Fundraising Fox

Curql Collective, LLC

Corporate VC

Des Moines · Seed–Series A · 31 people tracked

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Investment thesis

Curql pools capital from a large collective of credit unions to invest in fintech startups whose technology can benefit and be adopted by credit unions. It targets companies building infrastructure and solutions relevant to the credit union sector — including digital asset, stablecoin, AI, and automation capabilities — and supports early-stage fintech through its Curql Accelerate program, which brings cohorts of startups together to solve real credit union challenges.

Source: firm website, verified Aug 3, 2026.

Stage
Seed–Series A
HQ
Des Moines, Iowa, US
Instruments
Equity
Founded
2020
AUM
$450M
Tracked investments
39

Team · 31 people

from the firm's website & public directories
Craig Ibsen· Managing Partner
Roger Scholten· Partner
Elizabeth Caven· Principal
Liz Keehner· Principal
Martin Walker· Principal
Stephen Schroder· Principal
Barb Gooch· Director of Administration
Brenda Worrell· Chair | CEO Idaho Central

Board of Managers chair; CEO of Idaho Central Credit Union.

Brooke Stites· VP, Operations
Chad Jaenke· EVP | Space Coast Credit Union

Board of Managers member; EVP at Space Coast Credit Union.

Chris Giles· Chief Experience Officer | Maps CU

Investment Committee member; Chief Experience Officer at Maps CU.

Darlene Johnson· Vice Chair | EVP/CSO Suncoast

Board of Managers vice chair; EVP/CSO at Suncoast.

David Araujo· President/CEO | Service CU

Investment Committee member; President/CEO of Service CU.

Eli Vazquez· Treasurer | CEO | Managing Director | BankFund

Board of Managers treasurer; CEO/Managing Director at BankFund.

Jacob Gaspar· Analyst
Jason M. Osterhage· CEO | Everwise Credit Union

Board of Managers member; CEO of Everwise Credit Union.

Joel Swanson· CLO | Vystar

Investment Committee member; CLO at Vystar.

Justin Zeidman· Vice President of Digital Strategy | Navy Federal Credit Union

Investment Committee member; VP of Digital Strategy at Navy Federal Credit Union.

Kent Lugrand· President/CEO | InTouch CU

Investment Committee member; President/CEO of InTouch CU.

Kevin Martin· Secretary | EVP Schools First

Board of Managers secretary; EVP at Schools First.

Kristin Evans· VP, Marketing and Communications
Loriann Mancuso· Partnership Engagement Manager
Ned Tobey· CEO | Circuit

Board of Managers member; CEO of Circuit.

Ron Araujo· President | Mission Federal Services

Investment Committee member; President of Mission Federal Services.

Sara Dolan· CFO | MSUFCU

Investment Committee member; CFO at MSUFCU.

Scott Daukas· Principal | One Washington Financial

Investment Committee member; Principal at One Washington Financial.

Wyatt Powers· Associate

What they invest in

from 22 of 39 portfolio companies

Fintech ×19Enterprise Software ×10SaaS ×8AI & Machine Learning ×5Cybersecurity ×3PropTech ×3Consumer ×2LegalTech ×2

HQs:United States×20

Investments · 39 tracked

founders shown can be your intro path
Akuvoakuvo.comin

AI & Machine LearningEnterprise SoftwareFintechMalvern, US

George A. Mossman III(Executive Officer, Director)Steven Castagna(Executive Officer, Director)Mark Price(Executive Officer, Director)Pamella Easley(Director)

BoardJames Hunsanger(Director)Charles Chung(Director)

Alacritialacriti.com

Alacriti provides a cloud-native payments platform (Orbipay) that lets financial institutions and businesses orchestrate multiple payment rails—including RTP, FedNow, Zelle, Visa Direct, ACH, and Wires—from a single ISO 20022-based solution, plus electronic bill presentment and payment (EBPP) tools.

Cloud ComputingFintechSaaSBridgewater, US

Manish Gurukula(Executive Officer)Sai Raavi(President)

Allure Securityalluresecurity.comin𝕏Mar 2024

Allure Security detects and removes digital impersonation threats targeting brands, including phishing sites, fake social profiles, and deepfakes, operating outside traditional network perimeters.

CybersecurityWellesley, US

Salvatore Stolfo(Executive Officer, Director)David J. Murphy, III(Director)Richard Grinnell(Director)Mark Jaffe(Executive Officer, Director)

Bankjoybankjoy.comin𝕏

Bankjoy is a digital banking platform that enables community banks and credit unions to deliver digital experiences comparable to large banks.

FintechTroy, US

Mike Duncan(Founder/CEO)in

BlastPointblastpoint.comin𝕏

BlastPoint provides software that transforms data into actionable intelligence for organizations, helping them drive growth while considering long-term impacts and protecting against unintended harms from data-driven decisions.

AI & Machine LearningData & InfrastructureEnterprise SoftwarePittsburgh, US

Tomer Borenstein(Director, Executive Officer)Alison Alvarez(Founder)Tony CebzanovKelsey Hall(Director of Operations)

BoardDoug Neal(Director)Michael Perrin(Director)

Bowery Valuationboweryvaluation.comin
Cariboucaribou.com

Caribou offers car loan refinancing services by connecting drivers with lenders and managing the refinancing process, including paperwork and administrative steps.

FintechDenver, US

Castellum AIcastellum.aiin

Castellum provides AI-powered AML/KYC compliance automation for banks, credit unions, fintechs, and digital asset firms to identify financial crime risk and reduce false positives.

AI & Machine LearningEnterprise SoftwareFintech

Peter Piatetsky(Founder & CEO)Lee Roggenkamp(Chief Technology Officer)Marissa Venuto(Chief Operating Officer)

Clutchwithclutch.comin

Clutch provides origination solutions for credit unions, enabling member-centric digital experiences across deposits, loans, and business accounts.

Enterprise SoftwareFintechSaaS

Nicky Hinrichsen(Founder & CEO)Chris Coleman(Co-founder)

Credit Mountaincreditmountain.co
Eltropyeltropy.com
equipifiequipifi.comin

Equipifi provides flexible payment infrastructure that enables banks and credit unions to offer real-time purchasing power to their customers under their own brand.

Enterprise SoftwareFintechSaaSScottsdale, US

Bryce Deeney(Founder)Colleen Shannon(Executive Officer)

BoardGregg Scoresby(Director)Mary Keegan(Director)Jeff Liesendahl(Director)Lou Alexander(Director)

Facteusfacteus.comin𝕏
Googleyoutu.be
Greenlightgreenlight.com

Greenlight offers a debit card and mobile app for children that enables parents to set spending limits, automate chores and allowance management, and monitor transactions in real-time.

ConsumerFintechAtlanta, US

LoanStreetloan-street.comin
Maxwell Financialhimaxwell.comin

Maxwell provides software solutions for mortgage lenders, including point-of-sale, loan fulfillment, and due diligence tools designed for small to midsize community lenders.

Enterprise SoftwareFintechPropTechSaaSDenver, US

Evan Einhorn(President & Founder)John Paasonen(Co-founder & CEO)Rutul Dave(Co-Founder / CTO)

ModernFimodernfi.comin

ModernFi operates a member-owned deposits network and reciprocal deposits platform that enables community and regional financial institutions to compete with larger banks.

FintechNew York, US

Adam DeVita(Executive Officer, Director)Paolo Bertolotti(Executive Officer, Director)

BoardNeil Underwood(Director)

Moovmoov.ioin𝕏

Moov builds payments infrastructure software that enables businesses to embed payment processing capabilities into their products through direct connections to major payment networks.

Enterprise SoftwareFintechSaaS

Wade ArnoldBob Smith

Neural Paymentsneuralpayments.comin𝕏

Mason, US

Michael Oppy(Executive Officer, Director)

BoardIsaac Saldana(Director)Ryan Gorney(Director)Martin Walker(Director)Alice Ann Schwartz(Director)

Nymbusnymbus.com

Miami Beach, US

Alexander Lopatine(Executive Officer)Harry J Flood(Executive Officer, Director)Cian Cotter(Director)Peter Sobiloff(Director)Scott W Killoh(Executive Officer, Director)David J Wright(LLC Manager)

PatientFipatientfi.comin

Irvine, US

Todd Watts(Executive Officer, Director)Joe Ranieri(Executive Officer)Jon Roberts(Executive Officer)Derrick Hoag(Executive Officer)Scott Jorgensen(Mr. Jorgensen is a Manager.)

BoardH. Bradley Sloan(Director)

PLACEplace.comin

PLACE is an all-in-one platform for real estate team owners and agents, offering recruiting systems, agent training and onboarding, lead generation, marketing, transaction and operations management, and business services such as accounting, HR, and legal.

HR TechPropTechSaaS

Portxportx.ioin
Proofproof.comin

Proof operates an online notarization platform, powering the Notarize Network of online notaries across US states, and works on government and regulatory affairs to make remote online notarization legal nationwide.

CybersecurityFintechGovTechLegalTechSaaS

Provision IAMprovisioniam.comin

Provision IAM is a cloud-based identity and access management platform designed specifically for community banks and credit unions to automate user access provisioning, policy enforcement, and compliance tracking.

CybersecurityEnterprise SoftwareFintech

Pulsatepulsatehq.com
Renofirenofi.comin𝕏

RenoFi is a fintech platform that enables credit unions to offer home equity loans and HELOCs based on after-renovation property values to homeowners financing renovation and construction projects.

FintechPropTechPhiladelphia, US

Justin Goldman(Co-Founder & CEO)inRobert Shedd(Executive Officer, Director)Lee Miller(Executive Officer, Director)in

BoardSamanttabhiram Das(Director)Brendan Dickinson(Director)

Silvursilvur.comin𝕏
Spiralspiral.usin𝕏
splash financialsplashfinancial.com

Splash Financial operates an online lending marketplace that connects U.S. borrowers with lending partners for student loan refinancing, medical resident/fellow loans, and personal loans.

FintechMarketplacesCleveland, US

Arnold Pravinata(Executive Officer)Shavaugn Lewis(Executive Officer)Steven Muszynski(Executive Officer, Director)Dave Bovenzi(Director)Patrick Leimkuehler(Executive Officer)Samanttabhiram Das(Director)

Stablecorestablecore.comin

Stablecore provides digital asset infrastructure for banks and credit unions, enabling them to work with stablecoins, tokenization, and blockchain technology.

Crypto & Web3Enterprise SoftwareFintech

Alex Treece(Co-Founder and CEO)Eduardo Montemayor(Co-Founder and CTO)Nick Elledge(Co-Founder and COO)

Surreal Flowerdefensestorm.comin𝕏
Trust & Willtrustandwill.comin𝕏

Trust & Will is an online estate planning platform that guides customers through creating legally customized wills, trusts, and related documents.

ConsumerFintechLegalTechSaaSSan Diego, US

Uptiquptiq.aiin

Uptiq develops AI agents that automate operational workflows in banking and lending, enabling credit execution, underwriting, and portfolio management without replacing existing systems.

AI & Machine LearningEnterprise SoftwareFintechMckinney, US

Ganapathi Palanipandian(Director)Snehal Fulzele(Executive Officer, Director)in

BoardNnamdi Okike(Director)Michael Walsh(Director)

Zest AIzest.aiin

Zest AI provides AI-automated underwriting software for lenders, enabling them to automate credit decision-making while improving approval rates and managing credit risk.

AI & Machine LearningFintech

Portfolio news

latest coverage across their companies

Frequently asked questions

What stage does Curql Collective, LLC invest at?
Curql Collective, LLC invests at the Seed, Series A stages.
What sectors does Curql Collective, LLC focus on?
Curql Collective, LLC focuses on AI & Machine Learning, Enterprise Software, Fintech.
Where is Curql Collective, LLC located?
Curql Collective, LLC is headquartered in Des Moines, US.

Images

Curql Collective, LLC photo

Co-investors · 4

Commerce Ventures

Commerce Ventures is a venture capital firm that partners with entrepreneurs building platforms for the future of retail and financial services.

Both backed · 2
$1M – $5M
645 Ventures

645 Ventures is an early-stage venture capital firm that backs exceptional founders at the earliest stages, often pre-product, pre-revenue, and pre-consensus.

Both backed · 1
$1M – $5M
Silverton Partners

Silverton Partners is an early-stage venture capital firm based in Texas that partners with founders long-term, having backed 75+ portfolio companies with 30+ acquisitions and 4 IPOs.

Both backed · 1
$200K – $2M
LiveOak Ventures

LiveOak Venture Partners is an Austin-based venture capital firm that backs early-stage technology companies, working closely with founders across sectors such as fintech, security, real estate technology, healthcare, and enterprise software.

$500K – $10M

Firms observed investing alongside Curql Collective, LLC, from public investor directories. Shared companies are the overlap with Curql Collective, LLC's recorded portfolio.

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