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SnapRefund
Techstars '23Philadelphia, US · Founded 2020 · 12 employees on LinkedIn · 5 known investors
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SnapRefund provides a digital insurance payments platform that automates claim disbursements, agency billing, and premium remittance for carriers, TPAs, MGAs, and agents. The platform integrates with existing systems to accelerate payouts and reduce manual processing costs.
Also known as AgentSnap · ClaimsSnap
Founders & leadership
SnapRefund was founded in 2020 by Cody Eddings and Anis Taylor.
Investors · 5
How we know: the Techstars portfolio · open dataset · Top 3000 Accelerator Startups (no YC) 2026-08 · Not right? Tell us
Also in the syndicate · 4
Funding
SEC filings, press & company announcements- Undisclosed amountseed roundMar 2023
Raynier Institute and Foundation
Source ↗ - Undisclosed amountseed roundOct 2022Source ↗
Source: company announcements and press reports — follow each round's link for the claim.
Company profile
researched Sep 2026SnapRefund is a Philadelphia-based financial technology company operating at the intersection of fintech and insurtech. It offers a unified digital insurance payments platform that helps carriers, third-party administrators (TPAs), managing general agents (MGAs) and insurance agents automate claim disbursements, agency billing and premium remittance without replacing their existing core systems.
The platform is organized into two products. ClaimsSnap handles digital claim payment workflows, including multi-party approvals, mortgagee integrations and direct bank disbursements, and allows insurers to pay claims using only an insured's email address. AgentSnap is an agency-billing and policy-binding product through which agents generate invoices, send secure payment request links to policyholders, upload documents and collect e-signatures, and have collected premiums automatically remitted to the insurer once payment settles into the agency's bank account. The company describes the platform as PCI-DSS compliant with SOC-level security, and it publishes regular versioned platform releases covering features such as check intelligence, recurring payments, claim-number tracking across transaction history and the public API, and minimum fee controls for Venmo and RTP.
Founding story
Co-founders Cody Eddings and Anis Taylor, both based in Philadelphia, used the pandemic period to pivot their young business and find product-market fit, building a fintech offering that speeds up refunds and payouts in the insurance industry.
Business model
SnapRefund sells software to insurance organizations, publishing tiered subscription plans on its website alongside a demo-request and free-trial motion. Its products cover both outbound claim payments (ClaimsSnap) and inbound premium collection with auto-remittance to carriers (AgentSnap).
Traction
Customers and partners quoted or named include Sigo Seguros, Rainwalk Pet Insurance, Your Centinel, TenYour, Akana Claims Management, Benekiva, 101 Weston Labs and Skyward Specialty.
Latest developments
In September 2026 SnapRefund announced a partnership with Skyward Specialty (Nasdaq: SKWD) to use ClaimsSnap for claim payment execution across its operations. Platform releases v4.1.3 and v4.1.4 shipped in September 2026, tightening payment-link token requirements, reducing account data returned in payment details responses, and strengthening guest account credentials and claiming at sign-up.
▸Full profile — market position, technology, go-to-market, geography, history
Market position
SnapRefund describes itself as an award-winning company at the intersection of fintech and insurtech, and was characterized in 2023 as a financial technology company that simplifies and expedites the claim payment process for the insurance industry.
Technology
The platform provides digital claim payment workflows with multi-party approvals, mortgagee approval automation, direct connections to insurers' banks without vendor accounts, check mailing from the dashboard or API, and a public API for invoicing and payment links. Supported payment rails referenced include ACH, instant pay, paper checks, Venmo and RTP. The company states PCI-DSS and SOC-level security for its insurance workflows.
Go-to-market
The company markets through demo bookings and free trials on its website, publishes product and industry content on its blog, and expands via partnerships with carriers, MGAs, TPAs and claims-management and insurtech platforms, including participation in the Guidewire Insurtech Vanguards program.
Insurance carriers, third-party administrators, managing general agents and insurance agencies; named customers and partners include Sigo Seguros, Rainwalk Pet Insurance, Centinel and Skyward Specialty.
Geography
Headquartered in Philadelphia, with the company stating that customers settle payments worldwide.
History
The company's blog records an early sequence of milestones including a pivot, participation in accelerator programs, key partnerships and engineering work, and the launch of its payment platform, followed by versioned product releases beginning with v1.1.0 and continuing through the v4.1.x series in 2026. In 2023 it was selected for the Raynier Seed Fund for Underrepresented Founders run by the University City Science Center and Drexel University. Partnerships announced over time include Sigo Seguros, Benekiva, 101 Weston Labs, Rainwalk Pet Insurance, Centinel, Akana Claims Management and Skyward Specialty, and the company joined the Guidewire Insurtech Vanguards program and obtained SOC compliance.
Compiled by commissioned research from 8 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
Competitors · 2
by search overlap
Companies competing with SnapRefund for the same Google search keywords, organic and paid, via search-intersection analysis.
Timeline · 16
launches, deals, and filingsSkyward Specialty (Nasdaq: SKWD) partnered with SnapRefund to handle claim payment execution across its operations using ClaimsSnap.
Release strengthens guest account credentials for recipients paying through a payment link and tightens how guest accounts can be claimed at sign-up.
Release requires a valid payment link token on recipient payment requests and reduces the account data returned in payment details responses.
Adds a Sales Tax column to Transaction History, returns policyholder payment links from the AgentSnap Create Invoice endpoint, and ships reliability fixes across both platforms.
Adds claim number tracking across Transaction History and the public API, plus onboarding, notification and verification fixes across ClaimsSnap and AgentSnap.
Adds check intelligence, recurring payments, minimum fee controls for Venmo and RTP, and reliability fixes across ClaimsSnap and AgentSnap.
Partnership to modernize pet insurance claim payments.
SnapRefund and Akana Claims Management announced a partnership for fleet claims settlements.
SnapRefund and Benekiva announced a partnership focused on the insurance claims process.
Partnership to modernize auto insurance claim payments for immigrant and working-class communities.
Blog post announcing that SnapRefund's payment platform is live, following earlier posts on a pivot, accelerator participation and key partnerships and engineering work.
SnapRefund was one of four Philadelphia-area minority-owned startups selected by the University City Science Center and Drexel University for the Raynier Seed Fund's second cohort, each receiving a $25,000 investment plus mentorship.
$25K source ↗
Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.
In the news
▸Research sources · 8
primary sources listed
- SnapRefundsnaprefund.io · web
8 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does SnapRefund do?
- SnapRefund is a digital insurance payments platform automating claim disbursements, agency billing and premium remittance.
- Who founded SnapRefund?
- SnapRefund was founded by Cody Eddings, Anis Taylor in 2020.
- Who are SnapRefund's investors?
- SnapRefund's investors include Techstars.
- Where is SnapRefund headquartered?
- SnapRefund is headquartered in Philadelphia, US.