Seed
AcquiredYC W15San Francisco, US · 11 employees · 5 known investors
Seed offers mobile banking services tailored to small business owners, providing digital banking tools and support services for business management.
Founders & leadership· Y Combinator alumni (W15)
BM
Brian Merrittin𝕏Founder/CEOBrian Merritt cofounded and led Seed (which exited to Cross River Bank) and served as VP Engineering at Simple (acquired by BBVA). He has experience building financial services platforms.
RH
Ryan HildebrandinFounderRyan Hildebrand was an early member of Simple, a consumer fintech bank, and led its sale to BBVA. He founded Seed, a business fintech bank acquired by Cross River Bank, where he serves as Head of Payments and BaaS.
Investors · 5
Funding
SEC filings, press & company announcements- Undisclosed amountpre-Seed roundAug 2026Source ↗
- Undisclosed amountSeedAug 2026
Atomico (lead)
Source ↗ - Undisclosed amountPre-SeedJul 2026Source ↗
Source: company announcements and press reports — follow each round's link for the claim.
In the news
Singapore's pQCee Raises $3.9M Seed Round to Accelerate Global Crypto-Agility Deployment - Quantum Computing Reportquantumcomputingreport.com · Jul 2026Frequently asked questions
- What does Seed do?
- Seed offers mobile banking services tailored to small business owners, providing digital banking tools and support services for business management.
- Who founded Seed?
- Seed was founded by Brian Merritt, Ryan Hildebrand.
- Who are Seed's investors?
- Seed's investors include Y Combinator, Atomico, DCVC (Data Collective), SGInnovate, Spintop Ventures.
- Where is Seed headquartered?
- Seed is headquartered in San Francisco, US.

