Nova Credit
YC S16 ↗New York City, US · Founded 2016 · 100 employees · 18 known investors
Nova Credit aggregates global credit bureau data, bank transaction data, and payroll information to help lenders assess borrowers and provide fairer access to credit for underserved populations including international newcomers, gig workers, and others traditionally excluded from the financial system. The company serves financial institutions, lenders, and property management platforms with credit reporting, cash flow underwriting, and income verification products.
Data & InfrastructureEnterprise SoftwareFintechData Sciencein /nova-credit-inc./@nova_creditycombinator.com ↗
Founders & leadership· Y Combinator alumni (S16)
ME
Misha EsipovinFounder/CEO
LJ
Loek JanssenCofounder30 Under 30 2019
Investors · 18
Kleiner Perkins✓ verifiedMenlo Park · $500K – $15M
General Catalyst✓ verifiedSan Francisco · $30M
A-Rod CorpMiami
Avid VenturesNew York · $500K – $8M
Ballistic VenturesSan Francisco · $1M – $5M
Better Tomorrow VenturesSan Francisco · $500K – $4M
Cohen CircleNew York
Geodesic CapitalFoster City
Harmonic Growth PartnersChevy Chase
Human CapitalSan Francisco · $250K – $200M
NAventuresToronto
Nyca PartnersNew York · $1M – $10M
Sterling RoadSan Francisco · $50K – $150K
XYZ Venture CapitalSan Francisco · $10K – $5M
Y CombinatorSan Francisco · $500K
ZendaMiami · $500K – $1.5M
Canapi VenturesreportedNew York
Index VenturesreportedSan Francisco · $540K – $10.8M
In the news
- Nova Credit Redefines Income and Asset Verification in Affordable Housing with Launch of Eligibility Compassbusinesswire.com · 2025
- Nova Credit: $35 Million Series D Raised To Improve Cash Flow Underwritingpulse2.com · 2025
- FinTech Nova Credit bags $35m Series D fundingfintech.global · 2025
- Exclusive: Nova Credit raises $35M to scale cash flow underwritingaxios.com · 2025
- Nova Credit draws capital to fund auto and personal loans | American Bankeramericanbanker.com · 2025
- Nova Credit lands $45M to grow its cross-border and alternative data credit products | TechCrunchtechcrunch.com · 2023
