Monarch
Birmingham, US · Founded 2021 · Alabama LLC · 1 known investors
Monarch is a personal finance app for individuals, couples, and families that connects bank accounts, credit cards, loans, and investments into one view for budgeting, tracking spending, monitoring subscriptions, and setting savings goals. It works across web, iOS, and Android and lets users collaborate with a partner or financial advisor.
Founders & leadership
Monarch was founded in 2021 by Val Agostino, Jon Sutherland, Ozzie Osman, and Osman (Ozzie) Osman.
VA
JS
OO
O(
Osman (Ozzie) OsmanFounder
JH
Jonathan H TrawickExecutive
Investors · 1
Funding
SEC filings, press & company announcements$76M disclosed across 2 rounds · 2023–2025
- $75MraisedMay 2025 · 2 sourcesSource ↗
▶$1MraisedJan 2023 · 24 investors · BiotechnologyRule 506(b)
▶$1MraisedJan 2023 · 24 investors · Biotechnology
Rule 506(b)Officers, directors & promoters on the filing
- Jonathan H TrawickExecutive Officer
- Offering amount
- $1M
- Amount sold
- $1M
- Minimum investment
- $5K
- First sale
- Jan 2023
- Incorporated
- Limited Liability Company, Alabama, 2021
- Federal exemptions
- 06b
Source: SEC EDGAR Form D. Amounts as filed; amended filings shown once at their latest values.
Founder mafia
3 people who came through Monarch went on to found or lead other companies.
Competitors · 8
by search overlapRamsey Solutions1304 shared keywordsRamsey Solutions provides personal finance education, tools, and coaching—including the 7 Baby Steps plan, a vetted network of financial service providers (RamseyTrusted), and AI-powered money advice—to help individuals get out of debt and build wealth. The company also produces The Ramsey Show and offers budgeting resources for consumers managing their personal finances.
Experian1284 shared keywordsExperian offers consumers tools to access their credit report and FICO Score, build credit, and manage money, including credit card matching, bill and subscription negotiation, car insurance comparison, and a digital checking account with debit card. It serves individual U.S. consumers through its app and financial products.
Intuit®1116 shared keywordsIntuit develops financial software products—including TurboTax, Credit Karma, QuickBooks, and Mailchimp—for consumers and small businesses to manage taxes, credit, accounting, and marketing. It serves approximately 100 million customers worldwide.
Interactive Strength Acquires Ergatta1105 shared keywordsFidelity provides brokerage and investing services for individual retail investors, including commission-free online trading of US stocks and ETFs and fractional share purchases starting at $1. It positions itself as a personal finance and investment provider serving customers pursuing long-term financial goals.
SmartAsset830 shared keywordsFisher Investments is a global money management and financial advisory firm that provides portfolio management, financial planning, and retirement planning services primarily to high-net-worth individuals and institutional clients. The firm manages investments across equities, fixed income, and blended accounts using an active, forward-looking investment approach.
Chase775 shared keywordsA wealth management and investing service (J.P. Morgan Wealth Management via Chase) offering self-directed brokerage accounts with commission-free online trades as well as one-on-one advisor services, financial planning tools, and retirement accounts. It serves individual retail investors ranging from beginners to experienced investors in the United States.
Quicken719 shared keywordsQuicken offers a personal finance management product and runs an affiliate program, hosted on the Impact platform, that pays partners for referred sign-ups and sales. Affiliates receive tracking links, creatives, and monthly payments.
PocketGuard543 shared keywordsPersonal money management app with budgeting tools, fraud detection, and smart spending categorization.
Companies competing with Monarch for the same Google search keywords, organic and paid, via search-intersection analysis.
In the news
Monarch Alternative Capital Completes Sale of Eight Properties in Seniors Housing Portfolioprnewswire.com · Aug 2026Frequently asked questions
- What does Monarch do?
- Monarch is a personal finance app for individuals, couples, and families that connects bank accounts, credit cards, loans, and investments into one view for budgeting, tracking spending, monitoring subscriptions, and setting savings goals. It works across web, iOS, and Android and lets users collaborate with a partner or financial advisor.
- Who founded Monarch?
- Monarch was founded by Val Agostino, Jon Sutherland, Ozzie Osman, Osman (Ozzie) Osman in 2021.
- Who are Monarch's investors?
- Monarch's investors include NewView Capital.
- How much funding has Monarch raised?
- Monarch has disclosed $76M raised across 2 rounds.
- Where is Monarch headquartered?
- Monarch is headquartered in Birmingham, US.