Kosh
YC W20Gurugram, IN · Founded 2020 · 56 employees · 4 known investors
Kosh provides digital lending to blue-collar workers in India through a joint liability model that uses social networks to assess creditworthiness and reduce costs. The platform targets credit access for a 150-million-person segment previously considered underserved.
Founders & leadership· Y Combinator alumni (W20)
Kosh was founded in 2020 by Sahil Bansal and Aayush Goel.
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Sahil BansalinCo-FounderSahil Bansal graduated from IIT Delhi in 2014 and worked as a quantitative strategist in Goldman Sachs' Investment Banking Division before cofounding Kosh, where he now leads sales and operations.
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Aayush GoelinCo-FounderAayush Goel previously worked at Goldman Sachs and graduated from IIT Delhi. He is now leading Kosh.
Investors · 4
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Frequently asked questions
- What does Kosh do?
- Kosh provides digital lending to blue-collar workers in India through a joint liability model that uses social networks to assess creditworthiness and reduce costs. The platform targets credit access for a 150-million-person segment previously considered underserved.
- Who founded Kosh?
- Kosh was founded by Sahil Bansal, Aayush Goel in 2020.
- Who are Kosh's investors?
- Kosh's investors include Capria Ventures, IIMA Ventures, India Quotient, Y Combinator.
- Where is Kosh headquartered?
- Kosh is headquartered in Gurugram, IN.



