Ribbit Capital — 2021 Investments

Tomo Mortgage is a technology-driven mortgage lender that uses AI and automation to reduce back-office costs and offer lower interest rates with no lender fees to homebuyers.

AI & Machine LearningFintechPropTechNew York, US

GSGreg Schwartz(Founder)inAllan Guthrie Paterson III(Executive Officer)Carey Armstrong(Founder)

BoardPFPete Flint(Director)inWenda Harris Millard(Director)

Co-investorsMEMetaPropNFNFXDSDST GlobalFJFJ LabsMEMetaProp VenturesZIZigg Capital+3 more

Settle provides a platform that consolidates procurement and accounts payable for consumer packaged goods (CPG) brands, enabling them to manage purchases, track spending, and pay vendors.

ConsumerE-commerceEnterprise SoftwareFintechSaaSSan Francisco, US

NSNish Samantray(Co-Founder)GDGreg Davidson(CEO & Co-Founder)AKAlek Koenig(Founder)in

Board seatNSNick Shalek· per SEC Form D

Co-investors1/1/1 CapitalACActivant CapitalBEBetter Tomorrow VenturesDADarco CapitalDAData Point CapitalEVEvolution Ventures+14 more

Ajaib is an investment application that enables users to buy stocks, mutual funds, bonds, cryptocurrencies, US stocks, and other global assets online.

FintechMarketplacesJakarta, ID

ASAnderson Sumarli(Founder)inYPYada Piyajomkwan(Founder)inKevin Lee

Co-investorsHOHorizons VenturesICICONIQINInsignia Ventures PartnersIVIVP (Institutional Venture Partners)Y Y CombinatorALAlpha JWC Ventures+11 more

Chipper Cash provides a mobile platform that enables Africans to send money internationally to bank and mobile money accounts across 21+ African countries, plus payment cards and fractional stock investing.

Fintech

HSHam Serunjogi(Founder)inMMMaijid Moujaled(Founder)in

Co-investors13137 Ventures50500 GlobalASAsia Africa Investment & Consulting (AAIC)BEBetter Tomorrow VenturesDEDebut CapitalDEDeciens+18 more

CoinSwitch provides cryptocurrency trading, investing, and staking services for high-net-worth individuals and institutional investors in India.

Crypto & Web3FintechIndia, IN

ASAshish Singhal(Founder)inVimal Sagar Tiwari(Founder)inGovind Soni(Founder)

Co-investorsA1a16z cryptoANAndreessen HorowitzCOCoinbase VenturesPAParadigmPEPeak XV PartnersTITiger Global Management

An affiliate-based editorial review platform that evaluates crypto casinos, token-based bonuses, and blockchain payment methods for US-based online gambling players.

Crypto & Web3Media & Entertainment

Co-investorsBLBlockchain CoinvestorsBOBollinger Investment GroupFRFramework VenturesPLPlaceholder VCTRTrue.

Genesis Digital Assets builds and operates data center infrastructure for high-performance computing workloads.

Cloud ComputingData & InfrastructureDeep TechEnergy

Marco Streng(Founder)inAbdumalik Mirakhmedov(Founder)Andrey Kim(Founder)Marco Krohn(Founder)Rashit Makhat(Founder)

Co-investorsELElectric CapitalPAParadigmNYNYDIGSKSkyBridge Capital

Justos is a Brazilian auto insurance company that offers usage-based car insurance, giving drivers discounts (up to 30% off monthly premiums) and rewards such as fuel vouchers, maintenance, and Uber credits based on safe driving behavior.

FintechInsurTechMobility & Transportation

Antonio Molins(Founder)Dhaval Chadha(Founder)Jorge Soto(Founder)Jorge Soto Moreno(Founder)

Co-investorsKAKaszek VenturesBIbig_betsENEndeavor CatalystGRGranite AsiaHIHippo InsuranceSCScale-Up Ventures+1 more

Justos is a digital auto insurance provider in Brazil that offers customizable coverage and rewards good driving behavior with discounts and cash-back incentives on gas, maintenance, and rideshare services.

InsurTech

Co-investorsBIbig_betsENEndeavor CatalystGRGranite AsiaHIHippo InsuranceKAKaszek VenturesSCScale-Up Ventures+1 more

Kavak is an e-commerce platform and marketplace that buys, finances, and sells certified pre-owned cars through digital and physical channels across Latin America and Turkey.

E-commerceFintechMarketplacesMexico City, MX

CGCarlos Garcia Ottati(Founder)inRLRoger Laughlin C(Founder)inCarlos García Ottati(Founder)Loreanne García(Founder)Loreanne García Ottati(Founder)Roger Laughlin(Founder)

Co-investorsA*A*ANAndreessen HorowitzBOBond Capital ManagementBRBridge LatamFOFounders FundGEGeneral Atlantic+16 more

Nubank is a digital bank offering checking accounts, credit cards, loans, and savings tools without annual fees or abusive charges.

ConsumerFintechSão Paulo, BR

DVDavid Vélez(Founder)inCJCristina Junqueira(Founder)inLCLivia ChanesinEdward Wible(Founder)

Co-investorsBABase PartnersBABase10 PartnersFJFJ LabsFOFounders FundHUHundreds CapitalKAKaszek Ventures+20 more

QuintoAndar is an online real estate marketplace for renting and buying residential properties across Brazilian cities including São Paulo, Rio de Janeiro, Belo Horizonte, and Porto Alegre.

FintechMarketplacesPropTechCampinas, BR

Gabriel Braga Vieira(Executive Officer, Director)GBGabriel Braga(Founder)inAPAndre Penha(Founder)in

BoardNSNicolas Szekasy(Director)in

Co-investorsGEGeneral AtlanticGRGrupo Globo - Mídia e ConteúdoKAKaszek VenturesQEQED InvestorsQUQualcomm VenturesRIRiverwood Capital+7 more

Razorpay provides payment processing APIs and financial services for online merchants, schools, and ecommerce businesses, offering payment acceptance, disbursement, current accounts, and working capital loans.

E-commerceEnterprise SoftwareFintechSaaSBengaluru, IN

HMHarshil Mathur(CEO)inSKShashank Kumar(Founder)inRamya SreedharaPrashanth MSSirisha ReddyAnuradha

Co-investorsALAlkeon InnovationFUFundamentumGMGMO VenturePartnersGRgrowX VenturesIIIIMA VenturesLILightspeed India Partners+24 more

SadaPay offers a mobile banking app for consumers in Pakistan, providing a free virtual card for online shopping, money transfers, remittances, bill payments, and mobile top-ups.

ConsumerFintech

Co-investors1717SigmaRERecharge Thematic Ventures Management Llc

SentiLink provides fraud detection and identity verification products and data solutions for financial institutions and businesses.

AI & Machine LearningCybersecurityData & InfrastructureFintechSan Francisco, US

Max(Co-founder)MBMaxwell Blumenfeld(Founder)inNHNaftali Harris(Founder)inMax Blumenfeld(Founder)

Co-investorsANAndreessen HorowitzCRCraft VenturesFEFelicis VenturesFIFifth Down CapitalFLFlexcap VenturesNENew York Life Ventures+30 more

unybrands acquires Amazon FBA and direct-to-consumer e-commerce microbrands from founders seeking an exit, then operates and grows them within its portfolio.

Direct to ConsumerE-commerceMarketplacesMiami, US

Ulrich Kratz(Founder)

Vise operates a portfolio management platform for financial advisors, RIAs, enterprise RIAs, and asset managers to build personalized, tax-aware portfolios across asset classes including direct indexing, fixed income, long-short, and options strategies.

AI & Machine LearningFintechSaaSNew York, US

RMRunik Mehrotra(Founder)inSVSamir Vasavada(Founder)inShahriar Hafizi(Executive Officer)

BoardSMShaun Maguire(Director)inMMMeyer Malka(Director)inRGRavi Gupta(Director)in

PartnerMMMicky Malka· quoted

Co-investorsFOFounders FundBLBling CapitalBOBond Capital ManagementDODorm RoomETEthos VCGAGaingels+15 more

Vouch provides directors and officers (D&O) liability insurance designed for venture-backed companies navigating investor disputes, wrongful termination claims, and governance challenges.

Enterprise SoftwareFintechInsurTechSaaSSan Francisco, US

SHSam Hodges(CEO)inTHTravis Hedge(Founder)inKellyn Wulff(Executive Officer)Rajat Kongovi(CPO)Yu-Hung Lin(Engineering Manager)Eric Van Egmond(Engineering Manager)

Co-investors50500 GlobalALAlumni VenturesANAnthemis VentureFLFlucas VenturesINIndex VenturesLALaunchpad Capital+17 more

Warren is a Brazilian wealth management and investment platform offering fee-based financial planning, managed portfolios, and diversified investment products such as ETF portfolios spanning fixed income, global equities, gold, and crypto.

FintechSaaS

Marcelo Maisonnave(Founder)Tito Gusmão(Founder)

Co-investorsQEQED InvestorsCICiti VenturesKAKaszek VenturesPIPitchdrive

Wave builds a modern financial network for Africa offering bank account alternatives, money transfer, and lending services with no fees.

FintechDakar, SN

DDDrew Durbin(CEO)inLQLincoln Quirk(CPO)inAaron Lemke(Founder)Adam Arrigo(Founder)Finn Staber(Founder)James Lochrie(Founder)

Co-investorsGLGlynn Capital ManagementLOLoftyInc CapitalMOMovacPAPartech VenturesSOSouth QuadY Y Combinator+6 more