Fundraising Fox

Fernando Sandoval Oseguera

Unicorn founder

Founder at Kapital Bank

Mexico

FoundedKapital Bank$1.3B · YC

About

Fernando Sandoval Oseguera has over a decade of experience in financial services and management consulting. He founded Kapital Bank to apply his background in these sectors to building new financial infrastructure.

Founder at Kapital BankYC W22

Intro paths

YC

Fernando went through Y Combinator (Winter 2022) — any YC alum in your network can reach them through the YC community.

GP

Their group partner at YC was Aaron Epstein, General Partner at Y Combinator — the partner who ran Kapital Bank's batch and knows the company first-hand. YC profile ↗

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In turn, Fernando can intro founders to Kapital Bank's investors below.

Kapital Bank's investors · 14

Accial CapitalMiamiBroom VenturesSan FranciscoCervinPalo Alto · $250K – $6M checksColabora VenturesSan SalvadorFoundersX VenturesSilicon ValleyKube VCMiami AngelsMiami · $100K – $1M checksMS&AD VenturesMenlo Park · $500K – $3M checksPelion VenturesSalt Lake City · since 2025Rapid ScaleLas VegasTrajectory VenturesNew YorkTribe CapitalLas Vegas · $25K – $75M checks · since 2025Tribe Capital FirstlookPalo Alto · $25K – $40M checksY CombinatorSan Francisco · $500K checks · since 2022

Co-founders at Kapital Bank

RSRene Saul
Rene SaulFounder

Experience

  1. Kapital (YC W22)Co-Founder & CFOcurrent2020 — presentMéxico
  2. IE Search Fund ClubPresident of the Search Fund Club2020 — 2021Spain
  3. J Capital PartnersManaging Partner2020 — 2021Spain
  4. HR Ratings de MéxicoExecutive Director Financial Institutions / ABS2017 — 2020Ciudad de México y alrededores, México
  5. HR Ratings de MéxicoDirector of Financial Institutions / Asset-Backed Securities2014 — 2017México
  6. HR Ratings de MéxicoAssociate Credit Risk Analyst2013 — 2014México
  7. HR Ratings de MéxicoCredit Risk Analyst2011 — 2012México
  8. Invecture Group S.A. de C.V.Trainee Private Equity2009 — 2010
  9. SandcorporativoTrainee2006 — 2009

Skills & more

Financial Analysis18Financial Modeling7Financial Risk5Credit Rating12Corporate Finance5Valuation7Financial Institutions5Administración y dirección de empresas13Análisis financiero18Management5Estrategia de mercadotecnia5Marketing Strategy4
+12 moreElaboración de modelos financierosFinanzas corporativasTeam LeadershipProject ManagementTasaciónPlanificación estratégicaPlan de negocioNegociaciónFinanzasFinanceBusiness StrategyGestión de proyectos

Languages Español · Inglés

From Fernando's professional profile.

Frequently asked questions

Who is Fernando Sandoval Oseguera?
Fernando Sandoval Oseguera has over a decade of experience in financial services and management consulting. He founded Kapital Bank to apply his background in these sectors to building new financial infrastructure.
Where does Fernando Sandoval Oseguera work?
Fernando Sandoval Oseguera is Founder of Kapital Bank.
What companies did Fernando Sandoval Oseguera found?
Fernando Sandoval Oseguera founded Kapital Bank.
Where did Fernando Sandoval Oseguera go to school?
Fernando Sandoval Oseguera studied at IE Business School (IMBA at IE Business School, Strategy & Entrepeneurship); IE School of Science and Technology (Master in Digital Business & Innovation Candidate, Technology & Innovation); Tecnológico de Monterrey (LAF, ADMINISTRACIÓN FINANCIERA).

Founder mafias

Y Combinator mafia8,773

Also came through, then founded or led a company.

Sam AltmanPresidentFounded Tools for Humanity +3Jessica LivingstonCo-founderFounded Y CombinatorAlexis OhanianYC Summer 2005Founded RedditFred EhrsamYC Summer 2012Founded Nudge +1Matt HuangYC Winter 2011Founded HotspotsTrae StephensYC Winter 2022Founded Pursuit +1

+ 8,766 more

Tecnológico de Monterrey mafia71

Also came through, then founded or led a company.

Iñigo RumayorHigh SchoolFounded Monato +1Cuauhtli PadillaBachelor of Engineering in MechatronicsFounded Fuddis +1Luis Mario GarciaBachelor's degreeFounded Seals AI +1Juan CasianEngineer's degreeFounded Boom AI +1Fernando GonzalezIIS - Industrial and Systems EngineeringFounded CoruLuis EnríquezHigh School DiplomaFounded Cultura Colectiva

+ 64 more

IE Business School mafia12

Also came through, then founded or led a company.

Ignacio MartinezInternational MBAFounded Cibo Technologies +1Martin SpitznagelMBAFounded Bind XSeif AmrMaster’s DegreeFounded ThndrAbhishek AyyagariMBAFounded yBANQCristina CharMaster in International ManagementFounded FitHubAndrés IriarteAdvanced Management ProgramFounded FitHub

+ 5 more

IE School of Science and Technology mafia3

Also came through, then founded or led a company.

Can KulogluMaster of Science - MSFounded FoodLabsCristina CharMaster in Visual and Digital MediaFounded FitHub

Same school

Also attended IE Business School203

Borja FernándezGeneral Partner at Inveready Technology Investment GroupGabriel FarmeInvestor at Graphene VenturesHayata TokizawaVice President at Fin CapitalIñaki ArrolaInvestor at KfundCarina SzpilkaInvestor at KfundCaroline PhippsSenior Associate at True Beauty Ventures

+ 197 more

Also attended IE School of Science and Technology4

Juan Alonso-AllendeInvestment & Product Intern at Kibo VenturesCan KulogluInvestment Analyst at Heliad AGAntoine MoyroudPartner at Lightspeed Venture PartnersCristina CharFounder at FitHub

Also attended Tecnológico de Monterrey169

Fernando GonzalezPartner, Global Capital Strategy at QED InvestorsAileen AllenPartner at Mercury FundKevin BernalSenior Associate at Mighty CapitalMax BräuningerInvestor at 13books CapitalAna Chávez PeónHead of Investor Network at NazcaLuis EnríquezPartner at Nazca

+ 163 more