Fundraising Fox

Curql Collective, LLC

Corporate VCoperating company · company profile

Des Moines · Seed–Series A · 36 people tracked

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Investment thesis

Curql pools capital from a large collective of credit unions to invest in fintech startups whose technology can benefit and be adopted by credit unions. It targets companies building infrastructure and solutions relevant to the credit union sector — including digital asset, stablecoin, AI, and automation capabilities — and supports early-stage fintech through its Curql Accelerate program, which brings cohorts of startups together to solve real credit union challenges.

Source: firm website, verified Aug 3, 2026.

Stage
Seed–Series A
HQ
Des Moines, Iowa, US
Instruments
Equity
Founded
2020
Last 12 months
3 investments
AUM
$450M
Tracked investments
40

Team · 36 people

from the firm's website & curated & public directories
Craig Ibsen· Managing Partner
Roger Scholten· Partner
Elizabeth Caven· Principal
Liz Keehner· Principal
Martin Walker· Principal
Stephen Schroder· Principal
Barb Gooch· Director of Administration
Brenda Worrell· Chair | CEO Idaho Central

Board of Managers chair; CEO of Idaho Central Credit Union.

Brooke Stites· VP, Operationsin
Chad Jaenke· EVP | Space Coast Credit Union

Board of Managers member; EVP at Space Coast Credit Union.

Chris Giles· Chief Experience Officer | Maps CU

Investment Committee member; Chief Experience Officer at Maps CU.

Darlene Johnson· Vice Chair | EVP/CSO Suncoast

Board of Managers vice chair; EVP/CSO at Suncoast.

David Araujo· President/CEO | Service CU

Investment Committee member; President/CEO of Service CU.

Eli Vazquez· Treasurer | CEO | Managing Director | BankFund

Board of Managers treasurer; CEO/Managing Director at BankFund.

Jacob Gaspar· Analyst
Jason M. Osterhage· CEO | Everwise Credit Union

Board of Managers member; CEO of Everwise Credit Union.

Joel Swanson· CLO | Vystar

Investment Committee member; CLO at Vystar.

Justin Zeidman· Vice President of Digital Strategy | Navy Federal Credit Union

Investment Committee member; VP of Digital Strategy at Navy Federal Credit Union.

Kent Lugrand· President/CEO | InTouch CU

Investment Committee member; President/CEO of InTouch CU.

Kevin Martin· Secretary | EVP Schools First

Board of Managers secretary; EVP at Schools First.

Kristin Evans· VP, Marketing and Communicationsin
Loriann Mancuso· Partnership Engagement Manager
Ned Tobey· CEO | Circuit

Board of Managers member; CEO of Circuit.

Ron Araujo· President | Mission Federal Services

Investment Committee member; President of Mission Federal Services.

Sara Dolan· CFO | MSUFCUin

Investment Committee member; CFO at MSUFCU.

Scott Daukas· Principal | One Washington Financial

Investment Committee member; Principal at One Washington Financial.

Wyatt Powers· Associate

What they invest in

from 36 of 40 portfolio companies

Fintech ×30SaaS ×18Enterprise Software ×14AI & Machine Learning ×13Cybersecurity ×6Data & Infrastructure ×4PropTech ×4Consumer ×3

HQs:United States×30Australia×1

Who they back

founder profiles across 20 portfolio companies
50%
solo founders
10 of 20 mapped founding teams

Founding team size:solo founder×102 founders×53 founders×5

Accelerator rootsportfolio companies that came through a program

Techstars ×2

Investments · 40 tracked

founders shown can be your intro path

By year:2026 · 22025 · 12024 · 12023 · 15 dated

Akuvoakuvo.comin

AKUVO provides an AI-powered platform for banks, credit unions, and fintechs to manage credit risk and collections processes.

AI & Machine LearningEnterprise SoftwareFintechSaaSMalvern, US

Steven Castagna(Executive Officer, Director)Mark Price(Executive Officer, Director)George A. Mossman III(Executive Officer, Director)

BoardJames Hunsanger(Director)Charles Chung(Director)Guy Messick(Director)

Co-investorsNext Level VenturesVista Equity Partners

Alacritialacriti.comin𝕏Jan 2026

Alacriti provides a cloud-native payment orchestration platform that enables banks and financial institutions to modernize their payment infrastructure across multiple rails including RTP, FedNow, ACH, Zelle, and others.

Cloud ComputingFintechSaaSBridgewater, US

Sai Raavi(President)inManish Gurukula(Executive Officer)

Co-investorsSageview Capital

Allureallure.com𝕏Mar 2026 · $17M

Allure is a beauty journalism publication that provides product reviews, trend reporting, and expert guidance on makeup, hair, skincare, and wellness.

ConsumerE-commerceMedia & Entertainment

Co-investorsAdvance Venture PartnersAvestria VenturesBeechwood CapitalCoefficient CapitalGlasswing VenturesGutbrain Ventures+1 more

Allure Securityalluresecurity.comin𝕏Mar 2024

Allure Security provides brand protection against digital impersonation, using AI to monitor URLs, social profiles, apps, and deepfakes for phishing and spoofing threats.

AI & Machine LearningCybersecuritySaaSWellesley, US

Salvatore Stolfo(Executive Officer, Director)Mark Jaffe(Executive Officer, Director)David J. Murphy, III(Director)

BoardRichard Grinnell(Director)in

Co-investorsGlasswing VenturesGutbrain VenturesNext Level VenturesRiverside Acceleration Capital

Bankjoybankjoy.comin𝕏Mar 2023

Bankjoy is a digital banking platform that enables community banks and credit unions to deliver digital experiences comparable to large banks.

FintechTroy, US

Mike Duncan(Founder/CEO)in

Co-investorsBessemer Venture PartnersNext Level VenturesOpen Opportunity FundY CombinatorSixThirty Ventures

BlastPointblastpoint.comin𝕏

BlastPoint provides software that transforms data into actionable intelligence for organizations, helping them drive growth while considering long-term impacts and protecting against unintended harms from data-driven decisions.

AI & Machine LearningData & InfrastructureEnterprise SoftwarePittsburgh, US

Tomer Borenstein(Director, Executive Officer)Alison Alvarez(Founder)inTony Cebzanov

BoardDoug Neal(Director)inMichael Perrin(Director)inEthan Linkner(Director)in

Co-investorsAllos VenturesBTECH CONSORTIUMChloe CapitaleLab VenturesIrishAngelsMichigan Capital Network+4 more

Bowery Valuationboweryvaluation.comin

Bowery Valuation is a commercial real estate appraisal and valuation company operating across multiple U.S. locations in California, Florida, North Carolina, Pennsylvania, and Washington, D.C.

PropTechLos Angeles, US

John Meadows(Founder)inNoah Isaacs(Founder)in

Co-investorsCamber CreekExpansion Venture CapitalFikaMetaPropMetaProp VenturesNavitas Capital+2 more

Cariboucaribou.comin𝕏

Caribou offers car loan refinancing services by connecting drivers with lenders and managing the refinancing process, including paperwork and administrative steps.

FintechDenver, US

Co-investorsHarmonic Growth PartnersInnovius CapitalLink VenturesModerne VenturesMotley Fool VenturesTruStage Ventures+1 more

Castellum AIcastellum.aiin

Castellum provides AI-powered AML/KYC compliance automation for banks, credit unions, fintechs, and digital asset firms to identify financial crime risk and reduce false positives.

AI & Machine LearningEnterprise SoftwareFintech

Peter Piatetsky(Founder & CEO)Lee Roggenkamp(Chief Technology Officer)Marissa Venuto(Chief Operating Officer)

Co-investorsBTECH CONSORTIUMCameron VenturesEntrepreneurs Roundtable Accelerator (ERA)Framework Venture PartnersNewfund CapitalOssian Capital+2 more

Clutchwithclutch.comin

Clutch provides origination solutions for credit unions, enabling member-centric digital experiences across deposits, loans, and business accounts.

Enterprise SoftwareFintechSaaS

Nicky Hinrichsen(Founder & CEO)Christopher Coleman(Founder)in

Co-investorsAlkeon InnovationAndreessen HorowitzFloating PointNext Level VenturesTruStage VenturesAlkeon Capital+6 more

Credit Mountaincreditmountain.coin

Credit Mountain provides a white-labeled platform that converts a credit union's loan declines and adverse action notices into a "path back to approval," giving declined members plain-English explanations, a credit-improvement roadmap, and branded credit monitoring, then alerting the credit union when members are ready to reapply.

FintechSaaS

Co-investorsAUTHENTIC VENTURESEarly Light VenturesNext Level VenturesRiptide Ventures

DefenseStormdefensestorm.comin𝕏

DefenseStorm provides a cloud-based compliance and cyber risk management platform specifically designed for financial services institutions.

AI & Machine LearningCybersecurityEnterprise SoftwareFintechAtlanta, US

Edgardo Nazario(Chief Technology Officer & Co-Founder)Harold Brewer(Board Advisor & Co-Founder)Jeff Lunsford(Chairman of the Board & Co-Founder)

Co-investorsGeorgianTTV CapitalBTECH CONSORTIUMFINTOP CapitalNext Level Ventures

equipifiequipifi.comin

Equipifi provides flexible payment infrastructure that enables banks and credit unions to offer real-time purchasing power to their customers under their own brand.

Enterprise SoftwareFintechSaaSScottsdale, US

Bryce Deeney(Founder)inBill Simmons, MBA(Founder)inColleen Shannon(Executive Officer)in

BoardGregg Scoresby(Director)inMary Keegan(Director)Jeff Liesendahl(Director)

Co-investorsBaleon CapitalLeft Lane CapitalNew Stack VenturesNext Level VenturesPHX VenturesSixThirty Ventures

Facteusfacteus.comin𝕏

Facteus operates a consumer transaction data platform that analyzes billions of daily U.S. purchase transactions to provide insights for Fortune 500 brands, agencies, hedge funds, and consultancies.

AdTechAI & Machine LearningData & InfrastructureEnterprise SoftwareFintech

Chris Marsh(Chief Executive Officer)John Dettra(Chief Financial Officer)Chad Whitney(Chief Revenue Officer)Lorn Davis(Chief Product Officer)Dave Friesen(Chief Innovation & Intelligence Officer)

Co-investorsID8 InvestmentsNext Level VenturesTribeca Early Stage Partners

Greenlightgreenlight.comin𝕏

Greenlight offers a debit card and mobile app for children that enables parents to set spending limits, automate chores and allowance management, and monitor transactions in real-time.

ConsumerFintechAtlanta, US

Co-investorsAndreessen HorowitzCanapi VenturesEthos VCEvolution VC PartnersFin CapitalG Squared+8 more

Illuma Labsilluma.cxin𝕏

Illuma is a FinTech company providing AI-powered voice security and authentication solutions for financial institutions.

AI & Machine LearningCybersecurityFintechPlano, US

Co-investorsAllied Venture PartnersForefront VentureNext Level VenturesCapital FactoryLiveOak Ventures

LoanStreetloan-street.comin

LoanStreet operates a loan management platform for credit unions, banks and alternative lenders to trade, service, report on and analyze loans, including buying and selling loan participations.

B2B MarketplacesFintechSaaS

Co-investorsArbor VenturesNext Level VenturesRosecliff VenturesThird Prime

Maxwell Financialhimaxwell.comin

Maxwell provides software solutions for mortgage lenders, including point-of-sale, loan fulfillment, and due diligence tools designed for small to midsize community lenders.

Enterprise SoftwareFintechPropTechSaaSDenver, US

Evan Einhorn(President & Founder)John Paasonen(Co-founder & CEO)Rutul Dave(Co-Founder / CTO)

Co-investorsCohen CircleMatchstick VenturesNext Level VenturesPrudenceTechstarsThirdstream Partners+2 more

ModernFimodernfi.comin

ModernFi operates a member-owned deposits network and reciprocal deposits platform that enables community and regional financial institutions to compete with larger banks.

FintechNew York, US

Adam DeVita(Executive Officer, Director)Paolo Bertolotti(Executive Officer, Director)

BoardNeil Underwood(Director)in

Co-investorsAndreessen HorowitzCanapi VenturesEntrepreneurs Roundtable Accelerator (ERA)Remarkable Ventures

Moovmoov.ioin𝕏

Moov builds payments infrastructure software that enables businesses to embed payment processing capabilities into their products through direct connections to major payment networks.

Enterprise SoftwareFintechSaaS

Wade ArnoldRobert Smith(Founder)in

Co-investorsAndreessen HorowitzCommerce VenturesAbstract VenturesB3 CapitalDarco CapitalGradient Ventures+5 more

Neural Paymentsneuralpayments.comin𝕏

Neural Payments provides a payments engine platform that enables financial institutions to offer peer-to-peer and SMB payment solutions with real-time fraud detection and integration across major payment networks.

AI & Machine LearningFintechSaaSMason, US

Mick Oppy(Founder & CEO)

BoardIsaac Saldana(Director)Ryan Gorney(Director)Martin Walker(Director)Alice Ann Schwartz(Director)

Co-investorsCommerce VenturesNext Level VenturesPS27 VenturesCatalystSixThirty Ventures

Nymbusnymbus.com

Miami Beach, US

Alexander Lopatine(Executive Officer)Harry J Flood(Executive Officer, Director)David J Wright(LLC Manager)Scott W Killoh(Executive Officer, Director)

BoardCian Cotter(Director)Peter Sobiloff(Director)

Co-investorsInsight PartnersLaunchpad CapitalNext Level VenturesThe Banc Funds Company

PatientFipatientfi.comin

Irvine, US

Todd Watts(Executive Officer, Director)inJoe Ranieri(Executive Officer)Jon Roberts(Executive Officer)inDerrick Hoag(Executive Officer)in

BoardH. Bradley Sloan(Director)Tom Cestare(Director)in

Co-investorsNext Level VenturesPatriot Financial PartnersQuesta Capital

PLACEplace.comin𝕏

A platform serving home buyers, sellers, renters, investors, and landlords, along with real estate professionals such as agents, teams, brokerages, MLS, title, mortgage, inspection, and home services providers.

HR TechMarketplacesPropTechSaaS

Chris Suarez(Founder)in

Co-investorsThirdstream PartnersTruStage VenturesVIEWPOINT VENTURES3L CapitalGoldman Sachs

Portxportx.ioin

PortX builds integration infrastructure for financial institutions, delivered as an Integration-Platform-as-a-Service (iPaaS) that connects banking cores, open banking APIs, and a marketplace of integrated fintechs.

AI & Machine LearningCybersecurityData & InfrastructureFintechSaaS

Co-investorsBankTech VenturesBTECH CONSORTIUMFUSENext Level Ventures

Posh AIposh.aiin

Posh AI provides an agentic AI platform for financial institutions, offering AI agents that handle customer and employee interactions across voice, website, app, text, and email.

AI & Machine LearningFintechSaaS

Co-investorsFINTOP CapitalHuman CapitalNext Level VenturesTruStage Ventures

Powerlytics Financial Servicespowerlytics.com

Powerlytics provides investable asset data derived from U.S. tax returns, enabling wealth managers and financial services firms to identify client capacity to invest at granular geographic levels.

Data & InfrastructureEnterprise SoftwareFintech

Co-investorsBrewer Lane VenturesBroad Street AngelsGen CapitalTribeca Early Stage Partners

Proofproof.comin

Proof provides online notarization and identity verification tools to establish trust for agreements and records executed remotely.

CybersecurityFintechGovTechLegalTechSaaS

Pat Kinsel(Founder & CEO)Leandra Fishman(Chief Revenue Officer)Eric Fleischman(Chief Technology Officer)Renee Hunter(Chief Legal Officer)Darren Louie(Head of Product)Ian Macallister

Co-investorsCamber CreekCanapi VenturesJovonoLudlow Ventures

Provision IAMprovisioniam.comin

Provision IAM is a cloud-based identity and access management platform designed specifically for community banks and credit unions to automate user access provisioning, policy enforcement, and compliance tracking.

CybersecurityEnterprise SoftwareFintech

Co-investorsNext Level Ventures

Pulsatepulsatehq.com

Pulsate is a digital engagement platform that helps community financial institutions grow account holder product adoption and usage.

Co-investorsDelta PartnersNext Level VenturesTruStage Ventures

Renofirenofi.comin𝕏

RenoFi is a fintech platform that enables credit unions to offer home equity loans and HELOCs based on after-renovation property values to homeowners financing renovation and construction projects.

FintechPropTechPhiladelphia, US

Justin Goldman(Co-Founder & CEO)inRobert Shedd(Executive Officer, Director)inLee Miller(Executive Officer, Director)in

BoardSamanttabhiram Das(Director)Brendan Dickinson(Director)in

Co-investorsCanaan PartnersComcast VenturesNext Level VenturesNycaNyca PartnersTruStage Ventures+1 more

Silvursilvur.comin𝕏

Silvur (Retirement Simplified) offers a retirement financial wellness platform for credit unions and financial institutions, providing tools such as a Retirement Score along with education on Social Security, Medicare, and retirement savings accounts.

FintechSaaSWellness & FitnessClaymont, US

Rhian Horgan(Founder)in

Co-investorsAnthemis VentureClocktower VenturesNext Level VenturesPoint72 Ventures

Spiralspiral.usin𝕏

Spiral offers an embedded banking platform for financial institutions, providing savings, charitable roundup, and giving features that account holders access within digital banking.

Enterprise SoftwareFintechSaaSNew York City, US

Shawn Melamed(Founder)

Co-investorsCommunitas Capital PartnersMaccabee Ventures

Splashsplashmusic.comin𝕏Sep 2025 · $70M

Splash is an interactive online music creation platform that uses AI to let users generate and collaborate on music through features like text-to-singing and generative text-to-music.

AI & Machine LearningCreator EconomyGamingMedia & EntertainmentBrisbane, AU

Co-investorsKing River CapitalTechstars

splash financialsplashfinancial.comin𝕏

Splash Financial operates an online lending marketplace that connects U.S. borrowers with lending partners for student loan refinancing, medical resident/fellow loans, and personal loans.

FintechMarketplacesCleveland, US

Steven Muszynski(Executive Officer, Director)inArnold Pravinata(Executive Officer)inShavaugn Lewis(Executive Officer)inPatrick Leimkuehler(Executive Officer)in

BoardDave Bovenzi(Director)Samanttabhiram Das(Director)

Co-investorsTruStage Ventures

Stablecorestablecore.comin

Stablecore provides digital asset infrastructure for banks and credit unions, enabling them to work with stablecoins, tokenization, and blockchain technology.

Crypto & Web3Enterprise SoftwareFintechDallas, US

Alex Treece(Co-Founder and CEO)Eduardo Montemayor(Co-Founder and CTO)Nick Elledge(Co-Founder and COO)

Co-investorsBankTech VenturesCoinbase VenturesMirana VenturesMoonshots CapitalNorwest Venture PartnersReflexive Capital+1 more

Trust & Willtrustandwill.comin𝕏

Trust & Will is an online estate planning platform that guides customers through creating legally customized wills, trusts, and related documents.

ConsumerFintechLegalTechSaaSSan Diego, US

Cody Barbo(Founder)in

Co-investorsCerity Partners VenturesHalogen Ventures Management Company LlcJackson Square VenturesLink VenturesRosecliff VenturesSecond Alpha Partners+3 more

Uptiquptiq.aiin𝕏

Uptiq builds pre-built, domain-trained AI agents that automate operational work in banking and lending—covering prospecting, onboarding, underwriting, credit decisioning, risk monitoring, and client engagement.

AI & Machine LearningEnterprise SoftwareFintechMckinney, US

Snehal Fulzele(Executive Officer, Director)inGanapathi Palanipandian(Director)

BoardNnamdi Okike(Director)inMichael Walsh(Director)

Co-investorsCota CapitalEPIC VENTURESEvolution VenturesHourglass Venture PartnersSilverton PartnersTau Ventures+6 more

Zest AIzest.aiin

Zest.ai builds AI-based credit underwriting technology that helps lenders assess borrower risk and automate loan decisioning.

AI & Machine LearningFintechSaaSBurbank, US

Mike de Vere(Chief Executive Officer)in

Co-investorsFlybridge Capital PartnersLightspeed Venture PartnersMatrixNext Level VenturesUpfront Ventures

Portfolio news

latest coverage across their companies

Frequently asked questions

How many investments has Curql Collective, LLC made?
Curql Collective, LLC has 39 tracked investments, including 1 dated in the last 24 months.
What stage does Curql Collective, LLC invest at?
Curql Collective, LLC invests at the Seed, Series A stages.
What sectors does Curql Collective, LLC focus on?
Curql Collective, LLC focuses on AI & Machine Learning, Enterprise Software, Fintech.
Where is Curql Collective, LLC located?
Curql Collective, LLC is headquartered in Des Moines, US.
Who does Curql Collective, LLC co-invest with?
Curql Collective, LLC most often shares deals with Next Level Ventures, TruStage Ventures, Andreessen Horowitz, among 119 tracked co-investors.

Images

Curql Collective, LLC photo

Co-investors · 4

Commerce Ventures

Commerce Ventures is a venture capital firm that partners with entrepreneurs building platforms for the future of retail and financial services.

Both backed · 2
$1M – $5M
645 Ventures

645 Ventures is an early-stage venture capital firm that backs exceptional founders at the earliest stages, often pre-product, pre-revenue, and pre-consensus.

Both backed · 1
$1M – $5M
Silverton Partners

Silverton Partners is an early-stage venture capital firm based in Texas that partners with founders long-term, having backed 75+ portfolio companies with 30+ acquisitions and 4 IPOs.

Both backed · 1
$200K – $2M
LiveOak Ventures

LiveOak Venture Partners is an Austin-based venture capital firm that backs early-stage technology companies, working closely with founders across sectors such as fintech, security, real estate technology, healthcare, and enterprise software.

Both backed · 1
$500K – $10M

Firms observed investing alongside Curql Collective, LLC, from public investor directories. Shared companies are the overlap with Curql Collective, LLC's recorded portfolio.

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