FINTOP Capital
Venture capitalNashville · Seed–Series B · 22 people tracked
Also known as NESTED RAILS, LLC
Investment thesis
FINTOP Capital positions itself as a team of former founders and operators who have previously built, scaled, and sold fintech companies. The firm backs entrepreneurs building financial-services technology, offering proprietary playbooks developed from founding roughly 10 companies and serving on more than 80 boards. It also provides access to a strategic investor network of about 100 banks representing $1.3 trillion in combined assets, along with other financial services companies, to help portfolio companies grow.
Source: firm website, verified Aug 11, 2026.
Team · 22 people
from the firm's website & public directories
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What they invest in
from 22 of 90 portfolio companiesFintech ×15SaaS ×15Enterprise Software ×13AI & Machine Learning ×6Data & Infrastructure ×5Crypto & Web3 ×3AgTech ×2Cybersecurity ×2
HQs:United States×23
Investments · 90 tracked
founders shown can be your intro pathBy year:2026 · 12025 · 12023 · 22022 · 42021 · 12017 · 12016 · 12015 · 112 dated
Square is a financial services platform that provides point-of-sale systems, payment processing, payroll management, and cash flow tools for small and medium-sized businesses.
FintechRetail TechSaaSSan Francisco, US
Jack Dorsey(Founder & CEO)Mary Meeker(Director)Amy Brooks(Director)Paul Deighton(Director)Randy Garutti(Director)Lawrence Summers(Director)
Board seatJim McKelvey· per SEC Form D · $10.7M raise · filed May 2021
Securitize provides tokenization solutions for real-world assets, serving asset managers, Web3 firms, DAOs, advisors, and investors.
Crypto & Web3FintechSan Francisco, US
Carlos Domingo(Founder & CEO)in
Edison, US
Glenn Laumeister(Executive Officer, Director, Promoter)Matthew Wenzler(Executive Officer, Director)Howard Meitiner(Director)
Board seatChris HaleyRick Holton· per SEC Form D · $3M raise · filed Dec 2022
AgTechCreve Coeur, US
Dennis Plummer(Executive Officer, Director, Promoter)Gerald Steiner(Executive Officer, Director)Michael J. Roth(Executive Officer, Promoter)
Board seatRick Holton· per SEC Form D · $26M raise · filed May 2022
Hoboken, US
Robert J. Cummings(Executive Officer, Director)W. Edwin McMahan, Jr.(Director)Marc D. Oken(Director)David B. Harrison, Jr.(Executive Officer)
BoardRick Kushel(Executive Officer)
Board seatRick HoltonJoe Maxwell· per SEC Form D · $4.5M raise · filed Jun 2017
Clayton, US
William H. Gentry(Director)Douglas Wilber(Executive Officer, Director)Rick Holton, Jr.(Director)
Board seatRick HoltonJared Winegrad· per SEC Form D · $2.2M raise · filed Mar 2023
Boulder, US
Anish Parikh(President and Chief Executive Officer)Evan Caron(Treasurer, Chief Financial Officer, and Secretary)
Board seatRick KushelJared Winegrad· per SEC Form D · $6M raise · filed Feb 2022
Delray Beach, US
Board seatJohn PhilpottJared Winegrad· per SEC Form D · $2M raise · filed Apr 2023
AgTechSt. Louis, US
Matthew Plummer(Executive Officer)Matt Helms(Executive Officer, Director)
BoardRick Holton, Jr.(Director)Mike DeCamp(Director)Brian Salmo(Director)James McCarter(Director)
Board seatRick Holton· per SEC Form D · $4.5M raise · filed Jun 2026
Brentwood, US
Kirk Wycoff(Director)Clif Howard(Executive Officer)Sarah Biller(Director)Chris Black(Executive Officer, Director)Gene Dibble(Director)Bud Watts(Director)
Board seatJoe MaxwellJohn Philpott· per SEC Form D · filed Dec 2025
Nashville, US
JEREMY L. BOLLS(Executive Officer, Director)JERRY COVER(Director)
Board seatJoe MaxwellJohn Philpott· per SEC Form D · filed Aug 2016
Nashville, US
DeWitt C. Thompson, V(Director)David Benskin(Chief Executive Officer)Lucius Burch, IV(Director)Alvi Abuaf(Director)Brian Semitekol(Chief Financial Officer)Joseph E. Maxwell(Director)
Board seatChris HaleyRick Holton· per SEC Form D · $1.5M raise · filed Sep 2015
Cerebro Capital provides a technology-enabled platform for commercial lending that connects businesses with lenders to simplify and accelerate the business loan process.
B2B MarketplacesEnterprise SoftwareFintechSaaSBaltimore, US
Matthew Bjonerud(Founder & CEO)inKevin Dieter(Executive Officer)
BoardJames McGuire(Director)Douglas Becker(Director)Steve Reale(Director)
Cobalt provides portfolio monitoring and data analytics software for private capital fund managers across venture, buyout, growth equity, infrastructure, and other investment strategies.
Data & InfrastructureFintechSaaSBoston, US
Jason Weinstein(Chief Executive Officer)Emily Monaghan(Chief Technology Officer / Chief Product Officer)
d1g1t provides wealth management and portfolio management software for financial advisors, RIAs, and multi-family offices.
Enterprise SoftwareFintechSaaSToronto
Dan Rosen(Co-founder & CEO)inPhilippe Rouanet(Co-founder & COO)inBenoit Fleury(Co-founder)inJason Marks(Director)Ian Ainsworth(Director)Darie Urbanky(Director)
An industrial IoT company enabling secure communications and private exchanges between devices through distributed network technology.
Gappify automates accrual estimation and journal entry generation for accounting teams, integrating with ERP and P2P systems to produce SOX-compliant audit trails and reduce month-end close time.
AI & Machine LearningEnterprise SoftwareFintechSan Francisco, US
Charlene Garland(Executive Officer, Director)Jotham Ty(Executive Officer, Director)
Moody's is a credit rating agency and financial intelligence provider that offers risk analysis, credit market insights, compliance tools, and advisory services to institutional investors and financial organizations.
Data & InfrastructureEnterprise SoftwareFintechNew York, US
Leslie F. Seidman(Director)Robert Fauber(Executive Officer, Director)Raymond W. McDaniel, Jr.(Director)Vincent A. Forlenza(Director)Zig Serafin(Director)Therese Esperdy(Director)
Parlay provides financial products and services to broaden capital access for small businesses, particularly immigrant-owned, veteran-owned, and women-owned enterprises nationwide.
AI & Machine LearningFintechSaaSAlexandria, US
Returnalyze is an AI platform that identifies and prevents retail product returns before they occur, helping retailers reduce return rates and recover incremental revenue through machine learning-driven insights and recommendations.
AI & Machine LearningRetail TechBoston, US
Capacity builds an AI-powered platform for contact centers and support teams that automates customer support interactions through AI agents and agent assist tools.
AI & Machine LearningEnterprise SoftwareSaaSSt. Louis, US
David Karandish(Founder)Chris Sims(Co-founder)
GAN Integrity provides a compliance management platform that helps ethics and risk teams manage compliance, third-party due diligence, whistleblowing, and incident management across their organizations.
Enterprise SoftwareSaaSNew York, US
Helen Rosen(Chief Executive Officer)Casper Gulberg(CTO)
VRGL develops a technology platform for wealth management firms to manage client acquisition, engagement, and retention.
Enterprise SoftwareFintechSaaSNew York, US
Kyle Zasky(CEO)Josh Zimmerman(CTO)
FinMkt provides an API-driven cloud platform for embedded lending and payments, enabling banks, credit unions, and enterprise partners to offer consumer lending and point-of-sale financing solutions.
Cloud ComputingFintechSaaS
Luan Cox(Founder, Chief Executive Officer)inSri Goteti(Founder, Chief Technology Officer)in
Intapp provides a software platform serving investment banking and advisory firms to manage relationships, mitigate risk, and improve operational efficiency.
AI & Machine LearningEnterprise SoftwareFintechLegalTechSaaS
Rows marked “SEC filing” are inferred from directors named on the company's SEC Form D — public regulatory data, not a portfolio list published by the firm.
Exits · 2
IPOs and acquisitions across the tracked portfolioSquareNYSE: XYZSecuritizeNYSE: SECZ
Portfolio news
latest coverage across their companiesSquare · investing.com · Jun 29, 2026
Filament · beautymatter.com · Jun 4, 2026
Treasury Prime · aol.com · May 20, 2026
Sift · prnewswire.com · Nov 18, 2025
Parlay Finance · worldfinancecouncil.org · Jul 1, 2025
Frequently asked questions
- What stage does FINTOP Capital invest at?
- FINTOP Capital invests at the Seed, Series A, Series B stages.
- What sectors does FINTOP Capital focus on?
- FINTOP Capital focuses on Fintech.
- Where is FINTOP Capital located?
- FINTOP Capital is headquartered in Nashville, US.
- Does FINTOP Capital lead rounds?
- FINTOP Capital typically participates in rounds rather than leading them.
Media · Podcasts & interviews
featuring the teamJoe Maxwell | Managing Partner | FINTOP Capital - Ridin With The FinTech… | FinTech Cowboys 🤠
Joe Maxwell · brev.is
Jim McKelvey talks with Joe Maxwell of FINTOP Capital and Dan O'Malley of Numerated #FinTech
Jim McKelvey · Joe Maxwell
How to manage your Online Store catalog
Wix
Images
Co-investors · 25
TTV Capital is a venture capital firm that invests in fintech companies operating across financial services and consumer finance.
Panache Ventures is a Canadian pre-seed venture fund that backs technology founders across all sectors, often as the first institutional investor on the cap table, providing hands-on operator support.
DCVC (Data Collective) is a venture capital firm that backs founders building companies which apply technology to major challenges across areas such as energy, biotech, agriculture, and machine learning.
Cota Capital is an investment firm focused on founders building net-new enterprise technology, combining capital with operational expertise, industry insight, competitive intelligence, and a broad network.
Cultivation Capital is a venture capital firm that invests in early-stage companies with the potential to transform how people live and work, backing them from Series Seed through Series B.
Flyover Capital is an early-stage venture firm focused on backing entrepreneurs and companies located in the U.S. 'Flyover' region, providing capital and hands-on support.
Founders Fund is a venture capital firm that invests in companies building transformative technologies across defense, space, data analytics, and other frontier sectors.
Plug and Play is an innovation platform that connects corporations, governments, startups, investors, and universities to drive innovation.
AIX Ventures is an AI-focused venture fund that backs founders building companies in artificial intelligence.
23andMe Research Institute is a genetic research organization that unites a community of 11 million members to advance health discoveries and deepen understanding of human DNA through collaborative research. The institute operates a cycle where members contribute genetic data that fuels research, which produces insights and breakthroughs that flow back to members and society.
468 Capital is a technology investment firm with offices in Berlin and San Francisco that invests across multiple stages in software, AI, and internet companies. The firm focuses on thesis-driven investments in businesses with experienced founding teams.
Wildcat Venture Partners is a venture capital firm that backs technology entrepreneurs aiming to create new market categories.
▶13 more co-investors
BlueRun VenturesBDC Venture CapitalKickstartBow CapitalOCA VenturesBreakpoint CapitalSwift VenturesNorthwestern Mutual AcceleratorAltari VenturesCorazon CapitaliSelect FundThe Artemis FundAcorn Pacific Ventures
Firms observed investing alongside FINTOP Capital, from public investor directories. Shared companies are the overlap with FINTOP Capital's recorded portfolio.
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