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Accial Capital

Impact investor

Miami · Growth · 26 people tracked

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Investment thesis

Accial Capital is an impact-focused investment manager that deploys debt and credit facilities to fintech lenders and financial-services platforms across emerging markets, particularly in Latin America and Southeast Asia. Its investments aim to expand financial inclusion by funding companies that serve underbanked consumers and small businesses, including women-owned enterprises. Through structured credit facilities, warehousing lines, and impact funds, the firm channels capital to scale inclusive lending in developing markets while pursuing measurable social outcomes alongside financial returns.

Source: firm website, verified Sep 26, 2026.

Stage
Growth
HQ
Miami, US
Leads rounds
Leads
Instruments
Debt
Last 12 months
1 investment
Tracked investments
16
Unicorns
1

Team · 26 people

from the firm's website

What they invest in

from 8 of 16 portfolio companies

Fintech ×8SaaS ×4AI & Machine Learning ×1Consumer ×1Enterprise Software ×1Future of Work ×1HR Tech ×1

HQs:Mexico×2Brazil×1Colombia×1Costa Rica×1Indonesia×1India×1

Who they back

founder profiles across 6 portfolio companies

Accelerator rootsportfolio companies that came through a program

Y Combinator ×2

Investments · 16 tracked

founders shown can be your intro path

By year:2026 · 12024 · 12022 · 12021 · 14 dated

a55a55.techDec 2021

a55 provides payment orchestration with direct network connectivity, local acquiring and settlement, and tooling aimed at global payment teams to maintain reliability and improve conversion.

FintechSaaSSao Paulo

Andre Wetter(Executive Officer, Director)Hugo Alain Charles Mathecowitsch(Executive Officer, Director)Gabriel Sarmento Zamora(Director)Fabio Massuda(Director)

BoardManuel Silva Martinez(Director)in

Co-investorsMouro CapitalE3 Negócios

alt.bankaltbank.com.br

alt.bank offers a white-label credit platform that lets companies launch their own branded credit card in about 30 days without becoming a financial institution, providing BIN sponsorship, card issuance, KYC/AML, antifraud, and a proprietary credit engine.

AI & Machine LearningFintechSaaS

Co-investorsCathay InnovationSquareOne CapitalUnion Square Ventures (USV)Anthemis Venture

Avistaavista.coin𝕏

Avista offers digital payroll-deduction loans (crédito por libranza) in Colombia, aimed at pensioners, teachers and police officers, with amounts up to $140 million COP and terms up to 180 months.

Fintech

Martin Restrepo(Founder)inGabriel Seinjet(Founder)in

Co-investorsBlue Earth Capital AG

Caricaco Venturescaricaco.vcinJul 2026 · $53M

Caricaco Ventures is a venture capital firm that invests in early-stage startups founded by entrepreneurs in Central America, providing capital along with support in strategy, operations, marketing, and product.

Sector Agnostic

Co-investorsInversiones El TruenoAlaya CapitalInnogen CapitalPomona Impact

Finmaqfinmaq.com.coDec 2024 · $29M

Company financing productive machinery purchase with $29M

Bogota

Diego Sanz de Santamaria(Executive Officer, Director)inMauricio Buenaventura(Director)

BoardJorge Bermudez(Director)Santiago Alvarez(Director)

Co-investors30N VenturesAlive Ventures

Kapital Bankkapital.mxin𝕏

Kapital is a financial services platform offering digital banking, payment processing, and investment products in Mexico.

FintechSaaSMexico City, MX

Rene Saul(Founder)inFernando Sandoval Oseguera(Founder)inEder Echeverria(Founder)Fernando Sandoval(Founder)René Saul(Founder)in

Co-investorsAlumni VenturesBroom VenturesCervinColabora VenturesConexo VenturesFoundersX+24 more

Minuminu.mxin𝕏

minu offers a workplace benefits platform for companies in Mexico, letting HR teams activate over 50 employee benefits such as on-demand salary (earned wage access), savings, food vouchers, loans, telemedicine, and financial education.

FintechFuture of WorkHR TechPalos Verdes Estates, US

Adam Guggenheim(Executive Officer, Director)inChristine Koppinger(Executive Officer, Director)in

Co-investors500 GlobalCapria VenturesCats.vcClocktower VenturesFJ LabsFluent Ventures+14 more

Pintekpintek.id

Pintek is an Indonesian peer-to-peer lending platform (LPBBTI) that provides business financing, including supply chain financing for suppliers, distributors, and retailers, as well as trade invoice and inventory-based financing.

Fintech

Co-investorsAmand VenturesElevate Innovation PartnersFinch CapitalKaizenvestKube VCSTRIVE+1 more

Vexivexi.mxin𝕏

Vexi is a Mexican credit card issuer offering a consumer credit card (including a Vexi American Express card) with cashback, interest-free installment purchases, and card controls through its app.

ConsumerFintechMexico City, MX

Salvador Michel(Founder)inGabriela Estrada(Founder)in

Co-investorsCapria VenturesCats.vcFinnovista VCMagma PartnersRebalance Capital VenturesRedwood Ventures+2 more

Volopayvolopay.comin𝕏Mar 2022 · $29M

Volopay provides corporate cards, automated expense management, and accounting integrations for businesses.

Enterprise SoftwareFintechSaaSBengaluru, IN

Rajith Shaji(Founder)inRajesh Raikwar(Founder)inRajesh Raikwar Rajith Shaji(Founder)Rajith Shaji Rajesh Raikwar(Founder)Neha Verma(HR)

Co-investorsAntlerCP VenturesKube VCSoma CapitalSprint VcStonewater Ventures+6 more

Other

Tracked investments with no reachable website or further public details — typically companies that wound down, renamed, or were absorbed.

AlifAwanTunaiClaraMeddipayRainforestSkandia Impacto

Frequently asked questions

How many investments has Accial Capital made?
Accial Capital has 16 tracked investments, including 2 dated in the last 24 months.
What stage does Accial Capital invest at?
Accial Capital invests at the Growth stage.
What sectors does Accial Capital focus on?
Accial Capital focuses on E-commerce, EdTech, Fintech, Impact & Social Good.
Where is Accial Capital located?
Accial Capital is headquartered in Miami, US.
Does Accial Capital lead rounds?
Yes, Accial Capital leads investment rounds.
Who does Accial Capital co-invest with?
Accial Capital most often shares deals with Kube VC, Capria Ventures, Cats.vc, among 53 tracked co-investors.

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