Ribbit Capital — Full Portfolio

Tempo provides work management and visibility software that integrates across existing team tools and platforms to help organizations track project performance and resource capacity.

AI & Machine LearningDeveloper ToolsEnterprise SoftwareFuture of WorkSaaSBoston, US

Ágúst Einarsson(Founder)inMark Lorion(CEO)Adam Wallace(Technology)Jeffrey Bolke(Revenue)Gregg Clevenger(Finance)Shannon Mason(Strategy)

Co-investorsDIDiversisFEFelicis VenturesGEGeneral CatalystPAParadigmGRGreenoaksSESequoia Capital+3 more

Tempo offers a connected home gym system with AI-guided strength training.

AI & Machine LearningHardwareHealthtechWellness & FitnessSan Francisco, US

MEMoawia Eldeeb(Co-founder & CEO)inJAJoshua Augustin(CTO)inEduardo Latache(Founder)Josh Augustin(Co-founder)KMKevin Michael(Founder)inMHMatt Huang(Founder)in

Co-investorsBLBling CapitalDCDCM VenturesNINimble PartnersNONorwest Venture PartnersSISignalFireSOSoftBank Vision Fund+15 more

Tempo is a Layer 1 blockchain designed specifically for stablecoin payments, enabling fast cross-border transfers, global payouts, and machine-to-machine transactions for financial institutions and fintech platforms.

Cloud ComputingCrypto & Web3Fintech

Co-investorsPAParadigmSVSV AngelGEGeneral CatalystGRGreenoaksSESequoia CapitalSTStripe+1 more

Tempo is an AI platform for hotels and hospitality operators that connects to existing PMS, scheduling, finance, and operations tools to observe workflows and automate back-office admin tasks such as staff scheduling and audit prep.

AI & Machine LearningEnterprise SoftwareSaaS

Co-investorsTHThe MBA FundGRGreenoaksPAParadigmSESequoia CapitalSTStripeSVSV Angel+1 more

Tempo is a personal assistant platform that combines an AI assistant with human support, operated through WhatsApp, to handle everyday personal tasks such as scheduling appointments, booking travel and restaurants, buying gifts, renewing documents, and paying bills.

AI & Machine LearningConsumerFuture of Work

ELEduardo Latache(Founder)in

Co-investorsALAllievo CapitalCACaravela CapitalFOFormus CapitalMAMAYA Capital VenturesNONorte VenturesGEGeneral Catalyst+8 more

Tempo is a theft protection program for bike and ebike owners, offering QR-code and UV security badges that deter theft, aid recovery, and provide up to $2,500 toward a replacement if a bike is stolen.

InsurTechMobility & Transportation

Co-investorsFLFlori VenturesBKBKR CapitalGRGreenoaksLALAUNCHPRProvence PartnersSESequoia Capital+3 more

Terra Industries designs and manufactures autonomous drone and robotics systems, including surveillance UAVs, ground vehicles, and AI-powered security infrastructure, primarily for protecting critical infrastructure across African nations.

AI & Machine LearningHardwareRobotics

Maxwell Maduka(Founder)Nathan Nwachuku(Founder)

Co-investors8V8VCDFDFS Lab FrontierSISilent CapitalVEVelocity DigitalBEBelief CapitalLULux Capital+3 more

Teya provides card payment machines, a business account for money management, and access to funding for small local businesses.

FintechRetail TechSaaSLondon, GB

Ali Mazanderani(Founder)Eduardo Pontes(Founder)

Co-investorsFJFJ LabsG G SquaredGLGlynn Capital ManagementHOHOF CapitalVAValor Capital GroupWEWellington Management+2 more

Tilt enables users to construct investment strategies based on web content and custom prompts, handling the technical implementation while advisors use the platform to tailor client portfolios according to tax and preference constraints.

AI & Machine LearningFintechToronto, CA

APAndrew Peek(CEO)inCVCliff van der Linden(CEO)inCameron Westland(CTO)Jonathan Briggs(CIO)Corey Reid(Director, Software Engineering)Ryan Arthur(Chief of Staff)

Co-investorsVAValor Equity PartnersY Y CombinatorBABalderton CapitalBLBlack Jays VenturesCUCumberland (DRW)DADay One Ventures+9 more

The Open Network (TON) is a blockchain ecosystem integrated into Telegram that connects payments, digital assets, and mini apps, with its native coin Gram used for fees, validation, and voting.

Crypto & Web3Fintech

PDPavel Durov(Founder)

Co-investorsDRDraper AssociatesDWDWF LabsFJFJ LabsGAGate VenturesHYHypersphere VenturesLVLvna Capital+10 more

A regulated bank licensed by Argentina's central bank (BCRA) offering secure digital banking services with focus on account security and data protection.

FintechBuenos Aires, AR

PBPierpaolo Barbieri(Founder)in

Co-investorsALAlleyCorpALAllianz XBEBessemer Venture PartnersCHChaos VenturesGAGaingelsMOMONASHEES+8 more

Digital-first bank in Latin America offering a financial ecosystem to consumers and merchants.

Co-investorsBEBessemer Venture PartnersALAllianz XGOGoldman SachsSOSoftBank GroupTETencent Holdings

Uniswap is an Ethereum-based decentralized exchange protocol using an automated market maker model, built by Uniswap Labs.

New York City, US

HAHayden Adams(Founder)in

Co-investorsA.A.Capital VenturesA1a16z cryptoANAndreessen HorowitzAZAZDAGBIBig Candle CapitalBLBlockchain Coinvestors+16 more

unybrands acquires Amazon FBA and direct-to-consumer e-commerce microbrands from founders seeking an exit, then operates and grows them within its portfolio.

Direct to ConsumerE-commerceMarketplacesMiami, US

Ulrich Kratz(Founder)

Upgrade provides personal loans, credit cards, and mobile banking products to consumers, with a focus on affordable credit and responsible financial options.

ConsumerFintech

Jeff Bogan(Founder)Renaud Laplanche(Founder)

Co-investorsAMAmeeteeCOCoatue ManagementDIDisruptive VenturesFIFirstMark CapitalINInvariantes FundKOKoch Disruptive Technologies+6 more

Value.Space provides satellite-based risk assessments for insurance underwriters and risk engineers using digital models of assets, climate data, and movement data to assess risk.

Climate TechInsurTech

RPReijo Pold(Founder)in

Co-investorsBABADideas.fundGRGreat Stuff VenturesINInventureINInventureSPSpecialist VC8V8VC+5 more

Verb AI is a behavioral research platform that exposes consumer behavior data to AI agents through a hosted MCP server.

Vincent Miceli(Founder)in

Co-investorsHOHoxton VenturesANAnimoca BrandsBIBitGoFJFJ LabsGLGlobal Founders CapitalKRKraken+3 more

Verbling is a marketplace connecting language learners with over 2,000 verified tutors offering lessons in more than 70 languages.

EdTechMarketplacesSan Francisco, US

MBMikael Bernstein(Chief of Product)inJacob Lars Jolis(Executive Officer, Director, Promoter)JJJake Jolis(CEO)inHLHenry Liu(Software Engineer)inFred WulffBPBrandon Paton(Localization Product Lead)in

Co-investorsFUFundersClubHEHemisphere Ventures LLCINInspovation VenturesONOne Planet GroupY Y CombinatorACACE & Company+12 more

Vise builds an automated investing platform that constructs, manages, and explains personalized investment portfolios for financial advisors, institutions, and individual investors.

AI & Machine LearningFintechSaaSNew York, US

SVSamir Vasavada(Co-Head of Vise)inRMRunik Mehrotra(Co-Head of Vise)in

Co-investorsFOFounders FundNANat TurnerSESequoia CapitalALAllen & CompanyBLBling CapitalGRGreenoaks

Vise operates a portfolio management platform for financial advisors, RIAs, enterprise RIAs, and asset managers to build personalized, tax-aware portfolios across asset classes including direct indexing, fixed income, long-short, and options strategies.

AI & Machine LearningFintechSaaSNew York, US

RMRunik Mehrotra(Founder)inSVSamir Vasavada(Founder)inShahriar Hafizi(Executive Officer)

BoardSMShaun Maguire(Director)inMMMeyer Malka(Director)inRGRavi Gupta(Director)in

PartnerMMMicky Malka· quoted

Co-investorsFOFounders FundBLBling CapitalBOBond Capital ManagementDODorm RoomETEthos VCGAGaingels+14 more

Toss operates a financial super-app in South Korea offering payments, banking, securities/investing, insurance brokerage, and mobile telecom services, and runs the TADA mobility platform.

ConsumerFintechInsurTechMobility & Transportation

SG Lee 님(Founder)inLee Seung-gun(Founder)

Co-investorsALAlkeon InnovationBEBessemer Venture PartnersFJFJ LabsG G SquaredGAGaldana VenturesGOGoodwater Capital+16 more

Vivid provides mobile business and personal banking for European small and medium-sized companies, offering online account opening, instant transfers, interest on cash balances, cashback cards, and investment options in stocks, ETFs, and cryptocurrencies.

FintechSaaS

AEAlex Emeshev(Founder)in

Co-investorsSOSoftBank Vision FundGRGreenoaksOXOxford Science Enterprises

Vouch provides directors and officers (D&O) liability insurance designed for venture-backed companies navigating investor disputes, wrongful termination claims, and governance challenges.

Enterprise SoftwareFintechInsurTechSaaSSan Francisco, US

SHSam Hodges(CEO)inTHTravis Hedge(Founder)inKellyn Wulff(Executive Officer)Rajat Kongovi(CPO)Yu-Hung Lin(Engineering Manager)Eric Van Egmond(Engineering Manager)

Co-investors50500 GlobalALAlumni VenturesFLFlucas VenturesINIndex VenturesLALaunchpad CapitalMSMS&AD Ventures+17 more

Vouch provides an AI-powered platform for employer brand and people teams to capture, edit, organize, and distribute authentic employee video stories to support talent acquisition and company culture.

AI & Machine LearningFuture of WorkHR TechSaaSSydney, AU

GZGary Zurnamer(Founder)in

Co-investorsONOneVenturesSTStage 2 Capital50500 GlobalINIndex VenturesRERedpoint VenturesSISiriusPoint+2 more

Vouch is an AI-native recruiting platform that handles sourcing, screening, and candidate workflows for recruiters, and is building an AI-native ATS alternative covering the full recruiter workflow.

AI & Machine LearningHR TechSaaSOslo, NO

Håkon Høgetveit(Founder & CEO)inDLDavid Liu(Founder & CTO)in

Co-investorsSPSpike VentureRERedpoint VenturesSISiriusPointSOSound Ventures

Warren is a Brazilian wealth management and investment platform offering fee-based financial planning, managed portfolios, and diversified investment products such as ETF portfolios spanning fixed income, global equities, gold, and crypto.

FintechSaaS

Marcelo Maisonnave(Founder)Tito Gusmão(Founder)

Co-investorsQEQED InvestorsCICiti VenturesKAKaszek VenturesPIPitchdrive

Wave builds a modern financial network for Africa offering bank account alternatives, money transfer, and lending services with no fees.

FintechDakar, SN

DDDrew Durbin(CEO)inLQLincoln Quirk(CPO)inAaron Lemke(Founder)Adam Arrigo(Founder)Finn Staber(Founder)James Lochrie(Founder)

Co-investorsGLGlynn Capital ManagementLOLoftyInc CapitalMOMovacPAPartech VenturesSOSouth QuadY Y Combinator+6 more

Xapo provides banking and wealth management services for Bitcoin holders, offering savings accounts with interest returns, lending against Bitcoin collateral, and custody solutions.

Crypto & Web3CybersecurityFintechGibraltar, US

Wenceslao 'Wences' Casares(Co-founder; current Chairman; former Chief Executive Officer)Federico Murrone(Founder)Wences Casares(Founder)Cynthia McAdam(Executive Officer)SRSeamus Rocca(Chief Executive Officer)inJGJoey Garcia(General Counsel / Top Lawyer)in

Co-investorsBIBitfuryDIDigital Currency GroupEMEmergence Capital PartnersFOFortress Investment GroupGRGreylock PartnersJEJerry Yang+3 more

Founded by Bryan Frist; AAF invested in the seed round

BFBryan Frist(Founder)inDan Hunter(Founder)inDavid Gobaud(Founder)NANick Alexander(Founder)in

Co-investorsAAAAF Management Ltd.SGSGH CapitalSOSoma Capital

Gusto (formerly ZenPayroll) is an all-in-one payroll and HR platform that automates payroll processing, tax filing, and compliance, and offers hiring, onboarding, time tracking, and employee benefits administration.

FintechHR TechSaaSSan Francisco, US

JRJoshua Reeves(Executive Officer, Director, Promoter)EKEdward Kim(Executive Officer, Director, Promoter)inBWBrett Willms(Executive Officer)inMark London(Executive Officer, Director, Promoter)

BoardHTHemant Taneja(Director)in

Co-investorsPEPeterson VenturesDCDCVC (Data Collective)EMEmergence Capital PartnersGEGeneral CatalystGVGV (Google Ventures)KLKleiner Perkins+2 more

Plaid (プレイド) is a Japanese technology company that builds products using data and technology to make large-scale, complex unstructured data intuitively usable by people.

AI & Machine LearningData & InfrastructureEnterprise SoftwareMarketing TechSaaSTokyo, JP

KKKenta Kurahashi(Representative (CEO))

Co-investorsFEFemto PartnersSMSMBC Venture CapitalBLBlackRockFRFranklin TempletonNENew Enterprise Associates (NEA)