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Munify

YC S25

Orlando, US · Founded 2025 · 4 employees · 14 known investors

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Munify is a blockchain-powered financial platform enabling individuals and businesses to manage multiple currencies, send money instantly globally, and access stablecoin-backed virtual cards without traditional banking infrastructure. The platform serves the MENA region as an embedded finance solution for cross-border money movement and fintech operations.

Crypto & Web3FintechConsumerB2BConsumer FinanceNeobankUnited States of AmericaAmerica / CanadaFully Remote

Founders & leadership· Y Combinator alumni (S25)

Munify was founded in 2025 by Khalid Ashmawy.

KAKhalid Ashmawy
Khalid AshmawyFounderKhalid Ashmawy previously founded Huspy, a Series B-backed company facilitating billions in annual transactions, and spent a decade leading engineering teams at Microsoft and Uber. He is now founder and CEO of Munify, a cross-border neobank focused on the Middle East and its diaspora.

Investors · 14

DFS Lab Frontierlisted by DFS Lab Frontier
Digital Currency Grouplisted by Digital Currency GroupNew York

How we know: Digital Currency Group's portfolio page · funding news · fintech.global · Not right? Tell us

Fund I, a series of Africa FinTech Collective, LPlisted by Fund I, a series of Africa FinTech Collective, LP
LoftyInc Capitallisted by LoftyInc CapitalHouston

How we know: LoftyInc Capital's portfolio page · the VCSheet dataset · open dataset · 5k.vc investor directory · Not right? Tell us

Maiora Rebel Ventureslisted by Maiora Rebel Ventures
MyAsiaVClisted by MyAsiaVCSeattlevia Aabhas Khanna · inferred
Rebel Fundlisted by Rebel FundSan Francisco · $100K – $5M

How we know: rebelfund.vc · Not right? Tell us

White Star Capitallisted by White Star CapitalLondon · $500K – $7M

How we know: open dataset · 5k.vc investor directory · Not right? Tell us

Y Combinatorlisted by Y CombinatorSan Francisco · $500K

How we know: the Y Combinator directory · funding news · menabytes.com · open dataset · 5k.vc investor directory · Not right? Tell us

AAF Management Ltd.reportedWashington

How we know: a partner's Signal profile · Not right? Tell us

Byld VenturesreportedSt. Albans · $10K – $250K

How we know: techcrunch.com · Not right? Tell us

DCGreportedWadsworth

How we know: techcrunch.com · Not right? Tell us

OurCrowdreportedJerusalem

How we know: Y Combinator's founder network · Not right? Tell us

Funding

SEC filings, press & company announcements

$6M disclosed across 2 rounds · 2025

Source: company announcements and press reports — follow each round's link for the claim.

Related companies · 8

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ValidiFIValidiFI provides alternative data and predictive analytics solutions to financial institutions, fintechs, and payment companies for fraud reduction, risk management, and lending decisions. The company uses non-permissioned and permissioned data to deliver insights across account, payment, and lending lifecycles.
SeisSeis offers banking services conducted entirely in Spanish for Hispanic customers in the US. The company aims to expand into credit cards, auto loans, mortgages, and other financial products while prioritizing Spanish-language customer service.
KnowifyKnowify offers a project and financial management platform for trade contractors and subcontractors, with tools for job costing, AIA billing, WIP reporting, and integration with QuickBooks Online. It targets small and medium construction businesses looking to manage projects, teams, and finances in one place.
MineMine offers AI-powered financial products including a credit-building debit card and an AI advisor for financial guidance, designed for individuals navigating wealth-building challenges.
FixifyFixify provides an AI-assisted IT service desk that integrates with a customer's existing ticketing and productivity tools to automate routine support tasks, backed by a human team that handles designated issue categories. It targets organizations looking to offload help desk and IT support work.
MoretaMoreta is a mobile wallet app that enables travelers and expatriates to make payments in Asia and Latin America by scanning QR codes compatible with local payment networks, with automatic currency conversion from the user's home currency.
UniifyUniify builds digital customer onboarding software for financial companies, aiming to reduce risk and simplify the onboarding process. The product targets the compliance and customer-journey needs of businesses in the financial sector.

Companies working in the same space as Munify.

Legal entities · 1

corporate structure
Munify Corporation

In the news

Munify raises $3m to boost digital banking for Egyptians abroadfintech.global · Sep 2025Munify Raises $3M in Seed Fundingfinsmes.com · Sep 2025Microsoft and Uber alum raises $3M for YC-backed Munify, a neobank for the Egyptian diasporafinance.yahoo.com · Aug 2025Microsoft and Uber alum raises $3M for YC-backed Munify, a neobank for the Egyptian diaspora | TechCrunchtechcrunch.com · Aug 2025

Frequently asked questions

What does Munify do?
Munify is a blockchain-powered financial platform enabling individuals and businesses to manage multiple currencies, send money instantly globally, and access stablecoin-backed virtual cards without traditional banking infrastructure. The platform serves the MENA region as an embedded finance solution for cross-border money movement and fintech operations.
Who founded Munify?
Munify was founded by Khalid Ashmawy in 2025.
Who are Munify's investors?
Munify's investors include 1confirmation, DFS Lab Frontier, Digital Currency Group, Fund I, a series of Africa FinTech Collective, LP, LoftyInc Capital, Maiora Rebel Ventures, MyAsiaVC, Rebel Fund and 6 more.
How much funding has Munify raised?
Munify has disclosed $6M raised across 2 rounds.
Where is Munify headquartered?
Munify is headquartered in Orlando, US.