Fluent Ventures
Venture capitalMill Valley · Pre-Seed–Series A · 7 people tracked
Investment thesis
Fluent Ventures is a global, high-conviction early-stage investor focused on proven business models applied across global markets. It invests from pre-seed to Series A, ideally after some product validation but before scaling, and can lead, co-lead, or co-invest, often partnering with local funds. The firm actively maps global startup ecosystems and emerging trends to understand the business models and geographies it backs. Focus areas include fintech (payments, savings, lending, insurance), B2B commerce and marketplaces, and healthcare technology that improves access and outcomes (explicitly excluding biotech). It supports founders through mentorship, network access, cross-border connections among similar business models, and co-investment opportunities. Backed by 75+ unicorn founders, technology leaders, VCs, and institutional investors.
Source: firm website, verified Aug 3, 2026.
Team · 7 people
from the firm's website & curated & public directories
Founder mafia
3 people who came through Fluent Ventures went on to found or lead other companies.
+ 1 more
What they invest in
from 13 of 30 portfolio companiesFintech ×8SaaS ×7AI & Machine Learning ×3B2B Marketplaces ×2Consumer ×2InsurTech ×2Logistics & Supply Chain ×2Climate Tech ×1
HQs:United States×7Chile×1Indonesia×1Mexico×1Nigeria×1Poland×1
Investments · 30 tracked
founders shown can be your intro pathBy year:2025 · 12023 · 32022 · 15 dated
Austin, US
Rafael Lopez(Executive Officer, Director)James Glancy(Executive Officer, Director)
Board seatAlexandre Lazarow· per SEC Form D · $8M raise · filed Dec 2023
Avenia provides cross-border money movement infrastructure connecting Latin America to global markets, offering a single API and web platform to send, receive, convert, and embed payments using local rails like PIX and SPEI.
Crypto & Web3FintechSaaS
Caio El Yanes(Founder)Leandro Noel(Founder)in
Co-investorsbig_betsQuona CapitalHeadlinePalm Drive Capital
Baton develops AI-powered supply chain management software, including RyderShare, a collaborative logistics platform that provides real-time visibility and exception management for goods in transit across networks.
AI & Machine LearningLogistics & Supply ChainSaaSMiami, US
Chat Joglekar(Founder)in
Co-investors8VC75 & SunnyBloomberg BetaBurst CapitalDivergent CapitalFJ Labs+4 more
Baton provides business valuation tools and services for small business owners, combining an online calculator that uses market data and comparable sales with expert-reviewed valuations.
B2B MarketplacesFintechSaaS
Dylan Gans(Co-founder)Chat Joglekar(Co-founder)in
Co-investorsObvious VenturesUnpopular Ventures
Baton Market is an online M&A brokerage and marketplace that connects small business owners looking to sell with buyers, providing brokerage support, financial data, and NDA-gated listing access.
FintechMarketplacesSaaSRichmond, US
Dylan Gans(Co-founder)Chat Joglekar(Co-founder)Jamie Roth(Executive Officer, Director)
BoardTommy Stadlen(Director)inKoda Wang(Director)in
Co-investorsCoho DeeptechGiant Ventures Global LlpObvious VenturesTrust FundBloomberg BetaFJ Labs+1 more
Jutro Medical operates primary care clinics (POZ) in Poland offering telemedicine and in-person visits under the public NFZ system, with an app for booking appointments and accessing prescriptions, test results, and recommendations.
Digital HealthHealthtechWellness & Fitness
Adam Janczewski(Founder)in
Co-investorsInovo VCKAYAKogito VenturesMarket One CapitalnaturalX Health VenturesRheingau Founders+4 more
Kettle builds machine learning models to predict climate change impacts on insurance markets and develops AI-powered insurance and reinsurance products.
AI & Machine LearningClimate TechInsurTech
Isaac Espinoza(Chief Executive Officer)Son Le(Chief Technology Officer)
Co-investorsAcrew CapitalAnthemis VentureHomebrewInspired CapitalLOWERCARBONLowercarbon Capital+1 more
Kin is a direct-to-consumer home insurance provider offering home, mobile home, condo, landlord, and auto insurance, along with mortgage and home equity lending products.
ConsumerFintechInsurTechSan Francisco, US
Sean Harper(Founder)inJason Heidkamp(Co-Founder)Lucas Ward(Co-Founder)inSebastian Villarreal(Co-Founder)in
Co-investorsAlpha EdisonChicago VenturesCommerce VenturesFemale FoundersPICUS CAPITALQED Investors+2 more
Kredivo provides instant digital credit and personal loans of up to 50 million rupiah, letting consumers pay in 30 days or in 3–24 month installments without a down payment across online and offline merchants.
ConsumerFintech
Co-investorsJungle VenturesKejora CapitalPartners for GrowthSquare Peg CapitalVillage GlobalAlpha JWC Ventures+1 more
Kueski provides digital lending and payment services in Mexico, offering personal loans and a buy-now-pay-later product (Kueski Pay) for online and in-store purchases without a credit card.
FintechMexico City, MX
Adalberto Flores Ochoa(Executive Officer, Director)
BoardPeter Kellner(Director)inPatrick Gallagher(Director)
Co-investorsCapria VenturesCathay InnovationCore Ventures GroupCrunchFundG SquaredNimble Partners+8 more
Sabi is developing a thought-to-text wearable, a beanie with custom neuroimaging sensors that wirelessly reads brain signals to interpret what the wearer thinks or attempts to speak.
AI & Machine LearningDeep TechHardware
Co-investorsKhosla VenturesScribble VenturesCommerzVenturesCRE Venture CapitalJANNGO CapitalNorrsken22
Sabi provides infrastructure and platform services for the distribution of goods and services across Africa's supply chain, offering businesses access to supply chain logistics, financial services, and market insights.
B2B MarketplacesData & InfrastructureFintechLogistics & Supply ChainSaaS
Co-investorsAtlantica VenturesCapria VenturesCommerzVenturesCRE Venture CapitalLoftyInc CapitalNimble Partners+5 more
Xepelin offers a digital platform providing working-capital financing to businesses, including invoice advances, supplier payment financing, and supply-chain finance programs.
FintechSaaSSantiago, CL
Guillermo Molina Carvallo(Founder)inFintech SaaS Guillermo Molina Carvallo(Founder)Nicolás de Camino(Co-Founder & Executive Chairman)inSebastian Kreis(Co-Founder & CEO)in
Co-investorsAvenir Growth CapitalBattery VenturesCathay InnovationKaszek VenturesKayyak VenturesLatitud Ventures+9 more
ZenBusiness provides an all-in-one platform combining AI-powered guidance (Velo) with customer support to help entrepreneurs start, protect, and grow their businesses through business formations and compliance services.
Enterprise SoftwareFuture of WorkLegalTechSaaSAustin, US
Ross Buhrdorf(CEO)inShanaz Hemmati(Founder)inRafael Lopez(Executive Officer)Khadijeh Hemmati(Executive Officer)
BoardJC Glancy(Executive Officer, Director)in
Co-investorsATX Venture PartnersBreyer CapitalCleveland AvenueFlucas VenturesGeekdomGreatPoint Ventures+12 more
Rows marked “SEC filing” are inferred from directors named on the company's SEC Form D — public regulatory data, not a portfolio list published by the firm.
Portfolio news
latest coverage across their companies
Kin · patch.com · Aug 18, 2026
Baton · wafb.com · Jun 29, 2026
Sabi · wired.com · Apr 16, 2026
Avenia · fintechfutures.com · Feb 13, 2026
Kredivo · fintechnews.id · Jan 30, 2026
Xepelin · latamlist.com · Jan 6, 2026
Jutro Medical · techfundingnews.com · Dec 16, 2025
Frequently asked questions
- How many investments has Fluent Ventures made?
- Fluent Ventures has 24 tracked investments.
- What stage does Fluent Ventures invest at?
- Fluent Ventures invests at the Pre-Seed, Seed, Series A stages.
- What is Fluent Ventures's typical check size?
- Fluent Ventures typically writes checks of $250K – $2M.
- What sectors does Fluent Ventures focus on?
- Fluent Ventures focuses on B2B Marketplaces, Digital Health, E-commerce, Fintech, Healthtech, InsurTech, Sector Agnostic.
- Where is Fluent Ventures located?
- Fluent Ventures is headquartered in Mill Valley, US.
- Does Fluent Ventures lead rounds?
- Yes, Fluent Ventures leads investment rounds.
- Who does Fluent Ventures co-invest with?
- Fluent Ventures most often shares deals with Cathay Innovation, Obvious Ventures, PICUS CAPITAL, among 57 tracked co-investors.
Media · Podcasts & interviews
featuring the teamAlexandre Lazarow | S2 EP14 | Fluent Ventures | How frontier startups are rewriting Silicon Valley
IE University · Alexandre Lazarow
Interview with Alexandre Lazarow, the Managing Partner of Fluent Ventures.
The Kenyan Wall Street · Alexandre Lazarow
Images
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