Cerebro Capital
Baltimore, US · Founded 2014 · Delaware corporation · 26 employees on LinkedIn · 8 known investors
Cerebro Capital provides a technology-enabled platform for commercial lending that connects businesses with lenders to simplify and accelerate the business loan process. The company aims to make access to capital easier, faster, and more equitable for mid-sized businesses.
Founders & leadership
Cerebro Capital was founded in 2014 by Matthew Bjonerud.
Board
JM
James McGuireBoard director
DB
Douglas BeckerBoard director
SR

Investors · 8
FINTOP CapitalNashville
Inner Loop CapitalBaltimore
Maryland TEDCOUpper Marlboro · $500K – $1.5M
TCP Venture CapitalBaltimore
TEDCOColumbia
Ulu VenturesPalo Alto · $2Mvia Kevin Hoffberg · board
JAM FINTOPreported
Also in the syndicate · 1
JAM FINTOP Frontier Fundlead
Reported raises · per SEC filings
Form D private placements$18.3M disclosed across 6 rounds · 2018–2025
▶$5MraisedApr 2025 · 1 investors · Other TechnologyRule 506(b)
▶$5MraisedApr 2025 · 1 investors · Other Technology
Rule 506(b)Officers, directors & promoters on the filing
- Douglas BeckerDirector
- James McGuireDirector
- Matthew BjonerudExecutive Officer, Director
- Ryan ZachariaDirector
- Kevin DieterExecutive Officer
- Offering amount
- $5M
- Amount sold
- $5M
- Minimum investment
- $1
- First sale
- Apr 2025
- Incorporated
- Corporation, Delaware
- Federal exemptions
- 06b
▶$938.8KraisedFeb 2025 · 9 investors · Other TechnologyRule 506(b)
▶$938.8KraisedFeb 2025 · 9 investors · Other Technology
Rule 506(b)Officers, directors & promoters on the filing
- James McGuireDirector
- Douglas BeckerDirector
- Kevin DieterExecutive Officer
- Matthew BjonerudExecutive Officer, Director, Promoter
- Steve RealeDirector
- Offering amount
- $1.5M
- Amount sold
- $938.8K
- Minimum investment
- $1
- First sale
- Jan 2025
- Incorporated
- Corporation, Delaware
- Federal exemptions
- 06b
▶$1.6MraisedDec 2023 · 8 investors · Other TechnologyRule 506(b)
▶$1.6MraisedDec 2023 · 8 investors · Other Technology
Rule 506(b)Officers, directors & promoters on the filing
- Kevin DieterExecutive Officer
- James McGuireDirector
- Matthew BjonerudExecutive Officer, Director, Promoter
- Steve RealeDirector
- Douglas BeckerDirector
- Offering amount
- $2M
- Amount sold
- $1.6M
- Minimum investment
- $1
- First sale
- Dec 2023
- Incorporated
- Corporation, Delaware
- Federal exemptions
- 06b
▶$3.5MraisedAug 2023 · 17 investors · Other TechnologyRule 506(b)
▶$3.5MraisedAug 2023 · 17 investors · Other Technology
Rule 506(b)Officers, directors & promoters on the filing
- Kevin DieterExecutive Officer
- James McGuireDirector
- Douglas BeckerDirector
- Matthew BjonerudExecutive Officer, Director, Promoter
- Steve RealeDirector
- Offering amount
- $6M
- Amount sold
- $3.5M
- Minimum investment
- $1
- First sale
- Aug 2022
- Incorporated
- Corporation, Delaware
- Federal exemptions
- 06b
▶$5.3MraisedMay 2020 · 13 investors · Other TechnologyRule 506(b)
▶$5.3MraisedMay 2020 · 13 investors · Other Technology
Rule 506(b)Officers, directors & promoters on the filing
- Kevin HoffbergDirector
- Douglas BeckerDirector
- Matthew BjonerudExecutive Officer, Director, Promoter
- James McGuireDirector
- Kevin DieterExecutive Officer
- Offering amount
- $5.3M
- Amount sold
- $5.3M
- Minimum investment
- $1
- First sale
- Mar 2020
- Incorporated
- Corporation, Delaware
- Federal exemptions
- 06b
▶$2MraisedFeb 2018 · 4 investors · Other TechnologyRule 506(b)
▶$2MraisedFeb 2018 · 4 investors · Other Technology
Rule 506(b)Officers, directors & promoters on the filing
- Matthew BjonerudExecutive Officer, Director, Promoter
- Kevin DieterExecutive Officer
- Douglas BeckerDirector
- Offering amount
- $2M
- Amount sold
- $2M
- Minimum investment
- $100K
- Proceeds to insiders
- $300K
- First sale
- Jan 2018
- Incorporated
- Corporation, Delaware, 2014
- Federal exemptions
- 06b
Source: SEC EDGAR Form D. Amounts as filed; amended filings shown once at their latest values.
Competitors · 5
by search overlapNav104 shared keywordsNav provides transparent business and personal credit insights, cash flow data, and financial tools to help small business owners access trade credit, supplier terms, and funding opportunities.
Industries78 shared keywordsJ.P. Morgan is a global financial services firm serving corporations and individuals in more than 100 countries, offering investment research, tools, data, analytics, and advisory services. It supports institutional investors, asset and fund managers, hedge funds, broker dealers, and equity issuers with liquidity, fixed income strategies, and equity compensation solutions.
Ondeck Capital76 shared keywordsOnDeck provides term loans and lines of credit to small businesses in the United States through a fast, digital application process. The company offers tailored repayment options, dedicated loan advisors, and transparent pricing to help businesses secure capital quickly.
Lendio73 shared keywordsLendio operates a marketplace connecting small businesses in the US with 75+ funding partners through a single loan application, and provides embeddable and integrated lending technology for banks, credit unions, and platform partners. Founded in 2011, it focuses on small business lending and financial tools for underserved SMBs.
Ramp62 shared keywordsRamp offers a finance platform that combines corporate cards, expense management, and AI-driven automation for receipt capture, transaction coding, and reimbursements. It serves finance teams and businesses looking to consolidate spending tools and automate accounting workflows.
Companies competing with Cerebro Capital for the same Google search keywords, organic and paid, via search-intersection analysis.
In the news
Frequently asked questions
- What does Cerebro Capital do?
- Cerebro Capital provides a technology-enabled platform for commercial lending that connects businesses with lenders to simplify and accelerate the business loan process. The company aims to make access to capital easier, faster, and more equitable for mid-sized businesses.
- Who founded Cerebro Capital?
- Cerebro Capital was founded by Matthew Bjonerud in 2014.
- Who are Cerebro Capital's investors?
- Cerebro Capital's investors include FINTOP Capital, Inner Loop Capital, Maryland TEDCO, TCP Venture Capital, TEDCO, Ulu Ventures, JAM FINTOP.
- How much funding has Cerebro Capital raised?
- Cerebro Capital has disclosed $18.3M raised across 6 rounds.
- Where is Cerebro Capital headquartered?
- Cerebro Capital is headquartered in Baltimore, US.






