Fintech Startups

Karat Financial offers business banking, credit, and payment products aimed at creators and founders. The company is part of Y Combinator's W20 batch.

10 investors

Kinetic provides smart injury reduction technology integrated into workers' compensation policies, using wearable devices and AI-powered analytics to reduce workplace injuries and manage claims more effectively.

10 investors

Kovi provides car rental and subscription services aimed at making car ownership more flexible and accessible, serving drivers such as ride-hailing and delivery workers. The company operates in Brazil within the auto commerce and mobility sector.

10 investors

Koywe provides financial services and regulatory compliance solutions for companies across Latin America, with operations in Chile, Argentina, Colombia, Brazil, Bolivia, Mexico, Peru, and the United States. The company serves as a strategic partner focused on building inclusive and accessible financial services in the region.

10 investors

Lendflow provides a platform for fintechs, lenders, and vertical SaaS companies to offer lending and financial products to their customers. The platform enables businesses to automate lending processes and deliver faster, more transparent credit access.

10 investors

Lendtable provides cash advances to employees to enable them to contribute to their 401(k) plans and capture employer matching contributions, recouping its costs from a portion of the vested match earnings.

10 investors

Liquity is a decentralized finance protocol that enables borrowing against crypto collateral with minimal requirements. The platform serves users in the cryptocurrency and blockchain ecosystem.

10 investors

Littio is a mobile app that offers multi-currency accounts in USD, EUR, and COP with international payment capabilities, including a Mastercard for spending across 200+ countries and digital asset holdings in stablecoins. It serves individuals in Latin America who need to receive international payments, transfer funds across borders, and earn yields on their holdings.

10 investors

LTSE operates the Long-Term Stock Exchange, an SEC-regulated national securities exchange built to connect companies with long-term investors, and also offers cap table management software for startups. It supports companies across their lifecycle from formation through IPO in the financial markets sector.

10 investors

M-KOPA offers smartphones through a deposit-and-installment payment model that lets customers build a credit history and unlock digital loans, health cover, device protection, and data bundles. It operates across five African countries including Kenya, Ghana, Nigeria, Uganda, and South Africa, focused on financial inclusion for underserved consumers.

10 investors

MANTL provides omnichannel deposit origination technology that enables banks and credit unions to open consumer and commercial accounts both in-person and online. The platform helps regional and community financial institutions modernize legacy infrastructure and deliver digital-first banking experiences.

10 investors

Maxwell provides software solutions for mortgage lenders, including point-of-sale, loan fulfillment, and due diligence tools designed for small to midsize community lenders.

10 investors

Melio is a payments platform for handling business accounts payable and receivable, letting companies pay vendor bills by card or bank transfer, send domestic and international payments, and get paid via invoices and payment links. It offers AI-powered bill capture and workflow automation, approval controls, and two-way sync with accounting software like QuickBooks, Xero, and NetSuite, and is aimed at small businesses and accounting firms.</parameter> <parameter name="products">[{"name": "Agent Mel", "description": "An AI payment assistant that answers questions about bills, payments, and vendors and automates payment workflows.", "kind": "product"}]

10 investors

Monarch is a personal finance app for individuals, couples, and families that connects bank accounts, credit cards, loans, and investments into one view for budgeting, tracking spending, monitoring subscriptions, and setting savings goals. It works across web, iOS, and Android and lets users collaborate with a partner or financial advisor.

10 investors

Mono provides financial data access, identity verification, and direct bank payments for businesses in Africa through an open banking platform. The company serves fintech companies and banks across three African countries.

10 investors

Razor Group develops next-generation e-commerce products with a focus on building a global e-commerce platform. The company combines entrepreneurial, financial, and product-building expertise with technology development.

10 investors

Munify is a blockchain-powered financial platform enabling individuals and businesses to manage multiple currencies, send money instantly globally, and access stablecoin-backed virtual cards without traditional banking infrastructure. The platform serves the MENA region as an embedded finance solution for cross-border money movement and fintech operations.

10 investors

Natural provides an API and payments infrastructure designed for AI agents to transact autonomously, with features like agent observability, expanded FDIC coverage, and an MCP integration for developers. It targets developers and businesses building autonomous agents that need to make payments.

10 investors

Nav provides transparent business and personal credit insights, cash flow data, and financial tools to help small business owners access trade credit, supplier terms, and funding opportunities.

10 investors

Neon is a Brazilian digital bank offering fixed-income investment products, including certificates of deposit (CDBs) with daily or scheduled liquidity, protected by the FGC deposit guarantee. It also lets customers convert money invested in its CDBs into credit card limits through its Viracrédito feature.

10 investors

Nivoda operates a B2B marketplace for the jewellery trade, letting businesses source diamonds, lab grown diamonds, and gemstones while handling the operational side of sourcing. It also offers a credit facility ("Nivoda Capital") and serves jewellery businesses globally with offices in multiple regions.

10 investors

Nowports is a digital freight forwarder that simplifies international trade in Latin America by offering air, sea, land, and multimodal cargo transportation alongside financing, insurance, and centralized logistics management through a single platform.

10 investors

Ola operates a global mobility ecosystem offering ride-hailing services across 250+ cities in India, Australia, New Zealand, and the UK. The platform serves both riders and drivers, with additional services including electric scooters (S1), a buy-now-pay-later payment product (Postpaid+), insurance, and a retail marketplace for food, groceries, fashion, and electronics.

10 investors

Olist offers a business management ecosystem for Brazilian entrepreneurs and merchants, including the Tiny ERP system, a multichannel sales integration hub, a point-of-sale system, a digital account with payment tools, and shipping services. It also provides AI agents that let users query business data, automate routines, and delegate operational tasks.

10 investors