Cover
DefunctYC W16San Francisco, US · Founded 2016 · 50 employees · 5 known investors
A mobile application that lets users photograph items to obtain insurance quotes from multiple carriers. Cover connects customers with insurance companies and brokers to cover vehicles, phones, pets, jewelry, homes, boats, and other property.
Founders & leadership· Y Combinator alumni (W16)
Cover was founded in 2016 by Karn Saroya, Anand Dhillon, and Natalie Gray.
Investors · 5
Competitors · 9
by search overlap
Clearcover185 shared keywordsClearcover is an insurance company that simplifies auto insurance coverage selection and claims processing through a mobile-first platform, enabling fast claim payouts.
Covered131 shared keywordsCovered is a digital insurance agency that provides integrated homeowners and specialty insurance solutions for mortgage institutions across the full mortgage lifecycle (origination, refinancing, and servicing). The platform connects borrowers with 80+ carriers through an API-first marketplace and embedded UX components, with compliance certifications for GLBA, RESPA, and SOC 2 Type II.
Libertymutual128 shared keywordsLiberty Mutual is an insurance provider offering personal insurance products including car, home, homeowners, and renters coverage to consumers. The company provides online quotes, claims handling, and support through both its website and mobile app.
Cover Genius84 shared keywordsCover Genius provides embedded, white-labeled insurance and protection products through a single API, with underwriting and local licenses across 60+ countries and all 50 US states. It serves brands in banking, travel, mobility, shipping and logistics, ticketing, retail/eCommerce, payments, and the gig economy, handling distribution and claims resolution.
Policy Genius75 shared keywordsPolicygenius is an online insurance marketplace that provides consumers with free, tailored quotes and support from licensed agents across life, auto, home, and disability insurance. It helps individuals compare policies from multiple insurers and choose coverage that fits their needs.
Coverdash74 shared keywordsCoverDash provides embedded insurance technology that allows businesses to source coverage at transaction points. The platform makes insurance accessible to organizations of various sizes through integration into their existing business operations.
Cover Hound72 shared keywordsInsurance comparison (AngelPad #2). Valued at $100M+.
Lemonade56 shared keywordsLemonade is a digital insurance provider offering homeowners, renters, car, pet, and term life insurance policies. The company uses AI to streamline policy underwriting and claims processing, targeting consumers seeking affordable insurance with fast, digital-first service.
Insurify53 shared keywordsInsurify operates an online insurance-comparison marketplace that pulls real-time, personalized quotes from 120-plus insurers (including GEICO, Allstate, and Progressive) for auto, home, renters, and pet insurance, letting shoppers compare policies and buy online or with a licensed agent. Its AI-powered tools include a policy-upload feature, and it also offers Insurify Car, a liability-only auto policy with weekly installment payments; the company is a licensed agency in all 50 U.S. states.
Companies competing with Cover for the same Google search keywords, organic and paid, via search-intersection analysis.
In the news
Cover Genius $100M Raise Signals Embedded Insurance Has Outgrown Venture Capitaltechtimes.com · Jul 2026
Insurtech Cover Genius raises $100 mn at $1.9 bn valuation to expand embedded protectionbeinsure.com · Jul 2026
Cover Genius lands $100m to power AI embedded protectionfintech.global · Jul 2026Frequently asked questions
- What does Cover do?
- A mobile application that lets users photograph items to obtain insurance quotes from multiple carriers. Cover connects customers with insurance companies and brokers to cover vehicles, phones, pets, jewelry, homes, boats, and other property.
- Who founded Cover?
- Cover was founded by Karn Saroya, Anand Dhillon, Natalie Gray in 2016.
- Who are Cover's investors?
- Cover's investors include Y Combinator, Earl Grey Capital, Flucas Ventures, Morgan Creek Capital, Vista Equity Partners.
- Where is Cover headquartered?
- Cover is headquartered in San Francisco, US.