Fluent Ventures — Full Portfolio

Avenia provides cross-border money movement infrastructure connecting Latin America to global markets, offering a single API and web platform to send, receive, convert, and embed payments using local rails like PIX and SPEI.

Crypto & Web3FintechSaaS

Caio El Yanes(Founder)inLNLeandro Noel(Founder)in

Co-investorsBIbig_betsQUQuona CapitalHEHeadlinePAPalm Drive Capital

Baton develops AI-powered supply chain management software, including RyderShare, a collaborative logistics platform that provides real-time visibility and exception management for goods in transit across networks.

AI & Machine LearningLogistics & Supply ChainSaaSMiami, US

CJChat Joglekar(Founder)in

Co-investors8V8VCBEBeaconsfield CapitalMAMaersk Growth7575 & SunnyBLBloomberg BetaBUBurst Capital+5 more

Baton provides business valuation tools and services for small business owners, combining an online calculator that uses market data and comparable sales with expert-reviewed valuations.

B2B MarketplacesFintechMarketplacesSaaSRichmond, US

DGDylan Gans(Founder)inCJChat Joglekar(Founder)inJamie Roth(Founder)Koda M Wang(Founder)Andrew Berberick(Founder)Nate Robert(Founder)

Co-investorsBIBitkraft Esports VenturesBLBloomberg BetaCOCoho DeeptechDIDivergent CapitalFJFJ LabsGIGiant Ventures Global Llp+8 more

Alexandar Kayali(Founder)Ibrahim Manna(Founder)Meshal AlOtaibi(Founder)

Co-investorsBEBECO CapitalCLClass 5 Global

Clara Travel Pay is a corporate travel payment product that centralizes CTA and virtual card number (VCN) tools, generating single-use virtual cards for each reservation and connecting to travel management companies and global distribution systems.

AI & Machine LearningEnterprise SoftwareFintechSaaSTravel & Hospitality

GGGerry Giacomán Colyer(Founder)inCSCaitlin Swift(Founder)inDiego García(Founder)Diego García Escobedo(Founder)GFGeorge Favvas(Founder)inGerry Colyer(Founder)

Co-investorsA*A*ACAcrew CapitalADAdapt VenturesALAlter GlobalAVAvid VenturesBOBoxGroup+32 more

Jutro Medical operates primary care clinics (POZ) in Poland offering telemedicine and in-person visits under the public NFZ system, with an app for booking appointments and accessing prescriptions, test results, and recommendations.

Digital HealthHealthtechWellness & Fitness

AJAdam Janczewski(Founder)in

Co-investorsINInovo VCKAKAYAKOKogito VenturesMAMarket One CapitalNAnaturalX Health VenturesRHRheingau Founders+5 more

Kamino provides financial management software for investment advisory firms (assessorias de investimento), automating commission calculation and payment, bank reconciliation, and consolidated reporting across multiple legal entities (CNPJs).

Enterprise SoftwareFintechSaaSSão Paulo, BR

GFGuto Fragoso(Founder)inRPRodrigo Perenha(Founder)inGPGonzalo Parejo(Founder)inJSJuliana Strohl(Founder)inBen Gleason(Founder)Benjamin Gleason(Founder)

Co-investorsCLClocktower VenturesINInspired CapitalNONorte VenturesPIPICUS CAPITALPRPropel Venture PartnersQEQED Investors+3 more

Kettle builds machine learning models to predict climate change impacts on insurance markets and develops AI-powered insurance and reinsurance products.

AI & Machine LearningClimate TechInsurTech

IEIsaac Espinoza(Chief Executive Officer)inSLSon Le(Chief Technology Officer)Andrew Engler(Founder)Andrew Engler Nathaniel Manning(Founder)Nathaniel Manning(Founder)

Co-investorsACAcrew CapitalALAlumni VenturesANAnthemis VentureHOHomebrewINInspired CapitalLOLowercarbon Capital+2 more

Kin is a personal AI assistant that builds a persistent, evolving understanding of a user's life, offering features like an AI advisory board, guided sessions, natural voice conversations, pattern insights, and a reflective journal.

AI & Machine LearningConsumerWellness & Fitness

Co-investorsMOMorph CapitalPIPICUS CAPITALSESeier CapitalMAMaveron

Kin is a home insurance provider that offers both self-service and agent-assisted policy purchase and management for homeowners.

ConsumerFintechInsurTechChicago, US

SHSean Harper(Founder)inLWLucas Ward(Founder)inSVSebastian Villarreal(Founder)inBret Bret HarperinJHJason Heidkampin

BoardECEric Carlborg(Director)in

Co-investors50500 GlobalACACTIVATE CAPITAL PARTNERSALAlpha EdisonAUAugust CapitalAVAvanta VenturesBEBetter Tomorrow Ventures+26 more

Kredivo provides instant digital credit and personal loans of up to 50 million rupiah, letting consumers pay in 30 days or in 3–24 month installments without a down payment across online and offline merchants.

ConsumerFintech

Akshay Garg(Founder)Alie Tan(Founder)Allie Tan(Founder)Umang Rustagi(Founder)

Co-investorsJUJungle VenturesKEKejora CapitalPAPartners for GrowthPAPartners for Growth (PFG)SQSquare Peg CapitalVIVillage Global+3 more

Kueski provides digital lending and payment services in Mexico, offering personal loans and a buy-now-pay-later product (Kueski Pay) for online and in-store purchases without a credit card.

FintechMexico City, MX

AFAdalberto Flores Ochoa(Executive Officer, Director)inAdalberto Flores(Founder)Leonardo de la Cerda(Founder)in

BoardPKPeter Kellner(Director)inPGPatrick Gallagher(Director)in

Co-investorsCACapria VenturesCACathay InnovationCOCore Ventures GroupFJFJ LabsG G SquaredGLGlisco Partners+14 more

minu offers a workplace benefits platform for companies in Mexico, letting HR teams activate over 50 employee benefits such as on-demand salary (earned wage access), savings, food vouchers, loans, telemedicine, and financial education.

FintechFuture of WorkHR TechPalos Verdes Estates, US

AGAdam Guggenheim(Executive Officer, Director)inCKChristine Koppinger(Executive Officer, Director)in

Co-investors50500 GlobalACAccial CapitalCACapria VenturesCACats.vcCLClocktower VenturesFJFJ Labs+14 more

Neon is a Brazilian digital bank offering fixed-income investment products, including certificates of deposit (CDBs) with daily or scheduled liquidity, protected by the FGC deposit guarantee.

Fintech

Pedro Conrade(Founder)Tim League(Founder)

Co-investorsACAcross Capital PartnersBABackbone VenturesFLFlourish VenturesMOMONASHEESPRPropel Venture PartnersQUQuona Capital+7 more

Sabi is developing a thought-to-text wearable, a beanie with custom neuroimaging sensors that wirelessly reads brain signals to interpret what the wearer thinks or attempts to speak.

AI & Machine LearningDeep TechHardware

Co-investorsCOCollaborative FundKHKhosla VenturesSCScribble VenturesCOCommerzVenturesCRCRE Venture CapitalJAJANNGO Capital+1 more

Prax Health provides software and services to help healthcare providers start, run, and grow independent practices.

HealthtechSaaS

MJMeghan Jewitt(CEO)inHWHeather Wake(COO)inNENick Elser(CTO)

Co-investorsCACanaan PartnersCICity LightFLFloodgate

Prima is a digital insurance company that built its own platforms and data stack to design and sell insurance cover through an online journey, serving retail customers across Europe.

FintechInsurTechSaaS

Alberto Genovese(Founder)George Ottathycal(Founder)Teodoro D'Ambrosio(Founder)

Co-investorsH H Venture Partners

Sabi provides infrastructure and platform services for the distribution of goods and services across Africa's supply chain, offering businesses access to supply chain logistics, financial services, and market insights.

B2B MarketplacesData & InfrastructureFintechLogistics & Supply ChainSaaS

AAAnu Adasolum(Founder)inAdemola Adesina(Founder)Anu Adedoyin Adasolum(Founder)

Co-investorsATAtlantica VenturesCACapria VenturesCOCommerzVenturesCRCRE Venture CapitalLOLoftyInc CapitalNINimble Partners+10 more

Sidecar Health offers ACA-compliant major medical insurance plans for large employers, providing price transparency and direct access to care through fully insured and self-funded administrative services options.

HealthtechInsurTech

PQPatrick Quigley(Founder)inVOVeronica Osetinsky(Founder)inVeronica Gonzalez(Founder)

Co-investorsALAlpha EdisonBOBond Capital ManagementCACathay InnovationCOComcast VenturesDRDrive CapitalENEnsemble VC+7 more

Xepelin offers a digital platform providing working-capital financing to businesses, including invoice advances, supplier payment financing, and supply-chain finance programs.

FintechSaaSSantiago, CL

Guillermo Molina Carvallo(Founder)inFintech SaaS Guillermo Molina Carvallo(Founder)NDNicolás de Camino(Founder)inSKSebastian Kreis(Co-Founder & CEO)inSebastián Kreis(Founder)

Co-investorsAVAvenir Growth CapitalBABattery VenturesCACathay InnovationFJFJ LabsKAKaszek VenturesKAKayyak Ventures+14 more

ZenBusiness provides an all-in-one platform combining AI-powered guidance (Velo) with customer support to help entrepreneurs start, protect, and grow their businesses through business formations and compliance services.

Enterprise SoftwareFuture of WorkLegalTechSaaSAustin, US

RBRoss Buhrdorf(Founder)inSHShanaz Hemmati(Founder)inRafael Lopez(Executive Officer)inKhadijeh Hemmati(Executive Officer)

BoardJGJC Glancy(Executive Officer, Director)in

Co-investorsALAlpha PartnersALAlumni VenturesATATX Venture PartnersBRBreyer CapitalCACathay InnovationCLCleveland Avenue+15 more