Envelope
YC S23San Francisco, US · Founded 2022 · 2 employees · 2 known investors
Envelope is a financial application that combines budgeting software with checking account and debit card services, allowing users to organize spending through digital envelopes and manage money in a single platform. The product serves personal finance users of all experience levels seeking integrated budgeting and banking in one interface.
Also known as Envelope Money
Founders & leadership· Y Combinator alumni (S23)
Envelope was founded in 2022 by Katelyn Strobel and Josh Strobel.
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Katelyn StrobelinFounderShe previously worked as a marketing consultant before focusing on financial technology and personal finance tools.
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Josh Strobelin𝕏FounderHe previously contributed to iOS applications at Robinhood and Twitter, and has held engineering roles at Tesla, Microsoft, and Adobe.
Investors · 2
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Competitors · 7
by search overlapExperian645 shared keywordsExperian offers consumers tools to access their credit report and FICO Score, build credit, and manage money, including credit card matching, bill and subscription negotiation, car insurance comparison, and a digital checking account with debit card. It serves individual U.S. consumers through its app and financial products.
Chase590 shared keywordsA wealth management and investing service (J.P. Morgan Wealth Management via Chase) offering self-directed brokerage accounts with commission-free online trades as well as one-on-one advisor services, financial planning tools, and retirement accounts. It serves individual retail investors ranging from beginners to experienced investors in the United States.
Finder549 shared keywordsFinder is a personal finance comparison platform that helps consumers find deals on savings accounts, bank bonus offers, and rates. It also publishes money-saving content such as budgeting and savings challenges.
Capital One491 shared keywordsCapital One is a financial services company that offers credit cards, checking and savings accounts, auto financing, and business banking products to consumers and small businesses. The company provides digital banking tools, rewards programs, and credit monitoring services.
SmartAsset438 shared keywordsFisher Investments is a global money management and financial advisory firm that provides portfolio management, financial planning, and retirement planning services primarily to high-net-worth individuals and institutional clients. The firm manages investments across equities, fixed income, and blended accounts using an active, forward-looking investment approach.
Chime434 shared keywordsChime is a US financial technology company offering fee-free checking and savings accounts, debit and credit-builder cards, early access to direct-deposited pay and no-fee overdraft cover. It is not itself a bank: deposits are held through partner banks. Founded in 2012 by Chris Britt and Ryan King, it listed on Nasdaq in June 2025 under the ticker CHYM and serves over 10 million active members.
Wellsfargo389 shared keywordsWells Fargo is a bank offering personal financial products such as checking accounts and a mobile banking app for consumers. Its services include account management, spending insights, and financial guidance.
Companies competing with Envelope for the same Google search keywords, organic and paid, via search-intersection analysis.
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Frequently asked questions
- What does Envelope do?
- Envelope is a financial application that combines budgeting software with checking account and debit card services, allowing users to organize spending through digital envelopes and manage money in a single platform. The product serves personal finance users of all experience levels seeking integrated budgeting and banking in one interface.
- Who founded Envelope?
- Envelope was founded by Katelyn Strobel, Josh Strobel in 2022.
- Who are Envelope's investors?
- Envelope's investors include Ineffable Ventures, Y Combinator.
- Where is Envelope headquartered?
- Envelope is headquartered in San Francisco, US.