Fundraising Fox

Human Interest

YC S15

San Francisco, US · Founded 2015 · Delaware corporation · 765 employees · Hiring · 20 known investors

Human Interest provides a software platform for 401(k) retirement savings plans, designed to help small and mid-sized businesses offer affordable retirement benefits to their employees.

Also known as Captain401 · Human Interest (Captain401) · Human Interest Inc.

Enterprise SoftwareFintechHR TechSaaSHuman ResourcesInvestingUnited States of AmericaAmerica / CanadaFully Remote

Founders & leadership· Y Combinator alumni (S15)

Human Interest was founded in 2015 by Roger Lee and Paul Sawaya.

RLRoger Lee
Roger Leein𝕏Co-FounderRoger Lee is co-founder and CEO of Human Interest, which provides a 401(k) retirement savings platform for small and mid-sized businesses.
PSPaul Sawaya
Paul Sawayain𝕏Co-Founder/CTO2015–2020Paul Sawaya previously co-founded Human Interest, a Y Combinator S15 company, and is currently working on a project in gaming.
JSJeff Schneble
Jeff SchnebleinCEO
TFTripp Faix
Tripp FaixinChief Financial Officer

Board

JF
John FlynnBoard director
JF
Jacob FlomenbergBoard director
MG
Mark GoinesBoard director
SKSteve Krausz
Steve Krauszin𝕏Member of Board of DirectorsGeneral Partner at US Venture Partners
RO
Roxanne OulmanBoard director
JA
Jane AlexanderBoard director
LS
Leslie StretchBoard director
BF
Bruce FeltBoard director

Investors · 20

Reported raises · per SEC filings

Form D private placements

$215.2M disclosed across 4 rounds · 2019–2024

$92.8MraisedOct 2024 · 14 investors · Other
Rule 506(b)
Officers, directors & promoters on the filing
  • Jeff SchnebleExecutive Officer, Director
  • Roxanne OulmanDirector
  • Jane AlexanderDirector
  • John FlynnDirector
  • Jacob FlomenbergDirector
  • Leslie StretchDirector
  • Tripp FaixExecutive Officer
  • Bruce FeltDirector
  • Catherine WongDirector
  • Mark GoinesDirector
  • Steve KrauszDirector
Offering amount
$92.8M
Amount sold
$92.8M
Sales commissions
$4.5M
Placement agents
FTP Securities LLC
First sale
Mar 2024
Incorporated
Corporation, Delaware
Federal exemptions
06b
Full filing on SEC EDGAR ↗
$62MraisedJan 2023 · 14 investors · Other Technology
Rule 506(b)
Officers, directors & promoters on the filing
  • Mike ArmsbyExecutive Officer
  • Jane AlexanderDirector
  • Bruce FeltDirector
  • John FlynnDirector
  • Mark GoinesDirector
  • Jeff SchnebleExecutive Officer, Director
  • William OberndorfDirector
  • Jacob FlomenbergDirector
  • Steve KrauszDirector
  • Roger LeeDirector
  • Catherine WongDirector
Offering amount
$100M
Amount sold
$62M
First sale
Dec 2022
Incorporated
Corporation, Delaware
Federal exemptions
06b
Full filing on SEC EDGAR ↗
$45MraisedMay 2020 · 22 investors · Other Technology
Rule 506(b)
Officers, directors & promoters on the filing
  • Roger LeeExecutive Officer, Director
  • Paul SawayaExecutive Officer, Director
  • Jeff SchnebleExecutive Officer, Director
  • Jacob FlomenbergDirector
  • William OberndorfDirector
  • Steve KrauszDirector
  • Mark GoinesDirector
Offering amount
$45M
Amount sold
$45M
First sale
Mar 2020
Incorporated
Corporation, Delaware, 2015
Federal exemptions
06b
Full filing on SEC EDGAR ↗
$15.4MraisedAug 2019 · 28 investors · Other Technology
Rule 506(b)
Officers, directors & promoters on the filing
  • Roger LeeExecutive Officer, Director
  • Jeff SchnebleExecutive Officer, Director
  • Jacob FlomenbergDirector
  • Paul SawayaExecutive Officer, Director
  • Steve KrauszDirector
  • Mark GoinesDirector
Offering amount
$15.4M
Amount sold
$15.4M
First sale
Jul 2019
Incorporated
Corporation, Delaware, 2015
Federal exemptions
06b
Full filing on SEC EDGAR ↗

Source: SEC EDGAR Form D. Amounts as filed; amended filings shown once at their latest values.

Company profile

researched Aug 2026

Human Interest is a San Francisco-based retirement benefits provider that offers 401(k) and 403(b) plans to small and mid-sized businesses through a technology platform that automates plan administration. The company positions itself against legacy recordkeepers by bundling plan design, payroll-synced contribution processing, compliance work, IRS filings, co-fiduciary investment oversight, loan and distribution approvals, and employee support into a single service. Employers select a plan design, connect a payroll provider (the company cites more than 600 payroll integrations) and a bank account, after which eligibility, salary changes, and contributions sync each pay run. New plans can reportedly be set up in minutes and existing plans transferred in as few as eight business days. Employees are defaulted into a diversified portfolio or may build a custom portfolio from the plan's fund lineup, and the platform includes built-in investment education.

The company markets a set of features it describes as industry firsts: elimination of more than 20 per-transaction fees for both plan sponsors and participants, a 3% cash-back incentive up to $250 for lower-wage employees to begin saving ((k)ickstart), a money-backed customer experience guarantee with published service standards, coverage of the independent audit cost required for plans with 100+ participants (Audit Relief), reimbursement and legal referrals in the event of a Department of Labor audit (DOL Audit Defense), and absorption of the cost of mailing required participant notices. Investment advisory services are provided by Human Interest Advisors, LLC, an SEC-registered investment adviser.

Human Interest frames its mission around the US retirement savings gap, citing figures that only 13% of small and mid-sized employers offer a 401(k), leaving roughly 4.9 million employers and 33+ million workers without a workplace savings option. Its 2026 leadership team comprises CEO Jeff Schneble, CRO Rakesh Mahajan, Chief Legal & People Officer Klinton Miyao, CTO Abhi Mishra, CFO Tripp Faix, and Chief Accounting Officer Natalia Voronina.

Compiled by commissioned research from 8 cited public sources — announcements, filings, and press listed under research sources below.

Key figures

latest reported
HeadcountAug 2026893

Company-reported or press-reported figures, each dated to when it was claimed — not independently audited.

Founder mafia

4 people who came through Human Interest went on to found or lead other companies.

Competitors · 8

by search overlap
Interactive Strength Acquires Ergatta12632 shared keywordsFidelity provides brokerage and investing services for individual retail investors, including commission-free online trading of US stocks and ETFs and fractional share purchases starting at $1. It positions itself as a personal finance and investment provider serving customers pursuing long-term financial goals.
SmartAsset11535 shared keywordsFisher Investments is a global money management and financial advisory firm that provides portfolio management, financial planning, and retirement planning services primarily to high-net-worth individuals and institutional clients. The firm manages investments across equities, fixed income, and blended accounts using an active, forward-looking investment approach.
Kiplinger7064 shared keywordsKiplinger is a personal finance and investment media publisher that provides editorial content and advice on investing, taxes, retirement planning, real estate and travel for individual consumers.
Intuit®6659 shared keywordsIntuit develops financial software products—including TurboTax, Credit Karma, QuickBooks, and Mailchimp—for consumers and small businesses to manage taxes, credit, accounting, and marketing. It serves approximately 100 million customers worldwide.
Vanguard6653 shared keywordsVanguard offers investment products, savings and retirement tools, and personalized financial advice to help individuals build long-term wealth. It operates in the investment management and financial services industry.
Carry5663 shared keywordsCarry is an investment platform offering tax-advantaged retirement accounts—including Solo 401(k)s and IRAs—aimed at self-employed individuals and high-income professionals in the U.S. It combines automated Roth conversions, a roboadvisor, cash-management (Smart Yield), and access to stocks, ETFs, alternatives, and crypto within retirement accounts.
Guideline5617 shared keywordsGuideline provides 401(k) retirement plan management services integrated with Gusto payroll, offering employees a self-serve portal and mobile app to track contributions, manage investments, and maintain plan compliance.
Experian4759 shared keywordsExperian offers consumers tools to access their credit report and FICO Score, build credit, and manage money, including credit card matching, bill and subscription negotiation, car insurance comparison, and a digital checking account with debit card. It serves individual U.S. consumers through its app and financial products.

Companies competing with Human Interest for the same Google search keywords, organic and paid, via search-intersection analysis.

Legal entities · 1

corporate structure
Human InterestDelaware

In the news

Research sources · 8

primary sources listed

8 public sources were cited for this profile; the first-party ones are listed here.

Frequently asked questions

What does Human Interest do?
Human Interest sells software-driven 401(k) and 403(b) retirement plans to small and mid-sized US employers.
Who founded Human Interest?
Human Interest was founded by Roger Lee, Paul Sawaya in 2015.
Who are Human Interest's investors?
Human Interest's investors include Better Tomorrow Ventures, CrunchFund, FundersClub, Glynn Capital Management, Great Oaks Venture Capital, Immeasurable, Jude Gomila, NewView Capital and 12 more.
How much funding has Human Interest raised?
Human Interest has disclosed $215.2M raised across 4 rounds.
Where is Human Interest headquartered?
Human Interest is headquartered in San Francisco, US.