InsurTech Startups

Skarlett is a French platform for people over 60 that compares and matches insurance, financing, and real estate offers, including viager solutions that let homeowners sell their property while continuing to live in it and receive capital or monthly income. It aggregates offers from insurance, banking, and real estate providers to help retirees convert home equity into liquidity.

1 investor

Skytree Scientific develops an AI-driven SaaS platform for lightning risk assessment, serving engineers and organizations managing critical infrastructure and assets. The platform uses real-time data and machine learning algorithms to enable proactive risk mitigation in an environment of increasing lightning activity driven by climate change.

1 investor

Skyward Specialty is a specialty property and casualty (P&C) insurance provider that works with brokers and agents to deliver underwriting and risk solutions across niche markets. The publicly traded company (Nasdaq: SKWD) operates at the complex end of the specialty insurance market and uses technology to bring products to market.

1 investor

Slice Insurance operates a digital-first platform for real-time quoting, automation, and policy management, using AI, ML, and large language models through its Slice Mind and Insurance Cloud Services offerings. It serves insurance agents and distributors covering small to midsize businesses, including contractors and commercial real estate.

1 investor

Slide is a home insurance provider offering customizable coverage for homeowners, including homeowners, condominium, landlord, and commercial residential policies with add-ons like additional living expenses, valuables, and hurricane screen enclosure coverage. It serves customers in South Carolina, California, New York, New Jersey, and Rhode Island.

1 investor

1 investor

MetLife's Slovak site offers life and personal insurance products for individuals as well as small, medium, and large businesses. It provides insurance coverage, claims reporting, and related advisory content as part of the global MetLife group.

1 investor

SmartResilience offers a climate risk management platform that combines historical datasets with climate modelling to quantify physical risks (floods, storms, wildfires) across current and future scenarios, rank adaptation measures by ROI, and produce audit-ready disclosures for standards such as IFRS S2, TCFD, CSRD, ASRS and UK SRS. It serves risk managers and sustainability professionals at organisations with large property portfolios and complex supply chains.

1 investor

SnapRefund provides a digital insurance payments platform that automates claim disbursements, agency billing, and premium remittance for carriers, TPAs, MGAs, and agents. The platform integrates with existing systems to accelerate payouts and reduce manual processing costs.

1 investor

SO-SURE offered mobile phone and contents insurance to consumers but is no longer selling new policies. Existing customers can still manage their policies and submit claims, and the company points new mobile phone insurance seekers to its brand Huddle Insurance.

1 investor

Softlogic Life is a life insurance provider offering life insurance products to individuals in Sri Lanka.

1 investor

Solar Insure provides warranty coverage and certification for residential and commercial solar installation companies across the United States. The company maintains a network of vetted solar installers that meet standards for safety, business credentials, installation quality, and customer service.

1 investor

Solisa is an AI-based CRM for the insurance industry that automates sales outreach, appointment setting, and lead-to-conversion workflows. It also includes lead generation and tools to help agents comply with 10DLC, A2P, and TCPA messaging regulations.

1 investor

Solva provides AI infrastructure for insurance operations, combining deep insurance domain expertise with advanced AI engineering to handle real claims processing, documents, and regulatory compliance at scale.

1 investor

Soma is an insurance brokerage that provides industry-specific business coverage through a single application, working with hundreds of carrier partners. It focuses on complex or hard-to-insure businesses, offering risk management and coverage placement others may decline.

1 investor

Somerset Re provides structured reinsurance solutions for life insurers managing complex reserve and capital challenges, focusing on asset-intensive portfolios across liability types including universal life, term life, annuities, and pension risk transfer. The firm operates through regulated entities in Florida and Bermuda, serving institutional insurance clients seeking capital relief and yield optimization.

1 investor

soNomad is a low-cost travel insurance provider that lets travelers buy coverage online, including emergency medical insurance for Canadians traveling abroad, trip cancellation/interruption insurance, and insurance for visitors to Canada. It uses a per-transaction fee model instead of broker commissions, focused on the Canadian market.

1 investor

SortSpoke provides AI-powered document processing and analysis for insurance companies using machine learning models trained in Toronto. The platform enables insurers to automate complex document workflows with Canadian data residency compliance.

1 investor

MetLife's Spanish operation offers life and accident insurance products for individuals and businesses, providing flexible, customizable coverage plans. The company serves over 2 million clients in Spain with policy management and claims support.

1 investor

Spectacle is a white-labeled ICHRA (Individual Coverage Health Reimbursement Arrangement) administration platform for benefits brokers and agencies, covering quoting, enrollment, reimbursement, payroll integration, and compliance. It provides carrier, hospital, and cost data across US states along with a multilingual, voice-enabled enrollment tool to help employees choose marketplace health plans.

1 investor

SPECTRA certifies managed service providers (MSPs) through its Certification of Resilience program, positioning them as trusted cybersecurity providers for businesses and their insurers. The company operates at the intersection of cyber risk management and cyber insurance, serving MSPs and the insurance market.

1 investor

1 investor

Spire builds a centralised communications platform for the automotive industry, covering vehicle recovery operations, insurance First Notification of Loss (FNOL), and fleet and service provider management with live GPS tracking, SMS job dispatch, and dashboards. It serves automotive sector businesses, call centres, insurers, and service providers such as recovery operators, plumbers, and technicians.

1 investor

Spixii provides a platform that converts regulated business processes into conversational, self-service chatbot workflows for high-value customer queries. The platform targets regulated industries like insurance and financial services, ensuring compliance, auditability, and consistent outcomes through structured expert systems rather than black-box AI.

1 investor