InsurTech Startups

Spire builds a centralised communications platform for the automotive industry, covering vehicle recovery operations, insurance First Notification of Loss (FNOL), and fleet and service provider management with live GPS tracking, SMS job dispatch, and dashboards. It serves automotive sector businesses, call centres, insurers, and service providers such as recovery operators, plumbers, and technicians.

1 investor

Spixii provides a platform that converts regulated business processes into conversational, self-service chatbot workflows for high-value customer queries. The platform targets regulated industries like insurance and financial services, ensuring compliance, auditability, and consistent outcomes through structured expert systems rather than black-box AI.

1 investor

Spotr provides AI-powered visual analysis of commercial properties to help insurance companies detect underinsurance, identify specific risks, and identify sales opportunities for new insurance products. The platform uses computer vision to inspect buildings' condition, structure, and risk factors from multiple image sources.

1 investor

Square One is a Canadian insurance brokerage offering home and car insurance online across six provinces. The company simplifies traditional insurance policies and maintains lower costs by centralizing operations and eliminating unnecessary complexities.

1 investor

SRT & Partners is a commercial insurance and finance broker serving UK businesses of all sizes, offering insurance solutions and asset finance with access to Lloyd's and London Market products.

1 investor

Shanghai NANYAN is a third-party insurance e-commerce platform that connects insurance companies and intermediaries through integrated transaction, customer service, claims management, and data analytics capabilities. The platform serves insurance companies, brokers, and agents in the Chinese market.

1 investor

Stack Healthcare provides affordable and flexible health insurance coverage solutions designed for small businesses and their teams.

1 investor

Start Closing provides project and customer tracking software for roofing contractors handling restoration claims, helping them manage workflows and maintain transparency with customers throughout the claims process.

1 investor

Level provides an AI platform and licensed claims specialists that audit auto insurance total-loss reports for valuation errors, helping lenders' loss mitigation teams identify undervalued settlements and increase insurance recoveries. It serves auto lenders and loss mitigation teams seeking to reduce deficiency balances and write-offs after a total loss.

1 investor

Stella Adjusting provides insurance claims adjustment services for residential, commercial, and condo properties in Florida, handling claims related to hurricane, water, fire, flood, mold, and other property damage.

1 investor

1 investor

StitchStudio builds an AI platform that embeds AI agents directly within insurance workflows to close the "last mile" gap between insight and execution across manual, disconnected operations. It serves the insurance industry, including carriers, TPAs, and brokers across life, health, and P&C.

1 investor

Stonestep is a consulting and advisory firm that works at the intersection of risk, finance, technology, and incentives, assembling specialist teams to design and implement practical solutions. It serves insurers, banks, retailers, healthcare organizations, technology companies, mobile operators, and international organizations across Asia, Africa, and the Americas.

1 investor

Strala.ai offers an AI-driven subrogation platform that identifies claims with the highest recovery potential and provides a live data dashboard for setting reserves and predicting future exposure. It serves captives, self-insured entities, and MGAs across auto, property, and general liability lines.

1 investor

Stratus provides insurance verification automation for dental practices, automating eligibility checks and coverage verification to reduce administrative work and claim denials.

1 investor

StreamSettle is a settlement platform that lets insurers and plaintiff lawyers submit encrypted "True Settlement Thresholds" and automatically reaches a binding settlement at the midpoint if the values overlap, without revealing either party's number. It serves the litigated claims industry — insurance adjusters and attorneys — using encryption-based comparison to reduce posturing and litigation costs, and offers auto-generated settlement documents.

1 investor

Strove builds a platform that enables insurers and employers to engage members through preventive health initiatives and continuous health data tracking, rather than reactive care. The platform focuses on improving health outcomes and member engagement through daily engagement rather than annual interactions.

1 investor

Summit is a Canadian insurance brokerage that combines human advisors with technology to help businesses navigate commercial insurance. The company serves small to mid-sized Canadian businesses seeking a modern, transparent alternative to traditional insurance brokers.

1 investor

Sunny provides a single card and app that lets health plan members access multiple supplemental benefits — such as OTC, groceries, transportation, dental, vision, and utilities — and earn rewards for healthy choices. It offers benefits administrators transactional reporting alongside clinical and claims data, plus a Costco partnership, to support personalized benefit and incentive programs.

1 investor

Truvi (formerly Superhog) offers guest screening and damage protection for short-term rental property managers, including automatic guest screening, ID verification, background checks, and claims management on a pay-per-booking basis. Its damage protection is insurance-backed through an underwriting agreement, covering rentals from $0 to $1M without deposits.

1 investor

Superscript provides business insurance for companies ranging from micro-businesses to multinationals, using data, analysis and technology to qualify and offer cover. It operates a 100% online product for small businesses, a Lloyd's-backed advised broker service for complex or scaling businesses, and a partnerships offering, and is regulated by the FCA in the UK.

1 investor

SureBright provides AI-powered extended warranty and product protection plans that merchants can offer to their customers through an API integration, covering issues like accidental damage, shipping loss, and power surges across a wide range of product categories. It operates on a revenue-sharing model for online and in-store retailers across North America.

1 investor

SureCo administers Individual Coverage Health Reimbursement Arrangements (ICHRA) exclusively for large employer groups, offering an enrollment platform, HRIS integrations, direct carrier payments, and managed open enrollment. It works with brokers and benefits consultants to provide their large-group clients an alternative to fully insured and self-funded health plans in the US.

1 investor

Surematics provides software for commercial insurance brokers to manage complex insurance arrangements, particularly for high-value or specialized assets. The platform uses blockchain technology to enable multiple companies to jointly structure and execute binding contracts.

1 investor