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Luge Capital

Venture capitaloperating company · company profile

Montreal · Pre-Seed–Series A · 7 people tracked

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Investment thesis

Luge Capital invests in fintech companies at the Seed and Series A stages, aiming to help founders build global fintech champions. The firm prefers to get involved early, when outcomes are uncertain, and commits for the long term. It looks for passionate, resilient, and ambitious teams that challenge conventions in financial services and possess unique insight and an unfair advantage in a global market. Drawing on its own experience as founders, operators, and investors, the firm emphasizes respect, transparency, and empathy. It leverages a network of financial institutions and strategic LPs who can become customers, partners, advisors, co-investors, or acquirers for portfolio companies.

Source: firm website, verified Aug 7, 2026.

Stage
Pre-Seed–Series A
HQ
Montreal, QC, CA
Leads rounds
Follows
Instruments
Equity
Founded
2018
Last 12 months
1 investment
AUM
$178M
Tracked investments
30

Team · 7 people

from the firm's website

What they invest in

from 12 of 30 portfolio companies

Fintech ×8SaaS ×7Enterprise Software ×5AI & Machine Learning ×4Data & Infrastructure ×2InsurTech ×2PropTech ×2Crypto & Web3 ×1

HQs:United States×4Canada×3

Investments · 30 tracked

founders shown can be your intro path

By year:2025 · 32019 · 25 dated

Aya Payments

The new way to pay for health and wellness.

Buckzybuckzy.netin𝕏

Buckzy operates a cross-border, real-time payment network and offers embedded finance, banking-as-a-service, and fintech-as-a-service tools including multi-currency accounts, card issuing/acquiring, account verification, and open banking APIs.

Enterprise SoftwareFintechSaaS

Co-investorsblue 9 capitalMistral Venture PartnersUncorrelated Ventures

Cybridcybrid.xyzOct 2025

Cybrid provides an API platform that orchestrates payments across stablecoins (USDC, USDT, Bitcoin, Lightning) and fiat rails (ACH, Wire, RTP, EFT, Interac), with built-in compliance (KYC, KYB, AML), custody, liquidity, and settlement tools.

Crypto & Web3Developer ToolsFintech

Co-investorsGolden VenturesHarvest Venture PartnersPanache Ventures

Deck

Making data universally usable.

Emma

The fast and simple way to buy life insurance.

Finaeofinaeo.com
Flare Systems

Reduce digital risk and fraud by automating dark, deep and clear web monitoring, to deliver real-time actionable intelligence.

Flinksflinks.ioin

Flinks provides financial data infrastructure for banks, lenders, and fintechs, offering bank account connectivity to over 15,000 North American institutions, fraud detection, data-driven insights, and account-to-account payments via Interac and EFT.

Data & InfrastructureFintechSaaS

Co-investorsInnoStart CapitalPanache VenturesNAventures

Geolavageolava.cominFeb 2025

GeoLava develops spatial intelligence systems that use AI to perceive, understand, and predict the physical world across space and time.

AI & Machine LearningData & InfrastructureDeep TechPropTech

Hantz Févry(CEO)Pierre Mombeleur(CDO)Jeanne Williams(COO)

Co-investorsE2MC VenturesSuffolk Technologies

HonestDoor

Real estate property data and pricing.

Inscora

Automated cyber risk assessment and sales enablement solutions for cyber insurance brokers.

Key Living

Start building home equity years sooner with Key.

Loop Financial

Banking designed to help your business grow globally.

MarutAI

MarutAI empowers organizations to harness artificial intelligence with simplicity, security, and precision.

Mycroftmycroft.io

Mycroft builds AI-based security and compliance officers that automate enterprise-grade security and compliance work for companies, consolidating multiple point solutions into a single platform.

AI & Machine LearningCybersecuritySaaS

Mike Kim(Co-founder & CEO)Jon Mendes(Co-founder, Product & Design)Jan Jedrasik(Co-founder, Engineering)

Co-investorsGraphite VenturesMotley Fool Ventures

Nmbrnmbr.co

Nmbr provides an embedded payroll API and infrastructure that lets companies build and launch their own commercial payroll products in Canada.

FintechHR TechSaaS

Co-investorsGolden VenturesPanache VenturesMotivate Venture Capital

OneVestonevest.comin𝕏Jan 2025 · $20M

OneVest provides an AI-native operating system platform for wealth management that integrates fragmented legacy systems, enabling financial firms to operate with greater speed, control, and scale.

AI & Machine LearningEnterprise SoftwareFintechToronto, CA

Amar Ahluwalia(Chief Executive Officer)inJakob Pizzera(Founder)

Co-investorsAAF Management Ltd.Harvest Venture PartnersNAventuresOMERS VenturesPanache VenturesSalesforce Ventures+4 more

Optionality
Owl.co
Plootoplooto.coin

Plooto provides a payment platform for accounting firms and their SMB clients to manage accounts payable, accounts receivable, and international payments with automated workflows and integration with accounting software.

Enterprise SoftwareFintechSaaS

Co-investorsCentana Growth PartnersGolden VenturesFINTOP CapitalScaleUP Ventures

Plootoplooto.comin

Plooto is a payments platform for accounting firms and their SMB clients that handles accounts payable, accounts receivable, and international payments with automated approval workflows and two-way sync to existing accounting software.

Enterprise SoftwareFintechSaaS

Co-investorsFINTOP CapitalVenture OntarioCentana Growth Partners

ProNavigatorpronavigator.aiin𝕏Acquired

ProNavigator is an AI assistant embedded into insurance workflows that provides real-time answers, guidance, and actions for property & casualty (P&C) insurance operations.

AI & Machine LearningEnterprise SoftwareInsurTech

Co-investorsGraphite VenturesGreenSky VenturesTactico

Senso

Enables financial institutions to empower consumers with contextual and connected experiences which increase conversion and profitability.

Tillin𝕏

Best Egg provides personal loans to consumers seeking to improve their financial situation.

FintechWilmington, US

David Sullivan(Executive Officer, Director)Ryan Katz(Director)

Co-investorsMetaPropMetaProp VenturesNextGen Venture PartnersThirdstream PartnersAfore CapitalLightspeed Venture Partners

Till Financialin𝕏Nov 2019

Collaborative family banking that lets teens control their finances so you don't have to.

Nantucket, US

Taylor James Burton(Director)Thomas John Pincince(Executive Officer, Director)

BoardGuaray Jain(Director)

Co-investorsAfore CapitalBantam GroupMagnify VenturesElysian Park VenturesLightspeed Venture Partners

tiptap

Small, standalone payment receiver, accepting touchless payments and donations.

Cambridge, US

Thomas Tivnan(Executive Officer, Director)Daniel Cudgma(Executive Officer, Director)

BoardFrank Slaughter(Director)Roger Marino(Director)

Velix

A financial operations platform purpose-built for the logistics industry.

Westhillwesthillglobal.com

Westhill operates a digital managed-repair platform that connects insurance carriers, homeowners, and vetted contractors to coordinate home repairs after insurance claims.

InsurTechPropTechSaaS

Co-investorsEos Venture Partners LimitedNycaNyca Partners

XclaimDec 2019

A digital marketplace to trade bankruptcy claims as a modern asset class.

Los Angeles, US

Matthew Sedigh(Executive Officer, Director)

BoardStuart Posin(Director)Bill Trenchard(Director)in

Co-investorsFirst Round Capital

Portfolio news

latest coverage across their companies

Frequently asked questions

How many investments has Luge Capital made?
Luge Capital has 27 tracked investments, including 3 dated in the last 24 months.
What stage does Luge Capital invest at?
Luge Capital invests at the Pre-Seed, Seed, Series A stages.
What sectors does Luge Capital focus on?
Luge Capital focuses on AI & Machine Learning, Fintech, InsurTech.
Where is Luge Capital located?
Luge Capital is headquartered in Montreal, CA.
Does Luge Capital lead rounds?
Luge Capital typically participates in rounds rather than leading them.
Who does Luge Capital co-invest with?
Luge Capital most often shares deals with Panache Ventures, Golden Ventures, Harvest Venture Partners, among 24 tracked co-investors.

Media · Podcasts & interviews

featuring the team

Canadian FinTech Landscape - 2018 Canada FinTech Forum - David Nault, Luge Capital

Finance Montréal · David Nault

Venture building with David Nault, General Partner @ Luge Capital

Amiral Ventures · David Nault

Images

Luge Capital photoLuge Capital photo

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