InsurTech Startups

Authentic builds technology infrastructure for specialized insurance programs, enabling brokers and carriers to develop tailored coverage for specific niches and classes. The platform uses data analytics to improve underwriting decisiveness and speed in commercial insurance.

8 investors

Bennie is an employee benefits brokerage that helps companies manage and improve their workplace benefits programs, combining brokerage services with technology. It serves employers looking to build healthier workplaces across the human capital and employee benefits space.

8 investors

Bestow provides software solutions for life insurance carriers to digitize operations, launch new products, and accelerate growth. The platform serves large insurance carriers modernizing their distribution, underwriting, and product capabilities.

8 investors

Branch is an insurance company that applies data and technology to provide more affordable coverage by emphasizing community-driven principles and mutual support.

8 investors

Chapter helps American seniors navigate and select Medicare plans by comparing options nationwide and recommending personalized coverage. The company serves retirees seeking clarity in health insurance enrollment to protect their health and financial security.

8 investors

Clearcover is an insurance company that simplifies auto insurance coverage selection and claims processing through a mobile-first platform, enabling fast claim payouts.

8 investors

An insurance brokerage offering personalized policy solutions for small businesses across multiple sectors including healthcare providers, attorneys, dentists, and nonprofits.

8 investors

Cozy provides modular on-chain risk protection for DeFi protocols, offering tools like yield tranches, asset reserves, and market-based protection contracts to cover risks such as bad debt, hacks, and exploits. It targets protocols and their users seeking automated, transparent safety mechanisms.

8 investors

Decent is a health insurance brokerage that quotes and compares employer health coverage options — including fully insured plans, PEOs, ICHRA, QSEHRA, level-funded, and self-funded arrangements — based on a company's census. It works with employers to find eligible plans and manage benefits spend throughout the year.

8 investors

Dorothy is a real-time weather and incident intelligence platform that tracks storms and other hazards and enriches affected addresses with property data, imagery, and loss history. It serves public adjusters, restoration and mitigation firms, insurance agencies, law firms, real estate, emergency response, and risk managers to identify confirmed-impact properties and prioritize response.

8 investors

Evry Health is a health insurance company founded in 2018 with the stated goal of fixing health insurance and lowering premiums by 20%.

8 investors

FintechOS offers an AI-first, composable core insurance modernization platform that lets insurers and MGAs build, price, and run policy administration, origination, and claims across P&C, life, health, pet, and specialty lines. Its Intelligent Policy Admin System runs above legacy core systems, decoupling product logic into a governed layer configurable through natural language, serving insurers, MGAs, and banks.

8 investors

Floodbase offers a parametric insurance platform that uses flood data and near real-time flood event monitoring to help insurers design, price, underwrite, and trigger flood coverage. It targets insurers seeking to provide parametric flood policies for hard-to-insure locations and risk types, with data coverage of U.S. floods.

8 investors

Flume Health provides AI-powered solutions for healthcare insurance operations, including tools for claims processing, care management, underwriting, and regulatory compliance automation.

8 investors

Getsafe is a digital insurance platform offering app-based protection products for individuals across Europe. The company rebuilds insurance from the ground up using automation and AI, making coverage simple, transparent, and accessible through a mobile interface.

8 investors

GroMo is a platform that enables individuals to earn income by selling financial products from partner brands within their networks. The company serves anyone seeking supplementary income, including working professionals, students, and homemakers, by providing education, customer management tools, and commission-based payouts.

8 investors

HealthSherpa operates a private-sector platform for enrolling individuals in Affordable Care Act (Healthcare.gov) health insurance plans. It serves consumers, agents, and brokers in the US health insurance market and has enrolled over 10 million people since 2014.

8 investors

HONK provides white-labeled, AI-driven roadside assistance and towing dispatch through a cloud-based platform, serving insurance carriers, fleet and rental operators, automotive OEMs and dealerships, logistics companies, and collision repair and salvage businesses. Its tools cover policy integration, real-time vehicle tracking, service dispatch, and data reporting.

8 investors

Instnt offers identity fraud loss insurance that transfers identity-fraud liability from a company's balance sheet to global insurers, using AI to underwrite residual fraud-loss risk at account approval. It serves financial institutions and businesses running digital onboarding, integrating alongside existing fraud-detection stacks and reimbursing covered claims within 30 days.

8 investors

Judi Health administers medical, dental, vision, and pharmacy benefits on a unified platform designed for health plans and employers. The platform consolidates claims processing, eligibility management, reporting, and member support across medical and pharmacy benefits to reduce administrative complexity and improve visibility into total healthcare costs.

8 investors

Kettle builds machine learning models to predict climate change impacts on insurance markets and develops AI-powered insurance and reinsurance products. The company serves insurance and reinsurance firms seeking to better manage catastrophic risk from climate-related events.

8 investors

Laka offers collective bicycle insurance for cyclists, distributing monthly claim costs across a shared pool of members with zero excess on bike claims and no depreciation. Claims are handled by bike experts.

8 investors

Meanwhile is a licensed Bitcoin-denominated life insurance company whose policies collect premiums and pay death benefits in BTC, with premiums that grow at a guaranteed rate in Bitcoin terms and the option to take Bitcoin loans against policy value. It serves individuals and international clients seeking to pass Bitcoin to beneficiaries, operating under Bermuda insurance regulation.

8 investors

NYDIG combines bitcoin mining operations with financial infrastructure services, leveraging low-cost energy from its parent company Stone Ridge's natural gas assets. The company serves institutional and retail participants seeking exposure to bitcoin and financial services aligned with the modern economy.

8 investors