Gardiner W. Garrard
InvestorFounderManaging Partner at TTV Capital · Board director at Charlie Financial · Board director at SmartPath · Board director at Greenlight Financial Technology
Atlanta, Georgia
Writes $100K – $5M checks · typically $1.5M
FoundedCharlie FinancialGreenlight Financial TechnologySmartPath · YC
About
Gardiner W. Garrard is co-founder and managing partner of TTV Capital, an Atlanta-based venture capital firm focused on early-stage fintech companies that has invested in over 80 companies since 2000, including Bill.com, Cardlytics, and Greendot. He began his venture capital career in the late 1990s and has served as an active director for 15 portfolio companies. Garrard holds a B.A. from the University of North Carolina at Chapel Hill and an M.B.A. from Emory University's Goizueta Business School, and serves in leadership roles with UNC Chapel Hill's Shuford Entrepreneurship Program and advisory boards at Emory University.
Board director at Charlie Financial
Intro paths
In turn, Gardiner can intro founders to Charlie Financial's investors below.
Charlie Financial's investors · 5
Co-founders at Charlie Financial
Board director at SmartPathYC S16
Intro paths
Gardiner went through Y Combinator (Summer 2016) — any YC alum in your network can reach them through the YC community.
In turn, Gardiner can intro founders to SmartPath's investors below.
SmartPath's investors · 4
Co-founders at SmartPath

Board director at Greenlight Financial Technology
Intro paths
In turn, Gardiner can intro founders to Greenlight Financial Technology's investors below.
Greenlight Financial Technology's investors · 4
Co-founders at Greenlight Financial Technology
Experience
- TTV CapitalCo-Founder and Managing Partnercurrent2000 — presentAtlanta, GA
- Greenlight Financial TechnologyBoard Member and Investorcurrent2019 — present
- FeaturespaceBoard Member and Investorcurrent2016 — present
- GreenwoodBoard Member and Investorcurrent2021 — present
- Welcome TechBoard Member and Investorcurrent2020 — present
- TaxBitEarly Investorcurrent2019 — present
- SmartAssetEarly Investorcurrent2016 — present
- BitPay, Inc.Board Observer and Investorcurrent2014 — present
- ShopKeep by LightspeedPrevious Board Member and Investor2011 — 2020
- Bill.comEarly Investor2007 — 2020
- CardlyticsEarly Investor2006 — 2020
- Bluepoint SolutionsPrevious Board Member and Investor2005 — 2016
- SilverSkyPrevious Board Member and Investor2001 — 2014
- CONNECTUREPrevious Board Member and Investor2000 — 2012
- Green Dot CorporationEarly Investor2001 — 2011
- NeovestPrevious Board Member and Investor2002 — 2005
Education
- Emory University - Goizueta Business SchoolMBA
- The University of North Carolina at Chapel HillBachelor of Arts - BA
Skills & more
+10 more
Strategic PartnershipsInvestmentsDue DiligenceFinancial ModelingFinancial AnalysisMarketingStrategic PlanningManagementStrategyLeadership- CFA — CFA Institute
From Gardiner's professional profile.
Deals · 10
Charlie FinancialBoard seat
via TTV Capital · filed Oct 2023 · $23.5M raise
VeradyBoard seat
via TTV Capital · filed Jun 2022 · $20M raise
AndoBoard seat
via TTV Capital · filed Nov 2021 · $11.4K raise
Greenlight Financial TechnologyBoard seat
via TTV Capital · filed May 2021 · $260M raise
MobileofferBoard seat
via TTV Capital · filed Feb 2021 · $3M raise
FanbankBoard seat
via TTV Capital · filed Dec 2020 · $3.3M raise
SmartPathBoard seat
via TTV Capital · filed Feb 2019 · $2.8M raise
Scratch FinancialBoard seat
via TTV Capital · filed Jun 2018 · $6.6M raise
INSTANT FINANCIAL, INC.Board seat
via TTV Capital · filed May 2018 · $7.4M raise
FtransBoard seat
via TTV Capital · filed Aug 2016 · $300K raise
Attribution from SEC filings, press coverage, and firm rosters.
Colleagues at TTV Capital
Network10
Investors connected to Gardiner in public investor directories — a warm-intro map.
Frequently asked questions
- Where does Gardiner W. Garrard work?
- Gardiner W. Garrard is Managing Partner at TTV Capital and Founder at Charlie Financial and Founder at SmartPath and Founder at Greenlight Financial Technology.
- What check size does Gardiner W. Garrard write?
- Gardiner W. Garrard typically writes checks of $100K – $5M.
- What companies did Gardiner W. Garrard found?
- Gardiner W. Garrard founded Charlie Financial, Greenlight Financial Technology, SmartPath.
Same school
Also attended Emory University - Goizueta Business School100
+ 94 more
Also attended The University of North Carolina at Chapel Hill197
+ 191 more
Shared employers
Also worked at Greenlight Financial Technology5
Also worked at Featurespace4
Also worked at Bill.com22
+ 16 more












































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