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IRBC

YC X25

New York City, US · Founded 2024 · 3 employees · 13 known investors

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IRBC provides a multi-currency banking platform tailored for global businesses and founders, offering checking accounts, payment cards, international transfers, invoicing, and treasury services through a single integrated interface.

Also known as Seeking Sigma, Inc. · Lyra

AI & Machine LearningFintechArtificial IntelligenceB2BNeobankUnited States of AmericaAmerica / Canada

Founders & leadership· Y Combinator alumni (X25)

IRBC was founded in 2024 by Courtne Marland and Henry Kwon.

CMCourtne Marland
Courtne MarlandFounderCourtne Marland holds a BSc in Economics and Mathematical Sciences and has experience in go-to-market engineering, social media marketing agencies, and software development, including publishing applications on the App Store and launching two previous ventures.
HKHenry Kwon
Henry KwonCo-Founder / CPOHenry Kwon is the founder of IRBC, which provides a multi-currency banking platform for global businesses and founders with checking accounts, payment cards, international transfers, invoicing, and treasury services.

Investors · 13

Andreessen HorowitzreportedMenlo Park · $500K – $50M

How we know: Y Combinator's founder network · Not right? Tell us

CRV (Charles River Ventures)reportedBay Area · $250K – $5M

How we know: Y Combinator's founder network · Not right? Tell us

Eight CapitalreportedNorwalk

How we know: Y Combinator's founder network · Not right? Tell us

Fjor FoundersreportedLos Angeles

How we know: Y Combinator's founder network · Not right? Tell us

Garage CapitalreportedWaterloo

How we know: Y Combinator's founder network · Not right? Tell us

James Beshara FundreportedVenice

How we know: Y Combinator's founder network · Not right? Tell us

Lobster CapitalreportedSan Francisco

How we know: Y Combinator's founder network · Not right? Tell us

OurCrowdreportedJerusalem

How we know: Y Combinator's founder network · Not right? Tell us

PioneerreportedToronto, Ontario

How we know: Y Combinator's founder network · Not right? Tell us

Rebel FundreportedSan Francisco · $100K – $5M

How we know: Y Combinator's founder network · Not right? Tell us

Rice CapitalreportedCovina

How we know: Y Combinator's founder network · Not right? Tell us

Transpose Platform ManagementreportedSan Francisco

How we know: Y Combinator's founder network · Not right? Tell us

Founder mafia

2 people who came through IRBC went on to found or lead other companies.

Courtne MarlandCEOFounded LyraHenry KwonCTOFounded Lyra

Related companies · 5

Pivo Technology IncPivo provides bank accounts, debit cards, and digital invoicing tools to truck owners and drivers in Africa, with plans to expand into credit and expense management products.
GreyGrey enables remote workers and freelancers to open foreign bank accounts and receive international payments in their local currency. The platform focuses on serving digital nomads and creators in developing economies with simplified cross-border payment solutions.
VaultPayVaultpay is a mobile banking application offering virtual and physical VISA cards, money transfers, and financial account management for customers in the Democratic Republic of Congo. The service enables users to open accounts instantly via smartphone and access banking services without visiting physical branches.
BoyaBoya is a financial technology platform that organizes business financial data to help growing businesses access better spending decisions, growth capital, and lower credit costs. The platform serves businesses of all sizes across various industries.
Shekel MobilityShekel Mobility is a B2B marketplace and management system that provides auto dealerships with financial services (including credit facilities), operational automation, and cross-border transaction capabilities across emerging markets.

Companies working in the same space as IRBC.

Legal entities · 1

corporate structure
Seeking Sigma, Inc.

In the news

Lyra: The final meeting platformycombinator.com · Oct 2025Lyra: The AI-Native Zoom For Revenue Teamsycombinator.com · May 2025

Frequently asked questions

What does IRBC do?
IRBC provides a multi-currency banking platform tailored for global businesses and founders, offering checking accounts, payment cards, international transfers, invoicing, and treasury services through a single integrated interface.
Who founded IRBC?
IRBC was founded by Courtne Marland, Henry Kwon in 2024.
Who are IRBC's investors?
IRBC's investors include Y Combinator, Andreessen Horowitz, CRV (Charles River Ventures), Eight Capital, Fjor Founders, Garage Capital, James Beshara Fund, Lobster Capital and 5 more.
Where is IRBC headquartered?
IRBC is headquartered in New York City, US.