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Astor

YC S25

San Francisco, US · Founded 2025 · 5 employees · 8 known investors

Astor provides AI-powered investment advisory services for retail investors at all account sizes. The platform delivers personalized financial guidance through an AI advisor, addressing the traditional gap where professional wealth management has been accessible only to wealthy individuals and institutions.

Also known as Gaus · Gaus Inc · Gaus, Inc.

AI & Machine LearningFintechSaaSInvestingConsumer FinanceAIUnited States of AmericaAmerica / Canada

Founders & leadership· Y Combinator alumni (S25)

Astor was founded in 2025 by Bruno Koba and Daniel Tulha Hochstetler.

BKBruno Koba
Bruno Kobain𝕏Co-Founder & CEOBruno Koba is a graduate of Stanford Graduate School of Business who previously worked at Nubank and Monashees. He is currently building an AI advisory platform for retail investors at Astor.
DTDaniel Tulha Hochstetler
Daniel Tulha Hochstetlerin𝕏Co-founder & CTODaniel Tulha Hochstetler has held engineering and technical leadership roles at Stripe, Robinhood, and Amazon. He is now CTO at Astor, where he works on AI tools for retail investing.

Investors · 8

Also in the syndicate · 2

individual investors from OpenAIindividual investors from Stripe

Funding

SEC filings, press & company announcements

$5M disclosed across 1 of 2 rounds · 2026

Source: company announcements and press reports — follow each round's link for the claim.

Company profile

researched Aug 2026

Astor, operated by Gaus, Inc., is an SEC-registered investment advisory platform that provides AI-generated investment guidance to retail investors. Users link existing brokerage and financial accounts (via Plaid, per the company's site) and the service analyses their holdings across performance, risk and diversification before delivering personalised recommendations. Interaction is conversational: customers can text or call the AI advisor 24/7, ask questions such as how to allocate new income or why a portfolio is down, and receive daily market recaps filtered to their own positions, deep research briefs, and comparisons of portfolio performance against indexes such as the S&P 500.

The advisory service is non-discretionary — Astor does not execute trades, and all investment decisions remain with the user. The company states it operates under a fiduciary duty and that advice generated by its agents is fact-checked internally; co-founder Bruno Koba holds a Series 65 licence. Astor describes bank-grade encryption, third-party penetration testing, and an in-progress SOC 2 Type II audit. Its product is built on a multi-agent architecture using Anthropic models, and the mobile app is currently iPhone-only.

Positioning targets the gap between institutional and retail investors: Astor argues traditional advisers typically require around $500,000 in assets, leaving most US investors without professional guidance, while general-purpose chatbots are not optimised for personal finance. Marketing on the company site is aimed at "busy professionals" including tech workers with RSUs and illiquid stock, consultants, bankers and founders.

Founding story

Bruno Koba and Daniel Tulha grew up in Brazil, where opening a brokerage account customarily comes with an assigned financial adviser regardless of account size. After moving to the United States, they found professional advice was generally reserved for wealthy clients while most investors managed portfolios alone or with general-purpose chatbots. They founded Astor in 2025 to close that gap and joined Y Combinator's Summer 2025 batch. Koba, the CEO, was previously a data scientist at Nubank and a fintech investor at Monashees, and attended Stanford GSB; Tulha, the CTO, was an engineer at Stripe, Robinhood and Amazon.

Business model

Consumer subscription software: Astor sells access to an AI advisory app directly to individual investors. The App Store listing shows a free download with in-app purchases and an "Astor Pro" tier. Astor is registered with the SEC as an investment adviser and provides non-discretionary advice rather than managing or executing trades.

Subscription pricing of $15 per month, with a $40 unlimited "Pro" version, as reported in April 2026.

Traction

As of April 2026 the company reported roughly 4,000 paying customers and more than $200m in brokerage assets connected to the platform. The company website cites over 8,000 users, more than $500m connected, and a 4.8/5.0 rating; its iOS app showed a 4.7 average from 324 ratings. Team size was listed at 5.

Latest developments

In April 2026 Astor announced a $5m seed round led by Monashees, with participation from Y Combinator, Goodwater Capital, Gilgamesh Ventures, 468 Capital, Valutia, Sunshine Lake, and individual investors from Stripe and OpenAI. The company said funds would go toward product, engineering and growth and to expanding its service offerings. A SOC 2 Type II audit was in progress, and backtesting was named as a feature under consideration.

Full profile — market position, technology, go-to-market, geography, history, risks & controversies

Market position

Competes in a crowded AI wealth-management segment alongside decade-old robo-advisers, brokerages such as Robinhood building next-generation advisers, and traditional advisory firms adding AI tools for affluent clients. Astor's stated wedge is serving mass-market investors below the asset minimums of traditional advisers.

Astor differentiates on conversational text and voice delivery, models tuned for personal finance rather than general-purpose chatbots, advice grounded in a user's actual linked holdings, and operation as an SEC-registered adviser with fiduciary obligations.

Technology

Multi-agent AI architecture built on Anthropic models and optimised for personal finance. The system ingests linked account data through Plaid, analyses holdings for performance, risk and diversification, monitors markets and news continuously, filters headlines to a user's positions, and supports text and voice (telephone-style) conversation. Company-stated controls include end-to-end encryption, professional penetration testing and an in-progress SOC 2 Type II audit; outputs are fact-checked by the firm's own agents.

Go-to-market

Direct-to-consumer distribution through an iPhone app on the Apple App Store, supported by the company website and press coverage of its seed round. Users onboard by linking brokerage accounts and subscribing to paid tiers.

US retail and active individual investors, including beginners; the company's site emphasises busy professionals such as tech workers holding RSUs and illiquid equity, consultants, bankers and founders.

Geography

Headquartered in San Francisco and serving investors in the United States; the founders are originally from São Paulo, Brazil.

History

Astor was founded in 2025 and participated in Y Combinator's Summer 2025 cohort (primary partner Jon Xu), launching publicly as a "personal AI investment analyst" during the batch. The consumer iOS app, published by Gaus, Inc., accumulated hundreds of ratings and developer responses to user feedback through early 2026. On 23 April 2026 the company announced a $5m seed round led by Monashees, with proceeds earmarked for product, engineering, growth and a broader service offering.

Risks & controversies

Investment advice is a heavily regulated activity requiring firms to act in clients' best interests, and Astor's SEC registration does not imply a particular level of skill or training; the company notes all investments carry risk including loss of principal and that advisory services are non-discretionary. The market is crowded, with established robo-advisers, brokerages such as Robinhood and traditional advisory firms deploying comparable AI tools. Reported metrics vary between the company's site and press coverage, and the SOC 2 Type II certification was not yet complete.

Compiled by commissioned research from 8 cited public sources — announcements, filings, and press listed under research sources below.

Key figures

latest reported
Brokerage assets connectedApr 2026$200M
Brokerage assets connected (company-stated)Jan 2026$500M
Company-stated app ratingJan 20264.8 out of 5
CustomersApr 20264,000 customers
IOS App Store ratingJan 20264.7 out of 5 (324 ratings)
Pro subscription priceApr 2026$40
Subscription priceApr 2026$15
Team sizeJan 20265 people
Users (company-stated)Jan 20268,000 users

Company-reported or press-reported figures, each dated to when it was claimed — not independently audited.

Images

Astor photoAstor photo

Competitors · 1

by search overlap

Companies competing with Astor for the same Google search keywords, organic and paid, via search-intersection analysis.

Timeline · 5

launches, deals, and filings
Apr 2026
Astor announces $5m seed round led by Monashees

Astor announced a $5m seed funding round led by Monashees with participation from Y Combinator, Goodwater Capital, Gilgamesh Ventures, 468 Capital, Valutia, Sunshine Lake and individual investors from Stripe and OpenAI; proceeds allocated to product, engineering, growth and expanded services.

$5M source ↗

Jan 2026
Astor: AI Investment Advisor iOS app available on the App Store

The iPhone app, published by Gaus Inc, offers a paid Astor Pro tier with 24/7 AI advisor questions, a tailored financial plan, account aggregation, daily market recaps and benchmarking against indexes such as the S&P 500.

source ↗

Jan 2026
Operating as an SEC-registered investment adviser

Astor (Gaus, Inc.) states it is an SEC-registered investment adviser providing non-discretionary advisory services under a fiduciary duty; co-founder Bruno Koba obtained a Series 65 licence.

source ↗

Jan 2025
Participated in Y Combinator Summer 2025 batch

Astor joined Y Combinator's Summer 2025 cohort, with Jon Xu as primary partner, and is listed as an active YC company.

source ↗

Jan 2025
Launch of Astor personal AI investment analyst

Astor published its YC launch as a personal AI investment analyst that monitors markets continuously, produces tailored research briefs and tests investment scenarios for individual portfolios.

source ↗

Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.

In the news

Research sources · 8

primary sources listed

8 public sources were cited for this profile; the first-party ones are listed here.

Frequently asked questions

What does Astor do?
Astor is an SEC-registered AI investment advisor app that connects to retail investors' brokerage accounts and gives tailored guidance.
Who founded Astor?
Astor was founded by Bruno Koba, Daniel Tulha Hochstetler in 2025.
Who are Astor's investors?
Astor's investors include MONASHEES, Y Combinator, 468 Capital, Gilgamesh Ventures, Goodwater Capital, Sunshine Lake.
How much funding has Astor raised?
Astor has disclosed $5M raised across 1 of its 2 known rounds.
Where is Astor headquartered?
Astor is headquartered in San Francisco, US.