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Theya

YC W23

San Francisco, US · Founded 2023 · 3 employees · 9 known investors

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Theya provides a Bitcoin custody platform combining multisignature security with user-friendly design for individuals, financial advisors, and businesses to self-custody and manage bitcoin. The platform enables holders to maintain control of their assets without sacrificing accessibility.

Crypto & Web3Enterprise SoftwareFintechCrypto / Web3ConsumerNeobankUnited States of AmericaAmerica / Canada

Founders & leadership· Y Combinator alumni (W23)

Theya was founded in 2023 by Vikas Choudhary, Smeet Bhatt, and Sriram Bhargav Karnati.

VCVikas Choudhary
Vikas ChoudharyCo-FounderHe previously served as co-founder and CTO at Porter, a trucking marketplace.
SBSmeet Bhatt
Smeet BhattCo-Founder & CEOSmeet Bhatt led marketing and go-to-market strategy at Prodigal, a YC-backed enterprise software company, and previously worked as an investor with IDG Ventures. He co-founded Chymera, a mobile VR advertising platform, and studied civil engineering and physics at IIT Bombay.
SBSriram Bhargav Karnati
Sriram Bhargav KarnatiCo-Founder, CTO2023–2026Sriram Bhargav Karnati is co-founder of Theya and previously led cryptocurrency engineering at Robinhood, FalconX, and GameStop Blockchain, where he developed custody infrastructure and self-custody wallet solutions. He studied Computer Science at IIT Bombay and has over a decade of experience in consumer application development, including time at Google.

Investors · 9

Maiora Rebel Ventureslisted by Maiora Rebel Ventures
Rebel Fundlisted by Rebel FundSan Francisco · $100K – $5M

How we know: Y Combinator's founder network · rebelfund.vc · Not right? Tell us

Y Combinatorlisted by Y CombinatorSan Francisco · $500K

How we know: the Y Combinator directory · open dataset · 5k.vc investor directory · Not right? Tell us

General CatalystreportedSan Francisco · $30M

How we know: Y Combinator's founder network · Not right? Tell us

HashedreportedSeoul

How we know: Y Combinator's founder network · Not right? Tell us

Hi2 Global Venture Fundreported

How we know: Y Combinator's founder network · Not right? Tell us

WefunderreportedSan Francisco

How we know: Y Combinator's founder network · Not right? Tell us

Zeno VenturesreportedGeneva

How we know: the VCSheet dataset · Y Combinator's founder network · Not right? Tell us

The YC application· Winter 2023 batch

What they told YC

Describe what your company does in 50 characters or less.
The company offers a multisignature, self-custodial Bitcoin private banking platform.

Summarized from the founders' answers on their Y Combinator profile.

Related companies · 10

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GoSatsGoSats operates a rewards platform that gives users bitcoin cashback when they make purchases at merchant partners in India.
PolarPolar provides remote workers, freelancers, and maritime employees with U.S. bank accounts and tools to transfer dollars to over 120 countries, hold USD savings at competitive rates, and trade commodities and cryptocurrencies.
CoinbaseCoinbase is a cryptocurrency exchange platform that offers trading, custody, and financial services for cryptocurrencies, stocks, derivatives, and prediction markets to consumers, institutions, and developers. The company operates a full-stack infrastructure including secure custody, liquidity services, stablecoin infrastructure, and global settlement rails.
ClevaCleva provides USD accounts and virtual USD cards for receiving international payments, with features including ACH/wire transfers, currency conversion, rewards programs, and point redemptions. The platform serves freelancers, remote workers, and small businesses seeking to receive payments from global clients and employers.
PingPing is a fintech platform offering free USD accounts and global payment solutions for freelancers and international workers. It enables users to receive invoiced payments worldwide, manage multi-currency savings, and convert funds to cryptocurrency or withdraw cash.
River FinancialRiver is a bitcoin bank providing full-reserve custody and financial services built on sound money principles. The company publishes proof of reserves and public financials to demonstrate the security and soundness of its operations.
CryptoCrypto.com operates a cryptocurrency exchange and digital asset platform serving 150 million users across 90 countries, with a mission to accelerate global adoption of cryptocurrency.
BitPayBitPay provides enterprise-grade tools for cryptocurrency acceptance and spending, enabling businesses and individuals to send, receive, and store digital currencies. The platform serves as a payment technology provider built on blockchain for global financial transactions.
CoinTrackerCoinTracker is a cryptocurrency tax software platform that automatically imports transactions from wallets and exchanges to calculate gains, losses, and generate IRS-ready tax reports for US investors.

Companies working in the same space as Theya.

Legal entities · 2

corporate structure
Theya Inc.
Theya, Inc.

In the news

Theya for Business – The Bitcoin Operating System for Organizationsycombinator.com · Apr 2025Theya: World's simplest Bitcoin multi-sig, self-custody appycombinator.com · Mar 2023

Frequently asked questions

What does Theya do?
Theya provides a Bitcoin custody platform combining multisignature security with user-friendly design for individuals, financial advisors, and businesses to self-custody and manage bitcoin. The platform enables holders to maintain control of their assets without sacrificing accessibility.
Who founded Theya?
Theya was founded by Vikas Choudhary, Smeet Bhatt, Sriram Bhargav Karnati in 2023.
Who are Theya's investors?
Theya's investors include Lightning Ventures, Maiora Rebel Ventures, Rebel Fund, Y Combinator, General Catalyst, Hashed, Hi2 Global Venture Fund, Wefunder and 1 more.
Where is Theya headquartered?
Theya is headquartered in San Francisco, US.