GoCardless
YC S11London, GB · Founded 2011 · 900 employees · 12 known investors
GoCardless provides bank payment collection and open banking data access services. The platform enables businesses to collect domestic and international payments via bank accounts and securely access customer bank account data across 2,300+ banks in the UK and Europe.
FintechPaymentsUnited KingdomEuropePartly Remote
Founders & leadership· Y Combinator alumni (S11)
GoCardless was founded in 2011 by Hiroki Takeuchi and Tom Blomfield.
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Hiroki TakeuchiinFounderHe previously worked as a Business Analyst at McKinsey & Co and studied Mathematics at Oxford University, where he was involved with Oxford Entrepreneurs.
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Tom Blomfieldin𝕏Co-Founder2011–2013Tom Blomfield cofounded GoCardless, a payments company from the 2011 Y Combinator batch, and later cofounded Monzo. He currently works as a partner at Y Combinator in San Francisco.
Investors · 12
AccelPalo Alto · $1.6M – $70M
Balderton CapitalLondon · $5M – $50M
Balnord Sp. z o.o.Luxembourg · $550K – $3.3M
Change VenturesTallinn · $100K – $750K
Notion CapitalLondon · $1M – $100M
NycaNew York · $2M
Nyca PartnersNew York · $1M – $10M
Salica InvestmentsLondon
Y CombinatorSan Francisco · $500K
ACE & CompanyreportedNew Yorkvia Sherif El Halwagy · inferred
AFG Partnersreported
National Grid PartnersreportedLos Gatos
Images
Founder mafia
The GoCardless mafia →7 people who came through GoCardless went on to found or lead other companies.
Tom BlomfieldFounderFounded MonzoGrey BakerVP Product, Engineering & GlobalFounded PincitesRavin ThambapillaiHead of MarketingFounded Credal.aiNabil BelahouaneSoftware EngineerFounded FutureClinicTom WatsonSoftware EngineerFounded HessianLewis BlackwoodOperations EngineerFounded RexJoe RootSales InternFounded Permutive
Competitors · 6
by search overlapIntuit®21545 shared keywordsIntuit develops financial software products—including TurboTax, Credit Karma, QuickBooks, and Mailchimp—for consumers and small businesses to manage taxes, credit, accounting, and marketing. It serves approximately 100 million customers worldwide.
Stripe20552 shared keywordsStripe provides financial infrastructure for businesses to accept payments, offer financial services, and implement custom revenue models across international markets in 135+ currencies.
Fresh Books19573 shared keywordsFreshBooks is a cloud-based accounting and invoicing platform designed for small service-based businesses. The software helps business owners manage invoicing, accounting, and financial connections with customers.
Bill.com Holdings, Inc.17485 shared keywordsBILL is a unified financial operations platform that automates accounts payable, receivables, and spend management for businesses. The platform processes over $345 billion in annual payment volume and serves nearly 500,000 customers across the US and 130+ countries.
Wise14815 shared keywordsWise is a financial platform offering international money transfers, multi-currency accounts, and debit cards with low fees and competitive exchange rates, serving millions of users globally.
Ramp13103 shared keywordsRamp provides a spend management platform that consolidates corporate cards, expense management, accounts payable, business banking, travel booking, and procurement into one system. It targets businesses seeking automated coding, reconciliation, policy enforcement, and visibility across company spending.
Companies competing with GoCardless for the same Google search keywords, organic and paid, via search-intersection analysis.
Companies House · registry record
View on Companies House ↗- Registered name
- GOCARDLESS LTD
- Company number
- 07495895
- Status
- Active
- Company type
- Private limited company
- Incorporated
- 17 Jan 2011
- Registered office
- Sutton Yard, 65 Goswell Road, London, EC1V 7EN
- Nature of business (SIC)
- 62090 — Other information technology service activities
- Previous names
- GROUPAY LIMITED (2011–2011)
- Accounts
- last made up to 30 Jun 2025 · next due 31 Mar 2027
- Confirmation statement
- last made up to 31 Dec 2025 · next due 14 Jan 2027
Current officers · 3
- Hiroki James Takeuchi — secretary, appointed 1 Mar 2015
- Catherine Birkett — director, appointed 16 Aug 2023
- Hiroki James Takeuchi — director, appointed 17 Jan 2011
Source: Companies House public register · retrieved 24 Jul 2026. Contains public sector information licensed under the Open Government Licence v3.0.
In the news
Frequently asked questions
- What does GoCardless do?
- GoCardless provides bank payment collection and open banking data access services. The platform enables businesses to collect domestic and international payments via bank accounts and securely access customer bank account data across 2,300+ banks in the UK and Europe.
- Who founded GoCardless?
- GoCardless was founded by Hiroki Takeuchi, Tom Blomfield in 2011.
- Who are GoCardless's investors?
- GoCardless's investors include Accel, Balderton Capital, Balnord Sp. z o.o., Change Ventures, Notion Capital, Nyca, Nyca Partners, Salica Investments and 4 more.
- Where is GoCardless headquartered?
- GoCardless is headquartered in London, GB.