Sebastian Siemiatkowski
InvestorUnicorn founderFounder at Klarna_s
Stockholm, Sweden
FoundedKlarna_s$46B
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About
Sebastian Siemiatkowski's idea finished near the bottom of his business school's entrepreneurship competition in 2005. He built it anyway. Twenty years later Klarna serves more than 120 million consumers and a million merchants across 26 countries on $3.5 billion of annual revenue and $127.9 billion of volume, holds a full Swedish banking licence, and listed on the New York Stock Exchange in September 2025 at $40 a share — the largest NYSE listing of the year. He co-founded the company at 23 with two Stockholm School of Economics classmates, having worked out the problem while selling invoice factoring to small businesses; before that he was a telemarketer at 17 and, at 15, flipped burgers alongside his future co-founder Niklas Adalberth. The son of Polish immigrants to Uppsala, he has since run one of the most aggressive AI transformations of any public company and co-founded the listed investment vehicle Flat Capital with his wife Nina.
Beyond investing
- Education
- Read economics at the Stockholm School of Economics, starting Klarna at 23 while on sabbatical from his studies.
- Family
- Born in Uppsala in 1981 to Polish parents who emigrated to Sweden in 1980; he worked at Burger King at 15 and as a telemarketer at 17.
- More
- The three founders pitched the pay-after-delivery idea at their business school's 2005 entrepreneurship competition and placed near the bottom.
From en.wikipedia.org — common ground for a warm intro.
Founder at Klarna_s
Intro paths
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Klarna_s's investors · 66
Co-founders at Klarna_s

Investments
Investor
Budbee
Per curated public sources.
Podcasts & interviews
featuring Sebastian SiemiatkowskiKlarna CEO Sebastian Siemiatkowski on Q3 results, state of the consumer and future of fintech
cnbc.com
Klarna CEO Sebastian Siemiatkowski on Their Blockbuster Comeback
Sourcery with Molly O'Shea
Klarna CEO Sebastian Siemiatkowski on the IPO, Loving Walmart, and Embracing AI | Fortune Term Sheet
Fortune Magazine
Watch CNBC's full interview with Klarna CEO Sebastian Siemiatkowski
cnbc.com
Klarna CEO Sebastian Siemiatkowski on Getting AI to Do the Work of 700 Customer Service Reps
Sequoia Capital
Sebastian Siemiatkowski (CEO, Klarna) on the Future of Klarna, Valuation Changes and AI in Finance
The Logan Bartlett Show
Frequently asked questions
- Who is Sebastian Siemiatkowski?
- Sebastian Siemiatkowski's idea finished near the bottom of his business school's entrepreneurship competition in 2005. He built it anyway. Twenty years later Klarna serves more than 120 million consumers and a million merchants across 26 countries on $3.5 billion of annual revenue and $127.9 billion of volume, holds a full Swedish banking licence, and listed on the New York Stock Exchange in September 2025 at $40 a share — the largest NYSE listing of the year. He co-founded the company at 23 with two Stockholm School of Economics classmates, having worked out the problem while selling invoice factoring to small businesses; before that he was a telemarketer at 17 and, at 15, flipped burgers alongside his future co-founder Niklas Adalberth. The son of Polish immigrants to Uppsala, he has since run one of the most aggressive AI transformations of any public company and co-founded the listed investment vehicle Flat Capital with his wife Nina.
- Where does Sebastian Siemiatkowski work?
- Sebastian Siemiatkowski is Founder of Klarna_s.
- What companies did Sebastian Siemiatkowski found?
- Sebastian Siemiatkowski founded Klarna_s.
- What companies has Sebastian Siemiatkowski invested in?
- Investments tracked here include Budbee.
- What podcasts and interviews feature Sebastian Siemiatkowski?
- Tracked appearances include "Klarna CEO Sebastian Siemiatkowski on Q3 results, state of the consumer and future of fintech", "Klarna CEO Sebastian Siemiatkowski on Their Blockbuster Comeback", "Klarna CEO Sebastian Siemiatkowski on the IPO, Loving Walmart, and Embracing AI | Fortune Term Sheet", and 3 more.






































