Consumer Finance Startups

Munify is a blockchain-powered financial platform enabling individuals and businesses to manage multiple currencies, send money instantly globally, and access stablecoin-backed virtual cards without traditional banking infrastructure. The platform serves the MENA region as an embedded finance solution for cross-border money movement and fintech operations.

6 investors

Atrato Pago is a Mexican fintech providing point-of-sale credit financing that connects consumers with affiliated merchants, enabling customers to make purchases on installment plans while merchants increase sales through embedded lending.

4 investors

Finosu provides a cloud-based loan servicing platform that manages borrower communications (voice, text, email, chat), payment processing, and compliance workflows for consumer lenders. The platform serves originators of personal installment loans, lines of credit, BNPL, credit cards, and lease-to-own products.

4 investors

Kosh provides digital lending to blue-collar workers in India through a joint liability model that uses social networks to assess creditworthiness and reduce costs. The platform targets credit access for a 150-million-person segment previously considered underserved.

4 investors

Mine offers AI-powered financial products including a credit-building debit card and an AI advisor for financial guidance, designed for individuals navigating wealth-building challenges.

4 investors

Prodigal builds AI-powered applications for consumer finance servicing and collections, enabling lenders and collection agencies to automate workflows and personalize customer interactions. The company operates a unified platform called the Prodigal Intelligence Engine that powers multiple agentic applications including note-taking, payment processing, and quality assurance.

4 investors

Autonomous is an AI-powered wealth management platform that provides integrated financial management across investments, taxes, planning, and execution for high-net-worth individuals with complex financial situations.

3 investors

Fondeadora is a financial platform in Mexico offering banking accounts and services for individuals, freelancers, and small businesses. The platform provides financial management tools tailored to each customer segment.

3 investors

Ivella offers financial products and accounts tailored for couples at different relationship stages, including shared savings and account options designed for partners to manage money together.

3 investors

MedPiper Technologies provides travel insurance infrastructure that automatically pays out compensation for flight delays within minutes, without requiring passengers to file claims.

3 investors

Sunset helps families locate and manage investment accounts, mutual funds, ETFs, bonds, and other financial assets held by deceased individuals across US brokers and custodians. The platform automates asset discovery, handles transfer paperwork, and can set up estate bank accounts for consolidating and distributing inherited assets.

3 investors

Astor provides AI-powered investment advisory services for retail investors at all account sizes. The platform delivers personalized financial guidance through an AI advisor, addressing the traditional gap where professional wealth management has been accessible only to wealthy individuals and institutions.

2 investors

Cheq is a UPI-powered digital wallet designed for foreign tourists and non-resident Indians to make payments across India using their smartphones. The wallet integrates with the UPI platform and accepts use at over 50 million merchants including hotels, restaurants, and local stores.

2 investors

Freeport is a self-custodial trading platform offering access to stocks, crypto, commodities, FX, and pre-IPO exposure, with market intelligence from social feeds and insider filings. The platform requires no KYC for basic trading and operates 24/7 including weekends, appealing to retail traders seeking low-friction global market access.

2 investors

Hapi offers Latin American consumers a mobile platform to buy stocks, ETFs, and cryptocurrencies without account minimums or trading fees, accessible in minutes.

2 investors

Seis offers banking services conducted entirely in Spanish for Hispanic customers in the US. The company aims to expand into credit cards, auto loans, mortgages, and other financial products while prioritizing Spanish-language customer service.

2 investors

Selfin provides a platform where users consolidate their financial accounts and receive AI-generated personalized recommendations for optimizing their finances.

2 investors

Yenmo provides affordable lending products designed to promote healthy financial behavior and customer satisfaction. The company targets borrowers in India seeking alternatives to high-interest-rate loans.

2 investors

A mobile banking application that incorporates game-like mechanics and offers users the chance to win prizes, including a $1 million jackpot distributed weekly.

1 investor

A lending platform operating in Mexico that provides loans to consumers, incorporating AI technology into its credit and operations infrastructure.

1 investor

Axiom is a decentralized finance platform where users can trade memecoins and perpetual contracts while generating yield on their holdings.

1 investor

Cardinal Gray automates vehicle titling and DMV documentation workflows for lenders and financial institutions. The platform streamlines document origination, title reporting, lien management, and electronic signature collection in the auto lending process.

1 investor

Ekpa is a portfolio analysis and research tool that aggregates stock holdings from multiple brokerages into a single dashboard and provides research-driven insights based on users' actual positions, including analyst ratings, SEC filings, and news. The platform serves individual retail investors seeking consolidated portfolio visibility and education-focused research without generating trade recommendations.

1 investor

Elayne provides AI-powered estate planning and settlement guidance for families preparing for and navigating loss, combining legal tools with compassionate support.

1 investor