Where does Tom Blomfield work?

Tom Blomfield is Co-Founder & former CEO of Monzo and General Partner at Y Combinator and Founder at GoCardless.

What does Tom Blomfield invest in?

Tom Blomfield invests in Fintech.

What check size does Tom Blomfield write?

Tom Blomfield typically writes checks of $5K – $50K.

What companies did Tom Blomfield found?

Tom Blomfield founded Monzo, GoCardless.

Where did Tom Blomfield go to school?

Tom Blomfield studied at University of Oxford (Master's Degree, 1st Class); University of Oxford (BA Jurisprudence, 1st Class); Paris-Pantheon-Assas University (Diplôme en droit, European Law).

What awards has Tom Blomfield received?

Blomfield was appointed an Officer of the Order of the British Empire (OBE) in the 2019 New Year Honours for services to improving competition and financial inclusion in the banking sector. In 2013 he was recognised as one of the top five entrepreneurs under 30 by the European Commission. While at Oxford he won a £1,000 prize in a business plan competition organised by Oxford Entrepreneurs in 2004.

Tom Blomfield

InvestorUnicorn founder

Co-Founder & former CEO at Monzo · General Partner at Y Combinator · Founder at GoCardless

London

Writes $5K – $50K checks · typically $25K

FoundedMonzo$5B GoCardless · YC

About

Co-founder of Monzo and founder of GoCardless. Awarded an OBE in 2019.

Invests in

Fintech

Beyond investing

Founded: Founded GoCardless and coded most of the first version alongside two co-founders. Founded the digital bank Monzo. Blomfield founded Boso.com, a student marketplace that expanded to 50 universities across the UK. He co-founded GoCardless in January 2011 with Hiroki Takeuchi and Matt Robinson. He founded the challenger bank Monzo in 2015. In March 2025 he launched Recipe Ninja, an AI recipe generation app made through vibe coding.
Education: Studied at University of Oxford (Degree, Law (jurisprudence)) Studied at University of Oxford (Master's, Law, 2008) Studied at Université Panthéon-Assas (Paris II) (French and European law) Studied at Dr Challoner's Grammar School
Communities: Is involved with Y Combinator, referencing its recent batches and mantras in his writing.
Awards: Blomfield was appointed an Officer of the Order of the British Empire (OBE) in the 2019 New Year Honours for services to improving competition and financial inclusion in the banking sector. In 2013 he was recognised as one of the top five entrepreneurs under 30 by the European Commission. While at Oxford he won a £1,000 prize in a business plan competition organised by Oxford Entrepreneurs in 2004.
Hobbies: Builds AI-assisted side projects, including the recipe app RecipeNinja.ai and games. He spends his free time making pottery. He has travelled to east Africa including Kenya, Uganda, Rwanda and Zanzibar.
Family: He grew up in Buckinghamshire and his father was an entrepreneur who set up an engineering company.

Mentioned above: the Y Combinator mafia → · the University of Oxford mafia → · the GoCardless mafia →

From Tom's own website — common ground for a warm intro.

Co-Founder & former CEO at Monzo

Intro paths

→

In turn, Tom can intro founders to Monzo's investors below.

Monzo's investors · 18

AccelPalo Alto · $1.6M – $70M checks Alpha Wave GlobalMiami Avid VenturesNew York City · $500K – $8M checks Blue Wire CapitalLondon · $50K – $300K checks CapitalGSan Francisco · $50M – $100M checks · since 2024 Coatue ManagementNew York · $1M – $20M checks Fabric VenturesLuxembourg · $300K checks G SquaredChicago General CatalystSan Francisco · $30M checks GICSingapore · since 2024 Goodwater CapitalBurlingame · $5M – $50M checks GV (Google Ventures)Mountain View · $250K – $50M checks HedosophiaLondon · since 2024 ICONIQSan Francisco Passion CapitalLondon · since 2019 Phoenix CourtLondon Tencent HoldingsShenzhen · $3.9M – $400M checks Y CombinatorSan Francisco · $500K checks

Co-founders at Monzo

Jonas TemplesteinCo-Founder & CTO

Jason BatesCo-Founder

Paul RipponCo-Founder

Gary DolmanCo-Founder & former CFO

Founder at GoCardless YC S11

Intro paths

Tom went through Y Combinator (Summer 2011) — any YC alum in your network can reach them through the YC community.

→

In turn, Tom can intro founders to GoCardless's investors below.

GoCardless's investors · 12

AccelPalo Alto · $1.6M – $70M checks ACE & CompanyNew York AFG Partners Balderton CapitalLondon · $5M – $50M checks Balnord Sp. z o.o.Luxembourg · $550K – $3.3M checks Change VenturesTallinn · $100K – $750K checks National Grid PartnersLos Gatos Notion CapitalLondon · $1M – $100M checks NycaNew York · $2M checks Nyca PartnersNew York · $1M – $10M checks Salica InvestmentsLondon Y CombinatorSan Francisco · $500K checks · since 2011

Co-founders at GoCardless

Hiroki TakeuchiFounder/CEO

Experience

AnthropicMember of Technical Staffcurrent2026 — presentSan Francisco Bay Area
Y CombinatorGeneral Partner (Leave of Absence)current2023 — presentSan Francisco, California, United States
Y CombinatorVisiting Partner2021 — 2023San Francisco, California, United States
Monzo BankPresident2020 — 2021
Monzo BankCEO2015 — 2020London Area, United Kingdom
GrouperVP Growth2013 — 2014New York City Metropolitan Area
GoCardlessCo-Founder2011 — 2013
OC&C Strategy ConsultantsAssociate Consultant2008 — 2011
Boso.comCo-Founder and CTO2004 — 2006

Education

University of OxfordMaster's Degree, 1st Class2007 — 2008
University of OxfordBA Jurisprudence, 1st Class2003 — 2007
Paris-Pantheon-Assas UniversityDiplôme en droit, European Law2005 — 2006

Skills & more

Start-ups60Management Consulting30Entrepreneur9Strategy Development6Entrepreneurship41

Languages English · French

From Tom's professional profile.

Podcasts & interviews

featuring Tom Blomfield

How to Build a Self-Improving Company with AI

Y Combinator

The Sales Playbook for Founders

Startup School

AI Apps Are Broken — Here's How To Fix Them

The Breakdown

How AI Coding Agents Will Change Your Job

The Breakdown

Writing

All posts ↗

test

The Age Of Abundance2025-04-01

The author argues AI coding tools are rapidly improving, describes building projects entirely with AI, and predicts significant disruption to software engineering jobs.

Colleagues at Y Combinator

Aaron Epstein

General Partner at Y Combinator

Andrew Miklas

General Partner at Y Combinator

Ankit Gupta

General Partner at Y Combinator

Brad Flora

Backing expeditions into the future

Chris Golda

General Partner at Y Combinator

David Lieb

General Partner at Y Combinator

Diana Hu

General Partner at Y Combinator

Garry Tan

President & CEO of Y Combinator

Network14

Dalton CaldwellScout

Co-founder of Standard Capital; Partner Emeritus at Y Combinator

Adeyemi AjaoScout

Managing Partner at Base10 Partners

Adrian LloydScout

General Partner at Episode1

Alex RenScout

Founding Partner at Fellows

Andrew GaultScout

Founding Partner at 7percent Ventures

Andrew RomansScout

CEO and General Partner at 7BC Venture Capital

Brian ShinScout

Managing Partner, VitalStage Ventures at VitalStage Ventures

Caroline BroderScout

Principal at Base10 Partners

Charlie SonghurstScout

Sr. Venture Partner at Acequia Capital (AceCap)

Çiğdem ToramanScout

General Partner at Treeo VC

Dave ClarkScout

Partner at Expansive Ventures

Enis HulliScout

Investor at 500 Emerging Europe

▶2 more connections

Lotti Siniscalco · scout Thibault D'hondt · scout

Investors connected to Tom in public investor directories — a warm-intro map.

Frequently asked questions

Who is Tom Blomfield?: Co-founder of Monzo and founder of GoCardless. Awarded an OBE in 2019.
Where does Tom Blomfield work?: Tom Blomfield is Co-Founder & former CEO of Monzo and General Partner at Y Combinator and Founder at GoCardless.
What does Tom Blomfield invest in?: Tom Blomfield invests in Fintech.
What check size does Tom Blomfield write?: Tom Blomfield typically writes checks of $5K – $50K.
What companies did Tom Blomfield found?: Tom Blomfield founded Monzo, GoCardless.
Where did Tom Blomfield go to school?: Tom Blomfield studied at University of Oxford (Master's Degree, 1st Class); University of Oxford (BA Jurisprudence, 1st Class); Paris-Pantheon-Assas University (Diplôme en droit, European Law).
What awards has Tom Blomfield received?: Blomfield was appointed an Officer of the Order of the British Empire (OBE) in the 2019 New Year Honours for services to improving competition and financial inclusion in the banking sector. In 2013 he was recognised as one of the top five entrepreneurs under 30 by the European Commission. While at Oxford he won a £1,000 prize in a business plan competition organised by Oxford Entrepreneurs in 2004.