Neobank Startups

Envelope is a financial application that combines budgeting software with checking account and debit card services, allowing users to organize spending through digital envelopes and manage money in a single platform. The product serves personal finance users of all experience levels seeking integrated budgeting and banking in one interface.

2 investors

Finary is an investment management platform that allows users to track and manage their investments in one place, including crypto assets. The platform serves retail investors seeking transparent fee structures and simplified access to financial advice.

2 investors

Goldbridge is a spend intelligence platform for real estate property owners that identifies and recovers hidden revenue opportunities across property taxes, vendor contracts, utilities, and cash management. The platform connects to existing property management systems to analyze invoices, contracts, and payment flows to uncover savings and increase net operating income.

2 investors

InstaKin helps migrant communities purchase and send goods such as medicines, groceries, and other items to family members in their home countries. The service handles both product delivery and task management for families separated by distance.

2 investors

Moneco is a financial app providing international accounts and payment services for Africans, enabling transactions, international money transfers, and card payments. The platform serves entrepreneurs, freelancers, content creators, and travelers across multiple sectors.

2 investors

Rank is a wealth management platform offering personalized investment portfolios and financial guidance to individual investors seeking alternatives to traditional savings, with portfolio management tailored to individual risk tolerance and life goals.

2 investors

Seis offers banking services conducted entirely in Spanish for Hispanic customers in the US. The company aims to expand into credit cards, auto loans, mortgages, and other financial products while prioritizing Spanish-language customer service.

2 investors

Selfin provides a platform where users consolidate their financial accounts and receive AI-generated personalized recommendations for optimizing their finances.

2 investors

A mobile banking application that incorporates game-like mechanics and offers users the chance to win prizes, including a $1 million jackpot distributed weekly.

1 investor

Archer provides financial infrastructure for data marketplaces and AI labor platforms, enabling instant payments to global contributors using stablecoins and yield on idle balances. The platform serves data providers, AI labor networks, and reinforcement learning environments that supply training data to frontier AI labs.

1 investor

Arpari provides a unified treasury management platform that consolidates cash and account management across multiple banks for finance teams. The software reduces administrative overhead by offering a single dashboard for liquidity tracking and financial processes.

1 investor

Boya is a financial technology platform that organizes business financial data to help growing businesses access better spending decisions, growth capital, and lower credit costs. The platform serves businesses of all sizes across various industries.

1 investor

Bueno Finance offers a digital credit card accessible via UPI, targeting credit-building for underserved users in India.

1 investor

Cardda provides corporate spend management through virtual and physical cards, automated payments, and real-time expense visibility for businesses across industries. The platform centralizes expense control, invoice management, and financial operations for teams of any size.

1 investor

Grey enables remote workers and freelancers to open foreign bank accounts and receive international payments in their local currency. The platform focuses on serving digital nomads and creators in developing economies with simplified cross-border payment solutions.

1 investor

IRBC provides a multi-currency banking platform tailored for global businesses and founders, offering checking accounts, payment cards, international transfers, invoicing, and treasury services through a single integrated interface.

1 investor

Lucible is a financial services platform that provides transparency about where customer deposits are held and invested. Customers retain 100% of investment returns while the company charges a subscription fee and offers margin loans at cost.

1 investor

Mono provides payment infrastructure for enterprises, including payouts, Bre-B transfers, branded wallets, and Visa cards through a single API integration. The platform serves companies moving money at scale who want to modernize operations without building financial technology from scratch.

1 investor

Nexus offers a combined checking and investment account that automatically invests the account balance to generate market returns while keeping funds accessible for withdrawal at any time, including after-hours.

1 investor

Orca offers a mobile banking platform targeting young adults, featuring peer-to-peer money transfers, group bill-splitting, local merchant discounts, and integrated spending and savings tools.

1 investor

Ping is a fintech platform offering free USD accounts and global payment solutions for freelancers and international workers. It enables users to receive invoiced payments worldwide, manage multi-currency savings, and convert funds to cryptocurrency or withdraw cash.

1 investor

Polar provides remote workers, freelancers, and maritime employees with U.S. bank accounts and tools to transfer dollars to over 120 countries, hold USD savings at competitive rates, and trade commodities and cryptocurrencies.

1 investor

A payment platform that enables custom payment links for bank transfers and cryptocurrency transactions, allowing users to send funds to wallets and purchase airtime. The service targets individuals and businesses in Africa seeking flexible payment options with real-time transaction tracking on blockchain.

1 investor

Theya provides a Bitcoin custody platform combining multisignature security with user-friendly design for individuals, financial advisors, and businesses to self-custody and manage bitcoin. The platform enables holders to maintain control of their assets without sacrificing accessibility.

1 investor