Cover Genius
New York, US · Founded 2026 · 8 known investors
Cover Genius provides embedded, white-labeled insurance and protection products through a single API, with underwriting and local licenses across 60+ countries and all 50 US states. It serves brands in banking, travel, mobility, shipping and logistics, ticketing, retail/eCommerce, payments, and the gig economy, handling distribution and claims resolution.
Founders & leadership
Cover Genius was founded in 2026 by Christopher Robert Bayley and Angus James Ridley McDonald.
CR
Christopher Robert BayleyCo-founder
AJ
Angus James Ridley McDonaldCo-founder
AM
Amir MassoudiExecutive
LM
Lexie MarchukExecutive
Board
TL
Tom LeoneBoard director
DC
JK
KH
Kabir HumayraBoard director
DT
David TaylorBoard director
JS
James SutcliffeBoard director
JG
Jill GoodmanBoard director
Investors · 8
Competitors · 6
by search overlapClearcover105 shared keywordsClearcover is an insurance company that simplifies auto insurance coverage selection and claims processing through a mobile-first platform, enabling fast claim payouts.
Covered87 shared keywordsCovered is a digital insurance agency that provides integrated homeowners and specialty insurance solutions for mortgage institutions across the full mortgage lifecycle (origination, refinancing, and servicing). The platform connects borrowers with 80+ carriers through an API-first marketplace and embedded UX components, with compliance certifications for GLBA, RESPA, and SOC 2 Type II.
Cover84 shared keywordsA mobile application that lets users photograph items to obtain insurance quotes from multiple carriers. Cover connects customers with insurance companies and brokers to cover vehicles, phones, pets, jewelry, homes, boats, and other property.
Coverdash63 shared keywordsCoverDash provides embedded insurance technology that allows businesses to source coverage at transaction points. The platform makes insurance accessible to organizations of various sizes through integration into their existing business operations.
Libertymutual49 shared keywordsLiberty Mutual is an insurance provider offering personal insurance products including car, home, homeowners, and renters coverage to consumers. The company provides online quotes, claims handling, and support through both its website and mobile app.
Policy Genius40 shared keywordsPolicygenius is an online insurance marketplace that provides consumers with free, tailored quotes and support from licensed agents across life, auto, home, and disability insurance. It helps individuals compare policies from multiple insurers and choose coverage that fits their needs.
Companies competing with Cover Genius for the same Google search keywords, organic and paid, via search-intersection analysis.
Reported raises · per SEC filings
Form D private placements$110.9M disclosed across 1 round · 2026
▶$110.9MraisedJul 2026 · 7 investors · Other TechnologyRule 506(b)
▶$110.9MraisedJul 2026 · 7 investors · Other Technology
Rule 506(b)Officers, directors & promoters on the filing
- Christopher Robert BayleyDirector, Promoter
- Angus James Ridley McDonaldExecutive Officer, Director, Promoter
- Tom LeoneDirector, Promoter
- Daniel ChaplinDirector, Promoter
- James KuklinskiDirector, Promoter
- Kabir HumayraDirector, Promoter
- James SutcliffeDirector, Promoter
- Jill GoodmanDirector, Promoter
- David TaylorDirector, Promoter
- Amir MassoudiExecutive Officer, Promoter
- Lexie MarchukExecutive Officer, Promoter
- Offering amount
- $111M
- Amount sold
- $110.9M
- Sales commissions
- $5M
- Placement agents
- MORGAN STANLEY & CO LLC
- First sale
- Jun 2026
- Incorporated
- Corporation, Delaware, 2026
- Federal exemptions
- 06b
Source: SEC EDGAR Form D. Amounts as filed; amended filings shown once at their latest values.
In the news
Cover Genius Raises $100M in Capital From Vista Credit Partnersinsurancejournal.com · Jul 2026
Cover Genius lands $100m to power AI embedded protectionfintech.global · Jul 2026
Cover Genius Raises USD $100M | Financial ITfinancialit.net · Jul 2026Frequently asked questions
- What does Cover Genius do?
- Cover Genius provides embedded, white-labeled insurance and protection products through a single API, with underwriting and local licenses across 60+ countries and all 50 US states. It serves brands in banking, travel, mobility, shipping and logistics, ticketing, retail/eCommerce, payments, and the gig economy, handling distribution and claims resolution.
- Who founded Cover Genius?
- Cover Genius was founded by Christopher Robert Bayley, Angus James Ridley McDonald in 2026.
- Who are Cover Genius's investors?
- Cover Genius's investors include AfterWork Ventures, Dawn Capital LLP, G Squared, King River Capital, Leo Capital Ventures, SecondQuarter Ventures, Spark Capital, Vista Equity Partners.
- How much funding has Cover Genius raised?
- Cover Genius has disclosed $110.9M raised across 1 round.
- Where is Cover Genius headquartered?
- Cover Genius is headquartered in New York, US.