Amount

The amount.com domain now presents FIS® Origination Suite, a unified, core-agnostic platform for digital account opening and origination across deposit accounts, lending and credit cards for consumer and small-business (SMB) customers of banks and credit unions. The platform combines digital application experiences with embedded risk mitigation, including KYC, identity verification and biometrics, fraud controls, e-signature and digital disclosures, document capture and ACH funding capture. It is positioned as deeply integrated into the FIS ecosystem, including core banking and digital banking platforms, so institutions can adopt it without a full system replacement.

Capability areas described include consumer deposit account opening with mobile-first applications, prefill for existing retail customers and connected branch-to-digital journeys; SMB deposit account opening supporting multiple business owners in a single flow with real-time booking and embedded verification; lending origination with automated workflows and predictive analytics to shorten application and loan processing times; and credit card origination with instant credit decisions for qualified applicants, real-time risk monitoring and embedded fraud and compliance controls. Stated platform components include a cognitive decisioning engine using predictive analytics for fraud prevention and underwriting, a low-code/no-code framework with self-service program and configuration management (200+ configuration options) for launching and branding products without heavy IT involvement, and an AI policy optimizer that monitors and recommends adjustments to credit, fraud and pricing policies using machine learning.

Business model

Enterprise software sold to financial institutions, with buyers directed to contact sales, request a demo or request pricing rather than self-serve purchase.