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Prodigal

YC S18

San Francisco, US · Founded 2018 · 99 employees · Hiring · 7 known investors

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Prodigal builds vertical AI agents and a data integration platform for the consumer finance industry, serving lenders and collections companies. Its system unifies fragmented tech stacks (CRMs, lending management systems, payment processors, dialers) to give AI agents full context for customer interactions.

Also known as Prodigal Technologies Inc. · Prodigal technologies · Prodigal Technologies · Prodigal technologies, Prodigal Technologies

AI & Machine LearningEnterprise SoftwareFintechSaaSConsumer FinanceAIUnited States of AmericaAmerica / CanadaPartly Remote

Founders & leadership· Y Combinator alumni (S18)

Prodigal was founded in 2018 by Shantanu Gangal and Sangram Raje.

SGShantanu Gangal
Shantanu GangalCo-founder · CEOShantanu Gangal led Data Science & Analytics at Fundbox, a fintech lender, and previously worked at Blackstone. He is the founder of Prodigal, which builds AI-powered applications for loan servicing and collections.
SRSangram Raje
Sangram RajeCo-Founder, Engineering
SM
Shashank MishraCS
SG
Sumanyu GhoshalPeople
SM
Sonam MohapatraRecruiter
BJ
Bharat JaswaniLead - People Success
SG
Saransh GargFounderuntil 2019
NS
Neil ShahChief of Staffformer
SB
Smeet BhattGrowthformer
MA
Mayank AgarwalEngineeringformer
SP
Sarah PiantedosiCustomer Successformer
SA
shobhita agarwalHead of Engineeringformer

Investors · 7

Menlo Ventures✓ confirmed by ProdigalSan Francisco · $1M – $20Mvia Croom Beatty · led

How we know: Menlo Ventures's portfolio page · the company's own site · funding news · yourstory.com · the VCSheet dataset · open dataset · 5k.vc investor directory · Y Combinator's founder network · Not right? Tell us

Y Combinator✓ confirmed by ProdigalSan Francisco · $500K

How we know: the company's own site · the Y Combinator directory · funding news · economictimes.indiatimes.com · open dataset · 5k.vc investor directory · Not right? Tell us

MGV.VClisted by MGV.VCSan Francisco · $500K

How we know: MGV.VC's portfolio page · Y Combinator's founder network · Not right? Tell us

Cypher CapitalreportedZurich

How we know: Y Combinator's founder network · Not right? Tell us

MenloreportedMenlo Park

How we know: prnewswire.com · Not right? Tell us

MGVreportedSan Francisco

How we know: funding news · prnewswire.com · Not right? Tell us

Funding

SEC filings, press & company announcements

$12M disclosed across 1 of 3 rounds · 2021

Source: company announcements and press reports — follow each round's link for the claim.

Founder mafia

2 people who came through Prodigal went on to found or lead other companies.

Smeet BhattFounding Member (GTM)Founded TheyaYash GuptaCo-FounderFounded Nova Benefits

Related companies · 10

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Credit KarmaCredit Karma is an AI-powered personal finance platform that provides free credit scores, credit monitoring, cashflow insights, and financial marketplace services to help consumers understand and manage their finances. The platform serves over 140 million members with tools for credit analysis, tax filing, and financial opportunity identification.
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Companies working in the same space as Prodigal.

Legal entities · 1

corporate structure
Prodigal Technologies Inc.

In the news

PIE: Prodigal Intelligence Engineycombinator.com · Mar 2025Consumer Portfolio Services Chooses Prodigal to Advance its FinTech Platform with Backend Servicing and Support in Specialty Financingprnewswire.com · Oct 2022Prodigal Unveils New Product Suite to Provide Real-Time Insights to Call Centers in Financial Servicesprnewswire.com · Oct 2022Finvi, Prodigal Partner on Revenue Recovery | PYMNTS.compymnts.com · Aug 2022Prodigal Raises $12M to Give Lenders Actionable Insights, Streamline Their Operations Using AIprnewswire.com · Sep 2021

Frequently asked questions

What does Prodigal do?
Prodigal builds vertical AI agents and a data integration platform for the consumer finance industry, serving lenders and collections companies. Its system unifies fragmented tech stacks (CRMs, lending management systems, payment processors, dialers) to give AI agents full context for customer interactions.
Who founded Prodigal?
Prodigal was founded by Shantanu Gangal, Sangram Raje in 2018.
Who are Prodigal's investors?
Prodigal's investors include Accel, Menlo Ventures, Y Combinator, MGV.VC, Cypher Capital, Menlo, MGV.
How much funding has Prodigal raised?
Prodigal has disclosed $12M raised across 1 of its 3 known rounds.
Where is Prodigal headquartered?
Prodigal is headquartered in San Francisco, US.