R2
AcquiredYC W21Mexico City, MX · Founded 2020 · 100 employees · 5 known investors
R2 provides embedded financing solutions for merchants, enabling platforms to offer credit through seamless API integration with AI-driven risk assessment and same-day funding.
Also known as R2 Capital
Founders & leadership· Y Combinator alumni (W21)
R2 was founded in 2020 by Roger Larach and Roger Teran.
RL
Roger Larachin𝕏Co-Founder & CEOHe previously led operations expansion at Latin American neobank Ualá in Mexico and worked as an investment banker specializing in M&A and restructuring across Latin America.
RT
Roger Teranin𝕏Co-FounderRoger Teran co-founded R2, a platform providing embedded financing to small businesses in Latin America through partnerships with major marketplaces. He previously worked as a data scientist at high-growth companies and has earlier experience assisting SMBs in Central America access growth capital.
Investors · 5
In the news
Rivian (RIVN) launches 75M-share sale to raise ~$1.5B for R2 push | Electrekelectrek.co · Jul 2026
Rivian raises 2026 delivery forecast as R2 demand exceeds expectationscbtnews.com · Jul 2026
Rivian raises 2026 outlook on strong R2 expectations | Automotive Worldautomotiveworld.com · Jul 2026Frequently asked questions
- What does R2 do?
- R2 provides embedded financing solutions for merchants, enabling platforms to offer credit through seamless API integration with AI-driven risk assessment and same-day funding.
- Who founded R2?
- R2 was founded by Roger Larach, Roger Teran in 2020.
- Who are R2's investors?
- R2's investors include FEMSA Ventures, General Catalyst, Gradient Ventures, Hi Ventures, Y Combinator.
- Where is R2 headquartered?
- R2 is headquartered in Mexico City, MX.

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