Upgrade
Founded 2016 · 1,592 employees on LinkedIn · 6 known investors
Upgrade provides personal loans, credit cards, and mobile banking products to consumers, with a focus on affordable credit and responsible financial options.
Investors · 6
Funding
SEC filings, press & company announcements- Undisclosed amountSeries GOct 2025Source ↗
Source: company announcements and press reports — follow each round's link for the claim.
Competitors · 8
by search overlapExperian10140 shared keywordsExperian offers consumers tools to access their credit report and FICO Score, build credit, and manage money, including credit card matching, bill and subscription negotiation, car insurance comparison, and a digital checking account with debit card. It serves individual U.S. consumers through its app and financial products.
Credit Karma8170 shared keywordsCredit Karma is an AI-powered personal finance platform that provides free credit scores, credit monitoring, cashflow insights, and financial marketplace services to help consumers understand and manage their finances. The platform serves over 140 million members with tools for credit analysis, tax filing, and financial opportunity identification.
Chase7942 shared keywordsA wealth management and investing service (J.P. Morgan Wealth Management via Chase) offering self-directed brokerage accounts with commission-free online trades as well as one-on-one advisor services, financial planning tools, and retirement accounts. It serves individual retail investors ranging from beginners to experienced investors in the United States.
Capital One7694 shared keywordsCapital One is a financial services company that offers credit cards, checking and savings accounts, auto financing, and business banking products to consumers and small businesses. The company provides digital banking tools, rewards programs, and credit monitoring services.
Equifax5447 shared keywordsEquifax is a data and analytics company providing consumer credit monitoring, identity theft prevention, and business risk and fraud solutions, as well as employment, income, tax, and payroll verification services for businesses and government entities. It serves consumers, businesses, and governments in the U.S. and internationally with credit and financial decisioning insights.
Wellsfargo5438 shared keywordsWells Fargo provides investment advisory services, wealth management, and retirement planning for individual investors and high-net-worth clients. The company offers digital investment platforms, market insights, and personalized financial guidance through its advisors and digital tools.
MoneyLion4985 shared keywordsMoneyLion is a financial technology company offering consumer banking products including spend accounts, savings accounts with variable APY, a debit Mastercard with cash back rewards, and a membership plan with added services and insurance benefits. It provides a marketplace connecting users to third-party financial products, with banking services provided by Pathward, National Association.
ENSIS4322 shared keywordsHelps more borrowers qualify for loans with fewer defaults.
Companies competing with Upgrade for the same Google search keywords, organic and paid, via search-intersection analysis.
In the news
Upgrade Personal Loans Review 2026: What You Need To Knowmoneylion.com · Jul 2026
Congress Proposes New Funding Model to Upgrade NASA Facilitiesrusspain.com · Jul 2026Frequently asked questions
- What does Upgrade do?
- Upgrade provides personal loans, credit cards, and mobile banking products to consumers, with a focus on affordable credit and responsible financial options.
- Who are Upgrade's investors?
- Upgrade's investors include Coatue Management, Invariantes Fund, Koch Disruptive Technologies, Mouro Capital, Union Square Ventures (USV), Inertia Ventures.