEvolution VC PartnersKindred VenturesMendoza Ventures+11 more

Atlasatlasfin.com𝕏

Atlas offers a membership-based bundle of consumer financial services centered on a credit-building rewards credit card, with a deposit account featuring early paycheck access, credit score tracking, savings automation, subscription management, and cash-back rewards.

ConsumerFintechBerkeley, US

Vetri Balaji(Founder)inZane Salim(Founder)

Co-investorsData Techf7 VenturesGMO VenturePartnersRestive VenturesAccel

Atlas Healthatlas.healthin

Atlas Health uses AI-driven patient assistance to help health systems connect patients to financial resources and reduce barriers to care.

AI & Machine LearningDigital HealthEnterprise SoftwareHealthtech

Ethan Davidoff(Founder)in

Co-investorsFelicis VenturesOptum VenturesRestive VenturesGlobal Founders CapitalGreatPoint VenturesMBX Capital+1 more

Bequestbequest.financein𝕏

Fido Estates (Bequest) is software for estate and probate administration that automates client intake, autofills court forms and precedent letters, and generates fiduciary accounting reports, including California court-formatted ones.

FintechLegalTechSaaS

Co-investorsRestive VenturesMark Cuban CompaniesNyca Partners

Blue Studiosbluestudios.ioin𝕏

Blue Studios operates an edutainment streaming platform for families that combines educational content with games and interactive classes, broadcasting globally.

ConsumerCrypto & Web3EdTechMedia & EntertainmentNew York City, US

Emile Cambry Jr.Kelley Cambryin

Co-investors500 GlobalAvesta FundRestive VenturesTechstarsOwl Ventures

Bluearcbluearc.aiin

BlueArc.ai performs automated business verification and Know Your Business (KYB) checks by analyzing web domains and operational presence, using large language models and agentic AI to gather signals and map entity relationships into a risk knowledge graph.

AI & Machine LearningCybersecurityFintech

John Canfield(Founder)in

Co-investorsRestive Ventures

BlueQubitbluequbit.ioin

BlueQubit provides a cloud platform and SDK for running large-scale quantum circuit simulations on managed GPU-based simulators, along with quantum machine learning algorithms.

Cloud ComputingDeep TechQuantum ComputingLos Angeles, US

Hayk Tepanyan(Director)inHrant Gharibyan(Executive Officer, Director)in

Co-investorsChaac VenturesCreative Destruction Lab (CDL)Formula VCGranatus VenturesNycaNyca Partners+4 more

Bricobrico.aiin

Brico provides software that automates the financial licensing process for banks and fintech companies, simplifying applications and renewals through automation.

Enterprise SoftwareFintechLegalTechSaaS

Snigdha KumarinEdward Swiacin

Co-investorsRestive VenturesFlourish VenturesPear VC

Canaryworkwithcanary.comin

Canary provides technology and services that let employers, nonprofits, community foundations, and philanthropic donors deliver emergency relief payments to workers and community members.

FintechFuture of WorkHR TechSaaSWellness & Fitness

Rachel Schneider(Founder & CEO)in

Co-investorsRestive VenturesVery Serious Ventures

Copilotcopilot.moneyin𝕏

Copilot Money is a personal finance app for iPhone, iPad, Mac, and web that automatically tracks a user's bank accounts, spending, budgets, investments, and net worth.

AI & Machine LearningConsumerFintechChicago, US

PATRICK G. RYAN(CHIEF EXECUTIVE OFFICER/FOUNDER AND DIRECTOR)Andres Ugarte(Founder)inROBERT LEVIN(CHIEF FINANCIAL OFFICER)

Co-investorsLudlow VenturesPath VenturesPathlight VenturesRestive VenturesShrug Capital

Coppergetcopper.comin𝕏

Copper is a mobile app that pays users with points redeemable for gift cards and cash (e.g.

Consumer

Stefan Berglund(Co-founder)inEddie Behringer(CEO / Co-founder)in

Co-investorsClocktower VenturesLaunchpad CapitalMaven VenturesOperator StackRestive VenturesSamsung Next+4 more

Corbelpaycorbelpay.com

Corbel Pay provides embedded monthly payment financing solutions for industrial equipment sales, enabling buyers to see financing options at the point of sale to reduce purchase friction.

AI & Machine LearningEnterprise SoftwareFintechSaaSSales Tech

Co-investorsJoule VenturesRestive VenturesSelah Ventures

Coverwatchcoverwatch.comin

Coverwatch places product recall insurance for brands that make, sell, and ship consumable and CPG products, covering first-party costs to pull, replace, and dispose of defective or contaminated products.

AI & Machine LearningConsumerFintechInsurTech

Co-investorsRestive VenturesKfund

Crossmintcrossmint.ioin𝕏

Crossmint operates a stablecoin orchestration platform that coordinates cryptocurrency payments pegged to the US dollar across multiple blockchains through a unified API.

Crypto & Web3Developer ToolsEnterprise SoftwareFintechSaaS

Rodri Fernández Touza(Founder)in

Co-investorsFactionNycaNyca PartnersPathlight VenturesRestive Ventures6th Man Ventures+2 more

Davedave.comin

Dave is a financial app offering members cash advances of up to $500 with no credit check, along with budgeting and banking features aimed at making financial services more accessible.

AI & Machine LearningConsumerFintech

Jason Wilk(Founder)in

Co-investorsNorwest Venture PartnersRestive VenturesThe Chernin Group (TCG Crypto)

Decaf Fintechdecaf.soin𝕏

Decaf is a crypto wallet and stablecoin banking platform that enables financial services via blockchain, with a focus on serving underbanked communities, remote workers, and individuals in high-inflation economies who lack traditional banking access.

Crypto & Web3Fintech

Co-investorsBehind Genius VenturesRestive Ventures

Digitdigit.coin𝕏

Digit offers a personal savings app called Set & Save that analyzes a user's income and spending habits to automatically move affordable amounts into savings toward custom goals.

ConsumerFintech

Co-investorsRestive Ventures

Dirodiro.ioin𝕏

DIRO provides an open banking platform that enables real-time verification of financial, utility, and government data across 195 countries for financial institutions.

AI & Machine LearningCybersecurityData & InfrastructureEnterprise SoftwareFintechSector AgnosticNew York, US

Vishal Gupta(Founder)inPer Jirstrand(Founder)in

Co-investorsO1exRestive Ventures

Everlanceeverlance.comin𝕏

Everlance provides productivity tools that help businesses and independent workers automate routine tasks to save time and money.

Enterprise SoftwareFintechFuture of WorkSaaS

Gabriel Garza Rodríguez(Founder)in

Co-investorsAsymmetric Capital PartnersBessemer Venture PartnersClocktower VenturesRestive VenturesTeamworthy VenturesBloomberg Beta

FairPlayfairplay.aiin𝕏

FairPlay applies AI to consumer loan underwriting to help lenders assess hard-to-score borrowers and improve financial inclusion.

AI & Machine LearningFintechSaaS

Kareem Saleh(Founder & CEO)inJohn Merrill(Co-Founder & CTO)inAdrian Lai(VP of Marketing & Growth)inAbby Hogan(SVP of Legal Affairs)inMark Jones(VP of Engineering)Patrick Cadic(COO)in

Co-investorsFin CapitalInfinity VenturesNazcaNycaNyca PartnersRestive Ventures+2 more

FarmRaisefarmraise.comin𝕏Dec 2021

FarmRaise provides technology and advisory services to help farmers increase profitability and sustainability.

AgTechFintechRiverside, US

Albert(Co-founder)Sami Tellatin(Executive Officer, Director)inJayce Hafner(Executive Officer, Director)

Co-investorsBetter Tomorrow VenturesPear VCRestive VenturesUlu VenturesCendana CapitalSusa Ventures

Finnyaifinnyai.comin𝕏

FINNY is an AI-driven growth and prospecting platform for financial advisors, aggregating data points to identify and target prospects within an advisor's niche and automate personalized outreach.

AI & Machine LearningFintechSaaSSales TechSan Francisco, US

Eden Ovadia(CEO & Co-founder)inVictoria Toli(President & Co-founder)Theodore Janson(CTO & Co-founder)

Co-investorsRestive VenturesMaple VC

Flexgetflex.comin𝕏

Flex provides a platform that allows renters to make flexible and predictable rental payments, helping households manage financial volatility while providing property managers operational stability.

ConsumerFintechImpact & Social GoodSan Francisco, US

YeTong Shao(Founder)inShragie Lichtenstein(Founder)in

Co-investorsCamber CreekCoatue ManagementGMO VenturePartnersLudlow VenturesMatrixRestive Ventures+1 more

Flowgladflowglad.comin𝕏

Flowglad is a platform that unifies cross-system automations, context, and knowledge for professional service teams.

AI & Machine LearningEnterprise SoftwareSaaSNew York City, US

Agree Ahmed(Co-Founder)inHarrison Telyan(Founder)in

Co-investorsRestive VenturesSouth QuadY CombinatorEssence Venture Capital

Fragilefragile.co

Co-investorsRestive Ventures

Frichgetfrich.comin

Frich is a personal finance app for Gen Z that lets users compare their financial habits and spending to people similar to them, helping them make money decisions around credit, saving, and everyday expenses.

ConsumerEdTechFintechNew York, US

Pam Rodriguez(Co-founder & CEO)

Co-investorsK20 FundLair East LabsRestive Ventures

Getpiegetpie.coin𝕏

Pie provides growth and business management tools designed to help small business owners reduce reliance on expensive agencies and complex platform management.

AI & Machine LearningEnterprise SoftwareFuture of WorkMarketing TechSaaS

Co-investorsRestive Ventures

Getsheltrgetsheltr.com

The page is an affiliate/marketing site promoting 1win, an online gambling and betting platform offering sports betting, online casino games, and a poker room, targeting players in India.

ConsumerGaming

Co-investorsRestive Ventures

Hirohirofinance.com

Hiro built an AI personal CFO to help individuals plan for and manage their finances, having supported clients across more than $1 billion in assets.

AI & Machine LearningFintech

Co-investorsRestive Ventures

HoneyBeemeethoneybee.comSep 2021

HoneyBee provides a financial wellness program for employees that includes access to 0% interest funds for debt and expense management, financial education webinars, and confidential money coaching sessions.

FintechHR TechWellness & Fitness

Co-investorsAfore CapitalFf Venture CapitalRebalance Capital VenturesResolute Ventures

Infinity Loopinfinityloop.aiin𝕏

Infinity Loop provides an AI tool that analyzes past, current, and upcoming contracts, grading them across commercial, legal, and operational terms and flagging risks and savings opportunities.

AI & Machine LearningLegalTechSaaS

Co-investorsGlasswing VenturesRestive Ventures

Ivellaivella.comin𝕏Defunct

Ivella offers financial products and accounts tailored for couples at different relationship stages, including shared savings and account options designed for partners to manage money together.

FintechLos Angeles, US

Kahlil Lalji(Founder)inVishal Dubey(Founder)inEric Wang(Founder)in

Co-investorsRestive VenturesY CombinatorSoma Capital

Joinchargebackjoinchargeback.comin

Chargeback offered AI agents using computer-use automation to cancel unwanted consumer subscriptions on users' behalf, having canceled over 400,000 subscriptions.

AI & Machine LearningConsumerFintech

Co-investorsRestive Ventures

Joindaylightjoindaylight.comin

Neobanque is a global directory of neobanks (digital-only banks) that helps consumers compare and find online banking options available in their country.

ConsumerFintechMedia & Entertainment

Stéphane Luethi(Founder)

Co-investorsRestive Ventures

Joinharvestjoinharvest.com𝕏acquired by Acorns

ConsumerFintech

Co-investorsRestive Ventures

Joustjoustbank.com

Austin, US

Tim Gray(Executive Officer, Director)John Christiano(Executive Officer, Director)

BoardAmos Schwartzfarb(Director)

Co-investorsKima VenturesAccion Venture LabPTB VenturesTechstars

Lunch Paymentslunchpayments.com

Lunch is a fintech program that cities and counties offer to provide early payment and credit building for local businesses contracting with government.

FintechGovTechSaaSSanta Monica, US

Co-investorsJoint EffectsMudita VentureNomad Venture Partners, LlcRestive VenturesEdovate Capital

Mazawithmaza.com

Co-investorsKube VCRestive VenturesTitanium Ventures

Mercantilegetmercantile.com

Mercantile helps fintechs, brands, and trade associations launch affinity credit card programs that increase customer engagement and value.

Enterprise SoftwareFintechSaaSBoston, US

Co-investorsIndex VenturesLiam HorneRestive Ventures

Naturalnatural.coin𝕏

Natural builds payment infrastructure ("rails") designed for AI agents to execute transactions autonomously.

AI & Machine LearningDeep TechDeveloper ToolsFintechSan Francisco, US

Kahlil(Founder)Walt Leung(Founder)inEric Wang(Founder)in

Co-investorsAbstract VenturesAntiForerunner VenturesMirana VenturesRestive VenturesTerrain+4 more

Noodlenoodle.shopin𝕏

Glade is an AI-powered case management platform for law firms that builds and maintains case files as work progresses, handling client intake, document collection, billing, scheduling, and court filing through CM/ECF.

AI & Machine LearningLegalTechSaaS

Co-investorsRestive VenturesAlumni VenturesBlackRockElectric Feel Ventures LlcGingerbread CapitalL Catterton+3 more

Omniloyomniloy.com

Co-investorsRestive Ventures

Onshoreonshore.comin

Onshore provides tax and R&D credit advisory services for engineers, farmers, and manufacturers.

AgTechEnterprise SoftwareFintechSaaSNew York City, US

Dominic Vitucci(Founder)in

Co-investorsCounterpart VenturesFPVPruVen Capital PartnersRestive VenturesVertex VenturesY Combinator+1 more

Pointpoint.comin𝕏

Point offers alternative home equity solutions, providing homeowners with lump sums of cash in exchange for a stake in their property, as an alternative to traditional home equity loans or refinancing.

FintechPropTech

Eddie Lim(CEO and cofounder)inEoin Matthews(cofounder)inLim(CEO and cofounder)

Co-investorsAndreessen HorowitzDag VenturesRestive VenturesAlpaca VCBloomberg BetaMontage Ventures

Power Financeusepower.comin

Power reimagines global commerce and payments infrastructure for brands, offering alternative financial systems and loyalty solutions.

Cloud ComputingEnterprise SoftwareFintechSaaS

Gurveer LaliinTyler SowersinEric JalbertinAlex SteinerinBrian GurkainEric Pearson

Co-investorsCRV (Charles River Ventures)Restive VenturesAnthemis Venture

Propeljoinpropel.comin

Propel operates a mobile app and platform serving EBT and SNAP beneficiaries with tools to check balances, apply for jobs, protect against fraud, and understand benefit changes.

FintechGovTechSocial

Co-investorsInspired CapitalKleiner PerkinsNew York Life VenturesNycaNyca PartnersRestive Ventures

Prospectjoinprospect.com

Co-investorsRestive VenturesThe MBA Fund

Protagonist-Surussurus.ioin𝕏Oct 2024

Surus is a financial infrastructure platform offering qualified custody, reserve management, and token issuance for digital asset builders, backed by its own North Carolina-chartered trust company.

Crypto & Web3Data & InfrastructureFintechWashington, US

Bradley Gibson(Chief Technology Officer)inBethany Wheeler(Chief Trust Officer)inJennifer Hoopes(Chief Legal Officer)inRachel Trujillo(Chief Compliance Officer)inPatrick Murck(Executive Officer, Director)in

BoardNic Carter(Director)in

Co-investorsProtagonistRestive VenturesCastle Island Ventures

Rogerroger.aiin𝕏

Corpay One (formerly Roger) is a spend management and bill pay platform that automates ACH, check, and wire payments, invoice scanning, expense approvals, and vendor management, with real-time accounting sync to QuickBooks Online.

Enterprise SoftwareFintechSaaS

Co-investorsRestive VenturesBootstrapLabs

sieveusesieve.comin𝕏

Sieve provides a data quality platform that combines AI and human validation to clean and verify financial datasets for investment teams.

AI & Machine LearningData & InfrastructureEnterprise SoftwareFintechNew York City, US

Nicole Lu(Founder)in

Co-investorsRestive VenturesY Combinator

Snoutsnoutid.cominMar 2021

Snout provides infrastructure for veterinary clinics to offer monthly wellness plans, letting pet owners enroll without credit checks while clinics are paid upfront at the time of care.

FintechSaaSLos Angeles, US

Emily Dong(Founder & CEO)inJennifer YipDavid(Chief Operating Officer)Kyle(Chief Technology Officer)

Co-investors500 GlobalBread And Butter Ventures, LlcFootworkMuse CapitalRestive VenturesSterling Road+1 more

Standstandinsurance.com

Stand uses physics-based simulation, satellite imagery, and field inspection to model per-property natural-peril risk (wildfire, wind, hail, water, and earthquake) and translates it into insurance coverage.

AI & Machine LearningClimate TechInsurTech

Dan Preston(Founder)in

Co-investorsConvective CapitalEqual VenturesFjor FoundersInspired CapitalLOWERCARBONLowercarbon Capital+3 more

Exits · 1

IPOs and acquisitions across the tracked portfolio

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Portfolio news

latest coverage across their companies

Frequently asked questions

How many investments has Financial Venture Studio made?
Financial Venture Studio has 61 tracked investments, 3 of which have exited via acquisition or IPO, including 1 dated in the last 24 months.
What stage does Financial Venture Studio invest at?
Financial Venture Studio invests at the Pre-Seed, Seed stages.
What sectors does Financial Venture Studio focus on?
Financial Venture Studio focuses on Fintech.
Where is Financial Venture Studio located?
Financial Venture Studio is headquartered in San Jose, US.
Who does Financial Venture Studio co-invest with?
Financial Venture Studio most often shares deals with Restive Ventures, Y Combinator, Nyca, among 119 tracked co-investors.

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