Fundraising Fox

HTwenty

Venture capital

Miami · Pre-Seed–Series A · 6 people tracked

Also known as H20 Capital Innovation

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Investment thesis

HTwenty positions itself as a hands-on partner to founders from the earliest stage, aiming to add value as entrepreneurs build companies that disrupt existing industries and create new markets. With a presence across Miami, Mexico, and Colombia, the firm focuses on the US–Latin America corridor, backing companies in areas such as cross-border payments, financial infrastructure, and AI. Its notable investments span remittances, regional payment networks, acquiring-processing platforms, and next-generation language models, reflecting an emphasis on fintech and technology serving Latin American markets.

Source: firm website, verified Aug 27, 2026.

Stage
Pre-Seed–Series A
Check
$100K – $1M
HQ
Miami, Florida, US
Leads rounds
Follows
Instruments
Equity
Founded
2018
Tracked investments
39

Team · 6 people

from public directories
Montserrat Calderón· Investment Associatein

What they invest in

from 21 of 39 portfolio companies

AI & Machine Learning ×10SaaS ×10Fintech ×7B2B Marketplaces ×4Enterprise Software ×4E-commerce ×3FoodTech ×3Cloud Computing ×2

HQs:United States×6Mexico×5Colombia×4Argentina×1Brazil×1Germany×1

Who they back

founder profiles across 9 portfolio companies
56%
solo founders
5 of 9 mapped founding teams
33%
repeat founders
of 12 founders with career history

Founding team size:solo founder×52 founders×13 founders×24+ founders×1

Where their founders studiedfrom 10 founders with education data

Ben-Gurion University of the Negev ×3IE Business School ×2Latitud ×2Universidad de Los Andes ×2

Investments · 39 tracked

founders shown can be your intro path
8base8base.comin𝕏

8base is a backend-as-a-service platform that turns text prompts into application blueprints, generating a data model, test data, custom backend functions, and a GraphQL API for software developers.

AI & Machine LearningCloud ComputingDeveloper ToolsSaaSCoral Gables, US

Albert Santalo(Founder and CEO)in

Co-investorsAlumni VenturesBasecamp FundBeresford VenturesFirebrand VenturesStrawberry Creek VenturesTechstars+3 more

Abl Social Federation

German operator of managed public and enterprise WLAN infrastructure with a WiFi-based omni-channel marketing platform.

Abl Solutionsabl-solutions.comin

abl solutions GmbH provides connectivity services including Network-as-a-Service, Storage-as-a-Service, and an Omni-Channel Management Platform (OCMP) for location-based marketing and analytics.

Cloud ComputingMarketing TechSaaS

Benjamin Akinci(Founder)

Akuaakua.lain𝕏

Akua builds modern payment infrastructure for Latin America, offering a universal API and dashboard that let businesses accept and embed payments, run payouts, recurring billing, risk management, and compliance in one system.

AI & Machine LearningData & InfrastructureFintechSaaS

Carlos Marín(CEO)Juan José Behrend(CTO)Rodrigo Rodrigues(COO)

Co-investorsFlourish VenturesKrealoPropel Venture Partners4um InvestimentosAtlanticoSimma Capital

Aumentaument.io

Miami-based marketing automation startup that helps small e-commerce stores acquire and retain customers using data science.

Co-investorsExpaLatitud Ventures

Auntapauntap.com

Argentine digital wallet and bill-payment company operating as TAP, whose consumer app ceased operating in March 2023.

Bacubacu.coMar 2023 · $6M

BACU offers balanced prepared meals inspired by world cuisine, sold to consumers alongside a line of ceremonial-grade matcha drinks.

ConsumerDirect to ConsumerFoodTechBogotá, CO

Juan Osuna(Founder)Stephanie Gomez Cardoso(Founder)Andrew Clarkson(Founder)inStephanie Gómez Cardoso(Founder)in

Co-investorsLatin LeapMarathon VenturesBenchstrength PartnersHOF CapitalKamay VenturesReshape

Darwingetdarwin.aiin𝕏

Darwin provides AI employee software that automates repetitive business tasks such as customer service, sales, and support for non-technical users.

AI & Machine LearningEnterprise SoftwareFuture of WorkSaaS

Lautaro Schiaffino(Founder & CEO)Ezequiel Sculli(Founder)in

Co-investorsDalus CapitalIntrepid Growth PartnersLatitud VenturesNazcaResolute VenturesInsight Partners+1 more

Farmufarmu.com.coin

Colombian B2B marketplace connecting independent neighborhood drugstores with pharmaceutical laboratories and suppliers.

Barranquilla, CO

Francisco J. Jassir Miranda(Founder & CEO)in

Co-investorsMONASHEESPICUS CAPITALLatitud Ventures

Felixfelixpago.comin𝕏

Felix is a remittance service that enables users to send money from the United States to Latin America (Mexico, Guatemala, Honduras, El Salvador, and Dominican Republic) via WhatsApp, with funds delivered to bank accounts, mobile wallets, or cash pickup locations.

B2B MarketplacesFintechSan Francisco, US

Bernardo Garcia(Founder)

Co-investorsCastle Island VenturesContour Venture PartnersDorm RoomMONASHEESQED InvestorsSwitch Ventures+4 more

Felix Technologies

Felix Technologies (Félix Pago) runs a chat-based platform for cross-border remittances from the US to Latin America.

San Francisco, US

Bernardo Garcia(Executive Officer, Director, Promoter)Juan Llanos(Executive Officer)

BoardManuel Godoy(Executive Officer, Director, Promoter)Sean Judge(Director)Paul Arnold(Director)in

Co-investorsMONASHEESSwitch Ventures

Flatflat.mx

Flat.mx provides mortgages to foreigners buying property in Mexico, offering rate quotes, pre-qualification, and bilingual (English/Spanish) support through closing.

FintechPropTech

Co-investorsEmles Venture PartnersKube VCOutbound VenturesOyster VenturesStartups

Fudofu.do

Fudo is a cloud-based platform for restaurants and food businesses in Latin America that integrates point-of-sale, inventory management, payments, and online delivery into a single system.

FoodTechRetail TechSaaSMexico, MX

Co-investorsAndreessen HorowitzLatitud VenturesAtlanticoCollaborative FundMAYA CapitalMAYA Capital Ventures

Gailmeetgail.comin𝕏

Gail provides conversational AI for insurance, banking, and finance companies, handling customer interactions across voice, SMS, chat, and messaging channels.

AI & Machine LearningFintechInsurTech

Matthew Vega-Sanz(Founder)in

Co-investorsA15Act One VenturesAltai VenturesFlorida Funders

H20 Capitalin

HTwenty is a venture capital firm with offices in Miami, Mexico, and Colombia that invests in and partners with entrepreneurs building disruptive businesses across sectors including fintech, AI, and payments infrastructure in Latin America.

Miami, US

Co-investorsInvariantes Fund

Influurinfluur.comin

Influur offers Pulse, an AI agent for music promotion that identifies and matches creators to campaigns, runs multi-channel outreach to hundreds of creators at once, handles escrow-style payments, and provides real-time campaign analytics.

AI & Machine LearningCreator EconomyMarketing Tech

Alessandra Angelini(Cofounder)Valeria Angelini(Cofounder)inPaula Coleman(Cofounder)in

Co-investorsAmplifica CapitalIGNIAMagma PartnersPoint72 VenturesRedwood VenturesTantauco+2 more

Joinbackdropjoinbackdrop.com

Backdrop offers AI "teammates" — an AI product manager (Alex) and AI engineer (Sam) — that run product and operations tasks such as writing specs, planning sprints, managing tickets, and making code fixes, with human approval before external actions.

AI & Machine LearningFuture of WorkSaaS

Co-investorsY Combinator

Jüstojusto.mxinAcquired

Jüsto is a fully digital supermarket in Mexico that sells groceries, including daily-fresh produce, directly to consumers online without physical stores.

B2B MarketplacesConsumerE-commerceFoodTech

Ricardo Weder(Founder)inRicardo Martinez Finger(Founder)in

Co-investors500 GlobalAgFunderFEMSA VenturesFlucas VenturesJazzya InvestmentsElevar Equity+1 more

Liftitliftit.co

Colombian startup operating a transportation management platform for middle- and last-mile truck deliveries across Latin America.

Co-investorsNXTPWollef VenturesArkangelesIFCJaguar VenturesMONASHEES

Masumasu.mx

Masu is a Mexico City-based B2B online marketplace for sourcing industrial raw materials in Latin America.

Mecanizoumecanizou.comin

Mecanizou operates an online platform for the auto parts market, offering repair shops a catalog, quoting, purchase history, credit, order tracking, and fully online buying, powered by conversational AI over WhatsApp.

AI & Machine LearningB2B MarketplacesE-commerceMobility & Transportation

Ian Faria(Founder)in

Co-investorsAlexia VenturesDalus CapitalMONASHEESNorte VenturesFJ Labs

Mercadofavomercadofavo.com

Favo is a Latin American community group-buying e-commerce platform selling groceries through entrepreneur partners.

Meru.Commeru.com.mx

Mexican B2B marketplace connecting Latin American SMEs to Asian manufacturers for cross-border sourcing and logistics.

Moradosoymorado.co𝕏

Colombian B2B marketplace supplying beauty and wellness businesses with products, credit, equipment rental and logistics.

Co-investorsOpera VenturesQED InvestorsLatitud Ventures

Ngenangena.net
Ontopgetontop.comin𝕏

Ontop enables companies to hire and pay contractors globally while providing contractors with access to a financial account, card, and spending tools.

Enterprise SoftwareFintechHR TechSaaSMiami, US

Julian Torres(Founder)inSantiago Aparicio(Founder)Julian Torres Gomez(Founder)in

Co-investors17SigmaKube VCOpen Opportunity FundPoint72 VenturesStartupsY Combinator+1 more

ONTOP

Ontop is a Miami-based global payroll platform that helps companies hire, manage and pay international workers across borders.

Perceptopercepto.coin𝕏

Percepto develops autonomous drone ("drone-in-a-box") systems and software for automated inspection and continuous monitoring of critical industrial infrastructure.

AI & Machine LearningEnergyIoTRobotics

Dor Abuhasira(Co-founder & CEO)inAriel Avitan(Co-founder)inSagi Blonder(Co-founder, Head of R&D)inRaviv Raz(Co-founder)inUdi Zohar(Chief Product Officer)inNir Simon(CFO)in

Co-investorsAtento CapitalBeast VenturesCourtside VenturesEmerge VenturesKoch Disruptive TechnologiesSpider Capital+5 more

Pulpospulpos.comin

Pulpos is a cloud-based point-of-sale and business management system for small and medium-sized businesses in Mexico, offering sales, inventory, invoicing, online store, supplier management, and financial control features.

Enterprise SoftwareSaaS

Frank Martin(Founder)inFranco Silvetti(Founder)in

Co-investorsDigital Currency GroupLatitud VenturesTantaucoDalus CapitalNewtopia VC

Quashquash.aiin

QUASH provides an AI-based credit decisioning platform that uses machine learning and alternative data (such as email and phone digital footprints) to assess credit risk and score applicants, including unbanked and non-traditional profiles.

AI & Machine LearningFintechSaaS

Yoel Gavlovski(Founder)

Co-investorsGG Capital

Safarasafara.com

Safara is a curated hotel booking platform that pays travelers cashback and sells direct-booking software to independent hotels.

Doug Schuessler(Founder)in

Seeriseeri.coin

Seeri offers a platform that centralizes a company's data in one place and provides AI-applied automation and optimization of business processes.

AI & Machine LearningData & InfrastructureEnterprise SoftwareBogotá, CO

Felipe Racines(Founder)in

Co-investorsMarathon VenturesOpera Ventures

SubQ AI

Builds large language models powered by subquadratic architecture enabling larger context windows, faster inference, and lower compute costs for coding, search, and enterprise AI.

Supra

Supra is a MultiVM Layer 1 blockchain that vertically integrates oracles, VRF, automation and cross-chain communication.

Suprasupra.la

Supra is a technology company providing cross-border B2B payment and collection services for importers and exporters.

Tapitapi.lain𝕏

Tapi is a payment network and API platform for Latin America that enables bill payments, cash deposits/withdrawals, mobile top-ups, and gift card purchases.

FintechSaaS

Kevin Litvin(Founder)in

Co-investorsAndreessen HorowitzKaszek VenturesLatitud VenturesNorte VenturesEndeavor CatalystNewtopia VC

TuLtul.com.coin𝕏

An online marketplace offering a wide range of products including packaging materials, industrial safety equipment, home and kitchen supplies, tools, electrical systems, hardware, paint, automotive parts, and other industrial and consumer goods.

B2B MarketplacesE-commerceMarketplacesBogota D.C., CO

Enrique Villamarin Lafaurie(Founder)inJuan Carlos Narvaez(Executive Officer, Director)Enrique Villamarin(Executive Officer, Director)Eric Reiner(Director)Felipe Villamarin(Director)Nicolas Villegas(Executive Officer, Director)

Co-investors8VCAlleyCorpAvenir Growth CapitalCapria VenturesCoatue ManagementFoundamental+5 more

Welbe

Mexican healthtech offering companies a data- and AI-driven platform for employee health records, programs and checkups.

Welbewelbecare.comin

Welbe is a corporate health platform that integrates a national medical network, telemedicine, an app, and a data portal to help companies manage employee health as a measurable preventive strategy.

Digital HealthHealthtechHR Tech

Co-investorsMarathon VenturesNazca

Portfolio news

latest coverage across their companies

Frequently asked questions

How many investments has HTwenty made?
HTwenty has 14 tracked investments.
What stage does HTwenty invest at?
HTwenty invests at the Pre-Seed, Seed, Series A stages.
What is HTwenty's typical check size?
HTwenty typically writes checks of $100K – $1M.
What sectors does HTwenty focus on?
HTwenty focuses on AI & Machine Learning, B2B Marketplaces, Creator Economy, E-commerce, Enterprise Software, Fintech, Healthtech, Marketplaces, Robotics, SaaS.
Where is HTwenty located?
HTwenty is headquartered in Miami, US.
Does HTwenty lead rounds?
HTwenty typically participates in rounds rather than leading them.
Who does HTwenty co-invest with?
HTwenty most often shares deals with Andreessen Horowitz, Magma Partners, QED Investors, among 29 tracked co-investors.

Media · Podcasts & interviews

featuring the team

Bridging the US & LATAM startup ecosystem - Daniel Lloreda, Co-founder & GP, HTwenty Capital

VC10X with Prashant Choubey · Daniel Lloreda

Images

HTwenty photo

Co-investors · 4

Newtopia VC

Newtopia VC is a Latin American venture capital firm backing early-stage startups from idea to product-market fit, supported by regional entrepreneurs, angels, and founders of the region's unicorns.

Both backed · 3
$100K – $1M
Nazca

Nazca is a Mexico City-based venture capital firm investing in technology companies from early stage through pre-IPO, both locally and globally.

Both backed · 2
Ravelin Capital

Ravelin Capital is an early-stage technology investment firm focused on critical industries.

Angel Ventures Mexico

Angel Ventures (AV) is a Mexican venture capital firm investing in early-stage to early-growth companies across Latin America, acting as a lead Series Seed and Series A investor in startups with business models tailored for the Latin American market.

$250K – $1M

Firms observed investing alongside HTwenty, from public investor directories. Shared companies are the overlap with HTwenty's recorded portfolio.

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