Finosu
YC S24New York City, US · Founded 2024 · 7 employees · Hiring · 5 known investors
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1,177 people in our graph share verified history with the Finosu team — schools, employers, funds. One of them is your warm intro.
Wesley Chanunlockedknows Gabriel Vincent Kho · together at Flexport (overlapped)
×8knows the team · via Stanford University
×3knows the team · via St Paul's School
Finosu provides a cloud-based loan servicing platform that manages borrower communications (voice, text, email, chat), payment processing, and compliance workflows for consumer lenders. The platform serves originators of personal installment loans, lines of credit, BNPL, credit cards, and lease-to-own products.
Also known as Cedar Star
Founders & leadership· Y Combinator alumni (S24)
Finosu was founded in 2024 by Mark Ricciardi and Gabriel Vincent Kho.
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Mark RicciardiinCo-FounderMark Ricciardi has worked in finance as a special situations private credit investor before transitioning to tech to develop productized credit instruments at Finosu.
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Gabriel Vincent Khoin𝕏Co-FounderGabriel Vincent Kho studied at Stanford and previously worked at Flexport as an AI consultant. He is now building a startup focused on addressing issues in the credit sector based on his experience at Alt.
Investors · 5
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Frequently asked questions
- What does Finosu do?
- Finosu provides a cloud-based loan servicing platform that manages borrower communications (voice, text, email, chat), payment processing, and compliance workflows for consumer lenders. The platform serves originators of personal installment loans, lines of credit, BNPL, credit cards, and lease-to-own products.
- Who founded Finosu?
- Finosu was founded by Mark Ricciardi, Gabriel Vincent Kho in 2024.
- Who are Finosu's investors?
- Finosu's investors include Bling Capital, BY Venture Partners, Coalition Operators, Transpose Platform Management, Y Combinator.
- Where is Finosu headquartered?
- Finosu is headquartered in New York City, US.





