Grey
YC W22San Francisco, US · Founded 2020 · Delaware corporation · 15 employees · 1 known investors
Grey enables remote workers and freelancers to open foreign bank accounts and receive international payments in their local currency. The platform focuses on serving digital nomads and creators in developing economies with simplified cross-border payment solutions.
Also known as Aboki Africa · Grey (formerly Aboki Africa)
Founders & leadership· Y Combinator alumni (W22)
Grey was founded in 2020 by Idorenyin Obong.
IO
Idorenyin Obongin𝕏Founder & CEOIdorenyin Obong previously worked at Paystack and is now CEO of Grey.
WC
William ClarkExecutive
ZC
Ziga CerkovnikExecutive
AM
Adriano MungioliExecutive
HC
Haydn CollardExecutive
MR
Michael RuddockExecutive
Investors · 1
Reported raises · per SEC filings
Form D private placements$3.2M disclosed across 7 rounds · 2018–2019
▶$1.7MraisedOct 2019 · 13 investors · Other Banking and Financial ServicesRule 506(b)
▶$1.7MraisedOct 2019 · 13 investors · Other Banking and Financial Services
Rule 506(b)Officers, directors & promoters on the filing
- Michael RuddockExecutive Officer, Director
- Adriano MungioliExecutive Officer, Director
- Ziga CerkovnikExecutive Officer, Director
- Haydn CollardExecutive Officer, Director
- Offering amount
- $1.7M
- Amount sold
- $1.7M
- First sale
- Sep 2019
- Incorporated
- Corporation, Delaware, 2017
- Federal exemptions
- 06b
▶$50KraisedMay 2019 · 1 investors · Other Banking and Financial ServicesRule 506(b)
▶$50KraisedMay 2019 · 1 investors · Other Banking and Financial Services
Rule 506(b)Officers, directors & promoters on the filing
- Adriano MungioliExecutive Officer, Director
- Haydn CollardExecutive Officer, Director
- William ClarkExecutive Officer, Director
- Ziga CerkovnikExecutive Officer, Director
- Michael RuddockExecutive Officer, Director
- Offering amount
- $50K
- Amount sold
- $50K
- First sale
- Mar 2019
- Incorporated
- Corporation, Delaware, 2017
- Federal exemptions
- 06b
▶$150KraisedMay 2019 · 1 investors · Other Banking and Financial ServicesRule 506(b)
▶$150KraisedMay 2019 · 1 investors · Other Banking and Financial Services
Rule 506(b)Officers, directors & promoters on the filing
- Ziga CerkovnikExecutive Officer, Director
- Adriano MungioliExecutive Officer, Director
- Haydn CollardExecutive Officer, Director
- Michael RuddockExecutive Officer, Director
- William ClarkExecutive Officer, Director
- Offering amount
- $150K
- Amount sold
- $150K
- First sale
- Feb 2019
- Incorporated
- Corporation, Delaware, 2017
- Federal exemptions
- 06b
▶$125KraisedMay 2019 · 1 investors · Other Banking and Financial ServicesRule 506(b)
▶$125KraisedMay 2019 · 1 investors · Other Banking and Financial Services
Rule 506(b)Officers, directors & promoters on the filing
- Ziga CerkovnikExecutive Officer, Director
- Michael RuddockExecutive Officer, Director
- William ClarkExecutive Officer, Director
- Adriano MungioliExecutive Officer, Director
- Haydn CollardExecutive Officer, Director
- Offering amount
- $125K
- Amount sold
- $125K
- First sale
- Feb 2019
- Incorporated
- Corporation, Delaware, 2017
- Federal exemptions
- 06b
▶$150KraisedMay 2019 · 3 investors · Other Banking and Financial ServicesRule 506(b)
▶$150KraisedMay 2019 · 3 investors · Other Banking and Financial Services
Rule 506(b)Officers, directors & promoters on the filing
- Adriano MungioliExecutive Officer, Director
- Michael RuddockExecutive Officer, Director
- William ClarkExecutive Officer, Director
- Haydn CollardExecutive Officer, Director
- Ziga CerkovnikExecutive Officer, Director
- Offering amount
- $150K
- Amount sold
- $150K
- First sale
- Mar 2019
- Incorporated
- Corporation, Delaware, 2017
- Federal exemptions
- 06b
▶$25KraisedMay 2019 · 1 investors · Other Banking and Financial ServicesRule 506(b)
▶$25KraisedMay 2019 · 1 investors · Other Banking and Financial Services
Rule 506(b)Officers, directors & promoters on the filing
- William ClarkExecutive Officer, Director
- Ziga CerkovnikExecutive Officer, Director
- Adriano MungioliExecutive Officer, Director
- Haydn CollardExecutive Officer, Director
- Michael RuddockExecutive Officer, Director
- Offering amount
- $25K
- Amount sold
- $25K
- First sale
- Jan 2019
- Incorporated
- Corporation, Delaware, 2017
- Federal exemptions
- 06b
▶$1MraisedAug 2018 · 2 investors · OtherRule 506(b)
▶$1MraisedAug 2018 · 2 investors · Other
Rule 506(b)Officers, directors & promoters on the filing
- William ClarkDirector
- Harry LernerDirector
- Michael RuddockDirector
- Ziga CerkovnikDirector
- Adriano MungioliDirector
- Offering amount
- $3.5M
- Amount sold
- $1M
- Minimum investment
- $50K
- First sale
- Aug 2018
- Incorporated
- Corporation, Delaware, 2017
- Federal exemptions
- 06b
Source: SEC EDGAR Form D. Amounts as filed; amended filings shown once at their latest values.
Competitors · 7
by search overlapWise2677 shared keywordsWise is a financial platform offering international money transfers, multi-currency accounts, and debit cards with low fees and competitive exchange rates, serving millions of users globally.
Remitly1498 shared keywordsRemitly is an international money transfer service that enables customers to send money across borders to multiple countries.
Revolut1196 shared keywordsLondon-based digital banking app offering multi-currency accounts, cards, trading and business accounts to 65m+ customers.
Instarem918 shared keywordsInstarem operates a cross-border money transfer service enabling individuals and small-to-medium businesses to send funds internationally with competitive exchange rates and low fees. The platform serves customers across more than 60 locations globally, having processed over $6 billion in annual transfers.
Transfer Go755 shared keywordsTransferGo is a financial platform that enables money transfers and financial services for people and businesses across borders, serving expatriates, freelancers, and international users in over 160 countries.
Sendwave613 shared keywordsSendwave provides international money transfer services designed to simplify remittances through digital channels with low fees and fast transfers, serving customers who want to send money across borders without visiting physical locations.
Airwallex574 shared keywordsAirwallex operates a global banking platform that provides cross-border payments, financial infrastructure, and AI-powered financial software for businesses. The platform serves companies across 200+ countries, enabling automated financial operations, expense management, and billing for global enterprises and AI-native businesses.
Companies competing with Grey for the same Google search keywords, organic and paid, via search-intersection analysis.
In the news
SBI Funds Management IPO GMP, Grey Market Premium Today - IPO Watchipowatch.in · Jul 2026Frequently asked questions
- What does Grey do?
- Grey enables remote workers and freelancers to open foreign bank accounts and receive international payments in their local currency. The platform focuses on serving digital nomads and creators in developing economies with simplified cross-border payment solutions.
- Who founded Grey?
- Grey was founded by Idorenyin Obong in 2020.
- Who are Grey's investors?
- Grey's investors include Y Combinator.
- How much funding has Grey raised?
- Grey has disclosed $3.2M raised across 7 rounds.
- Where is Grey headquartered?
- Grey is headquartered in San Francisco, US.




