InsurTech Startups

LeaseLock offers Zero Deposit, a product that replaces upfront security deposits for renters while providing risk protection and bad-debt coverage for property owners and managers. It integrates with existing property management systems to serve multifamily housing operators.

6 investors

Mulberry provides product protection and shopping assurance coverage for online purchases, offering unlimited claims with no deductibles or fees to consumers.

6 investors

NYDIG combines bitcoin mining operations with financial infrastructure services, leveraging low-cost energy from its parent company Stone Ridge's natural gas assets. The company serves institutional and retail participants seeking exposure to bitcoin and financial services aligned with the modern economy.

6 investors

OCHO offers affordable auto insurance with flexible financing options including low or zero down payments and payment plans, targeting underserved drivers in the United States. The company positions insurance policies as tools for building financial resilience and credit scores.

6 investors

Openly provides home insurance products and services for independent agents and consumers through a technology-enabled platform. The company combines actuarial science and machine learning to streamline quoting, policy management, and claims processes.

6 investors

Players Health provides insurance and risk management solutions for sports organizations and athletes across amateur, K–12, fitness, and college levels. The company aims to create safe and accessible environments for athletes to participate in sports.

6 investors

reThought Flood is a flood insurance underwriting platform that lets insurance brokers quote and bind flood coverage, assessing each building individually along with the full policy portfolio for risk-based pricing. It provides brokers with dedicated underwriters and business development support, backed by "A" rated capacity providers.

6 investors

Simplesurance develops technology that enables businesses to embed insurance products into their offerings. The company focuses on the insurtech sector, providing partnership and sales support for integrated insurance solutions.

6 investors

Socotra is a cloud-native insurance core platform that provides configuration-only deployments, open APIs, and real-time data access for insurers across personal, commercial, and life insurance lines. The platform enables insurers to deploy products faster, maintain greater operational flexibility, and achieve high reliability without custom code or legacy system constraints.

6 investors

Steadily provides landlord insurance policies that protect rental property owners against property damage, liability claims, and lost rental income. It covers various property types including short-term rentals such as Airbnb and VRBO listings, serving residential landlords in the United States.

6 investors

Supercede provides intelligence software for the reinsurance industry that helps brokers, cedents, and reinsurers make better decisions by providing timely visibility into deal structures and renewal processes. The platform integrates with existing workflows rather than replacing them, using specialized AI to accelerate critical decision-making during insurance transactions.

6 investors

FloodFlash provides parametric flood insurance using IoT sensors to detect flooding and enable rapid claim payouts, typically within 48 hours, targeting landlords and businesses seeking alternatives to traditional indemnity insurance.

6 investors

Turtlemint operates a digital insurance platform in India, offering an advisor app (TurtlemintPro) for POSP agents to sell insurance, mutual funds, loans and other financial products, plus a consumer app for managing policies. Through Turtlefin, it provides embedded insurance APIs and SaaS solutions to banks, NBFCs, insurers and e-commerce companies.

6 investors

Understory provides insurance products powered by a proprietary weather risk model and network of ground-based sensors to assess and price severe weather risks globally. The company enables insurers to offer affordable coverage for weather-related losses and triggers automated payouts when severe weather is detected.

6 investors

Upfort provides software and automation solutions for managing cyber risk, combining security expertise with insurance and data analytics to improve organizational cyber resilience.

6 investors

Toss is a mobile financial app that lets users view and manage all their finances in one place, offering free money transfers, fraud-account checks, loan comparison across banks, credit score monitoring, investing, insurance, and payments. It also provides adjacent services such as tax payments, document issuance, real estate and car management, and business tools, primarily for consumers in South Korea.

6 investors

When provides post-employment health coverage support, guiding departing employees, retirees, and dependents to COBRA alternatives such as ACA plans through an AI-powered plan navigator and concierge service. It serves enterprise employers, benefits brokers, and channel partners (TPAs, PEOs, ASOs, COBRA administrators) to reduce COBRA costs and offboarding administrative burden.

6 investors

Xilo provides customizable insurance software with dedicated support for agents and brokers to manage their operations without significant workflow changes.

6 investors

180 Seguros is an insurance operations platform that provides end-to-end insurance management solutions, enabling fintechs, banks, cooperatives, and other financial institutions to integrate insurance as a strategic financial product while maintaining focus on their core business.

5 investors

Agentero provides a technology platform and carrier appointment access for insurance agents to manage P&C (property and casualty) insurance policies through a unified portal. It enables independent agents to quote and bind policies across multiple carriers without upfront fees, office requirements, or minimum policy commitments.

5 investors

Alice is a Brazilian corporate health plan (plano de saúde empresarial) for companies, combining a curated network of doctors and hospitals with an app-based care team and a data-driven, proactive care model. It serves employers and their employees, offering coordinated care, in-app health support, and HR-focused implementation.

5 investors

Barkibu offers health insurance for pets, specifically dogs and cats, using digital platforms and data analytics to manage veterinary expenses. The company serves pet owners seeking insurance coverage for their animals' healthcare costs.

5 investors

Catch provides automated financial management and benefits solutions for independent workers and freelancers, handling tax withholding, retirement savings, and health insurance enrollment without relying on traditional employer-provided benefits.

5 investors

Clever Care is a culturally and linguistically sensitive Medicare Advantage health plan serving Southern California that integrates Eastern and Western medicine approaches. It connects members with bilingual physicians, hospitals, and acupuncturists to deliver personalized care aligned with each community's cultural traditions and values.

5 investors