HTwenty
Venture capitalMiami · Pre-Seed–Series A · 6 people tracked
Also known as H20 Capital Innovation
Investment thesis
HTwenty positions itself as a hands-on partner to founders from the earliest stage, aiming to add value as entrepreneurs build companies that disrupt existing industries and create new markets. With a presence across Miami, Mexico, and Colombia, the firm focuses on the US–Latin America corridor, backing companies in areas such as cross-border payments, financial infrastructure, and AI. Its notable investments span remittances, regional payment networks, acquiring-processing platforms, and next-generation language models, reflecting an emphasis on fintech and technology serving Latin American markets.
Source: firm website, verified Aug 27, 2026.
Team · 6 people
from public directoriesWhat they invest in
from 21 of 39 portfolio companiesAI & Machine Learning ×10SaaS ×10Fintech ×7B2B Marketplaces ×4Enterprise Software ×4E-commerce ×3FoodTech ×3Cloud Computing ×2
HQs:United States×6Mexico×5Colombia×4Argentina×1Brazil×1Germany×1
Who they back
founder profiles across 9 portfolio companiesFounding team size:solo founder×52 founders×13 founders×24+ founders×1
Where their founders studiedfrom 10 founders with education data
Ben-Gurion University of the Negev ×3IE Business School ×2Latitud ×2Universidad de Los Andes ×2
Investments · 39 tracked
founders shown can be your intro path8base is a backend-as-a-service platform that turns text prompts into application blueprints, generating a data model, test data, custom backend functions, and a GraphQL API for software developers.
AI & Machine LearningCloud ComputingDeveloper ToolsSaaSCoral Gables, US
Albert Santalo(Founder and CEO)in
Co-investorsAlumni VenturesBasecamp FundBeresford VenturesFirebrand VenturesStrawberry Creek VenturesTechstars+3 more
German operator of managed public and enterprise WLAN infrastructure with a WiFi-based omni-channel marketing platform.
abl solutions GmbH provides connectivity services including Network-as-a-Service, Storage-as-a-Service, and an Omni-Channel Management Platform (OCMP) for location-based marketing and analytics.
Cloud ComputingMarketing TechSaaS
Benjamin Akinci(Founder)
Akua builds modern payment infrastructure for Latin America, offering a universal API and dashboard that let businesses accept and embed payments, run payouts, recurring billing, risk management, and compliance in one system.
AI & Machine LearningData & InfrastructureFintechSaaS
Carlos Marín(CEO)Juan José Behrend(CTO)Rodrigo Rodrigues(COO)
Co-investorsFlourish VenturesKrealoPropel Venture Partners4um InvestimentosAtlanticoSimma Capital
Miami-based marketing automation startup that helps small e-commerce stores acquire and retain customers using data science.
Co-investorsExpaLatitud Ventures
BACU offers balanced prepared meals inspired by world cuisine, sold to consumers alongside a line of ceremonial-grade matcha drinks.
ConsumerDirect to ConsumerFoodTechBogotá, CO
Juan Osuna(Founder)Stephanie Gomez Cardoso(Founder)Andrew Clarkson(Founder)inStephanie Gómez Cardoso(Founder)in
Co-investorsLatin LeapMarathon VenturesBenchstrength PartnersHOF CapitalKamay VenturesReshape
Darwin provides AI employee software that automates repetitive business tasks such as customer service, sales, and support for non-technical users.
AI & Machine LearningEnterprise SoftwareFuture of WorkSaaS
Lautaro Schiaffino(Founder & CEO)Ezequiel Sculli(Founder)in
Co-investorsDalus CapitalIntrepid Growth PartnersLatitud VenturesNazcaResolute VenturesInsight Partners+1 more
Colombian B2B marketplace connecting independent neighborhood drugstores with pharmaceutical laboratories and suppliers.
Barranquilla, CO
Francisco J. Jassir Miranda(Founder & CEO)in
Co-investorsMONASHEESPICUS CAPITALLatitud Ventures
Felix is a remittance service that enables users to send money from the United States to Latin America (Mexico, Guatemala, Honduras, El Salvador, and Dominican Republic) via WhatsApp, with funds delivered to bank accounts, mobile wallets, or cash pickup locations.
B2B MarketplacesFintechSan Francisco, US
Bernardo Garcia(Founder)
Co-investorsCastle Island VenturesContour Venture PartnersDorm RoomMONASHEESQED InvestorsSwitch Ventures+4 more
Felix Technologies (Félix Pago) runs a chat-based platform for cross-border remittances from the US to Latin America.
San Francisco, US
Bernardo Garcia(Executive Officer, Director, Promoter)Juan Llanos(Executive Officer)
BoardManuel Godoy(Executive Officer, Director, Promoter)Sean Judge(Director)Paul Arnold(Director)in
Co-investorsMONASHEESSwitch Ventures
Flat.mx provides mortgages to foreigners buying property in Mexico, offering rate quotes, pre-qualification, and bilingual (English/Spanish) support through closing.
FintechPropTech
Co-investorsEmles Venture PartnersKube VCOutbound VenturesOyster VenturesStartups
Fudo is a cloud-based platform for restaurants and food businesses in Latin America that integrates point-of-sale, inventory management, payments, and online delivery into a single system.
FoodTechRetail TechSaaSMexico, MX
Co-investorsAndreessen HorowitzLatitud VenturesAtlanticoCollaborative FundMAYA CapitalMAYA Capital Ventures
Gail provides conversational AI for insurance, banking, and finance companies, handling customer interactions across voice, SMS, chat, and messaging channels.
AI & Machine LearningFintechInsurTech
Matthew Vega-Sanz(Founder)in
Co-investorsA15Act One VenturesAltai VenturesFlorida Funders
HTwenty is a venture capital firm with offices in Miami, Mexico, and Colombia that invests in and partners with entrepreneurs building disruptive businesses across sectors including fintech, AI, and payments infrastructure in Latin America.
Miami, US
Co-investorsInvariantes Fund
Influur offers Pulse, an AI agent for music promotion that identifies and matches creators to campaigns, runs multi-channel outreach to hundreds of creators at once, handles escrow-style payments, and provides real-time campaign analytics.
AI & Machine LearningCreator EconomyMarketing Tech
Alessandra Angelini(Cofounder)Valeria Angelini(Cofounder)inPaula Coleman(Cofounder)in
Co-investorsAmplifica CapitalIGNIAMagma PartnersPoint72 VenturesRedwood VenturesTantauco+2 more
Backdrop offers AI "teammates" — an AI product manager (Alex) and AI engineer (Sam) — that run product and operations tasks such as writing specs, planning sprints, managing tickets, and making code fixes, with human approval before external actions.
AI & Machine LearningFuture of WorkSaaS
Co-investorsY Combinator
Jüsto is a fully digital supermarket in Mexico that sells groceries, including daily-fresh produce, directly to consumers online without physical stores.
B2B MarketplacesConsumerE-commerceFoodTech
Ricardo Weder(Founder)inRicardo Martinez Finger(Founder)in
Co-investors500 GlobalAgFunderFEMSA VenturesFlucas VenturesJazzya InvestmentsElevar Equity+1 more
Colombian startup operating a transportation management platform for middle- and last-mile truck deliveries across Latin America.
Co-investorsNXTPWollef VenturesArkangelesIFCJaguar VenturesMONASHEES
Mecanizou operates an online platform for the auto parts market, offering repair shops a catalog, quoting, purchase history, credit, order tracking, and fully online buying, powered by conversational AI over WhatsApp.
AI & Machine LearningB2B MarketplacesE-commerceMobility & Transportation
Ian Faria(Founder)in
Co-investorsAlexia VenturesDalus CapitalMONASHEESNorte VenturesFJ Labs
Colombian B2B marketplace supplying beauty and wellness businesses with products, credit, equipment rental and logistics.
Co-investorsOpera VenturesQED InvestorsLatitud Ventures
Ontop enables companies to hire and pay contractors globally while providing contractors with access to a financial account, card, and spending tools.
Enterprise SoftwareFintechHR TechSaaSMiami, US
Julian Torres(Founder)inSantiago Aparicio(Founder)Julian Torres Gomez(Founder)in
Co-investors17SigmaKube VCOpen Opportunity FundPoint72 VenturesStartupsY Combinator+1 more
Ontop is a Miami-based global payroll platform that helps companies hire, manage and pay international workers across borders.
Percepto develops autonomous drone ("drone-in-a-box") systems and software for automated inspection and continuous monitoring of critical industrial infrastructure.
AI & Machine LearningEnergyIoTRobotics
Dor Abuhasira(Co-founder & CEO)inAriel Avitan(Co-founder)inSagi Blonder(Co-founder, Head of R&D)inRaviv Raz(Co-founder)inUdi Zohar(Chief Product Officer)inNir Simon(CFO)in
Co-investorsAtento CapitalBeast VenturesCourtside VenturesEmerge VenturesKoch Disruptive TechnologiesSpider Capital+5 more
Pulpos is a cloud-based point-of-sale and business management system for small and medium-sized businesses in Mexico, offering sales, inventory, invoicing, online store, supplier management, and financial control features.
Enterprise SoftwareSaaS
Frank Martin(Founder)inFranco Silvetti(Founder)in
Co-investorsDigital Currency GroupLatitud VenturesTantaucoDalus CapitalNewtopia VC
QUASH provides an AI-based credit decisioning platform that uses machine learning and alternative data (such as email and phone digital footprints) to assess credit risk and score applicants, including unbanked and non-traditional profiles.
AI & Machine LearningFintechSaaS
Yoel Gavlovski(Founder)
Co-investorsGG Capital
Safara is a curated hotel booking platform that pays travelers cashback and sells direct-booking software to independent hotels.
Doug Schuessler(Founder)in
Seeri offers a platform that centralizes a company's data in one place and provides AI-applied automation and optimization of business processes.
AI & Machine LearningData & InfrastructureEnterprise SoftwareBogotá, CO
Felipe Racines(Founder)in
Co-investorsMarathon VenturesOpera Ventures
Builds large language models powered by subquadratic architecture enabling larger context windows, faster inference, and lower compute costs for coding, search, and enterprise AI.
Supra is a MultiVM Layer 1 blockchain that vertically integrates oracles, VRF, automation and cross-chain communication.
Supra is a technology company providing cross-border B2B payment and collection services for importers and exporters.
Tapi is a payment network and API platform for Latin America that enables bill payments, cash deposits/withdrawals, mobile top-ups, and gift card purchases.
FintechSaaS
Kevin Litvin(Founder)in
Co-investorsAndreessen HorowitzKaszek VenturesLatitud VenturesNorte VenturesEndeavor CatalystNewtopia VC
An online marketplace offering a wide range of products including packaging materials, industrial safety equipment, home and kitchen supplies, tools, electrical systems, hardware, paint, automotive parts, and other industrial and consumer goods.
B2B MarketplacesE-commerceMarketplacesBogota D.C., CO
Enrique Villamarin Lafaurie(Founder)inJuan Carlos Narvaez(Executive Officer, Director)Enrique Villamarin(Executive Officer, Director)Eric Reiner(Director)Felipe Villamarin(Director)Nicolas Villegas(Executive Officer, Director)
Co-investors8VCAlleyCorpAvenir Growth CapitalCapria VenturesCoatue ManagementFoundamental+5 more
Mexican healthtech offering companies a data- and AI-driven platform for employee health records, programs and checkups.
Welbe is a corporate health platform that integrates a national medical network, telemedicine, an app, and a data portal to help companies manage employee health as a measurable preventive strategy.
Digital HealthHealthtechHR Tech
Co-investorsMarathon VenturesNazca
Portfolio news
latest coverage across their companiesFlat · tradingview.com · Aug 24, 2026
Percepto · startuphub.ai · Aug 17, 2026

Tapi · news.crunchbase.com · Jul 17, 2026
Pulpos · founderland.ai · Apr 15, 2026
Darwin · hpcwire.com · Oct 24, 2025
Akua · latamlist.com · Oct 13, 2025
Gail · meetgail.com · May 22, 2025
Frequently asked questions
- How many investments has HTwenty made?
- HTwenty has 14 tracked investments.
- What stage does HTwenty invest at?
- HTwenty invests at the Pre-Seed, Seed, Series A stages.
- What is HTwenty's typical check size?
- HTwenty typically writes checks of $100K – $1M.
- What sectors does HTwenty focus on?
- HTwenty focuses on AI & Machine Learning, B2B Marketplaces, Creator Economy, E-commerce, Enterprise Software, Fintech, Healthtech, Marketplaces, Robotics, SaaS.
- Where is HTwenty located?
- HTwenty is headquartered in Miami, US.
- Does HTwenty lead rounds?
- HTwenty typically participates in rounds rather than leading them.
- Who does HTwenty co-invest with?
- HTwenty most often shares deals with Andreessen Horowitz, Magma Partners, QED Investors, among 29 tracked co-investors.
Media · Podcasts & interviews
featuring the teamBridging the US & LATAM startup ecosystem - Daniel Lloreda, Co-founder & GP, HTwenty Capital
VC10X with Prashant Choubey · Daniel Lloreda
Images
Co-investors · 4
Newtopia VC is a Latin American venture capital firm backing early-stage startups from idea to product-market fit, supported by regional entrepreneurs, angels, and founders of the region's unicorns.
Ravelin Capital is an early-stage technology investment firm focused on critical industries.
Angel Ventures (AV) is a Mexican venture capital firm investing in early-stage to early-growth companies across Latin America, acting as a lead Series Seed and Series A investor in startups with business models tailored for the Latin American market.
Firms observed investing alongside HTwenty, from public investor directories. Shared companies are the overlap with HTwenty's recorded portfolio.
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