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Upgrade

Founded 2016 · 1,592 employees on LinkedIn · 18 known investors

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Upgrade provides personal loans, credit cards, and mobile banking products to consumers, with a focus on affordable credit and responsible financial options.

ConsumerFintech

Founders & leadership

JB
Jeff BoganFounder
RL
Renaud LaplancheFounder

Investors · 18

Bell Ventureslisted by Bell VenturesLimassol

How we know: Bell Ventures's portfolio page · Not right? Tell us

Coatue Managementlisted by Coatue ManagementNew York · $1M – $20M
Disruptive Ventureslisted by Disruptive VenturesNew York

How we know: Disruptive Ventures's portfolio page · Not right? Tell us

FirstMark Capitallisted by FirstMark CapitalNew York · $500K – $8M

How we know: FirstMark Capital's portfolio page · open dataset · 5k.vc investor directory · Not right? Tell us

Invariantes Fundlisted by Invariantes FundGuatemala City
Koch Disruptive Technologieslisted by Koch Disruptive TechnologiesSan Francisco
Mouro Capitallisted by Mouro CapitalLondon · $1M – $15M

How we know: Mouro Capital's portfolio page · the VCSheet dataset · Not right? Tell us

Nevcaut Ventureslisted by Nevcaut VenturesMiami

How we know: Nevcaut Ventures's portfolio page · Not right? Tell us

Next Coast Ventureslisted by Next Coast VenturesAustin · $2M – $4M

How we know: Next Coast Ventures's portfolio page · Not right? Tell us

Union Square Ventures (USV)listed by Union Square Ventures (USV)New York · $1M – $8M

How we know: Union Square Ventures (USV)'s portfolio page · the VCSheet dataset · open dataset · 5k.vc investor directory · Not right? Tell us

CE Innovation Capitalreported

How we know: a partner's Signal profile · Not right? Tell us

DST GlobalreportedGeorge Town, Grand Cayman

How we know: finovate.com · Not right? Tell us

Inertia VenturesreportedNew York · $2M

How we know: the VCSheet dataset · Not right? Tell us

LuminarXreportedNew York

How we know: finovate.com · Not right? Tell us

Neuberger BermanreportedDallas

How we know: finovate.com · Not right? Tell us

Ribbit CapitalreportedPalo Alto · $2M – $15M

How we know: finovate.com · open dataset · 5k.vc investor directory · Not right? Tell us

Stanford UniversityreportedStanford

How we know: a partner's Signal profile · Not right? Tell us

Funding

SEC filings, press & company announcements

$165M disclosed across 1 of 4 rounds · 2025

Source: company announcements and press reports — follow each round's link for the claim.

Related companies · 9

ExperianExperian offers consumers tools to access their credit report and FICO Score, build credit, and manage money, including credit card matching, bill and subscription negotiation, car insurance comparison, and a digital checking account with debit card. It serves individual U.S. consumers through its app and financial products.
Credit KarmaCredit Karma is an AI-powered personal finance platform that provides free credit scores, credit monitoring, cashflow insights, and financial marketplace services to help consumers understand and manage their finances. The platform serves over 140 million members with tools for credit analysis, tax filing, and financial opportunity identification.
ChaseA wealth management and investing service (J.P. Morgan Wealth Management via Chase) offering self-directed brokerage accounts with commission-free online trades as well as one-on-one advisor services, financial planning tools, and retirement accounts. It serves individual retail investors ranging from beginners to experienced investors in the United States.
Capital OneCapital One is a financial services company that offers credit cards, checking and savings accounts, auto financing, and business banking products to consumers and small businesses. The company provides digital banking tools, rewards programs, and credit monitoring services.
SoFiSoFi Technologies is a digital personal-finance company offering student and personal loans, mortgages, investing, banking and credit cards through one app; it went public on the Nasdaq in 2021 via SPAC.
EquifaxEquifax is a data and analytics company providing consumer credit monitoring, identity theft prevention, and business risk and fraud solutions, as well as employment, income, tax, and payroll verification services for businesses and government entities. It serves consumers, businesses, and governments in the U.S. and internationally with credit and financial decisioning insights.
WellsfargoWells Fargo provides investment advisory services, wealth management, and retirement planning for individual investors and high-net-worth clients. The company offers digital investment platforms, market insights, and personalized financial guidance through its advisors and digital tools.
MoneyLionMoneyLion is a financial technology company offering consumer banking products including spend accounts, savings accounts with variable APY, a debit Mastercard with cash back rewards, and a membership plan with added services and insurance benefits. It provides a marketplace connecting users to third-party financial products, with banking services provided by Pathward, National Association.
UpstartUpstart is an AI lending marketplace that partners with banks and credit unions to underwrite personal, auto and small-dollar loans on more than traditional credit scores; it went public on the Nasdaq in December 2020.

Companies working in the same space as Upgrade.

In the news

Upgrade Raises $165 Million, Sees Valuation Rise to $7.3 Billionfinovate.com · Nov 2025Upgrade Raises $165 Million In Series G Funding Round - SuperbCrewsuperbcrew.com · Oct 2025Upgrade Raises $280 Million at $6 Billion Valuationupgrade.comUpgrade Raises $165 Million Equity Investmentupgrade.com

Frequently asked questions

What does Upgrade do?
Upgrade provides personal loans, credit cards, and mobile banking products to consumers, with a focus on affordable credit and responsible financial options.
Who are Upgrade's investors?
Upgrade's investors include Ameetee, Bell Ventures, Coatue Management, Disruptive Ventures, FirstMark Capital, Invariantes Fund, Koch Disruptive Technologies, Mouro Capital and 10 more.
How much funding has Upgrade raised?
Upgrade has disclosed $165M raised across 1 of its 4 known rounds.