Clocktower Ventures — Full Portfolio

Affinity is an AI-powered internal compliance platform that helps organizations centralize policies, generate training from documents, track completion and risk, and produce audit-ready evidence.

AI & Machine LearningEnterprise SoftwareFintechNew York City, US

Faraz Rana(Founder)inPeter Greczner(Founder)in

Alloy provides an AI-powered identity and fraud prevention platform that automates customer onboarding, detects fraud, and ensures regulatory compliance for financial institutions and fintech companies.

AI & Machine LearningCybersecurityFintechBrooklyn, US

Arc provides a unified platform for managing cash, accessing competitive yield, raising debt capital, and using AI-powered financial services, serving businesses and organizations.

FintechSan Francisco, US

Nick Lombardo(Founder)in

Authentic builds technology infrastructure for specialized insurance programs, enabling brokers and carriers to develop tailored coverage for specific niches and classes.

Enterprise SoftwareInsurTech

Cole Riccardi(CEO & Cofounder)Kyle Babirad(COO & Cofounder)Saravana Kumar(CTO)

Benepass provides flexible benefits platforms that enable employers to offer personalized, choice-based employee benefits aligned with company values and DEI initiatives.

Enterprise SoftwareFintechHR TechSaaSNew York City, US

Jaclyn Chen(Founder)inMark Fischer(Founder)inKabir Soorya(Founder)inStephanie Choo(Director)Mohammad Islam(Director)

BoardMatthew Alfieri(Director)

Fido Estates provides estate administration software that handles client intake, autofills court forms and precedent letters, and generates fiduciary accounting reports for probate and power of attorney matters.

FintechLegalTechSaaS

Blox provides fully outsourced, AI-assisted assistant property manager (APM) services, combining remote human experts with workflow automation to handle rent collections, lease renewals, and resident support.

AI & Machine LearningFuture of WorkPropTech

Stavvy provides an end-to-end digital default management platform that enables mortgage servicers to streamline loss mitigation processes and homeowners to access mortgage assistance remotely through mobile-friendly portals and automated workflows.

Enterprise SoftwareFintechSaaS

Eric Rachmel(Executive Officer, Director)David Silverman(Director)Robert Brueckmann(Director)Tripp Shriner(Director)

Brightside provides financial wellness services to employees through human Financial Assistants who address personal financial needs including emergency loans, budgeting, credit, and retirement planning.

Enterprise SoftwareFintechHR TechWellness & Fitness

Shawn Leavitt(Founder)

Caju offers a single platform for Brazilian companies to manage employee benefits (including CLT, PAT and flexible benefits), corporate expenses via a card and app, and HR/people processes.

FintechHR TechSaaSNorfolk, US

Ruben Jimenez(Executive Officer, Director)Otavio Rolim Freire(Executive Officer, Director)Wei-Ming Ting(Executive Officer, Director)

Caplight provides pricing data and analytics for the private company secondary market, including historical pricing trends, trade history, real-time market alerts, and investor insights sourced from primary and secondary transactions.

Data & InfrastructureFintechSaaS

San Francisco, US

Justin Moore(Director)Javier Avalos(Executive Officer, Director)Jake Gibson(Director)Maria Rabinovich(Executive Officer)

Cardless provides a modular credit card platform that allows companies to embed credit products directly into their applications and websites.

Enterprise SoftwareFintechSaaS

Michael Spelfogel(Founder)in

Carmoola is a car finance company that provides instant digital lending decisions through a mobile app for vehicle purchases in the UK.

ConsumerFintechMobility & TransportationUK, GB

Aidan

Casca provides business loan eligibility checks, with a focus on helping small businesses access SBA loans.

AI & Machine LearningFintechSan Francisco, US

Lukas Haffer(CEO & Co-Founder)in

Beaverton, US

Eric Gregg(Executive Officer, Director)Nathan Goff(Executive Officer, Director, Promoter)Aaron Green(Executive Officer, Director)

Clarasight is an AI-native operating system for corporate travel and expense management that unifies fragmented data from existing travel, expense, card, and HR systems to provide visibility and enable faster decision-making.

AI & Machine LearningEnterprise SoftwareSaaS<UNKNOWN>

Concourse provides AI-driven financial analysis and reporting software for finance and FP&A teams, automating forecasting, variance analysis, and board reporting by connecting to enterprise data sources.

AI & Machine LearningEnterprise SoftwareFintechSaaSNew York City, US

Matthieu Hafemeister(Founder)inTed Michaels(Founder)in

Constrafor provides a SaaS and fintech platform for general contractors and subcontractors to manage back-office operations, procurement, invoicing, and payments, with integrated AI-powered job costing and receivables financing capabilities.

Construction TechEnterprise SoftwareFintechSaaSNew York, US

Anwar Ghauche(Founder & CEO)in

Continuum provides AI-powered automation for post-sale operations including returns, warranties, and repairs for distributors and manufacturers.

AI & Machine LearningEnterprise SoftwareSaaS

Copper is an app that allows users to earn money and gift cards by completing surveys and playing games.

Consumer<null>

Financial products marketplace with comparison tools and education resources for personal finances

Cube is an AI-powered financial intelligence platform for FP&A teams that integrates with Excel, Google Sheets, PowerPoint, Slack, and source systems to automate financial planning, analysis, and reporting.

AI & Machine LearningDeveloper ToolsEnterprise SoftwareFintechSaaSNew York City, US

Christina Ross(Founder & CEO)inJosh Holat(AI Leader & Technology Executive)inShayan Ashtiani(Product Leader)inRob Dandorph(Operations Leader)in

DigiSure offers a Protection-as-a-Service platform that manages insurance screening (KYC), policy administration, and claims handling for digital platforms.

InsurTechMobility & TransportationSaaS

Dots is an API-first payouts platform that lets businesses onboard payees, send domestic and international payments across 300+ rails in 190+ countries, and handle tax form collection and filing.

Developer ToolsFintechSaaS

New York, US

Ilan Stern(Director)Perry Rahbar(Executive Officer, Director)Brian McGrath(Director)

Dyme is a members-only travel booking platform offering private member rates on over 2 million hotels and flights, plus a rewards program (Dyme Miles) redeemable on any airline or hotel.

Climate TechConsumerTravel & Hospitality

EarthForce develops software and precision sensing technology to optimize wildfire prevention through fuel treatments at landscape scale.

AgTechClimate TechSaaS

Embroker is an online insurance platform that provides business insurance through custom quotes and industry-specific coverage packages, combining broker guidance with technology.

FintechInsurTechSaaS

Energetic Capital provides credit insurance and financial solutions to mitigate credit risk in clean energy projects, enabling project developers, lenders, and sponsors to access capital for renewable energy deployment across sectors.

Climate TechEnergyFintechBoston, US

William Thorne(Director)James Bowen(Executive Officer, Director, Promoter)Jeffrey McAulay(Executive Officer, Director, Promoter)

BoardJoshua Posamentier(Director)

Eventual offers Premium Lock® Guarantee, a three-year price guarantee product for homeowners that reimburses policyholders if their insurance premiums rise above forecasted levels.

InsurTech

Everlance provides productivity tools that help businesses and independent workers automate routine tasks to save time and money.

Enterprise SoftwareFintechFuture of WorkSaaS

Feathery builds AI-powered workflow automation and forms platform designed for insurance and wealth management companies.

AI & Machine LearningInsurTechSaaS

Finch provides an API platform for applications to securely access employer and employee data with explicit consent, serving businesses that need workforce data integration.

Data & InfrastructureDeveloper ToolsEnterprise SoftwareFintechHR TechSaaSSan Francisco, US

Jeremy Zhang(Founder)inAnsel Parikh(Founder)in

Flossy builds AI agents that handle conversations, scheduling, and performance coaching for dental practice front offices.

AI & Machine LearningHealthtechSaaSUnknown, US

MilesSteve

FlowFi operates an invite-only network connecting small business founders with vetted experts (accountants, CFOs, HR leads, tax specialists, and operators) to solve specific business challenges.

B2B MarketplacesEnterprise SoftwareFintechHR TechSaaS

Flychain provides financial infrastructure and working capital solutions for independent healthcare providers, including monthly bookkeeping, benchmarks, and CFO-level insights.

Digital HealthEnterprise SoftwareFintechHealthtech

Ethan Schwarzbach

Efficio provides AI-based automation for case resolution, reducing manual work and time to resolve cases while improving accuracy.

AI & Machine LearningFintechSaaS

Provide offers financing (including conventional and SBA loans) and banking products to small business owners looking to start, acquire, or expand their businesses.

Fintech

Vigil provides insurance carriers with policy servicing software that digitizes applications and post-issue service transactions for agents and policyholders, using AI agents to automate paperwork, data collection, and validation.

AI & Machine LearningInsurTechSaaS

GraniteShares is an exchange-traded fund (ETF) issuer that offers leveraged, inverse, commodity, and options-based income products, including its YieldBoost series and gold-backed funds.

FintechNew York, US

Guros is an online platform for comparing and buying car insurance in Mexico, letting consumers compare prices, coverage, and benefits from up to 8 insurers at once.

FintechInsurTechMarketplaces

Habi is a technology platform that enables fast property transactions by directly purchasing residential properties and reselling them after renovation, operating primarily across Colombia and Mexico.

B2B MarketplacesMarketplacesPropTechBogotá, CO

Helcim is a payment processing platform for small businesses, offering in-person, online, and phone card payments plus ACH, invoicing, payment links, and 40+ integrations.

FintechRetail TechSaaS

Hugo offers pay-as-you-go liability insurance for drivers, eliminating upfront fees and allowing flexible cancellation.

FintechInsurTech

David(CEO)

Insurate uses AI and data science for underwriting to price commercial insurance premiums, offering lower rates to companies with strong risk profiles.

AI & Machine LearningInsurTechOmaha, US

Ron Hume(Executive Officer)Joe McIlhon(Executive Officer, Director, Promoter)Scott Weller(Executive Officer)Hossein Mousavi(Executive Officer)Adrian Jones(Director)James Robinson(Director)

IntelligentCross operates a US equities trading venue that uses AI to optimize price discovery, matching orders near-continuously to improve price stability after trades.

AI & Machine LearningFintech

Jeeves provides flexible payment and expense management solutions for businesses, including prepaid cards, payment processing, and cross-border transaction services across multiple jurisdictions.

Enterprise SoftwareFintechSaaSMiami, US

Dileep Thazhmon(Founder)inSherwin Gandhi(Director)

BoardAngela Strange(Director)

Kala is a fintech offering payroll-deduction (libranza) loans through a fully digital application process supported by independent advisors.

ConsumerFintech

Kateri helps ranchers build natural capital and earn income through carbon credits and nature-based programs by providing soil sampling, ranch advisory, technology, and infrastructure investments such as water systems and perennial seeding.

AgTechClimate TechImpact & Social Good

Koxa provides integration software that enables corporate treasury teams to initiate payments and access reconciliation data from their banks directly within their accounting software, eliminating manual data entry and switching between systems.

Enterprise SoftwareFintechSaaSNew York, US

Camellia George(Executive Officer, Director)inConner T. Mulvee(Executive Officer, Director)inDelano McFarlane(Director)in

LeaseLock provides insurance technology that replaces security deposits with its Zero Deposit program for rental housing, using AI-powered risk assessment to protect property owners from bad debt and legal risks while improving accessibility for renters.

InsurTechPropTechMarina Del Rey, US

Derek Merrill(Executive Officer, Director)Brian Stolle(Director)Reichen Allen Kuhl(Executive Officer, Director)Heidi Lawson(Director)Janine Steiner Jovanovic(Chief Executive Officer)Oliver Gratry(Chief Financial Officer)

Legislate produces a podcast featuring interviews with startup founders and legal professionals, hosted under its legislate.ai brand.

LegalTechMedia & EntertainmentSaaS

Mary Catherine(Chief Legal Officer)

M1 is a technology company offering brokerage services, advisory products, savings accounts, personal loans, and cryptocurrency trading to individual investors.

FintechUnknown, US

MANTL provides omnichannel deposit origination technology that enables banks and credit unions to open consumer and commercial accounts both in-person and online.

Enterprise SoftwareFintechSaaSNew York City, US

Matic is a digital insurance marketplace that connects homeowners and auto insurance seekers with 60+ A-rated carriers through an embedded digital experience offered to distribution partners.

B2B MarketplacesFintechInsurTech<UNKNOWN>

Ben Madick(Co-founder & CEO)

Melio provides a platform for business accounts payable and receivable, enabling small and mid-sized businesses to pay vendors and contractors while also generating professional invoices to collect payments.

AI & Machine LearningEnterprise SoftwareFintechSaaS

Mercury is an investor database listing venture capital investors and their sector focus areas.

Data & InfrastructureFintech

Minimum provides software for carbon and environmental data management for large enterprises, automating the ingestion, processing, and verification of emissions data across complex organizational structures to support sustainability reporting and decarbonization efforts.

Climate TechEnterprise SoftwareSaaS

Palos Verdes Estates, US

Adam Guggenheim(Executive Officer, Director)Christine Koppinger(Executive Officer, Director)

Momento is a Mexican auto insurance company offering customizable car and motorcycle policies with flexible payment options and digital-first customer service.

AI & Machine LearningFintechInsurTechMexico City, MX

Lois Rogel Vence(Founder)inLeón Bartolomé Carreño(Founder)inAndrés Guerrero Álvarez(Founder)in

Monaeo provides location-tracking software that monitors travel and remote-work activity in real time to flag tax, payroll, and permanent-establishment compliance risks.

Enterprise SoftwareFintechSaaS

Monarch is a personal finance management application that consolidates multiple financial accounts into a single view, automates transaction categorization, and provides customizable budgeting tools.

ConsumerFintech

Val Agostino(Co-Founder and CEO)inJon Sutherland(Co-founder, Head of Design)inOzzie Osman(Co-Founder and Head of Engineering)in

New York, US

John Chrystal(Director)Chris Sugden(Director)Diwakar Choubey(President, Chief Executive Officer and Assistant Secretary)Samantha Roady(Director)Greg DePetris(Director)Tim Hong(SVP, Marketing & Product)

Morada Uno provides tenant screening and background check services for property owners and landlords in Mexico.

InsurTechPropTechSaaSMexico City, MX

Santiago Morales(Co-founder and CEO)inInes Gamboa Sorensen(Founder)inDiego Llano(Founder)in

Moxey operates a business-to-business barter and trade network where member businesses earn "Moxey Dollars" by selling goods and services and spend that credit within the member community.

B2B MarketplacesFintech

Nav provides transparent business and personal credit insights, cash flow data, and financial tools to help small business owners access trade credit, supplier terms, and funding opportunities.

Enterprise SoftwareFintechSaaSSan Mateo, US

Caton Hanson(Co-founder)

Naya Homes by Casago operates a curated portfolio of vacation rental properties and luxury beachfront accommodations across Mexico's Pacific coast destinations, including Puerto Vallarta and the Riviera Nayarit.

MarketplacesTravel & HospitalityPuerto Vallarta, MX

Northville, US

Eric Witschen(Executive Officer, Director)Chris Camillo(Director)David Mort(Director)Matt Ober(Director)

Nexu is an automotive financing platform operating in Mexico that offers car loans and leasing options to individuals with flexible terms and reduced documentation requirements.

B2B MarketplacesFintechMarketplacesMexico City, MX

Fernando Gomez Arriola(Founder)inAbdon Nacif(Founder)in

SEI Novus provides a portfolio analytics platform for investment firms, offering performance, risk, and attribution analytics at the position, fund, and portfolio levels.

Data & InfrastructureFintechSaaS

Nowsta is an AI-powered workforce management platform that enables organizations to source, schedule, manage, and pay hourly and contingent workers from a unified interface with advanced scheduling, payroll integration, and compliance features.

Enterprise SoftwareHR TechSaaSBrooklyn, US

Lou Forster(Director)Moo Kim(Director)Nicholas Lillios(Executive Officer, Director)

Nuvocargo provides software and services for cross-border freight management between the US and Mexico, targeting global brands and logistics companies seeking to improve efficiency in North American supply chains.

AI & Machine LearningEnterprise SoftwareLogistics & Supply ChainSaaSNew York City, US

Deepak Chhugani(Founder/CEO)inSamuel Ross Blackman(Director)Lauren Connolley Morton(Director)

Onaroll is a platform for restaurant and retail franchises that sets performance goals for hourly workers and rewards them with gift cards to 500+ brands for hitting targets like on-time arrival, upsells, and speed of service.

Future of WorkHR TechSaaSNew York, US

Peter Ginberg(Executive Officer, Director)

Openly provides home insurance products and services for independent agents and consumers through a technology-enabled platform.

FintechInsurTechBoston, US

Ty HarrisMatt Wielbut

Opto builds an end-to-end platform for wealth managers to construct, fundraise for, and manage private market investment programs.

Enterprise SoftwareFintechSaaS

Joe Lonsdale(Co-Founder, Chairman)inJacob Miller(Co-Founder, Chief Solutions Officer)inMatt Reed(Co-Founder, Chief Technology Officer)in

Order.co is an AI-powered platform that automates procurement, accounts payable, and spend management for businesses.

AI & Machine LearningEnterprise SoftwareSaaS

Papaya offers a bill-payment service that lets consumers pay bills by scanning a QR code and taking a photo of their statement, without needing an app, account, or login.

FintechSaaS

Payable was a company founded by Daniel Yubi that was acquired by Stripe; the domain now hosts his personal newsletter.

Daniel Yubi(Founder)

Plutto is a risk assessment platform that verifies financial, legal, labor, and regulatory risks of counterparties using official sources in real-time.

AI & Machine LearningData & InfrastructureEnterprise SoftwareFintechSantiago, CL

Antonia San Martin(Founder)inFelipe Domínguez(Founder)inIgnacio Márquez(Founder)in

Pomelo is a modular, API-first payment infrastructure platform powered by AI that enables the issuance, processing, and management of credit and debit cards.

AI & Machine LearningFintechSaaSBuenos Aires, AR

Gastón Irigoyen(Founder)in

Powerbroker AI builds AI/ML-based software for insurance professionals to generate revenue and scale accounts.

AI & Machine LearningEnterprise SoftwareInsurTechSaaS

Qualia provides digital transaction software to streamline the residential home buying and selling process, replacing paper-based procedures with modern technology for real estate agents, lenders, title and escrow professionals, and consumers across all 50 U.S. states.

Cloud ComputingEnterprise SoftwarePropTechSaaSSan Francisco, US

Nathan Baker(Executive Officer, Director, Promoter)Tyler Sosin(Director)

BoardAlex Kolicich(Director)

QuoteMachine is a sales, invoicing, and order management platform built for retail businesses.

Retail TechSaaSSales Tech

Relcu is an AI-driven platform for financial institutions that unifies lead management, omnichannel engagement (voice, SMS, email), pricing, marketing automation, and analytics for mortgage and deposit teams.

AI & Machine LearningFintechSaaS

Abhijat Thakur(CEO & Founder)Sergey Mamyan(Chief Technology Officer)Trip Jendron(Product & Corporate Development)

Resolve provides a platform that unifies B2B payments, invoicing, and net terms financing in a single embedded solution for business buyers and sellers across ecommerce, marketplaces, and traditional sales channels.

AI & Machine LearningE-commerceEnterprise SoftwareFintechSaaS

RoadSync provides digital payment processing software for the logistics and transportation industry, serving trucking, freight, and warehouse businesses.

FintechLogistics & Supply ChainSaaSAtlanta, US

Robin Gregg(CEO)Matthew Chanoff(Director)Lansing Tyler Scriven(Director)

Runa provides payment infrastructure that enables businesses to send money, rewards, and assets instantly across borders through a single integration.

Enterprise SoftwareFintechSaaSNew York, US

Andrew Timothy Sullican(Executive Officer, Director)Sebastian Dreher(Director)Patrick O'Keefe(Director)Greg Robertson(Director)Brian Krumrei(Director)Tammy Newmark(Director)

SafeGraph builds and maintains a global dataset of information about physical places, updated monthly, for application developers and analytics teams.

Data & InfrastructureEnterprise SoftwareRetail TechSaaS<UNKNOWN>, US

Auren Hoffman(Executive Officer, Director)Charles Songhurst(Director)Brent Perez(Executive Officer)Alexander Rosen(Director)

Scaleup Finance delivers professional investor and board reporting services for startups and growing companies, combining financial data aggregation with expert CFO oversight to produce monthly board-ready reports.

Enterprise SoftwareFintechSaaS

Sensible is a hybrid intelligent document processing (IDP) platform that combines AI extraction with deterministic, rule-based methods to convert documents into typed, validated JSON via a REST API.

AI & Machine LearningDeveloper ToolsSaaS

Simetrik provides AI-powered automation software for financial operations, specifically reconciliation and transaction matching across payment processors and platforms.

AI & Machine LearningEnterprise SoftwareFintechSaaSBogotá, CO

Alejandro Casas(Founder/CEO)inSantiago Gomez(Founder/CFO/COO)in

SimplyWise provides AI-powered software for construction businesses to automate administrative tasks including cost estimation, expense tracking, and job management.

AI & Machine LearningConstruction TechSaaSNew York, US

Simnan Abbas(Executive Officer, Director)Matt Burton(Director)

BoardDaniel Kimerling(Director)

Soteris provides real-time, policy-level pricing precision software for property and casualty insurers to optimize underwriting and pricing decisions.

AI & Machine LearningFintechInsurTechSan Francisco, US

Sunit Shah(Founder)inMinsoo Chi(Director)

Mercai operated a platform for requesting quotes (RFQ), letting users submit their details to complete a quotation request.

B2B MarketplacesE-commerce

Splitwise is an app for splitting bills and tracking shared expenses among friends, family, and roommates, organizing IOUs so everyone can see who owes what.

ConsumerFintechSaaSProvidence, US

Ryan Laughlin(CTO)Jonathan Bittner(CEO)

BoardEric Wiesen(Director)

Elephant Protocol develops automated real estate products built on normalized national property data.

Data & InfrastructurePropTech

Beaverton, US

Darren Nix(Executive Officer, Director)David Tulig(Director)Jake Jolis(Director)Datha Santomieri(Director)

Domun is an e-commerce platform that enables merchants to create, manage, and automate online stores from a mobile interface.

E-commerceMarketing TechSaaS

Venice, US

Andy Cloyd(Executive Officer, Director, Promoter)Anders Bill(Executive Officer, Director)

BoardJack Pierse(Director)

Synonym (now Roebling) offers Scaler/Roebling, an AI-based capital project planning platform for industrial process engineers and R&D teams.

Advanced ManufacturingAI & Machine LearningBiotechNew York, US

Joshua Elias Lachter(Director)Edward Shenderovich(Executive Officer, Director)

Tala is a financial infrastructure company that uses AI and alternative data to deliver credit and financial services to underserved populations.

AI & Machine LearningFintechSanta Monica, US

Shivani Siroya(CEO and founder)

TaxProper provides a platform for managing residential real estate transactions and workflows across buying, owning, and selling stages.

Enterprise SoftwareFintechPropTechSaaSChicago, US

Thomas Dowling(Co-founder)inGeoff Segal(Co-Founder)in

Bethesda, US

Ye Tian(Executive Officer, Director, Promoter)

Legence provides HVAC, plumbing, and energy services for commercial buildings, with over 50 years of experience in mission-critical building performance.

CleantechConstruction TechEnterprise SoftwareUnknown, US