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Digitt
Founded 2016 · 40 employees on LinkedIn · 16 known investors
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Digitt offers online personal loans that consolidate and pay off consumers' credit card debt at lower interest rates, with customizable repayment terms and digital applications. It serves individual borrowers in Mexico with credit card balances above $10,000.
Also known as Digitt
Founders & leadership
Digitt was founded in 2016 by David García Aceves.
Investors · 16
How we know: research · miranda-intelligence.com · Not right? Tell us
How we know: Clocktower Ventures's portfolio page · the VCSheet dataset · Not right? Tell us
How we know: IGNIA's portfolio page · the VCSheet dataset · Not right? Tell us
How we know: the VCSheet dataset · Not right? Tell us
How we know: the VCSheet dataset · Not right? Tell us
How we know: the VCSheet dataset · Not right? Tell us
How we know: the VCSheet dataset · research · miranda-intelligence.com · Not right? Tell us
How we know: research · contxto.com · Not right? Tell us
Also in the syndicate · 5
Company profile
researched Aug 2026Digitt is a Mexican fintech that refinances and consolidates consumer credit card debt. Borrowers estimate their savings with an online calculator, submit an application with card statements and proof of income, and receive a decision within 48 business hours; approved customers choose their repayment term and payment dates, sign digitally, and Digitt pays off their credit card balances directly within 24 business hours. The company then collects a single fixed monthly payment from the borrower's bank account.
Eligibility is based on credit history (record of at least minimum payments, recent credit inquiries and indebtedness level), documentation of income, and outstanding card debt of at least MXN 10,000, with loans available up to MXN 150,000 and covering more than one card. The company markets no commissions or prepayment penalties. Interest rates have been reported at 20-35% annually in 2019 and 20-42% annually as of 2025, compared with Mexican credit card rates reported between 60% and 150%.
Beyond lending, Digitt publishes financial-education resources including loan and interest simulators, a credit card directory, budget and debt-payoff planners, quizzes and a blog/newsletter, and offers a workplace-oriented product for employers ("Digitt para empresas"). Applicants who fall outside its criteria — for example those with debt under MXN 10,000, non-card debt, or recent missed payments — are routed to educational tools or, for debt settlement, to a third party (Curadeuda).
Founding story
Digitt was founded in 2016 and launched its first product in January 2018, targeting Mexican consumers who stay current on payments yet remain burdened by high credit card interest rates.
Business model
Digitt originates fixed-term personal loans that pay off borrowers' existing credit card balances, earning interest on the consolidated loan repaid in monthly installments; it states it charges no commissions or prepayment penalties.
Interest income on fixed-term refinancing and consolidation loans repaid in monthly installments, at annual rates reported between 20% and 42%.
Traction
Reported average customer interest savings of MXN 10,300.75, with published customer cases showing debts of roughly MXN 30,000-44,000 refinanced over 15-18 month terms; customer reviews on the company's site date from 2019 through 2024.
Latest developments
In late August 2025, Digitt announced a US$10 million Series A led by Yolo Investments, with IGNIA Partners, Capria Ventures and angel investors including Renaud Laplanche, Manolo Sánchez, Dillon Krasnigor, John Buttrick and Nino Fanlo participating, to expand its debt refinancing platform in Latin America.
▸Full profile — market position, technology, go-to-market, geography, history
Market position
Operates in Mexico's consumer debt refinancing segment, positioning its loans against bank credit cards, whose annual rates in Mexico have been reported between 60% and 150%.
Consolidates balances from multiple credit cards into a single fixed monthly payment at lower stated interest rates, with no commissions or penalties, customizable terms and payment dates, digital signing, decisions within 48 business hours and card payoff within 24 business hours.
Technology
A digital refinancing platform handling online applications, savings simulation, digital signature and direct payoff of credit card issuers; the company has invested in machine learning to improve and accelerate risk analysis.
Go-to-market
Direct-to-consumer digital acquisition through its website, including an online eligibility questionnaire, savings simulators, calculators and financial-education content, a blog and newsletter, customer testimonials and reviews, press coverage, and a business channel offering the product as an employee benefit.
Individual consumers in Mexico carrying credit card debt above MXN 10,000 who are current on payments, plus employers offering the service as an employee benefit.
Geography
Based in and serving Mexico, with 2025 coverage describing plans to expand its debt refinancing platform in Latin America.
History
Founded in 2016, Digitt launched its first lending product in January 2018 after earlier debt financing from investors and family offices. In December 2019 it closed a US$500,000 pre-seed round led by ID345 to develop its technology, apply machine learning to risk analysis and hire for risk, engineering and acquisition roles. In August 2025 it announced a US$10 million Series A led by Yolo Investments with participation from IGNIA Partners, Capria Ventures and several fintech angel investors, reported as funding expansion of its refinancing platform in Latin America.
Compiled by commissioned research from 3 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
Founder mafia
2 people who came through Digitt went on to found or lead other companies.
Timeline · 3
launches, deals, and filingsDigitt raised a US$10 million Series A led by Yolo Investments with participation from IGNIA Partners, Capria Ventures and angel investors including Renaud Laplanche, Manolo Sánchez, Dillon Krasnigor, John Buttrick and Nino Fanlo, reported as supporting expansion of its debt refinancing platform in Latin America.
$10M source ↗
Digitt closed a US$500,000 pre-seed round led by ID345, to be used for technology development, machine-learning-based risk analysis and hiring in risk, engineering and acquisition teams. The company had previously raised debt financing from other investors and family offices.
$500K source ↗
The company, founded in 2016, launched its first lending product in January 2018.
Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.
▸Research sources · 3
primary sources listed
- Digitt Transforming Mexico's financial sectordigitt.com · web
3 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does Digitt do?
- Mexican fintech offering online loans that refinance and consolidate consumer credit card debt at lower interest rates.
- Who founded Digitt?
- Digitt was founded by David García Aceves in 2016.
- Who are Digitt's investors?
- Digitt's investors include Capria Ventures, Clocktower Ventures, FJ Labs, Hypothesis, IGNIA, Latitud Ventures, New Stack Ventures, Polymath Ventures and 3 more.