Fernando Sandoval Oseguera
InvestorUnicorn founderFounder at Kapital Bank
Mexico
FoundedKapital Bank$1.3B · YC
Find your path to Fernando
129 people in our graph share verified history with Fernando — schools, employers, funds. One of them is your warm intro.
Iñaki ArrolaunlockedFernando: together at IE Business School (2020)
×5Fernando: together at IE Business School
×5Fernando: together at Tecnológico de Monterrey
Fernando: together at IE School of Science and Technology
About
Fernando Sandoval Oseguera has over a decade of experience in financial services and management consulting. He founded Kapital Bank to apply his background in these sectors to building new financial infrastructure.
Founder at Kapital BankYC W22
Intro paths
YC
Fernando went through Y Combinator (Winter 2022) — any YC alum in your network can reach them through the YC community.
GP
Their group partner at YC was Aaron Epstein, General Partner at Y Combinator — the partner who ran Kapital Bank's batch and knows the company first-hand. YC profile ↗
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In turn, Fernando can intro founders to Kapital Bank's investors below.
Kapital Bank's investors · 14
Accial CapitalMiamiBroom VenturesSan FranciscoCervinPalo Alto · $250K – $6M checksColabora VenturesSan SalvadorFoundersX VenturesSilicon ValleyKube VCMiami AngelsMiami · $100K – $1M checksMS&AD VenturesMenlo Park · $500K – $3M checksPelion VenturesSalt Lake City · since 2025Rapid ScaleLas VegasTrajectory VenturesNew YorkTribe CapitalSan Francisco · $25K – $75M checks · since 2025Tribe Capital FirstlookPalo Alto · $25K – $40M checksY CombinatorSan Francisco · $500K checks · since 2022
Co-founders at Kapital Bank
RS
Rene SaulFounder
Experience
- Kapital (YC W22)Co-Founder & CFOcurrent2020 — presentMéxico
- IE Search Fund ClubPresident of the Search Fund Club2020 — 2021Spain
- J Capital PartnersManaging Partner2020 — 2021Spain
- HR Ratings de MéxicoExecutive Director Financial Institutions / ABS2017 — 2020Ciudad de México y alrededores, México
- HR Ratings de MéxicoDirector of Financial Institutions / Asset-Backed Securities2014 — 2017México
- HR Ratings de MéxicoAssociate Credit Risk Analyst2013 — 2014México
- HR Ratings de MéxicoCredit Risk Analyst2011 — 2012México
- Invecture Group S.A. de C.V.Trainee Private Equity2009 — 2010
- SandcorporativoTrainee2006 — 2009
Skills & more
Financial Analysis18Financial Modeling7Financial Risk5Credit Rating12Corporate Finance5Valuation7Financial Institutions5Administración y dirección de empresas13Análisis financiero18Management5Estrategia de mercadotecnia5Marketing Strategy4
+12 more
Elaboración de modelos financierosFinanzas corporativasTeam LeadershipProject ManagementTasaciónPlanificación estratégicaPlan de negocioNegociaciónFinanzasFinanceBusiness StrategyGestión de proyectosLanguages Español · Inglés
From Fernando's professional profile.
Colleagues at Kapital Bank
Frequently asked questions
- Who is Fernando Sandoval Oseguera?
- Fernando Sandoval Oseguera has over a decade of experience in financial services and management consulting. He founded Kapital Bank to apply his background in these sectors to building new financial infrastructure.
- Where does Fernando Sandoval Oseguera work?
- Fernando Sandoval Oseguera is Founder of Kapital Bank and Co-Founder & CFO at Kapital Bank.
- What companies did Fernando Sandoval Oseguera found?
- Fernando Sandoval Oseguera founded Kapital Bank.
- Where did Fernando Sandoval Oseguera go to school?
- Fernando Sandoval Oseguera studied at IE Business School (IMBA at IE Business School, Strategy & Entrepeneurship); IE School of Science and Technology (Master in Digital Business & Innovation Candidate, Technology & Innovation); Tecnológico de Monterrey (LAF, ADMINISTRACIÓN FINANCIERA).
Founder mafias
Y Combinator mafia10,230
Also came through, then founded or led a company.
Sam AltmanPresidentFounded Tools for Humanity +3Garry TanPresident & CEOFounded Y Combinator +1Jessica LivingstonCo-founderFounded Y CombinatorAlexis OhanianPartnerFounded RedditFred EhrsamYC Summer 2012Founded Nudge +1Matt HuangYC Winter 2011Founded Paradigm +1
+ 10,223 more
Tecnológico de Monterrey mafia133
Also came through, then founded or led a company.
Iñigo RumayorHigh SchoolFounded Monato +1Cuauhtli PadillaBachelor of Engineering in MechatronicsFounded Fuddis +1Luis Mario GarciaBachelor's degreeFounded Seals AI +1Miguel MedinaIngeniería Industrial y de SistemasFounded Plerk +1Angel AriasCertificate in Public-Private Partnerships for Infrastructure and Services (project finance)Founded Plerk +1Juan CasianEngineer's degreeFounded Boom AI +1
+ 126 more
IE Business School mafia59
Also came through, then founded or led a company.
Iván RodríguezAdvanced Real Eestate Asset Management ProgrammeFounded Vivla +2Damia TormoMasterFounded Tyris TX +2Alessio QuagliniMBAFounded Clearpool +1Ignacio MartinezInternational MBAFounded Cibo Technologies +1Samuel HarrisonMScFounded NominalMartin SpitznagelMBAFounded Bind X
+ 52 more
IE School of Science and Technology mafia5
Also came through, then founded or led a company.
Kapital Bank mafia2
Also came through, then founded or led a company.
Same school
Also attended IE Business School355
Ben PerryInvestor at MedicxiBorja FernándezGeneral Partner at Inveready Technology Investment GroupGabriel FarmeInvestor at Graphene VenturesHayata TokizawaVice President at Fin CapitalIñaki ArrolaInvestor at KfundCarina SzpilkaInvestor at Kfund
+ 349 more
Also attended IE School of Science and Technology7
Juan Alonso-AllendeInvestment & Product Intern at Kibo VenturesCan KulogluInvestment Analyst at Heliad AGAntoine MoyroudPartner at Lightspeed Venture PartnersMustafa DemirManaging Director at Cube Infrastructure ManagersCristina CharFounder at FitHubTheo TortoriciFounder at GetDot
+ 1 more
Also attended Tecnológico de Monterrey269
Fernando GonzalezPartner, Global Capital Strategy at QED InvestorsNatalia JustusFinancial Analyst and Investor Relations at Dila CapitalKevin BernalSenior Associate at Mighty CapitalMax BräuningerInvestor at 13books CapitalAna Chávez PeónHead of Investor Network at NazcaLuis EnríquezPartner at Nazca
+ 263 more