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Decent

YC F26

San Francisco, US · Founded 2026 · 2 employees · 10 known investors

Find your way into Decent

Decent is a health insurance brokerage that quotes and compares employer health coverage options — including fully insured plans, PEOs, ICHRA, QSEHRA, level-funded, and self-funded arrangements — based on a company's census. It works with employers to find eligible plans and manage benefits spend throughout the year.

FintechHealthtechHR TechInsurTechAIOpsHealth TechB2BHealth InsuranceUnited States of AmericaAmerica / CanadaPartly Remote

Founders & leadership· Y Combinator alumni (F26)

Decent was founded in 2026 by Nick Soman and Andrew Budker.

NSNick Soman
Nick SomanFounder/CEONick Soman is the founder and CEO of Decent, a health insurance brokerage that quotes and compares employer health coverage options. He previously founded Decent, Inc., a health plan administrator acquired by Nice Healthcare, and founded LikeBright/Reveal, which was acquired by Napster; earlier he was an entrepreneur-in-residence at Foundation Capital, growth product lead at Gusto, and a product manager on Kindle at Amazon, and he holds a BA from Stanford and an MBA from Harvard.
ABAndrew Budker
Andrew BudkerFounder/CTOAndrew Budker is Founder and CTO of Decent, a health insurance brokerage that quotes and compares employer health coverage options based on a company's census. He previously served as Director of Software Engineering at Meta, where he led its internal AI assistant and agent platform and built deep learning computer vision systems for Oculus, and earlier worked as an engineering manager at Amazon and an engineer at Microsoft; he holds a BS in Applied Mathematics from UCLA.

Investors · 10

Buckhill Capitallisted by Buckhill CapitalSan Francisco

How we know: Buckhill Capital's portfolio page · Not right? Tell us

Digital Currency Grouplisted by Digital Currency GroupNew York

How we know: Digital Currency Group's portfolio page · the VCSheet dataset · Not right? Tell us

Healthy Ventureslisted by Healthy VenturesMill Valley · $1M – $3M

How we know: the VCSheet dataset · Not right? Tell us

Menlo Ventureslisted by Menlo VenturesSan Francisco · $1M – $20M

How we know: Menlo Ventures's portfolio page · the VCSheet dataset · Not right? Tell us

Mouro Capitallisted by Mouro CapitalLondon · $1M – $15M

How we know: the VCSheet dataset · Not right? Tell us

QED Investorslisted by QED InvestorsAlexandria · $30K – $25M

How we know: QED Investors's portfolio page · the VCSheet dataset · Not right? Tell us

Y Combinatorlisted by Y CombinatorSan Francisco · $150K

How we know: the Y Combinator directory · funding news · theblock.co · Not right? Tell us

Maverick VenturesreportedSan Francisco · $3M – $10M

How we know: the VCSheet dataset · Not right? Tell us

Meridian Street CapitalreportedNew York · $100K – $5Mvia Scott Law · inferred

How we know: the VCSheet dataset · Not right? Tell us

Funding

SEC filings, press & company announcements

Source: company announcements and press reports — follow each round's link for the claim.

Frequently asked questions

What does Decent do?
Decent is a health insurance brokerage that quotes and compares employer health coverage options — including fully insured plans, PEOs, ICHRA, QSEHRA, level-funded, and self-funded arrangements — based on a company's census. It works with employers to find eligible plans and manage benefits spend throughout the year.
Who founded Decent?
Decent was founded by Nick Soman, Andrew Budker in 2026.
Who are Decent's investors?
Decent's investors include Asset Management Company, Buckhill Capital, Digital Currency Group, Healthy Ventures, Menlo Ventures, Mouro Capital, QED Investors, Y Combinator and 2 more.
Where is Decent headquartered?
Decent is headquartered in San Francisco, US.